HB 2323
Initials SJ Page 1 Caucus & COW
ARIZONA HOUSE OF REPRESENTATIVES
Fifty-fifth Legislature
Second Regular Session
House: GE DP 10-3-0-0
HB 2323: homeowner's insurance; dogs; nondiscrimination
Sponsor: Representative Kavanagh, LD 23
Caucus & COW
Overview
Provides prohibitions on the consideration of a dog breed in relation to a policy of insurance.
History
Insurance is defined in statute as a contract by which a person undertakes to indemnify another
or to pay a specified amount on determinable contingencies (A.R.S. § 20-103).
Provisions
1. Prohibits the breed of a dog from being considered or used for any of the following purposes:
a) Underwriting or actuarial processes for determining liability, risk, actual or potential losses
or any other matter related to claims involving dogs under a policy of insurance;
b) Surveys, questionnaires or other means of gathering information regarding possession,
ownership or the presence of a dog on premises insured or to be insured under a policy
of insurance; or
c) Conclusions of law or findings of fact entered by a hearing officer, court, administrative
law judge, arbitrator or other legal decision maker regarding whether a dog is vicious or
aggressive or has caused liability to occur, as part of determining coverage, liability or
damages related to a policy of insurance. (Sec. 1)
2. Defines the following terms:
a) Aggressive;
b) Breed;
c) Policy of insurance;
d) Provocation; and
e) Vicious. (Sec. 1)
☐ Prop 105 (45 votes) ☐ Prop 108 (40 votes) ☐ Emergency (40 votes) ☐ Fiscal Note