CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION Senate Bill No. 495Introduced by Senator AllenFebruary 19, 2025 An act to amend Section 2030 of the Insurance Code, relating to fire insurance. LEGISLATIVE COUNSEL'S DIGESTSB 495, as introduced, Allen. Fire insurance.Existing law generally regulates classes of insurance, including fire insurance. Existing law authorizes an insurer to rescind a fire insurance policy if an alteration in the use or condition of the insured property that is within the control of the insured and is made without the insurers consent increases the risk of loss.This bill would make technical, nonsubstantive changes to that provision.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: NO Local Program: NO Bill TextThe people of the State of California do enact as follows:SECTION 1. Section 2030 of the Insurance Code is amended to read:2030. An insurer is entitled to rescind a contract of fire insurance upon an alteration in the use or condition of the subject matter insured from that to which it is limited by the policy, when such if that alteration is made without the consent of the insurer by means within the control of the insured, and increases the risk.
CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION Senate Bill No. 495Introduced by Senator AllenFebruary 19, 2025 An act to amend Section 2030 of the Insurance Code, relating to fire insurance. LEGISLATIVE COUNSEL'S DIGESTSB 495, as introduced, Allen. Fire insurance.Existing law generally regulates classes of insurance, including fire insurance. Existing law authorizes an insurer to rescind a fire insurance policy if an alteration in the use or condition of the insured property that is within the control of the insured and is made without the insurers consent increases the risk of loss.This bill would make technical, nonsubstantive changes to that provision.Digest Key Vote: MAJORITY Appropriation: NO Fiscal Committee: NO Local Program: NO
CALIFORNIA LEGISLATURE 20252026 REGULAR SESSION
Senate Bill
No. 495
Introduced by Senator AllenFebruary 19, 2025
Introduced by Senator Allen
February 19, 2025
An act to amend Section 2030 of the Insurance Code, relating to fire insurance.
LEGISLATIVE COUNSEL'S DIGEST
## LEGISLATIVE COUNSEL'S DIGEST
SB 495, as introduced, Allen. Fire insurance.
Existing law generally regulates classes of insurance, including fire insurance. Existing law authorizes an insurer to rescind a fire insurance policy if an alteration in the use or condition of the insured property that is within the control of the insured and is made without the insurers consent increases the risk of loss.This bill would make technical, nonsubstantive changes to that provision.
Existing law generally regulates classes of insurance, including fire insurance. Existing law authorizes an insurer to rescind a fire insurance policy if an alteration in the use or condition of the insured property that is within the control of the insured and is made without the insurers consent increases the risk of loss.
This bill would make technical, nonsubstantive changes to that provision.
## Digest Key
## Bill Text
The people of the State of California do enact as follows:SECTION 1. Section 2030 of the Insurance Code is amended to read:2030. An insurer is entitled to rescind a contract of fire insurance upon an alteration in the use or condition of the subject matter insured from that to which it is limited by the policy, when such if that alteration is made without the consent of the insurer by means within the control of the insured, and increases the risk.
The people of the State of California do enact as follows:
## The people of the State of California do enact as follows:
SECTION 1. Section 2030 of the Insurance Code is amended to read:2030. An insurer is entitled to rescind a contract of fire insurance upon an alteration in the use or condition of the subject matter insured from that to which it is limited by the policy, when such if that alteration is made without the consent of the insurer by means within the control of the insured, and increases the risk.
SECTION 1. Section 2030 of the Insurance Code is amended to read:
### SECTION 1.
2030. An insurer is entitled to rescind a contract of fire insurance upon an alteration in the use or condition of the subject matter insured from that to which it is limited by the policy, when such if that alteration is made without the consent of the insurer by means within the control of the insured, and increases the risk.
2030. An insurer is entitled to rescind a contract of fire insurance upon an alteration in the use or condition of the subject matter insured from that to which it is limited by the policy, when such if that alteration is made without the consent of the insurer by means within the control of the insured, and increases the risk.
2030. An insurer is entitled to rescind a contract of fire insurance upon an alteration in the use or condition of the subject matter insured from that to which it is limited by the policy, when such if that alteration is made without the consent of the insurer by means within the control of the insured, and increases the risk.
2030. An insurer is entitled to rescind a contract of fire insurance upon an alteration in the use or condition of the subject matter insured from that to which it is limited by the policy, when such if that alteration is made without the consent of the insurer by means within the control of the insured, and increases the risk.