Connecticut House Bill HB05233

Connecticut 2010 Regular Session

• Introduced: 2/17/10
• Refer: 2/17/10

Caption

An Act Concerning Insurance Coverage And Certain Liquor Licenses.

Impact

The implementation of HB 05233 will significantly alter the regulatory landscape for businesses seeking liquor permits. By requiring insurance coverage, the law aims to mitigate risks associated with alcohol consumption, including accidents or damages caused by intoxicated patrons. This bill modifies previous regulations by repealing and substituting existing statutes regarding liquor licensing, thus reinforcing state oversight in the wake of liability concerns. It assures that only businesses compliant with the insurance stipulations can operate, potentially impacting how permits are granted and renewed in the future.

Summary

House Bill 05233, titled 'An Act Concerning Insurance Coverage And Certain Liquor Licenses,' mandates that specific classes of liquor permits must have liquor liability and general liability insurance. The bill seeks to enhance the safety and accountability of businesses that serve alcohol by ensuring that they are adequately insured against potential liabilities related to their operations. This requirement applies particularly to entities like clubs, restaurants, and other establishments that require liquor permits issued by the Department of Consumer Protection. Proponents argue that the bill will protect consumers and create a safer environment in venues that serve alcohol.

Contention

One point of contention around HB 05233 may stem from concerns regarding the financial implications for small businesses. Some critics argue that the increased requirement for insurance could impose a financial burden on smaller establishments that may struggle to afford comprehensive coverage. Additionally, there may be concerns about how effectively the Department of Consumer Protection enforces compliance with this new requirement and whether all applicants are able to meet the new standards without excessive administrative hurdles.