Second Regular Session Seventy-third General Assembly STATE OF COLORADO REENGROSSED This Version Includes All Amendments Adopted in the House of Introduction LLS NO. 22-0541.01 Kristen Forrestal x4217 SENATE BILL 22-081 Senate Committees House Committees State, Veterans, & Military Affairs Finance Appropriations A BILL FOR AN ACT C ONCERNING A REQUIREMENT THAT THE BOARD OF DIRECTORS OF THE101 C OLORADO HEALTH BENEFIT EXCHANGE CREATE A CONSUMER102 OUTREACH CAMPAIGN TO PROVIDE CONSUMERS WITH103 COMPREHENSIVE INFORMATION REGARDING COVERED104 HEALTH-CARE SERVICES, AND, IN CONNECTION THEREWITH ,105 ADJUSTING THE LIMIT ON THE TOTAL AMOUNT OF TAX CREDITS106 THAT MAY BE GRANTED TO HEALTH INSURANCE COMPANIES . 107 Bill Summary (Note: This summary applies to this bill as introduced and does not reflect any amendments that may be subsequently adopted. If this bill passes third reading in the house of introduction, a bill summary that applies to the reengrossed version of this bill will be available at http://leg.colorado.gov .) SENATE 3rd Reading Unamended May 2, 2022 SENATE Amended 2nd Reading April 29, 2022 SENATE SPONSORSHIP Smallwood and Donovan, Bridges, Buckner, Coleman, Cooke, Coram, Fenberg, Gardner, Ginal, Gonzales, Hansen, Hinrichsen, Hisey, Jaquez Lewis, Kirkmeyer, Kolker, Lee, Liston, Moreno, Pettersen, Priola, Rankin, Rodriguez, Scott, Simpson, Sonnenberg, Story, Winter, Woodward HOUSE SPONSORSHIP Tipper and Will, Shading denotes HOUSE amendment. Double underlining denotes SENATE amendment. Capital letters or bold & italic numbers indicate new material to be added to existing statute. Dashes through the words indicate deletions from existing statute. The bill requires the board of directors (board) of the Colorado health benefit exchange (exchange) to create and implement a consumer outreach campaign (campaign) to provide consumers information regarding the details of the Colorado medical assistance program and subsidized and nonsubsidized health benefit plans available for purchase in the individual and small group markets. To pay for the campaign: ! The board is required to collect a special fee from insurers; and ! The amount of the tax credits that the commissioner of insurance is allowed to allocate to insurers that contribute to the exchange increases from $5 million to $10 million. The board is required to annually report its progress and accounting to the Colorado health insurance exchange oversight committee at the committee's first meeting of the calendar year. The requirements of the bill repeal on December 31, 2027. Be it enacted by the General Assembly of the State of Colorado:1 SECTION 1. In Colorado Revised Statutes, add 10-22-115 as2 follows:3 10-22-115. Public awareness and education campaign - board4 - report - repeal. (1) (a) O N OR BEFORE JULY 1, 2023, THE BOARD SHALL5 CREATE AND IMPLEMENT A PUBLIC AWARENESS AND EDUCATION6 CAMPAIGN IN ORDER TO EDUCATE CONSUMERS IN COLORADO REGARDING7 THE OPTIONS FOR OBTAINING HEALTH -CARE COVERAGE. 8 (b) (I) O N OR BEFORE SEPTEMBER 1, 2023, THE BOARD SHALL USE 9 THE PUBLIC AWARENESS AND EDUCATION CAMPAIGN TO EDUCATE10 CONSUMERS IN COLORADO ON HOW TO ATTAIN AND RETAIN HEALTH -CARE11 COVERAGE BASED ON THEIR HEALTH -CARE NEEDS AND FINANCIAL12 CIRCUMSTANCES SO THEY CAN ACCESS THE HEALTH CARE THEY NEED . THE13 CAMPAIGN MUST INCLUDE EFFORTS TO :14 (A) I MPROVE HEALTH LITERACY AMONG CONSUMERS IN 15 C OLORADO; 16 081-2- (B) ASSIST CONSUMERS IN COLORADO WHO LOSE MINIMUM1 ESSENTIAL COVERAGE; AND2 (C) R EDUCE THE NUMBER OF INDIVIDUALS ELIGIBLE FOR 3 HEALTH-CARE COVERAGE WHO REMAIN UNINSURED OR WITHOUT4 HEALTH-CARE COVERAGE.5 (II) T HE CAMPAIGN MUST INCLUDE INFORMATION ABOUT 6 ELIGIBILITY AND COSTS WHERE PRACTICABLE .7 (c) T HE PUBLIC AWARENESS AND EDUCATION CAMPAIGN MUST 8 INCLUDE MARKETING AND OUTREACH TO HELP CONSUMERS IN THIS STATE9 WHO, AT THE END OF THE COVID -19 PUBLIC HEALTH EMERGENCY AS10 DECLARED AND EXTENDED BY THE UNITED STATES SECRETARY OF HEALTH11 AND HUMAN SERVICES, ARE NO LONGER ELIGIBLE FOR BENEFITS UNDER12 THE "COLORADO MEDICAL ASSISTANCE ACT", ARTICLES 4, 5, AND 6 OF13 TITLE 25.5, OR THE "CHILDREN'S BASIC HEALTH PLAN ACT", ARTICLE 8 OF14 TITLE 25.5, TO UNDERSTAND COVERAGE OPTIONS AND TO TRANSITION TO15 HEALTH-CARE COVERAGE OBTAINED THROUGH THE EXCHANGE .16 (d) THE BOARD MAY USE PRINT OR ELECTRONIC MEDIA , WRITTEN17 MATERIAL, SOCIAL MEDIA, DIRECT MAIL, OR ANY EFFECTIVE MEANS OF18 OUTREACH TO CREATE AWARENESS AND EDUCATE CONSUMERS19 THROUGHOUT THE CAMPAIGN .20 (2) T HE BOARD SHALL ANNUALLY RE PORT TO THE COMMITTEE AT21 THE FIRST SCHEDULED MEETING OF THE COMMITTEE EACH CALENDAR22 YEAR STARTING IN 2024. THE BOARD SHALL INCLUDE IN THE REPORT THE23 FOLLOWING INFORMATION :24 (a) T HE PUBLIC AWARENESS AND EDUCATION CAMPAIGN25 ACTIVITIES OF THE BOARD IN THE PRIOR CALENDAR YEAR ;26 (b) T HE AMOUNT OF MONEY SPENT ON THE CAMPAIGN IN THE PRIOR27 081 -3- CALENDAR YEAR AND A DETAILED ACCOUNTING OF HOW THE MONEY WAS1 SPENT; AND2 (c) A NY RECOMMENDATIONS OF THE BOARD CONCERNING3 CHANGES TO THE PUBLIC AWARENESS AND EDUCATION CAMPAIGN AND4 THE CONTINUATION OR REPEAL OF THE DUTIES OF THE BOARD CONCERNING5 THE CAMPAIGN.6 (3) T HIS SECTION IS REPEALED, EFFECTIVE DECEMBER 31, 2027.7 T HE COMMITTEE MAY REPORT A BILL TO THE LEGISLATIVE COUNCIL OF THE8 GENERAL ASSEMBLY PURSUANT TO SECTION 10-22-107 (5) TO EXTEND OR9 ELIMINATE THE REPEAL DATE IN THIS SECTION. 10 11 SECTION 2. In Colorado Revised Statutes, 10-22-110, amend12 (3)(a) introductory portion, (3)(a)(II), (4)(b), and (5) as follows:13 10-22-110. Tax credit for contributions to the exchange -14 allocation notice - rules - repeal. (3) (a) Subject to paragraph (c) of15 subsection (4) SUBSECTION (4)(c) of this section, an insurance company16 shall become a qualified taxpayer if all of the following conditions are17 met:18 (II) The total amount of the tax credits granted by the19 commissioner does not exceed five million dollars; EXCEPT THAT, ON AND 20 AFTER SEPTEMBER 1, 2022, THROUGH AUGUST 31, 2028, THE TOTAL21 AMOUNT OF THE TAX CREDITS DOES NOT EXCEED TEN MILLION DOLLARS ;22 and23 (4) (b) (I) Subject to paragraph (c) of this subsection (4)24 SUBSECTION (4)(c) OF THIS SECTION, the commissioner shall allocate no25 more than a total of five million dollars THE FOLLOWING TOTAL AMOUNTS26 of premium tax credits per year:27 081 -4- (A) BEFORE SEPTEMBER 1, 2022, A TOTAL OF FIVE MILLION1 DOLLARS;2 (B) O N AND AFTER SEPTEMBER 1, 2022, THROUGH AUGUST 31, 3 2028, A TOTAL OF TEN MILLION DOLLARS; AND4 (C) O N AND AFTER SEPTEMBER 1, 2028, A TOTAL OF FIVE MILLION5 DOLLARS.6 (II) E XCEPT AS PROVIDED IN SUBSECTION (4)(b)(III) OF THIS7 SECTION, the commissioner shall allocate to an insurance company that8 has declared its intent to contribute to the exchange pursuant to this9 section tax credits in an amount equal to the amount of premium taxes10 paid by the insurance company in its quarterly tax payment due on or11 about July 31 in the order in which the division receives such quarterly12 tax payments until the full amount of credits available pursuant to this13 section has been allocated. except that, 14 (III) If such THE amount of PREMIUM taxes or the sum of all the15 PREMIUM taxes filed by all the insurance companies on any one day would16 exceed, singly or in the aggregate, the annual maximum aggregate amount17 of tax credits available under this section, the commissioner shall reduce18 the allocation to the insurance company whose contribution first exceeds19 the annual maximum aggregate to the amount needed to satisfy the annual20 maximum aggregate. If the commissioner is unable to determine the order21 of receipt of tax payments on that day, the commissioner shall allocate the22 tax credits to the company or among the companies on a pro rata basis23 based on the ratio such company's quarterly tax payment bears to the total24 amount of all such companies' quarterly tax payments until the full25 amount of credits available pursuant to this section has been allocated.26 (5) The board shall use moneys MONEY contributed to the27 081 -5- exchange AS FOLLOWS:1 (a) T HE AMOUNT OF CONTRIBUTIONS FROM INSURERS TO WHICH2 THE FIRST FIVE MILLION DOLLARS OF TAX CREDITS IS ALLOCATED pursuant3 to SUBSECTION (4)(b) OF this section and THE interest derived from the4 deposit and investment of the moneys MONEY, to operate and sustain the5 exchange and to build reserves; EXCEPT THAT, ON AND AFTER SEPTEMBER 6 1, 2028, THE TOTAL AMOUNT OF CONTRIBUTIONS AND INTEREST DERIVED7 FROM THE DEPOSIT AND INVESTMENT OF THE MONEY SHALL BE USED FOR8 THE PURPOSES SPECIFIED IN THIS SUBSECTION (5)(a).9 (b) (I) A NY AMOUNT OF CONTRIBUTIONS FROM INSURERS TO WHICH10 ANY AMOUNT IN EXCESS OF THE FIRST FIVE MILLION DOLLARS OF TAX11 CREDITS IS ALLOCATED PURSUANT TO SUBSECTION (4)(b) OF THIS SECTION12 AND THE INTEREST DERIVED FROM THE DEPOSIT AND INVESTMENT OF THE13 MONEY, FOR THE PUBLIC AWARENESS AND EDUCATION CAMPAIGN IN14 SECTION 10-22-115.15 (II) T HIS SUBSECTION (5)(b) IS REPEALED, EFFECTIVE DECEMBER16 31, 2028. 17 SECTION 3. Act subject to petition - effective date. This act18 takes effect at 12:01 a.m. on the day following the expiration of the19 ninety-day period after final adjournment of the general assembly; except20 that, if a referendum petition is filed pursuant to section 1 (3) of article V21 of the state constitution against this act or an item, section, or part of this22 act within such period, then the act, item, section, or part will not take23 effect unless approved by the people at the general election to be held in24 November 2022 and, in such case, will take effect on the date of the25 official declaration of the vote thereon by the governor.26 081 -6-