Amended IN Assembly March 16, 2023 CALIFORNIA LEGISLATURE 20232024 REGULAR SESSION Assembly Bill No. 917Introduced by Assembly Member OrtegaFebruary 14, 2023 An act to amend Section 11629.731 of Sections 11629.81 and 11629.85 of, and to repeal Section 11629.89 of, the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 917, as amended, Ortega. Low-cost automobile insurance program.Existing law establishes, within the California Automobile Assigned Risk Plan, a low-cost automobile insurance program for all counties in California. Existing law provides a rebuttable presumption that a driver is qualified to purchase a low-cost automobile insurance policy if the person meets and claims to meet specified requirements. This bill would make technical, nonsubstantive changes to this provision.Existing law, until January 1, 2025, requires the California Automobile Assigned Risk Plan to report to the Insurance Commissioner on an annual basis on the status of the program and, on or before March 15 of each year, requires the commissioner to prepare and propose a plan in a report to the Legislature setting forth the commissioners methods to inform households eligible for the program about the availability of low-cost automobile insurance. Existing law, on or before March 15 of each year, requires the commissioner to submit a combined report to the Legislature.This bill would, instead, require the commissioner to submit the combined report to the Legislature on or before March 15, 2024, and on or before March 15 every 5 years thereafter. The bill would remove the January 1, 2025, sunset date, thereby extending the operation of the California Automobile Assigned Risk Plan indefinitely, and would make conforming changes.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: NOYES Local Program: NO Bill TextThe people of the State of California do enact as follows:SECTION 1. Section 11629.81 of the Insurance Code is amended to read:11629.81. (a) The California Automobile Assigned Risk Plan shall report to the commissioner on an annual basis, and at those additional times as it deems prudent, on the status of the program. The report shall include data regarding new policies, renewed policies, and policy cancellations or nonrenewals.(b) The department shall combine the report reports pursuant to subdivision (a) with the report required by Section 11629.85 and submit the combined report to the Legislature on or before March 15 of each year. 15, 2024, and on or before March 15 every five years thereafter.(c) A report submitted pursuant to subdivision (b) shall be submitted in compliance with Section 9795 of the Government Code.SEC. 2. Section 11629.85 of the Insurance Code is amended to read:11629.85. (a) Notwithstanding Section 10231.5 of the Government Code, on or before March 15 of each year, 15, 2024, and on or before March 15 every five years thereafter, the commissioner shall prepare and propose a plan in a report to the Legislature setting forth the methods the commissioner intends to implement to inform households eligible for the program about the availability of low-cost automobile insurance.(b) The plan shall include, at a minimum, a brief description of methods proposed to be used, anticipated costs, sources of revenue, goals, targets, objectives, and a justification of the proposed methods. The plan shall also explain how the department proposes to work in cooperation with the California Automobile Assigned Risk Plan, the social service agencies, the Department of Motor Vehicles, and community-based organizations in order to inform eligible households of the existence of the program.(c) The plan shall also include all of the following:(1) The commissioners determination regarding whether the program has been successful, based on the criteria specified in subdivision (d), and an explanation regarding that success or lack thereof.(2) In cooperation with the California Automobile Assigned Risk Plan, structural characteristics of the program that may require statutory revision in order for the program to succeed or to improve upon existing success.(3) Impediments to success of the program that can reasonably be overcome by revision to the strategies adopted by the department.(4) A detailed explanation of the departments use for the program of funds assessed pursuant to Section 1872.81 for the previous fiscal year. reporting period.(5) For the previous five calendar year, years, a list of the total low-cost auto premium for each county in which the program was available.(d) The program is successful if the following occur:(1) The program generated sufficient premiums to cover losses incurred under policies issued under the program, and expenses incurred by the program, as calculated pursuant to subdivision (c) of Section 11629.72.(2) The program served the public purpose of offering access to automobile insurance to otherwise underserved communities in the program areas.(3) The program offered access to automobile insurance to previously uninsured motorists seeking affordable coverage in the program areas.(4) The programs outreach efforts lead uninsured motorists to contact a producer, and the driver obtains any auto insurance policy that complies with California law.(e) Any written or oral advertisements, including, but not limited to, paid or unpaid commercial or noncommercial advertising, by the department with reference to the low-cost automobile insurance program shall reference the department and shall not reference the commissioner by name or office, or include the commissioners voice, image, or likeness. The department shall not participate with any nongovernmental entity that produces or intends to produce advertisements or educational material that include the name of the commissioner or his or her their voice, image, or likeness, and that are intended to make eligible households aware of the existence of low-cost automobile insurance.(f) A report submitted pursuant to subdivision (a) shall be submitted in compliance with Section 9795 of the Government Code.SEC. 3. Section 11629.89 of the Insurance Code is repealed.11629.89.This article shall remain in effect only until January 1, 2025, and as of that date is repealed.SECTION 1.Section 11629.731 of the Insurance Code is amended to read:11629.731.A person who meets the requirements of subdivision (a) of Section 11629.73, and who claims that they meet the requirements of subdivisions (b) to (e), inclusive, of Section 11629.73 based entirely or partially on a drivers license and driving experience obtained other than in the United States or Canada, shall be entitled to a rebuttable presumption that they are qualified to purchase a low-cost automobile insurance policy under the program if they have been licensed to drive pursuant to a license obtained in the United States or Canada for at least the previous 18 months and meet the criteria of subdivisions (b) to (e), inclusive, for that period.
Amended IN Assembly March 16, 2023 CALIFORNIA LEGISLATURE 20232024 REGULAR SESSION Assembly Bill No. 917Introduced by Assembly Member OrtegaFebruary 14, 2023 An act to amend Section 11629.731 of Sections 11629.81 and 11629.85 of, and to repeal Section 11629.89 of, the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 917, as amended, Ortega. Low-cost automobile insurance program.Existing law establishes, within the California Automobile Assigned Risk Plan, a low-cost automobile insurance program for all counties in California. Existing law provides a rebuttable presumption that a driver is qualified to purchase a low-cost automobile insurance policy if the person meets and claims to meet specified requirements. This bill would make technical, nonsubstantive changes to this provision.Existing law, until January 1, 2025, requires the California Automobile Assigned Risk Plan to report to the Insurance Commissioner on an annual basis on the status of the program and, on or before March 15 of each year, requires the commissioner to prepare and propose a plan in a report to the Legislature setting forth the commissioners methods to inform households eligible for the program about the availability of low-cost automobile insurance. Existing law, on or before March 15 of each year, requires the commissioner to submit a combined report to the Legislature.This bill would, instead, require the commissioner to submit the combined report to the Legislature on or before March 15, 2024, and on or before March 15 every 5 years thereafter. The bill would remove the January 1, 2025, sunset date, thereby extending the operation of the California Automobile Assigned Risk Plan indefinitely, and would make conforming changes.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: NOYES Local Program: NO
Amended IN Assembly March 16, 2023
Amended IN Assembly March 16, 2023
CALIFORNIA LEGISLATURE 20232024 REGULAR SESSION
Assembly Bill
No. 917
Introduced by Assembly Member OrtegaFebruary 14, 2023
Introduced by Assembly Member Ortega
February 14, 2023
An act to amend Section 11629.731 of Sections 11629.81 and 11629.85 of, and to repeal Section 11629.89 of, the Insurance Code, relating to insurance.
LEGISLATIVE COUNSEL'S DIGEST
## LEGISLATIVE COUNSEL'S DIGEST
AB 917, as amended, Ortega. Low-cost automobile insurance program.
Existing law establishes, within the California Automobile Assigned Risk Plan, a low-cost automobile insurance program for all counties in California. Existing law provides a rebuttable presumption that a driver is qualified to purchase a low-cost automobile insurance policy if the person meets and claims to meet specified requirements. This bill would make technical, nonsubstantive changes to this provision.Existing law, until January 1, 2025, requires the California Automobile Assigned Risk Plan to report to the Insurance Commissioner on an annual basis on the status of the program and, on or before March 15 of each year, requires the commissioner to prepare and propose a plan in a report to the Legislature setting forth the commissioners methods to inform households eligible for the program about the availability of low-cost automobile insurance. Existing law, on or before March 15 of each year, requires the commissioner to submit a combined report to the Legislature.This bill would, instead, require the commissioner to submit the combined report to the Legislature on or before March 15, 2024, and on or before March 15 every 5 years thereafter. The bill would remove the January 1, 2025, sunset date, thereby extending the operation of the California Automobile Assigned Risk Plan indefinitely, and would make conforming changes.
Existing law establishes, within the California Automobile Assigned Risk Plan, a low-cost automobile insurance program for all counties in California. Existing law provides a rebuttable presumption that a driver is qualified to purchase a low-cost automobile insurance policy if the person meets and claims to meet specified requirements.
This bill would make technical, nonsubstantive changes to this provision.
Existing law, until January 1, 2025, requires the California Automobile Assigned Risk Plan to report to the Insurance Commissioner on an annual basis on the status of the program and, on or before March 15 of each year, requires the commissioner to prepare and propose a plan in a report to the Legislature setting forth the commissioners methods to inform households eligible for the program about the availability of low-cost automobile insurance. Existing law, on or before March 15 of each year, requires the commissioner to submit a combined report to the Legislature.
This bill would, instead, require the commissioner to submit the combined report to the Legislature on or before March 15, 2024, and on or before March 15 every 5 years thereafter. The bill would remove the January 1, 2025, sunset date, thereby extending the operation of the California Automobile Assigned Risk Plan indefinitely, and would make conforming changes.
## Digest Key
## Bill Text
The people of the State of California do enact as follows:SECTION 1. Section 11629.81 of the Insurance Code is amended to read:11629.81. (a) The California Automobile Assigned Risk Plan shall report to the commissioner on an annual basis, and at those additional times as it deems prudent, on the status of the program. The report shall include data regarding new policies, renewed policies, and policy cancellations or nonrenewals.(b) The department shall combine the report reports pursuant to subdivision (a) with the report required by Section 11629.85 and submit the combined report to the Legislature on or before March 15 of each year. 15, 2024, and on or before March 15 every five years thereafter.(c) A report submitted pursuant to subdivision (b) shall be submitted in compliance with Section 9795 of the Government Code.SEC. 2. Section 11629.85 of the Insurance Code is amended to read:11629.85. (a) Notwithstanding Section 10231.5 of the Government Code, on or before March 15 of each year, 15, 2024, and on or before March 15 every five years thereafter, the commissioner shall prepare and propose a plan in a report to the Legislature setting forth the methods the commissioner intends to implement to inform households eligible for the program about the availability of low-cost automobile insurance.(b) The plan shall include, at a minimum, a brief description of methods proposed to be used, anticipated costs, sources of revenue, goals, targets, objectives, and a justification of the proposed methods. The plan shall also explain how the department proposes to work in cooperation with the California Automobile Assigned Risk Plan, the social service agencies, the Department of Motor Vehicles, and community-based organizations in order to inform eligible households of the existence of the program.(c) The plan shall also include all of the following:(1) The commissioners determination regarding whether the program has been successful, based on the criteria specified in subdivision (d), and an explanation regarding that success or lack thereof.(2) In cooperation with the California Automobile Assigned Risk Plan, structural characteristics of the program that may require statutory revision in order for the program to succeed or to improve upon existing success.(3) Impediments to success of the program that can reasonably be overcome by revision to the strategies adopted by the department.(4) A detailed explanation of the departments use for the program of funds assessed pursuant to Section 1872.81 for the previous fiscal year. reporting period.(5) For the previous five calendar year, years, a list of the total low-cost auto premium for each county in which the program was available.(d) The program is successful if the following occur:(1) The program generated sufficient premiums to cover losses incurred under policies issued under the program, and expenses incurred by the program, as calculated pursuant to subdivision (c) of Section 11629.72.(2) The program served the public purpose of offering access to automobile insurance to otherwise underserved communities in the program areas.(3) The program offered access to automobile insurance to previously uninsured motorists seeking affordable coverage in the program areas.(4) The programs outreach efforts lead uninsured motorists to contact a producer, and the driver obtains any auto insurance policy that complies with California law.(e) Any written or oral advertisements, including, but not limited to, paid or unpaid commercial or noncommercial advertising, by the department with reference to the low-cost automobile insurance program shall reference the department and shall not reference the commissioner by name or office, or include the commissioners voice, image, or likeness. The department shall not participate with any nongovernmental entity that produces or intends to produce advertisements or educational material that include the name of the commissioner or his or her their voice, image, or likeness, and that are intended to make eligible households aware of the existence of low-cost automobile insurance.(f) A report submitted pursuant to subdivision (a) shall be submitted in compliance with Section 9795 of the Government Code.SEC. 3. Section 11629.89 of the Insurance Code is repealed.11629.89.This article shall remain in effect only until January 1, 2025, and as of that date is repealed.SECTION 1.Section 11629.731 of the Insurance Code is amended to read:11629.731.A person who meets the requirements of subdivision (a) of Section 11629.73, and who claims that they meet the requirements of subdivisions (b) to (e), inclusive, of Section 11629.73 based entirely or partially on a drivers license and driving experience obtained other than in the United States or Canada, shall be entitled to a rebuttable presumption that they are qualified to purchase a low-cost automobile insurance policy under the program if they have been licensed to drive pursuant to a license obtained in the United States or Canada for at least the previous 18 months and meet the criteria of subdivisions (b) to (e), inclusive, for that period.
The people of the State of California do enact as follows:
## The people of the State of California do enact as follows:
SECTION 1. Section 11629.81 of the Insurance Code is amended to read:11629.81. (a) The California Automobile Assigned Risk Plan shall report to the commissioner on an annual basis, and at those additional times as it deems prudent, on the status of the program. The report shall include data regarding new policies, renewed policies, and policy cancellations or nonrenewals.(b) The department shall combine the report reports pursuant to subdivision (a) with the report required by Section 11629.85 and submit the combined report to the Legislature on or before March 15 of each year. 15, 2024, and on or before March 15 every five years thereafter.(c) A report submitted pursuant to subdivision (b) shall be submitted in compliance with Section 9795 of the Government Code.
SECTION 1. Section 11629.81 of the Insurance Code is amended to read:
### SECTION 1.
11629.81. (a) The California Automobile Assigned Risk Plan shall report to the commissioner on an annual basis, and at those additional times as it deems prudent, on the status of the program. The report shall include data regarding new policies, renewed policies, and policy cancellations or nonrenewals.(b) The department shall combine the report reports pursuant to subdivision (a) with the report required by Section 11629.85 and submit the combined report to the Legislature on or before March 15 of each year. 15, 2024, and on or before March 15 every five years thereafter.(c) A report submitted pursuant to subdivision (b) shall be submitted in compliance with Section 9795 of the Government Code.
11629.81. (a) The California Automobile Assigned Risk Plan shall report to the commissioner on an annual basis, and at those additional times as it deems prudent, on the status of the program. The report shall include data regarding new policies, renewed policies, and policy cancellations or nonrenewals.(b) The department shall combine the report reports pursuant to subdivision (a) with the report required by Section 11629.85 and submit the combined report to the Legislature on or before March 15 of each year. 15, 2024, and on or before March 15 every five years thereafter.(c) A report submitted pursuant to subdivision (b) shall be submitted in compliance with Section 9795 of the Government Code.
11629.81. (a) The California Automobile Assigned Risk Plan shall report to the commissioner on an annual basis, and at those additional times as it deems prudent, on the status of the program. The report shall include data regarding new policies, renewed policies, and policy cancellations or nonrenewals.(b) The department shall combine the report reports pursuant to subdivision (a) with the report required by Section 11629.85 and submit the combined report to the Legislature on or before March 15 of each year. 15, 2024, and on or before March 15 every five years thereafter.(c) A report submitted pursuant to subdivision (b) shall be submitted in compliance with Section 9795 of the Government Code.
11629.81. (a) The California Automobile Assigned Risk Plan shall report to the commissioner on an annual basis, and at those additional times as it deems prudent, on the status of the program. The report shall include data regarding new policies, renewed policies, and policy cancellations or nonrenewals.
(b) The department shall combine the report reports pursuant to subdivision (a) with the report required by Section 11629.85 and submit the combined report to the Legislature on or before March 15 of each year. 15, 2024, and on or before March 15 every five years thereafter.
(c) A report submitted pursuant to subdivision (b) shall be submitted in compliance with Section 9795 of the Government Code.
SEC. 2. Section 11629.85 of the Insurance Code is amended to read:11629.85. (a) Notwithstanding Section 10231.5 of the Government Code, on or before March 15 of each year, 15, 2024, and on or before March 15 every five years thereafter, the commissioner shall prepare and propose a plan in a report to the Legislature setting forth the methods the commissioner intends to implement to inform households eligible for the program about the availability of low-cost automobile insurance.(b) The plan shall include, at a minimum, a brief description of methods proposed to be used, anticipated costs, sources of revenue, goals, targets, objectives, and a justification of the proposed methods. The plan shall also explain how the department proposes to work in cooperation with the California Automobile Assigned Risk Plan, the social service agencies, the Department of Motor Vehicles, and community-based organizations in order to inform eligible households of the existence of the program.(c) The plan shall also include all of the following:(1) The commissioners determination regarding whether the program has been successful, based on the criteria specified in subdivision (d), and an explanation regarding that success or lack thereof.(2) In cooperation with the California Automobile Assigned Risk Plan, structural characteristics of the program that may require statutory revision in order for the program to succeed or to improve upon existing success.(3) Impediments to success of the program that can reasonably be overcome by revision to the strategies adopted by the department.(4) A detailed explanation of the departments use for the program of funds assessed pursuant to Section 1872.81 for the previous fiscal year. reporting period.(5) For the previous five calendar year, years, a list of the total low-cost auto premium for each county in which the program was available.(d) The program is successful if the following occur:(1) The program generated sufficient premiums to cover losses incurred under policies issued under the program, and expenses incurred by the program, as calculated pursuant to subdivision (c) of Section 11629.72.(2) The program served the public purpose of offering access to automobile insurance to otherwise underserved communities in the program areas.(3) The program offered access to automobile insurance to previously uninsured motorists seeking affordable coverage in the program areas.(4) The programs outreach efforts lead uninsured motorists to contact a producer, and the driver obtains any auto insurance policy that complies with California law.(e) Any written or oral advertisements, including, but not limited to, paid or unpaid commercial or noncommercial advertising, by the department with reference to the low-cost automobile insurance program shall reference the department and shall not reference the commissioner by name or office, or include the commissioners voice, image, or likeness. The department shall not participate with any nongovernmental entity that produces or intends to produce advertisements or educational material that include the name of the commissioner or his or her their voice, image, or likeness, and that are intended to make eligible households aware of the existence of low-cost automobile insurance.(f) A report submitted pursuant to subdivision (a) shall be submitted in compliance with Section 9795 of the Government Code.
SEC. 2. Section 11629.85 of the Insurance Code is amended to read:
### SEC. 2.
11629.85. (a) Notwithstanding Section 10231.5 of the Government Code, on or before March 15 of each year, 15, 2024, and on or before March 15 every five years thereafter, the commissioner shall prepare and propose a plan in a report to the Legislature setting forth the methods the commissioner intends to implement to inform households eligible for the program about the availability of low-cost automobile insurance.(b) The plan shall include, at a minimum, a brief description of methods proposed to be used, anticipated costs, sources of revenue, goals, targets, objectives, and a justification of the proposed methods. The plan shall also explain how the department proposes to work in cooperation with the California Automobile Assigned Risk Plan, the social service agencies, the Department of Motor Vehicles, and community-based organizations in order to inform eligible households of the existence of the program.(c) The plan shall also include all of the following:(1) The commissioners determination regarding whether the program has been successful, based on the criteria specified in subdivision (d), and an explanation regarding that success or lack thereof.(2) In cooperation with the California Automobile Assigned Risk Plan, structural characteristics of the program that may require statutory revision in order for the program to succeed or to improve upon existing success.(3) Impediments to success of the program that can reasonably be overcome by revision to the strategies adopted by the department.(4) A detailed explanation of the departments use for the program of funds assessed pursuant to Section 1872.81 for the previous fiscal year. reporting period.(5) For the previous five calendar year, years, a list of the total low-cost auto premium for each county in which the program was available.(d) The program is successful if the following occur:(1) The program generated sufficient premiums to cover losses incurred under policies issued under the program, and expenses incurred by the program, as calculated pursuant to subdivision (c) of Section 11629.72.(2) The program served the public purpose of offering access to automobile insurance to otherwise underserved communities in the program areas.(3) The program offered access to automobile insurance to previously uninsured motorists seeking affordable coverage in the program areas.(4) The programs outreach efforts lead uninsured motorists to contact a producer, and the driver obtains any auto insurance policy that complies with California law.(e) Any written or oral advertisements, including, but not limited to, paid or unpaid commercial or noncommercial advertising, by the department with reference to the low-cost automobile insurance program shall reference the department and shall not reference the commissioner by name or office, or include the commissioners voice, image, or likeness. The department shall not participate with any nongovernmental entity that produces or intends to produce advertisements or educational material that include the name of the commissioner or his or her their voice, image, or likeness, and that are intended to make eligible households aware of the existence of low-cost automobile insurance.(f) A report submitted pursuant to subdivision (a) shall be submitted in compliance with Section 9795 of the Government Code.
11629.85. (a) Notwithstanding Section 10231.5 of the Government Code, on or before March 15 of each year, 15, 2024, and on or before March 15 every five years thereafter, the commissioner shall prepare and propose a plan in a report to the Legislature setting forth the methods the commissioner intends to implement to inform households eligible for the program about the availability of low-cost automobile insurance.(b) The plan shall include, at a minimum, a brief description of methods proposed to be used, anticipated costs, sources of revenue, goals, targets, objectives, and a justification of the proposed methods. The plan shall also explain how the department proposes to work in cooperation with the California Automobile Assigned Risk Plan, the social service agencies, the Department of Motor Vehicles, and community-based organizations in order to inform eligible households of the existence of the program.(c) The plan shall also include all of the following:(1) The commissioners determination regarding whether the program has been successful, based on the criteria specified in subdivision (d), and an explanation regarding that success or lack thereof.(2) In cooperation with the California Automobile Assigned Risk Plan, structural characteristics of the program that may require statutory revision in order for the program to succeed or to improve upon existing success.(3) Impediments to success of the program that can reasonably be overcome by revision to the strategies adopted by the department.(4) A detailed explanation of the departments use for the program of funds assessed pursuant to Section 1872.81 for the previous fiscal year. reporting period.(5) For the previous five calendar year, years, a list of the total low-cost auto premium for each county in which the program was available.(d) The program is successful if the following occur:(1) The program generated sufficient premiums to cover losses incurred under policies issued under the program, and expenses incurred by the program, as calculated pursuant to subdivision (c) of Section 11629.72.(2) The program served the public purpose of offering access to automobile insurance to otherwise underserved communities in the program areas.(3) The program offered access to automobile insurance to previously uninsured motorists seeking affordable coverage in the program areas.(4) The programs outreach efforts lead uninsured motorists to contact a producer, and the driver obtains any auto insurance policy that complies with California law.(e) Any written or oral advertisements, including, but not limited to, paid or unpaid commercial or noncommercial advertising, by the department with reference to the low-cost automobile insurance program shall reference the department and shall not reference the commissioner by name or office, or include the commissioners voice, image, or likeness. The department shall not participate with any nongovernmental entity that produces or intends to produce advertisements or educational material that include the name of the commissioner or his or her their voice, image, or likeness, and that are intended to make eligible households aware of the existence of low-cost automobile insurance.(f) A report submitted pursuant to subdivision (a) shall be submitted in compliance with Section 9795 of the Government Code.
11629.85. (a) Notwithstanding Section 10231.5 of the Government Code, on or before March 15 of each year, 15, 2024, and on or before March 15 every five years thereafter, the commissioner shall prepare and propose a plan in a report to the Legislature setting forth the methods the commissioner intends to implement to inform households eligible for the program about the availability of low-cost automobile insurance.(b) The plan shall include, at a minimum, a brief description of methods proposed to be used, anticipated costs, sources of revenue, goals, targets, objectives, and a justification of the proposed methods. The plan shall also explain how the department proposes to work in cooperation with the California Automobile Assigned Risk Plan, the social service agencies, the Department of Motor Vehicles, and community-based organizations in order to inform eligible households of the existence of the program.(c) The plan shall also include all of the following:(1) The commissioners determination regarding whether the program has been successful, based on the criteria specified in subdivision (d), and an explanation regarding that success or lack thereof.(2) In cooperation with the California Automobile Assigned Risk Plan, structural characteristics of the program that may require statutory revision in order for the program to succeed or to improve upon existing success.(3) Impediments to success of the program that can reasonably be overcome by revision to the strategies adopted by the department.(4) A detailed explanation of the departments use for the program of funds assessed pursuant to Section 1872.81 for the previous fiscal year. reporting period.(5) For the previous five calendar year, years, a list of the total low-cost auto premium for each county in which the program was available.(d) The program is successful if the following occur:(1) The program generated sufficient premiums to cover losses incurred under policies issued under the program, and expenses incurred by the program, as calculated pursuant to subdivision (c) of Section 11629.72.(2) The program served the public purpose of offering access to automobile insurance to otherwise underserved communities in the program areas.(3) The program offered access to automobile insurance to previously uninsured motorists seeking affordable coverage in the program areas.(4) The programs outreach efforts lead uninsured motorists to contact a producer, and the driver obtains any auto insurance policy that complies with California law.(e) Any written or oral advertisements, including, but not limited to, paid or unpaid commercial or noncommercial advertising, by the department with reference to the low-cost automobile insurance program shall reference the department and shall not reference the commissioner by name or office, or include the commissioners voice, image, or likeness. The department shall not participate with any nongovernmental entity that produces or intends to produce advertisements or educational material that include the name of the commissioner or his or her their voice, image, or likeness, and that are intended to make eligible households aware of the existence of low-cost automobile insurance.(f) A report submitted pursuant to subdivision (a) shall be submitted in compliance with Section 9795 of the Government Code.
11629.85. (a) Notwithstanding Section 10231.5 of the Government Code, on or before March 15 of each year, 15, 2024, and on or before March 15 every five years thereafter, the commissioner shall prepare and propose a plan in a report to the Legislature setting forth the methods the commissioner intends to implement to inform households eligible for the program about the availability of low-cost automobile insurance.
(b) The plan shall include, at a minimum, a brief description of methods proposed to be used, anticipated costs, sources of revenue, goals, targets, objectives, and a justification of the proposed methods. The plan shall also explain how the department proposes to work in cooperation with the California Automobile Assigned Risk Plan, the social service agencies, the Department of Motor Vehicles, and community-based organizations in order to inform eligible households of the existence of the program.
(c) The plan shall also include all of the following:
(1) The commissioners determination regarding whether the program has been successful, based on the criteria specified in subdivision (d), and an explanation regarding that success or lack thereof.
(2) In cooperation with the California Automobile Assigned Risk Plan, structural characteristics of the program that may require statutory revision in order for the program to succeed or to improve upon existing success.
(3) Impediments to success of the program that can reasonably be overcome by revision to the strategies adopted by the department.
(4) A detailed explanation of the departments use for the program of funds assessed pursuant to Section 1872.81 for the previous fiscal year. reporting period.
(5) For the previous five calendar year, years, a list of the total low-cost auto premium for each county in which the program was available.
(d) The program is successful if the following occur:
(1) The program generated sufficient premiums to cover losses incurred under policies issued under the program, and expenses incurred by the program, as calculated pursuant to subdivision (c) of Section 11629.72.
(2) The program served the public purpose of offering access to automobile insurance to otherwise underserved communities in the program areas.
(3) The program offered access to automobile insurance to previously uninsured motorists seeking affordable coverage in the program areas.
(4) The programs outreach efforts lead uninsured motorists to contact a producer, and the driver obtains any auto insurance policy that complies with California law.
(e) Any written or oral advertisements, including, but not limited to, paid or unpaid commercial or noncommercial advertising, by the department with reference to the low-cost automobile insurance program shall reference the department and shall not reference the commissioner by name or office, or include the commissioners voice, image, or likeness. The department shall not participate with any nongovernmental entity that produces or intends to produce advertisements or educational material that include the name of the commissioner or his or her their voice, image, or likeness, and that are intended to make eligible households aware of the existence of low-cost automobile insurance.
(f) A report submitted pursuant to subdivision (a) shall be submitted in compliance with Section 9795 of the Government Code.
SEC. 3. Section 11629.89 of the Insurance Code is repealed.11629.89.This article shall remain in effect only until January 1, 2025, and as of that date is repealed.
SEC. 3. Section 11629.89 of the Insurance Code is repealed.
### SEC. 3.
11629.89.This article shall remain in effect only until January 1, 2025, and as of that date is repealed.
This article shall remain in effect only until January 1, 2025, and as of that date is repealed.
A person who meets the requirements of subdivision (a) of Section 11629.73, and who claims that they meet the requirements of subdivisions (b) to (e), inclusive, of Section 11629.73 based entirely or partially on a drivers license and driving experience obtained other than in the United States or Canada, shall be entitled to a rebuttable presumption that they are qualified to purchase a low-cost automobile insurance policy under the program if they have been licensed to drive pursuant to a license obtained in the United States or Canada for at least the previous 18 months and meet the criteria of subdivisions (b) to (e), inclusive, for that period.