CALIFORNIA LEGISLATURE 20192020 REGULAR SESSION Assembly Bill No. 548Introduced by Assembly Member RodriguezFebruary 13, 2019 An act to add Section 10089.396 to the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 548, as introduced, Rodriguez. Earthquake Brace and Bolt program.Existing law establishes the California Earthquake Authority, administered by the Insurance Commissioner, and authorizes the authority to transact insurance in this state as necessary to, among other things, create and maintain, in collaboration or jointly with subdivisions and programs of local, state, and federal governments and with other national programs, programs and activities that mitigate seismic risks, for the benefit of homeowners and other property owners. Existing law recognizes the existence of the California Residential Mitigation Program (CRMP), a joint powers authority created in 2012 by agreement between the California Earthquake Authority and the Office of Emergency Services. Existing law requires the CRMP to implement a grant program, known as the Earthquake Brace and Bolt program, to award grants to qualifying owners of single-family residential structures that meet specified requirements, including that the structures are located in high-risk earthquake areas.This bill would require the CRMP, in administering the Earthquake Brace and Bolt program, to provide outreach to low-income households and low-income communities to increase consumer awareness of the Earthquake Brace and Bolt program and would require the CRMP to offer opportunities for increased grants to low-income applicants. The bill would require at least ____% of the applicants initially awarded a grant pursuant to the program in each cycle to be low income, as specified. Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: NO Bill TextThe people of the State of California do enact as follows:SECTION 1. Section 10089.396 is added to the Insurance Code, to read:10089.396. (a) For purposes of this section, the following definitions apply:(1) Low income means a resident of the state whose household income is less than or equal to 300 percent of the federal poverty level. (2) Low-income communities has the same meaning as defined in Section 39713 of the Health and Safety Code.(b) In administering the Earthquake Brace and Bolt program pursuant to Section 10089.395, the California Residential Mitigation Program (CRMP) shall do all of the following:(1) Provide outreach to low-income households and low-income communities to increase consumer awareness of the Earthquake Brace and Bolt program.(2) Offer opportunities for increased grants to low-income applicants. (3) Prioritize low-income applicants in awarding grants, as follows:(A) At least ____ percent of the applicants initially awarded a grant pursuant to the program in each cycle shall be low income, except that if there are not enough eligible low-income applicants to satisfy this threshold, consideration shall then be made for all other eligible applicants. (B) If an applicant is selected to receive a grant under the program, but does not ultimately participate in the program, the CRMP may award those funds to another eligible applicant. Selection priority for those funds shall be given to low-income applicants who are on the waiting list. The waiting list is only applicable for the duration of the grant cycle. If there are no low-income applicants on the waiting list, then waiting list considerations shall be made for all other eligible applicants.
CALIFORNIA LEGISLATURE 20192020 REGULAR SESSION Assembly Bill No. 548Introduced by Assembly Member RodriguezFebruary 13, 2019 An act to add Section 10089.396 to the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 548, as introduced, Rodriguez. Earthquake Brace and Bolt program.Existing law establishes the California Earthquake Authority, administered by the Insurance Commissioner, and authorizes the authority to transact insurance in this state as necessary to, among other things, create and maintain, in collaboration or jointly with subdivisions and programs of local, state, and federal governments and with other national programs, programs and activities that mitigate seismic risks, for the benefit of homeowners and other property owners. Existing law recognizes the existence of the California Residential Mitigation Program (CRMP), a joint powers authority created in 2012 by agreement between the California Earthquake Authority and the Office of Emergency Services. Existing law requires the CRMP to implement a grant program, known as the Earthquake Brace and Bolt program, to award grants to qualifying owners of single-family residential structures that meet specified requirements, including that the structures are located in high-risk earthquake areas.This bill would require the CRMP, in administering the Earthquake Brace and Bolt program, to provide outreach to low-income households and low-income communities to increase consumer awareness of the Earthquake Brace and Bolt program and would require the CRMP to offer opportunities for increased grants to low-income applicants. The bill would require at least ____% of the applicants initially awarded a grant pursuant to the program in each cycle to be low income, as specified. Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: NO
CALIFORNIA LEGISLATURE 20192020 REGULAR SESSION
Assembly Bill No. 548
Introduced by Assembly Member RodriguezFebruary 13, 2019
Introduced by Assembly Member Rodriguez
February 13, 2019
An act to add Section 10089.396 to the Insurance Code, relating to insurance.
LEGISLATIVE COUNSEL'S DIGEST
## LEGISLATIVE COUNSEL'S DIGEST
AB 548, as introduced, Rodriguez. Earthquake Brace and Bolt program.
Existing law establishes the California Earthquake Authority, administered by the Insurance Commissioner, and authorizes the authority to transact insurance in this state as necessary to, among other things, create and maintain, in collaboration or jointly with subdivisions and programs of local, state, and federal governments and with other national programs, programs and activities that mitigate seismic risks, for the benefit of homeowners and other property owners. Existing law recognizes the existence of the California Residential Mitigation Program (CRMP), a joint powers authority created in 2012 by agreement between the California Earthquake Authority and the Office of Emergency Services. Existing law requires the CRMP to implement a grant program, known as the Earthquake Brace and Bolt program, to award grants to qualifying owners of single-family residential structures that meet specified requirements, including that the structures are located in high-risk earthquake areas.This bill would require the CRMP, in administering the Earthquake Brace and Bolt program, to provide outreach to low-income households and low-income communities to increase consumer awareness of the Earthquake Brace and Bolt program and would require the CRMP to offer opportunities for increased grants to low-income applicants. The bill would require at least ____% of the applicants initially awarded a grant pursuant to the program in each cycle to be low income, as specified.
Existing law establishes the California Earthquake Authority, administered by the Insurance Commissioner, and authorizes the authority to transact insurance in this state as necessary to, among other things, create and maintain, in collaboration or jointly with subdivisions and programs of local, state, and federal governments and with other national programs, programs and activities that mitigate seismic risks, for the benefit of homeowners and other property owners. Existing law recognizes the existence of the California Residential Mitigation Program (CRMP), a joint powers authority created in 2012 by agreement between the California Earthquake Authority and the Office of Emergency Services. Existing law requires the CRMP to implement a grant program, known as the Earthquake Brace and Bolt program, to award grants to qualifying owners of single-family residential structures that meet specified requirements, including that the structures are located in high-risk earthquake areas.
This bill would require the CRMP, in administering the Earthquake Brace and Bolt program, to provide outreach to low-income households and low-income communities to increase consumer awareness of the Earthquake Brace and Bolt program and would require the CRMP to offer opportunities for increased grants to low-income applicants. The bill would require at least ____% of the applicants initially awarded a grant pursuant to the program in each cycle to be low income, as specified.
## Digest Key
## Bill Text
The people of the State of California do enact as follows:SECTION 1. Section 10089.396 is added to the Insurance Code, to read:10089.396. (a) For purposes of this section, the following definitions apply:(1) Low income means a resident of the state whose household income is less than or equal to 300 percent of the federal poverty level. (2) Low-income communities has the same meaning as defined in Section 39713 of the Health and Safety Code.(b) In administering the Earthquake Brace and Bolt program pursuant to Section 10089.395, the California Residential Mitigation Program (CRMP) shall do all of the following:(1) Provide outreach to low-income households and low-income communities to increase consumer awareness of the Earthquake Brace and Bolt program.(2) Offer opportunities for increased grants to low-income applicants. (3) Prioritize low-income applicants in awarding grants, as follows:(A) At least ____ percent of the applicants initially awarded a grant pursuant to the program in each cycle shall be low income, except that if there are not enough eligible low-income applicants to satisfy this threshold, consideration shall then be made for all other eligible applicants. (B) If an applicant is selected to receive a grant under the program, but does not ultimately participate in the program, the CRMP may award those funds to another eligible applicant. Selection priority for those funds shall be given to low-income applicants who are on the waiting list. The waiting list is only applicable for the duration of the grant cycle. If there are no low-income applicants on the waiting list, then waiting list considerations shall be made for all other eligible applicants.
The people of the State of California do enact as follows:
## The people of the State of California do enact as follows:
SECTION 1. Section 10089.396 is added to the Insurance Code, to read:10089.396. (a) For purposes of this section, the following definitions apply:(1) Low income means a resident of the state whose household income is less than or equal to 300 percent of the federal poverty level. (2) Low-income communities has the same meaning as defined in Section 39713 of the Health and Safety Code.(b) In administering the Earthquake Brace and Bolt program pursuant to Section 10089.395, the California Residential Mitigation Program (CRMP) shall do all of the following:(1) Provide outreach to low-income households and low-income communities to increase consumer awareness of the Earthquake Brace and Bolt program.(2) Offer opportunities for increased grants to low-income applicants. (3) Prioritize low-income applicants in awarding grants, as follows:(A) At least ____ percent of the applicants initially awarded a grant pursuant to the program in each cycle shall be low income, except that if there are not enough eligible low-income applicants to satisfy this threshold, consideration shall then be made for all other eligible applicants. (B) If an applicant is selected to receive a grant under the program, but does not ultimately participate in the program, the CRMP may award those funds to another eligible applicant. Selection priority for those funds shall be given to low-income applicants who are on the waiting list. The waiting list is only applicable for the duration of the grant cycle. If there are no low-income applicants on the waiting list, then waiting list considerations shall be made for all other eligible applicants.
SECTION 1. Section 10089.396 is added to the Insurance Code, to read:
### SECTION 1.
10089.396. (a) For purposes of this section, the following definitions apply:(1) Low income means a resident of the state whose household income is less than or equal to 300 percent of the federal poverty level. (2) Low-income communities has the same meaning as defined in Section 39713 of the Health and Safety Code.(b) In administering the Earthquake Brace and Bolt program pursuant to Section 10089.395, the California Residential Mitigation Program (CRMP) shall do all of the following:(1) Provide outreach to low-income households and low-income communities to increase consumer awareness of the Earthquake Brace and Bolt program.(2) Offer opportunities for increased grants to low-income applicants. (3) Prioritize low-income applicants in awarding grants, as follows:(A) At least ____ percent of the applicants initially awarded a grant pursuant to the program in each cycle shall be low income, except that if there are not enough eligible low-income applicants to satisfy this threshold, consideration shall then be made for all other eligible applicants. (B) If an applicant is selected to receive a grant under the program, but does not ultimately participate in the program, the CRMP may award those funds to another eligible applicant. Selection priority for those funds shall be given to low-income applicants who are on the waiting list. The waiting list is only applicable for the duration of the grant cycle. If there are no low-income applicants on the waiting list, then waiting list considerations shall be made for all other eligible applicants.
10089.396. (a) For purposes of this section, the following definitions apply:(1) Low income means a resident of the state whose household income is less than or equal to 300 percent of the federal poverty level. (2) Low-income communities has the same meaning as defined in Section 39713 of the Health and Safety Code.(b) In administering the Earthquake Brace and Bolt program pursuant to Section 10089.395, the California Residential Mitigation Program (CRMP) shall do all of the following:(1) Provide outreach to low-income households and low-income communities to increase consumer awareness of the Earthquake Brace and Bolt program.(2) Offer opportunities for increased grants to low-income applicants. (3) Prioritize low-income applicants in awarding grants, as follows:(A) At least ____ percent of the applicants initially awarded a grant pursuant to the program in each cycle shall be low income, except that if there are not enough eligible low-income applicants to satisfy this threshold, consideration shall then be made for all other eligible applicants. (B) If an applicant is selected to receive a grant under the program, but does not ultimately participate in the program, the CRMP may award those funds to another eligible applicant. Selection priority for those funds shall be given to low-income applicants who are on the waiting list. The waiting list is only applicable for the duration of the grant cycle. If there are no low-income applicants on the waiting list, then waiting list considerations shall be made for all other eligible applicants.
10089.396. (a) For purposes of this section, the following definitions apply:(1) Low income means a resident of the state whose household income is less than or equal to 300 percent of the federal poverty level. (2) Low-income communities has the same meaning as defined in Section 39713 of the Health and Safety Code.(b) In administering the Earthquake Brace and Bolt program pursuant to Section 10089.395, the California Residential Mitigation Program (CRMP) shall do all of the following:(1) Provide outreach to low-income households and low-income communities to increase consumer awareness of the Earthquake Brace and Bolt program.(2) Offer opportunities for increased grants to low-income applicants. (3) Prioritize low-income applicants in awarding grants, as follows:(A) At least ____ percent of the applicants initially awarded a grant pursuant to the program in each cycle shall be low income, except that if there are not enough eligible low-income applicants to satisfy this threshold, consideration shall then be made for all other eligible applicants. (B) If an applicant is selected to receive a grant under the program, but does not ultimately participate in the program, the CRMP may award those funds to another eligible applicant. Selection priority for those funds shall be given to low-income applicants who are on the waiting list. The waiting list is only applicable for the duration of the grant cycle. If there are no low-income applicants on the waiting list, then waiting list considerations shall be made for all other eligible applicants.
10089.396. (a) For purposes of this section, the following definitions apply:
(1) Low income means a resident of the state whose household income is less than or equal to 300 percent of the federal poverty level.
(2) Low-income communities has the same meaning as defined in Section 39713 of the Health and Safety Code.
(b) In administering the Earthquake Brace and Bolt program pursuant to Section 10089.395, the California Residential Mitigation Program (CRMP) shall do all of the following:
(1) Provide outreach to low-income households and low-income communities to increase consumer awareness of the Earthquake Brace and Bolt program.
(2) Offer opportunities for increased grants to low-income applicants.
(3) Prioritize low-income applicants in awarding grants, as follows:
(A) At least ____ percent of the applicants initially awarded a grant pursuant to the program in each cycle shall be low income, except that if there are not enough eligible low-income applicants to satisfy this threshold, consideration shall then be made for all other eligible applicants.
(B) If an applicant is selected to receive a grant under the program, but does not ultimately participate in the program, the CRMP may award those funds to another eligible applicant. Selection priority for those funds shall be given to low-income applicants who are on the waiting list. The waiting list is only applicable for the duration of the grant cycle. If there are no low-income applicants on the waiting list, then waiting list considerations shall be made for all other eligible applicants.