California Assembly Bill AB1899 Amended / Bill

 BILL NUMBER: AB 1899AMENDED BILL TEXT AMENDED IN ASSEMBLY MARCH 16, 2016 INTRODUCED BY Assembly Member Calderon FEBRUARY 11, 2016 An act  to amend Section 1677 of the Insurance Code,  relating to insurance. LEGISLATIVE COUNSEL'S DIGEST AB 1899, as amended, Calderon.  Long-term care insurance.   Insurance: production agents: l   icense examinations.   Existing law requires the Insurance Commissioner to give, at least once each month, in each of the cities in which he or she has an office, qualifying examinations for production agent licenses. Existing law requires every qualifying examination for a production agent license to be in writing and to be of sufficient scope to satisfy the commissioner that the applicant has sufficient knowledge of, and is reasonably familiar with, the insurance laws of this state and with the provisions, terms, and conditions of the insurance that may be transacted pursuant to the license sought, and that the applicant has a general and fair understanding of the obligations and duties of the holder of that license.   This bill, commencing January 1, 2018, would require the examination for a license as a life agent, life-only agent, and accident and health agent be provided in English and Spanish.   Existing law provides for the regulation of long-term care insurance by the Insurance Commissioner and prescribes various requirements and conditions governing the delivery of individual or group long-term care insurance in the state. Existing law establishes the California Partnership for Long-Term Care Program to link private long-term care insurance and health care service plan contracts that cover long-term care with the In-Home Supportive Services Program and Medi-Cal and to provide Medi-Cal benefits to certain individuals who have income and resources above the eligibility levels for receipt of medical assistance, but who have purchased certified private long-term care insurance policies.   This bill would state the intent of the Legislature to enact legislation that would pertain to long-term care insurance.  Vote: majority. Appropriation: no. Fiscal committee:  no   yes  . State-mandated local program: no. THE PEOPLE OF THE STATE OF CALIFORNIA DO ENACT AS FOLLOWS:  SECTION 1.   The Legislature finds and declares that it is essential that all of the state's residents have access to vital health services that can prolong and enhance their lives, and that state government continues to take reasonable and effective actions that will facilitate access to these services.   SEC. 2.   Section 1677 of the   Insurance Code   is amended to read:  1677.  (a)    Every qualifying examination for a license  under   pursuant to  this chapter shall be in writing and shall be of sufficient scope to satisfy the commissioner that the applicant has sufficient knowledge  of   of,  and is reasonably familiar  with  with,  the insurance laws of this  State   state  and with the provisions,  terms   terms,  and conditions of the insurance  which   that  may be transacted pursuant to the license sought, and  that the applicant  has a general and fair understanding of the obligations and duties of the holder of  such   that  license.  (b) On and after January 1, 2018, the examination for a license as a life agent, life-only agent, and accident and health agent shall be provided in English and Spanish.   SECTION 1.   It is the intent of the Legislature to enact legislation that would pertain to long-term care insurance.