California Assembly Bill AB402 Amended / Bill

 BILL NUMBER: AB 402AMENDED BILL TEXT AMENDED IN SENATE JUNE 27, 2013 AMENDED IN SENATE JUNE 4, 2013 INTRODUCED BY Assembly Member Ammiano (Coauthor: Senator Beall) FEBRUARY 15, 2013 An act to add Section  10144.53   10144.55  to the Insurance Code, relating to disability income insurance. LEGISLATIVE COUNSEL'S DIGEST AB 402, as amended, Ammiano. Disability income insurance: mental illness. Existing law defines disability income insurance as insurance against loss of occupational earning capacity arising from injury, sickness, or disablement. This bill would require every policy of disability income insurance  that is of a short-term limited duration of 2 years or less,  that is issued, amended, or renewed on or after July 1, 2014, and that provides disability income benefits to provide coverage for disability caused by severe mental illnesses, as defined. Vote: majority. Appropriation: no. Fiscal committee: no. State-mandated local program: no. THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS: SECTION 1. Section  10144.53   10144.55  is added to the Insurance Code, to read:  10144.53.   10144.55.  (a) Every policy of disability income insurance, as defined in subdivision (i) of Section 799.01,    that is of a short-term limited duration of two years or less,  that is issued, amended, or renewed on or after July 1, 2014, and that provides disability income benefits shall provide coverage for disability caused by severe mental illnesses. (b) For the purposes of this section, "severe mental illnesses" shall include: (1) Schizophrenia. (2) Schizoaffective disorder. (3) Bipolar disorder (manic-depressive illness). (4) Major depressive disorders, including postpartum depression. (5) Panic disorder. (6) Obsessive-compulsive disorder. (7) Pervasive developmental disorder or autism. (8) Anorexia nervosa. (9) Bulimia nervosa.