AR
Arkansas House Bill HB1295

Arkansas 2025 Regular Session

Arkansas House Bill HB1295

Introduced
1/29/25  
Refer
1/29/25  
Report Pass
3/19/25  
Report Pass
4/9/25  

Caption

To Create The Healthcare Cost-sharing Collections Transparency Act.

Impact

One of the significant impacts of HB1295 is the introduction of stricter regulations on how healthcare insurers manage cost-sharing collections. The bill prohibits insurers from increasing premiums or other fees without meeting specific conditions, thereby protecting enrollees from unexpected financial strain. The requirement for insurers to report annually on their financial conditions and collection efforts enhances transparency within the healthcare system and allows for better state oversight over insurance practices. This could lead to improved trust between enrollees, providers, and insurers.

Summary

House Bill 1295, known as the Healthcare Cost-Sharing Collections Act, aims to streamline the administration of healthcare cost-sharing obligations within the state of Arkansas. The bill mandates that healthcare insurers take full responsibility for collecting cost-sharing amounts from enrollees, thereby preventing healthcare providers from withholding payment for services due to uncollected cost-sharing. This measure is expected to alleviate financial burdens on healthcare providers while ensuring enrollees have a clearer understanding of their financial responsibilities related to healthcare costs.

Contention

Despite its intentions, the bill may face opposition from various sectors within the healthcare landscape. Critics may argue that imposing stringent regulations on insurers could result in elevated operational costs that might ultimately be passed on to enrollees through higher premiums. Additionally, there may be concerns about whether the bill's provisions infringe upon the flexibility of insurers in managing their financial practices. Debates may center around the balance between protecting consumer rights and allowing insurers the necessary leeway to manage their cost structures effectively.

Companion Bills

No companion bills found.

Previously Filed As

AR SB122

To Create The Healthcare Cost-sharing Collections Act.

AR HB1259

To Create The Healthcare Cost-sharing Collections Act.

AR SB142

To Amend The Healthcare Contracting Simplification Act; And To Regulate Network Leasing Under The Healthcare Contracting Simplification Act.

AR HB1481

To Create The Healthcare Insurer Share The Savings Act; And To Create The Arkansas Pharmacy Benefits Manager Share The Savings Act.

AR HB1271

To Amend The Prior Authorization Transparency Act; And To Exempt Certain Healthcare Providers That Provide Certain Healthcare Services From Prior Authorization Requirements.

AR SB143

To Amend The Prior Authorization Transparency Act; And To Exempt Certain Healthcare Providers That Provide Certain Healthcare Services From Prior Authorization Requirements.

AR SB141

To Amend The Prior Authorization Transparency Act; And To Clarify That A Healthcare Insurer From Out Of State Is Subject To The Prior Authorization Transparency Act If That Healthcare Insurer Has Subscribers In This State.

AR HB1275

To Regulate Electronic Medical Records; And To Prohibit A Healthcare Payor That Has Electronic Access To Medical Records From Requesting Medical Records In A Different Format From A Healthcare Provider.

AR HB1272

To Amend The Healthcare Contracting Simplification Act; And To Prohibit A Healthcare Insurer From Leasing A Healthcare Contract Or Provider Network.

AR HB1741

To Require Consent To The Assignment Of Benefits To A Healthcare Provider; And To Mandate Notice To An Enrollee Of The Assignment Of Benefits To A Healthcare Provider.

Similar Bills

MS HB803

Healthcare Contracting Simplification Act; create.

AR SB626

To Require Fair And Transparent Reimbursement Rates; To Ensure Parity Of Healthcare Services; To Amend The Billing In The Best Interest Of Patients Act; And To Declare An Emergency.

AR HB1930

To Mandate Minimum Reimbursement Levels For Healthcare Services.

AR HB1300

To Amend The Prior Authorization Transparency Act.

CA AB744

Health care coverage: telehealth.

AR SB122

To Create The Healthcare Cost-sharing Collections Act.

AR HB1259

To Create The Healthcare Cost-sharing Collections Act.

MS HB934

Healthcare Contracting Simplification Act; create.