CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION Assembly Bill No. 815Introduced by Assembly Member OrtegaFebruary 19, 2025 An act to add Section 11580.27 to the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 815, as introduced, Ortega. Vehicle insurance: vehicle classification. Existing law generally regulates classes of insurance, including automobile liability insurance. Existing law prohibits a motor vehicle, insured pursuant to a policy of automobile liability insurance, from being classified as a common carrier, livery, or for-hire vehicle solely for the reason that the named insured is performing volunteer services for a nonprofit charitable organization or governmental agency consisting of providing social service transportation, as defined.This bill would prohibit a motor vehicle, insured pursuant to a policy of automobile liability insurance, from being classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured, who works in public social services, as defined, provides social services transportation support, as defined, to an individual with special transportation needs as part of the insureds employment.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: NO Bill TextThe people of the State of California do enact as follows:SECTION 1. Section 11580.27 is added to the Insurance Code, to read:11580.27. (a) A motor vehicle insured pursuant to a policy of insurance issued under Section 11580.1 or 11580.2 shall not be classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured, who works in public social services, provides social services transportation support to an individual with special transportation needs as part of the insureds employment.(b) For purposes of this section, the following terms have the following meanings:(1) An individual with special transportation needs means an individual receiving social services transportation support due to a physical, mental, or behavioral condition.(2) Public social services means those activities and functions of state and local government administered or supervised by the Department of Rehabilitation, the State Department of Developmental Services, the State Department of Health Care Services, or the State Department of Social Services and involved in providing supports or services, or both, to those people of the state who, because of their physical, mental, or behavioral condition, are in need thereof and may benefit thereby.(3) Social services transportation support includes both of the following: (A) Travel by the insured to and from locations necessary to fulfill the support or care needs of an individual with special transportation needs.(B) Occasional transportation of an individual with special transportation needs by the insured to and from locations necessary to fulfill the individuals support or care needs. CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION Assembly Bill No. 815Introduced by Assembly Member OrtegaFebruary 19, 2025 An act to add Section 11580.27 to the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGESTAB 815, as introduced, Ortega. Vehicle insurance: vehicle classification. Existing law generally regulates classes of insurance, including automobile liability insurance. Existing law prohibits a motor vehicle, insured pursuant to a policy of automobile liability insurance, from being classified as a common carrier, livery, or for-hire vehicle solely for the reason that the named insured is performing volunteer services for a nonprofit charitable organization or governmental agency consisting of providing social service transportation, as defined.This bill would prohibit a motor vehicle, insured pursuant to a policy of automobile liability insurance, from being classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured, who works in public social services, as defined, provides social services transportation support, as defined, to an individual with special transportation needs as part of the insureds employment.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: YES Local Program: NO CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION Assembly Bill No. 815 Introduced by Assembly Member OrtegaFebruary 19, 2025 Introduced by Assembly Member Ortega February 19, 2025 An act to add Section 11580.27 to the Insurance Code, relating to insurance. LEGISLATIVE COUNSEL'S DIGEST ## LEGISLATIVE COUNSEL'S DIGEST AB 815, as introduced, Ortega. Vehicle insurance: vehicle classification. Existing law generally regulates classes of insurance, including automobile liability insurance. Existing law prohibits a motor vehicle, insured pursuant to a policy of automobile liability insurance, from being classified as a common carrier, livery, or for-hire vehicle solely for the reason that the named insured is performing volunteer services for a nonprofit charitable organization or governmental agency consisting of providing social service transportation, as defined.This bill would prohibit a motor vehicle, insured pursuant to a policy of automobile liability insurance, from being classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured, who works in public social services, as defined, provides social services transportation support, as defined, to an individual with special transportation needs as part of the insureds employment. Existing law generally regulates classes of insurance, including automobile liability insurance. Existing law prohibits a motor vehicle, insured pursuant to a policy of automobile liability insurance, from being classified as a common carrier, livery, or for-hire vehicle solely for the reason that the named insured is performing volunteer services for a nonprofit charitable organization or governmental agency consisting of providing social service transportation, as defined. This bill would prohibit a motor vehicle, insured pursuant to a policy of automobile liability insurance, from being classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured, who works in public social services, as defined, provides social services transportation support, as defined, to an individual with special transportation needs as part of the insureds employment. ## Digest Key ## Bill Text The people of the State of California do enact as follows:SECTION 1. Section 11580.27 is added to the Insurance Code, to read:11580.27. (a) A motor vehicle insured pursuant to a policy of insurance issued under Section 11580.1 or 11580.2 shall not be classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured, who works in public social services, provides social services transportation support to an individual with special transportation needs as part of the insureds employment.(b) For purposes of this section, the following terms have the following meanings:(1) An individual with special transportation needs means an individual receiving social services transportation support due to a physical, mental, or behavioral condition.(2) Public social services means those activities and functions of state and local government administered or supervised by the Department of Rehabilitation, the State Department of Developmental Services, the State Department of Health Care Services, or the State Department of Social Services and involved in providing supports or services, or both, to those people of the state who, because of their physical, mental, or behavioral condition, are in need thereof and may benefit thereby.(3) Social services transportation support includes both of the following: (A) Travel by the insured to and from locations necessary to fulfill the support or care needs of an individual with special transportation needs.(B) Occasional transportation of an individual with special transportation needs by the insured to and from locations necessary to fulfill the individuals support or care needs. The people of the State of California do enact as follows: ## The people of the State of California do enact as follows: SECTION 1. Section 11580.27 is added to the Insurance Code, to read:11580.27. (a) A motor vehicle insured pursuant to a policy of insurance issued under Section 11580.1 or 11580.2 shall not be classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured, who works in public social services, provides social services transportation support to an individual with special transportation needs as part of the insureds employment.(b) For purposes of this section, the following terms have the following meanings:(1) An individual with special transportation needs means an individual receiving social services transportation support due to a physical, mental, or behavioral condition.(2) Public social services means those activities and functions of state and local government administered or supervised by the Department of Rehabilitation, the State Department of Developmental Services, the State Department of Health Care Services, or the State Department of Social Services and involved in providing supports or services, or both, to those people of the state who, because of their physical, mental, or behavioral condition, are in need thereof and may benefit thereby.(3) Social services transportation support includes both of the following: (A) Travel by the insured to and from locations necessary to fulfill the support or care needs of an individual with special transportation needs.(B) Occasional transportation of an individual with special transportation needs by the insured to and from locations necessary to fulfill the individuals support or care needs. SECTION 1. Section 11580.27 is added to the Insurance Code, to read: ### SECTION 1. 11580.27. (a) A motor vehicle insured pursuant to a policy of insurance issued under Section 11580.1 or 11580.2 shall not be classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured, who works in public social services, provides social services transportation support to an individual with special transportation needs as part of the insureds employment.(b) For purposes of this section, the following terms have the following meanings:(1) An individual with special transportation needs means an individual receiving social services transportation support due to a physical, mental, or behavioral condition.(2) Public social services means those activities and functions of state and local government administered or supervised by the Department of Rehabilitation, the State Department of Developmental Services, the State Department of Health Care Services, or the State Department of Social Services and involved in providing supports or services, or both, to those people of the state who, because of their physical, mental, or behavioral condition, are in need thereof and may benefit thereby.(3) Social services transportation support includes both of the following: (A) Travel by the insured to and from locations necessary to fulfill the support or care needs of an individual with special transportation needs.(B) Occasional transportation of an individual with special transportation needs by the insured to and from locations necessary to fulfill the individuals support or care needs. 11580.27. (a) A motor vehicle insured pursuant to a policy of insurance issued under Section 11580.1 or 11580.2 shall not be classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured, who works in public social services, provides social services transportation support to an individual with special transportation needs as part of the insureds employment.(b) For purposes of this section, the following terms have the following meanings:(1) An individual with special transportation needs means an individual receiving social services transportation support due to a physical, mental, or behavioral condition.(2) Public social services means those activities and functions of state and local government administered or supervised by the Department of Rehabilitation, the State Department of Developmental Services, the State Department of Health Care Services, or the State Department of Social Services and involved in providing supports or services, or both, to those people of the state who, because of their physical, mental, or behavioral condition, are in need thereof and may benefit thereby.(3) Social services transportation support includes both of the following: (A) Travel by the insured to and from locations necessary to fulfill the support or care needs of an individual with special transportation needs.(B) Occasional transportation of an individual with special transportation needs by the insured to and from locations necessary to fulfill the individuals support or care needs. 11580.27. (a) A motor vehicle insured pursuant to a policy of insurance issued under Section 11580.1 or 11580.2 shall not be classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured, who works in public social services, provides social services transportation support to an individual with special transportation needs as part of the insureds employment.(b) For purposes of this section, the following terms have the following meanings:(1) An individual with special transportation needs means an individual receiving social services transportation support due to a physical, mental, or behavioral condition.(2) Public social services means those activities and functions of state and local government administered or supervised by the Department of Rehabilitation, the State Department of Developmental Services, the State Department of Health Care Services, or the State Department of Social Services and involved in providing supports or services, or both, to those people of the state who, because of their physical, mental, or behavioral condition, are in need thereof and may benefit thereby.(3) Social services transportation support includes both of the following: (A) Travel by the insured to and from locations necessary to fulfill the support or care needs of an individual with special transportation needs.(B) Occasional transportation of an individual with special transportation needs by the insured to and from locations necessary to fulfill the individuals support or care needs. 11580.27. (a) A motor vehicle insured pursuant to a policy of insurance issued under Section 11580.1 or 11580.2 shall not be classified as a common carrier, commercial vehicle, for-hire vehicle, permissive use vehicle, or livery solely for the reason that the named insured, who works in public social services, provides social services transportation support to an individual with special transportation needs as part of the insureds employment. (b) For purposes of this section, the following terms have the following meanings: (1) An individual with special transportation needs means an individual receiving social services transportation support due to a physical, mental, or behavioral condition. (2) Public social services means those activities and functions of state and local government administered or supervised by the Department of Rehabilitation, the State Department of Developmental Services, the State Department of Health Care Services, or the State Department of Social Services and involved in providing supports or services, or both, to those people of the state who, because of their physical, mental, or behavioral condition, are in need thereof and may benefit thereby. (3) Social services transportation support includes both of the following: (A) Travel by the insured to and from locations necessary to fulfill the support or care needs of an individual with special transportation needs. (B) Occasional transportation of an individual with special transportation needs by the insured to and from locations necessary to fulfill the individuals support or care needs.