To require the appropriate Federal banking agencies to establish a 3-year phase-in period for de novo financial institutions to comply with Federal capital standards, to provide relief for de novo rural community banks, and for other purposes.

To repeal the small business loan data collection requirements under the Equal Credit Opportunity Act.

To amend the Federal Reserve Act to prohibit the Federal reserve banks from offering certain products or services directly to an individual, to prohibit the use of central bank digital currency for monetary policy, and for other purposes.

To direct the Secretary of Transportation to produce and distribute a national public safety messaging campaign, and for other purposes.

To provide for the regulation of payment stablecoins, and for other purposes.

To establish an Independent Financial Technology Working Group to Combat Terrorism and Illicit Financing, and for other purposes.

Of inquiry requesting the President to provide certain documents in the President's possession to the House of Representatives relating to the access provided to the staff and advisers of, including any individual working for or in conjunction with, the Department of Government Efficiency to the systems, applications, and accounts, and any information contained therein, of the Bureau of Consumer Financial Protection.