California 2023 2023-2024 Regular Session

California Assembly Bill AB1432 Enrolled / Bill

Filed 09/11/2023

                    Enrolled  September 11, 2023 Passed IN  Senate  September 06, 2023 Passed IN  Assembly  September 07, 2023 Amended IN  Senate  August 23, 2023 Amended IN  Assembly  April 03, 2023 CALIFORNIA LEGISLATURE 20232024 REGULAR SESSION Assembly Bill No. 1432Introduced by Assembly Member Wendy CarrilloFebruary 17, 2023An act to amend Section 10112.5 of the Insurance Code, relating to health care coverage. LEGISLATIVE COUNSEL'S DIGESTAB 1432, Wendy Carrillo. Health care coverage.Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health insurance policy to provide group coverage to the registered domestic partner of an employee, insured, or policyholder that is equal to the coverage it provides to the spouse of those persons. Existing law provides that a policy or certificate of group health insurance that is marketed, issued, or delivered to a California resident, regardless of the situs of the contract or master group policyholder, is subject to the requirements to provide equal coverage to domestic partners as is provided to spouses, notwithstanding any other provision of law.This bill additionally would subject a policy or certificate of group health insurance that is marketed, issued, or delivered to a California resident to all provisions of the Insurance Code requiring coverage of abortion, abortion-related services, and gender-affirming care, regardless of the situs of the contract or master group policyholder.Digest Key Vote: MAJORITY  Appropriation: NO  Fiscal Committee: YES  Local Program: NO Bill TextThe people of the State of California do enact as follows:SECTION 1. Section 10112.5 of the Insurance Code is amended to read:10112.5. (a) (1) Notwithstanding any other law, every policy or certificate of health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to all provisions of this code.(2) (A) Paragraph (1) shall not apply to a policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(B) Notwithstanding subparagraph (A), a policy or certificate of health insurance marketed, issued, or delivered to a resident of this state shall not discriminate in coverage between spouses or domestic partners of a different sex and spouses or domestic partners of the same sex.(3) Subparagraph (A) of paragraph (2) shall not be construed to limit the applicability of any other provision of this code to any policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(b) Subject to all other provisions of this code, a policy or certificate of group health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to both of the following:(1) Section 10121.7.(2) All provisions of this code requiring coverage of abortion, abortion-related services, and gender-affirming care.

 Enrolled  September 11, 2023 Passed IN  Senate  September 06, 2023 Passed IN  Assembly  September 07, 2023 Amended IN  Senate  August 23, 2023 Amended IN  Assembly  April 03, 2023 CALIFORNIA LEGISLATURE 20232024 REGULAR SESSION Assembly Bill No. 1432Introduced by Assembly Member Wendy CarrilloFebruary 17, 2023An act to amend Section 10112.5 of the Insurance Code, relating to health care coverage. LEGISLATIVE COUNSEL'S DIGESTAB 1432, Wendy Carrillo. Health care coverage.Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health insurance policy to provide group coverage to the registered domestic partner of an employee, insured, or policyholder that is equal to the coverage it provides to the spouse of those persons. Existing law provides that a policy or certificate of group health insurance that is marketed, issued, or delivered to a California resident, regardless of the situs of the contract or master group policyholder, is subject to the requirements to provide equal coverage to domestic partners as is provided to spouses, notwithstanding any other provision of law.This bill additionally would subject a policy or certificate of group health insurance that is marketed, issued, or delivered to a California resident to all provisions of the Insurance Code requiring coverage of abortion, abortion-related services, and gender-affirming care, regardless of the situs of the contract or master group policyholder.Digest Key Vote: MAJORITY  Appropriation: NO  Fiscal Committee: YES  Local Program: NO 

 Enrolled  September 11, 2023 Passed IN  Senate  September 06, 2023 Passed IN  Assembly  September 07, 2023 Amended IN  Senate  August 23, 2023 Amended IN  Assembly  April 03, 2023

Enrolled  September 11, 2023
Passed IN  Senate  September 06, 2023
Passed IN  Assembly  September 07, 2023
Amended IN  Senate  August 23, 2023
Amended IN  Assembly  April 03, 2023

 CALIFORNIA LEGISLATURE 20232024 REGULAR SESSION

 Assembly Bill 

No. 1432

Introduced by Assembly Member Wendy CarrilloFebruary 17, 2023

Introduced by Assembly Member Wendy Carrillo
February 17, 2023

An act to amend Section 10112.5 of the Insurance Code, relating to health care coverage. 

LEGISLATIVE COUNSEL'S DIGEST

## LEGISLATIVE COUNSEL'S DIGEST

AB 1432, Wendy Carrillo. Health care coverage.

Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health insurance policy to provide group coverage to the registered domestic partner of an employee, insured, or policyholder that is equal to the coverage it provides to the spouse of those persons. Existing law provides that a policy or certificate of group health insurance that is marketed, issued, or delivered to a California resident, regardless of the situs of the contract or master group policyholder, is subject to the requirements to provide equal coverage to domestic partners as is provided to spouses, notwithstanding any other provision of law.This bill additionally would subject a policy or certificate of group health insurance that is marketed, issued, or delivered to a California resident to all provisions of the Insurance Code requiring coverage of abortion, abortion-related services, and gender-affirming care, regardless of the situs of the contract or master group policyholder.

Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health insurance policy to provide group coverage to the registered domestic partner of an employee, insured, or policyholder that is equal to the coverage it provides to the spouse of those persons. Existing law provides that a policy or certificate of group health insurance that is marketed, issued, or delivered to a California resident, regardless of the situs of the contract or master group policyholder, is subject to the requirements to provide equal coverage to domestic partners as is provided to spouses, notwithstanding any other provision of law.

This bill additionally would subject a policy or certificate of group health insurance that is marketed, issued, or delivered to a California resident to all provisions of the Insurance Code requiring coverage of abortion, abortion-related services, and gender-affirming care, regardless of the situs of the contract or master group policyholder.

## Digest Key

## Bill Text

The people of the State of California do enact as follows:SECTION 1. Section 10112.5 of the Insurance Code is amended to read:10112.5. (a) (1) Notwithstanding any other law, every policy or certificate of health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to all provisions of this code.(2) (A) Paragraph (1) shall not apply to a policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(B) Notwithstanding subparagraph (A), a policy or certificate of health insurance marketed, issued, or delivered to a resident of this state shall not discriminate in coverage between spouses or domestic partners of a different sex and spouses or domestic partners of the same sex.(3) Subparagraph (A) of paragraph (2) shall not be construed to limit the applicability of any other provision of this code to any policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(b) Subject to all other provisions of this code, a policy or certificate of group health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to both of the following:(1) Section 10121.7.(2) All provisions of this code requiring coverage of abortion, abortion-related services, and gender-affirming care.

The people of the State of California do enact as follows:

## The people of the State of California do enact as follows:

SECTION 1. Section 10112.5 of the Insurance Code is amended to read:10112.5. (a) (1) Notwithstanding any other law, every policy or certificate of health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to all provisions of this code.(2) (A) Paragraph (1) shall not apply to a policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(B) Notwithstanding subparagraph (A), a policy or certificate of health insurance marketed, issued, or delivered to a resident of this state shall not discriminate in coverage between spouses or domestic partners of a different sex and spouses or domestic partners of the same sex.(3) Subparagraph (A) of paragraph (2) shall not be construed to limit the applicability of any other provision of this code to any policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(b) Subject to all other provisions of this code, a policy or certificate of group health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to both of the following:(1) Section 10121.7.(2) All provisions of this code requiring coverage of abortion, abortion-related services, and gender-affirming care.

SECTION 1. Section 10112.5 of the Insurance Code is amended to read:

### SECTION 1.

10112.5. (a) (1) Notwithstanding any other law, every policy or certificate of health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to all provisions of this code.(2) (A) Paragraph (1) shall not apply to a policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(B) Notwithstanding subparagraph (A), a policy or certificate of health insurance marketed, issued, or delivered to a resident of this state shall not discriminate in coverage between spouses or domestic partners of a different sex and spouses or domestic partners of the same sex.(3) Subparagraph (A) of paragraph (2) shall not be construed to limit the applicability of any other provision of this code to any policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(b) Subject to all other provisions of this code, a policy or certificate of group health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to both of the following:(1) Section 10121.7.(2) All provisions of this code requiring coverage of abortion, abortion-related services, and gender-affirming care.

10112.5. (a) (1) Notwithstanding any other law, every policy or certificate of health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to all provisions of this code.(2) (A) Paragraph (1) shall not apply to a policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(B) Notwithstanding subparagraph (A), a policy or certificate of health insurance marketed, issued, or delivered to a resident of this state shall not discriminate in coverage between spouses or domestic partners of a different sex and spouses or domestic partners of the same sex.(3) Subparagraph (A) of paragraph (2) shall not be construed to limit the applicability of any other provision of this code to any policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(b) Subject to all other provisions of this code, a policy or certificate of group health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to both of the following:(1) Section 10121.7.(2) All provisions of this code requiring coverage of abortion, abortion-related services, and gender-affirming care.

10112.5. (a) (1) Notwithstanding any other law, every policy or certificate of health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to all provisions of this code.(2) (A) Paragraph (1) shall not apply to a policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(B) Notwithstanding subparagraph (A), a policy or certificate of health insurance marketed, issued, or delivered to a resident of this state shall not discriminate in coverage between spouses or domestic partners of a different sex and spouses or domestic partners of the same sex.(3) Subparagraph (A) of paragraph (2) shall not be construed to limit the applicability of any other provision of this code to any policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.(b) Subject to all other provisions of this code, a policy or certificate of group health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to both of the following:(1) Section 10121.7.(2) All provisions of this code requiring coverage of abortion, abortion-related services, and gender-affirming care.



10112.5. (a) (1) Notwithstanding any other law, every policy or certificate of health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to all provisions of this code.

(2) (A) Paragraph (1) shall not apply to a policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.

(B) Notwithstanding subparagraph (A), a policy or certificate of health insurance marketed, issued, or delivered to a resident of this state shall not discriminate in coverage between spouses or domestic partners of a different sex and spouses or domestic partners of the same sex.

(3) Subparagraph (A) of paragraph (2) shall not be construed to limit the applicability of any other provision of this code to any policy or certificate of health insurance that is issued outside of California to an employer whose principal place of business and majority of employees are located outside of California.

(b) Subject to all other provisions of this code, a policy or certificate of group health insurance marketed, issued, or delivered to a resident of this state, regardless of the situs of the contract or master group policyholder, shall be subject to both of the following:

(1) Section 10121.7.

(2) All provisions of this code requiring coverage of abortion, abortion-related services, and gender-affirming care.