Second Regular Session Seventy-third General Assembly STATE OF COLORADO REVISED This Version Includes All Amendments Adopted on Second Reading in the Second House LLS NO. 22-0541.01 Kristen Forrestal x4217 SENATE BILL 22-081 Senate Committees House Committees State, Veterans, & Military Affairs Public & Behavioral Health & Human Services Finance Finance Appropriations Appropriations A BILL FOR AN ACT C ONCERNING A REQUIREMENT THAT THE BOARD OF DIRECTORS OF THE101 C OLORADO HEALTH BENEFIT EXCHANGE CREATE A CONSUMER102 OUTREACH CAMPAIGN TO PROVIDE CONSUMERS WITH103 COMPREHENSIVE INFORMATION REGARDING COVERED104 HEALTH-CARE SERVICES, AND, IN CONNECTION THEREWITH ,105 ADJUSTING THE LIMIT ON THE TOTAL AMOUNT OF TAX CREDITS106 THAT MAY BE GRANTED TO HEALTH INSURANCE COMPANIES . 107 Bill Summary (Note: This summary applies to this bill as introduced and does not reflect any amendments that may be subsequently adopted. If this bill passes third reading in the house of introduction, a bill summary that applies to the reengrossed version of this bill will be available at http://leg.colorado.gov .) HOUSE Amended 2nd Reading May 10, 2022 SENATE 3rd Reading Unamended May 2, 2022 SENATE Amended 2nd Reading April 29, 2022 SENATE SPONSORSHIP Smallwood and Donovan, Bridges, Buckner, Coleman, Cooke, Coram, Fenberg, Gardner, Ginal, Gonzales, Hansen, Hinrichsen, Hisey, Jaquez Lewis, Kirkmeyer, Kolker, Lee, Liston, Moreno, Pettersen, Priola, Rankin, Rodriguez, Scott, Simpson, Sonnenberg, Story, Winter, Woodward HOUSE SPONSORSHIP Tipper and Will, Shading denotes HOUSE amendment. Double underlining denotes SENATE amendment. Capital letters or bold & italic numbers indicate new material to be added to existing statute. Dashes through the words indicate deletions from existing statute. The bill requires the board of directors (board) of the Colorado health benefit exchange (exchange) to create and implement a consumer outreach campaign (campaign) to provide consumers information regarding the details of the Colorado medical assistance program and subsidized and nonsubsidized health benefit plans available for purchase in the individual and small group markets. To pay for the campaign: ! The board is required to collect a special fee from insurers; and ! The amount of the tax credits that the commissioner of insurance is allowed to allocate to insurers that contribute to the exchange increases from $5 million to $10 million. The board is required to annually report its progress and accounting to the Colorado health insurance exchange oversight committee at the committee's first meeting of the calendar year. The requirements of the bill repeal on December 31, 2027. Be it enacted by the General Assembly of the State of Colorado:1 SECTION 1. In Colorado Revised Statutes, add 10-22-115 as2 follows:3 10-22-115. Public awareness and education campaign - board4 - report - repeal. (1) (a) O N OR BEFORE JULY 1, 2023, THE BOARD SHALL5 CREATE AND IMPLEMENT A PUBLIC AWARENESS AND EDUCATION6 CAMPAIGN IN ORDER TO EDUCATE CONSUMERS IN COLORADO REGARDING7 THE OPTIONS FOR OBTAINING HEALTH -CARE COVERAGE. 8 (b) (I) O N OR BEFORE SEPTEMBER 1, 2023, THE BOARD SHALL USE 9 THE PUBLIC AWARENESS AND EDUCATION CAMPAIGN TO EDUCATE10 CONSUMERS IN COLORADO ON HOW TO ATTAIN AND RETAIN HEALTH -CARE11 COVERAGE BASED ON THEIR HEALTH -CARE NEEDS AND FINANCIAL12 CIRCUMSTANCES SO THEY CAN ACCESS THE HEALTH CARE THEY NEED . THE13 CAMPAIGN MUST INCLUDE EFFORTS TO :14 (A) I MPROVE HEALTH LITERACY AMONG CONSUMERS IN 15 C OLORADO; 16 081-2- (B) ASSIST CONSUMERS IN COLORADO WHO LOSE MINIMUM1 ESSENTIAL COVERAGE; AND2 (C) R EDUCE THE NUMBER OF INDIVIDUALS ELIGIBLE FOR 3 HEALTH-CARE COVERAGE WHO REMAIN UNINSURED OR WITHOUT4 HEALTH-CARE COVERAGE.5 (II) T HE CAMPAIGN MUST INCLUDE INFORMATION ABOUT 6 ELIGIBILITY AND COSTS WHERE PRACTICABLE .7 (c) T HE PUBLIC AWARENESS AND EDUCATION CAMPAIGN MUST 8 INCLUDE MARKETING AND OUTREACH TO HELP CONSUMERS IN THIS STATE9 WHO, AT THE END OF THE COVID -19 PUBLIC HEALTH EMERGENCY AS10 DECLARED AND EXTENDED BY THE UNITED STATES SECRETARY OF HEALTH11 AND HUMAN SERVICES, ARE NO LONGER ELIGIBLE FOR BENEFITS UNDER12 THE "COLORADO MEDICAL ASSISTANCE ACT", ARTICLES 4, 5, AND 6 OF13 TITLE 25.5, OR THE "CHILDREN'S BASIC HEALTH PLAN ACT", ARTICLE 8 OF14 TITLE 25.5, TO UNDERSTAND COVERAGE OPTIONS AND TO TRANSITION TO15 HEALTH-CARE COVERAGE OBTAINED THROUGH THE EXCHANGE .16 (d) THE BOARD MAY USE PRINT OR ELECTRONIC MEDIA , WRITTEN17 MATERIAL, SOCIAL MEDIA, DIRECT MAIL, OR ANY EFFECTIVE MEANS OF18 OUTREACH TO CREATE AWARENESS AND EDUCATE CONSUMERS19 THROUGHOUT THE CAMPAIGN .20 (2) T HE BOARD SHALL REPORT TO THE COMMITTEE AT THE FIRST21 SCHEDULED MEETING OF THE COMMITTEE IN 2024. THE BOARD SHALL22 INCLUDE IN THE REPORT THE FOLLOWING INFORMATION :23 (a) T HE PUBLIC AWARENESS AND EDUCATION CAMPAIGN24 ACTIVITIES OF THE BOARD IN THE PRIOR CALENDAR YEAR ;25 (b) T HE AMOUNT OF MONEY SPENT ON THE CAMPAIGN IN THE PRIOR26 CALENDAR YEAR AND A DETAILED ACCOUNTING OF HOW THE MONEY WAS27 081 -3- SPENT; AND1 (c) A NY RECOMMENDATIONS OF THE BOARD CONCERNING2 CHANGES TO THE PUBLIC AWARENESS AND EDUCATION CAMPAIGN AND3 THE CONTINUATION OR REPEAL OF THE DUTIES OF THE BOARD CONCERNING4 THE CAMPAIGN.5 (3) T HIS SECTION IS REPEALED, EFFECTIVE DECEMBER 31, 2025.6 T HE COMMITTEE MAY REPORT A BILL TO THE LEGISLATIVE COUNCIL OF THE7 GENERAL ASSEMBLY PURSUANT TO SECTION 10-22-107 (5) TO EXTEND OR8 ELIMINATE THE REPEAL DATE IN THIS SECTION. 9 10 SECTION 2. In Colorado Revised Statutes, 10-22-110, amend11 (3)(a) introductory portion, (3)(a)(II), (4)(b), and (5) as follows:12 10-22-110. Tax credit for contributions to the exchange -13 allocation notice - rules - repeal. (3) (a) Subject to paragraph (c) of14 subsection (4) SUBSECTION (4)(c) of this section, an insurance company15 shall become a qualified taxpayer if all of the following conditions are16 met:17 (II) The total amount of the tax credits granted by the18 commissioner does not exceed five million dollars; EXCEPT THAT, ON AND 19 AFTER SEPTEMBER 1, 2022, THROUGH AUGUST 31, 2024, THE TOTAL20 AMOUNT OF THE TAX CREDITS DOES NOT EXCEED TEN MILLION DOLLARS ;21 and22 (4) (b) (I) Subject to paragraph (c) of this subsection (4)23 SUBSECTION (4)(c) OF THIS SECTION, the commissioner shall allocate no24 more than a total of five million dollars THE FOLLOWING TOTAL AMOUNTS25 of premium tax credits per year:26 (A) B EFORE SEPTEMBER 1, 2022, A TOTAL OF FIVE MILLION27 081 -4- DOLLARS;1 (B) O N AND AFTER SEPTEMBER 1, 2022, THROUGH AUGUST 31, 2 2024, A TOTAL OF TEN MILLION DOLLARS; AND3 (C) O N AND AFTER SEPTEMBER 1, 2024, A TOTAL OF FIVE MILLION4 DOLLARS.5 (II) E XCEPT AS PROVIDED IN SUBSECTION (4)(b)(III) OF THIS6 SECTION, the commissioner shall allocate to an insurance company that7 has declared its intent to contribute to the exchange pursuant to this8 section tax credits in an amount equal to the amount of premium taxes9 paid by the insurance company in its quarterly tax payment due on or10 about July 31 in the order in which the division receives such quarterly11 tax payments until the full amount of credits available pursuant to this12 section has been allocated. except that, 13 (III) If such THE amount of PREMIUM taxes or the sum of all the14 PREMIUM taxes filed by all the insurance companies on any one day would15 exceed, singly or in the aggregate, the annual maximum aggregate amount16 of tax credits available under this section, the commissioner shall reduce17 the allocation to the insurance company whose contribution first exceeds18 the annual maximum aggregate to the amount needed to satisfy the annual19 maximum aggregate. If the commissioner is unable to determine the order20 of receipt of tax payments on that day, the commissioner shall allocate the21 tax credits to the company or among the companies on a pro rata basis22 based on the ratio such company's quarterly tax payment bears to the total23 amount of all such companies' quarterly tax payments until the full24 amount of credits available pursuant to this section has been allocated.25 (5) The board shall use moneys MONEY contributed to the26 exchange AS FOLLOWS:27 081 -5- (a) THE AMOUNT OF CONTRIBUTIONS FROM INSURERS TO WHICH1 THE FIRST FIVE MILLION DOLLARS OF TAX CREDITS IS ALLOCATED pursuant2 to SUBSECTION (4)(b) OF this section and THE interest derived from the3 deposit and investment of the moneys MONEY, to operate and sustain the4 exchange and to build reserves; EXCEPT THAT, ON AND AFTER SEPTEMBER 5 1, 2024, THE TOTAL AMOUNT OF CONTRIBUTIONS AND INTEREST DERIVED6 FROM THE DEPOSIT AND INVESTMENT OF THE MONEY SHALL BE USED FOR7 THE PURPOSES SPECIFIED IN THIS SUBSECTION (5)(a).8 (b) (I) A NY AMOUNT OF CONTRIBUTIONS FROM INSURERS TO WHICH9 ANY AMOUNT IN EXCESS OF THE FIRST FIVE MILLION DOLLARS OF TAX10 CREDITS IS ALLOCATED PURSUANT TO SUBSECTION (4)(b) OF THIS SECTION11 AND THE INTEREST DERIVED FROM THE DEPOSIT AND INVESTMENT OF THE12 MONEY, FOR THE PUBLIC AWARENESS AND EDUCATION CAMPAIGN IN13 SECTION 10-22-115.14 (II) T HIS SUBSECTION (5)(b) IS REPEALED, EFFECTIVE DECEMBER15 31, 2024.16 SECTION 3. Act subject to petition - effective date. This act17 takes effect at 12:01 a.m. on the day following the expiration of the18 ninety-day period after final adjournment of the general assembly; except19 that, if a referendum petition is filed pursuant to section 1 (3) of article V20 of the state constitution against this act or an item, section, or part of this21 act within such period, then the act, item, section, or part will not take22 effect unless approved by the people at the general election to be held in23 November 2022 and, in such case, will take effect on the date of the24 official declaration of the vote thereon by the governor.25 081 -6-