First Regular Session
Seventy-fifth General Assembly
STATE OF COLORADO
INTRODUCED
LLS NO. 25-0387.01 Jery Payne x2157
HOUSE BILL 25-1207
House Committees Senate Committees
Transportation, Housing & Local Government
A BILL FOR AN ACT
C
ONCERNING MEASURES TO ADDRESS B ARRIERS TO PET OWNERSHIP IN101
CONNECTION WITH RESIDING IN A RESIDENTIAL STRUCTURE .102
Bill Summary
(Note: This summary applies to this bill as introduced and does
not reflect any amendments that may be subsequently adopted. If this bill
passes third reading in the house of introduction, a bill summary that
applies to the reengrossed version of this bill will be available at
http://leg.colorado.gov
.)
Current law prohibits an insurer from refusing to insure or
increasing a premium for a homeowners insurance policy or a dwelling
fire insurance policy based on the breed or mixture of breeds of a dog that
is kept at a dwelling unless the dog is known to be dangerous or has been
declared to be dangerous. Section 1 of the bill defines the term
"homeowners insurance" to clarify that this provision applies to all
HOUSE SPONSORSHIP
Mabrey and Duran,
SENATE SPONSORSHIP
Winter F. and Exum,
Shading denotes HOUSE amendment. Double underlining denotes SENATE amendment.
Capital letters or bold & italic numbers indicate new material to be added to existing law.
Dashes through the words or numbers indicate deletions from existing law. residential structures used for a residence and occupied by an owner or
renter.
The "Colorado Housing Act of 1970" provides financing for
building or rehabilitating affordable housing. Section 2 requires each
housing development that receives financing to authorize tenants of the
affordable housing to own or keep one or more pet animals, subject to
reasonable conditions.
Current law authorizes a tax credit for affordable housing. Section
3 requires the person claiming the tax credit to allow tenants to own or
keep one or more pet animals at the unit that the tenant resides in, subject
to reasonable conditions.
Be it enacted by the General Assembly of the State of Colorado:1
SECTION 1. In Colorado Revised Statutes, 10-4-110.8, amend2
(16)(d) as follows:3
10-4-110.8. Homeowners insurance - prohibited and required4
practices - estimates of replacement value - additional living expense5
coverage - copies of policies - personal property contents coverage -6
inventory of personal property - requirements concerning total loss7
scenarios resulting from wildlife disasters - definitions - rules.8
(16) (d) As used in this subsection (16),
UNLESS THE CONTEXT9
OTHERWISE REQUIRES:10
(I) "Dwelling" includes a dwelling unit as defined in section11
38-12-502 (3).12
(II) (A) "H
OMEOWNERS INSURANCE " MEANS A POLICY INSURING13
RESIDENTIAL STRUCTURES, INCLUDING CONDOMINIUMS , MOBILE HOMES,14
MANUFACTURED HOMES , OR COMMERCIAL MULTIFAMILY BUILDINGS , USED15
FOR A RESIDENCE AND OCCUPIED BY AN OWNER OR RENTER .16
(B) "H
OMEOWNERS INSURANCE " INCLUDES A POLICY INSURING THE17
CONTENTS OF A STRUCTURE DESCRIBED IN SUBSECTION (16)(d)(II)(A) OF18
THIS SECTION.19
HB25-1207-2- SECTION 2. In Colorado Revised Statutes, add 24-32-735 as1
follows:2
24-32-735. Pet-inclusive publicly financed housing - definitions3
- rules. (1) A
S USED IN THIS SECTION, UNLESS THE CONTEXT OTHERWISE4
REQUIRES:5
(a) "L
ANDLORD" HAS THE MEANING SET FORTH IN SECTION6
38-12-502
(5).7
(b) "P
ET ANIMAL" MEANS A DOMESTICATED ANIMAL THAT IS8
COMMONLY KEPT IN THE HOME FOR COMPANIONSHIP RATHER THAN FOR9
COMMERCIAL PURPOSES.10
(c) (I) "R
EASONABLE CONDITIONS" MAY INCLUDE:11
(A) P
ROHIBITIONS ON OWNERSHIP OF A DANGEROUS DOG IN12
VIOLATION OF SECTION 18-9-204.5;13
(B) P
OLICIES ON NUISANCE BEHAVIORS;14
(C) L
EASHING REQUIREMENTS;15
(D) R
EQUIREMENTS THAT A TENANT HAVE LIABILITY INSURANCE ;16
OR17
(E) L
IMITATIONS ON THE NUMBER OF PET ANIMALS PERMITTED IN18
A SINGLE UNIT DETERMINED BY THE SIZE OF THE UNIT.19
(II) "R
EASONABLE CONDITIONS" DOES NOT INCLUDE PROHIBITIONS20
ON PET ANIMAL BREEDS OR WEIGHT RESTRICTIONS OF A PET ANIMAL .21
(2) T
HE DIVISION SHALL REQUIRE EACH HOUSING DEVELOPMENT22
THAT RECEIVES FINANCING ON OR AFTER JANUARY 1, 2026, PURSUANT TO23
THIS ARTICLE 32, TO AUTHORIZE TENANTS OF THE AFFORDABLE HOUSING24
TO OWN OR KEEP ONE OR MORE PET ANIMALS , SUBJECT TO REASONABLE25
CONDITIONS AND APPLICABLE STATE AND LOCAL LAWS GOVERNING PUBLIC26
HEALTH, ANIMAL CONTROL, AND ANIMAL ANTI -CRUELTY, AND THE27
HB25-1207
-3- REASONABLE AND APPLICABLE RULES ADOPTED BY THE DIVISION OR THE1
DEPARTMENT OF LOCAL AFFAIRS .2
(3) T
HIS SECTION DOES NOT LIMIT OR AFFECT OTHER LAWS THAT3
REQUIRE REASONABLE ACCOMMODATIONS TO BE MADE FOR AN4
INDIVIDUAL WITH A DISABILITY WHO MAINTAINS AN ANIMAL TO PROVIDE5
ASSISTANCE, SERVICE, OR SUPPORT.6
SECTION 3. In Colorado Revised Statutes, 39-22-2102, add7
(5.5) as follows:8
39-22-2102. Credit against tax - affordable housing9
developments - legislative declaration - definitions. (5.5) (a) T
HE10
AUTHORITY SHALL NOT ALLOCATE A CREDIT PURSUANT TO THIS PART 2111
UNLESS TENANTS RESIDING AT A QUALIFIED DEVELOPMENT ARE ALLOWED12
TO OWN OR KEEP ONE OR MORE PET ANIMALS IN THE UNITS WHERE THE13
TENANTS RESIDE, SUBJECT TO REASONABLE CONDITIONS THAT MAY BE14
IMPOSED ON TENANTS FOR OWNING OR KEEPING PET ANIMALS AT THE UNIT .15
(b) T
HE ALLOWANCE OF ONE OR MORE PET ANIMALS TO RESIDE16
WITH A TENANT IS SUBJECT TO STATE AND LOCAL LAWS GOVERNING17
PUBLIC HEALTH, ANIMAL CONTROL, AND ANIMAL ANTI-CRUELTY AND THE18
REASONABLE AND APPLICABLE RULES ADOPTED BY THE AUTHORITY .19
(c) A
S USED IN THIS SUBSECTION (5.5), UNLESS THE CONTEXT20
OTHERWISE REQUIRES:21
(I) "P
ET ANIMAL" HAS THE MEANING SET FORTH IN SECTION22
35-80-102
(10).23
(II) "R
EASONABLE CONDITIONS" HAS THE MEANING SET FORTH IN24
SECTION 24-32-735 (1)(c).25
(d) T
HIS SECTION DOES NOT LIMIT OR AFFECT OTHER LAWS THAT26
REQUIRE REASONABLE ACCOMMODATIONS TO BE MADE FOR AN27
HB25-1207
-4- INDIVIDUAL WITH A DISABILITY WHO MAINTAINS AN ANIMAL TO PROVIDE1
ASSISTANCE, SERVICE, OR SUPPORT.2
SECTION 4. Act subject to petition - effective date -3
applicability. (1) This act takes effect at 12:01 a.m. on the day following4
the expiration of the ninety-day period after final adjournment of the5
general assembly; except that, if a referendum petition is filed pursuant6
to section 1 (3) of article V of the state constitution against this act or an7
item, section, or part of this act within such period, then the act, item,8
section, or part will not take effect unless approved by the people at the9
general election to be held in November 2026 and, in such case, will take10
effect on the date of the official declaration of the vote thereon by the11
governor.12
(2) Section 1 of this act applies to insurance policies issued or13
renewed on or after the applicable effective date of this act.14
HB25-1207
-5-