Connecticut Senate Bill SB00186

Connecticut 2013 Regular Session

• Introduced: 1/17/13
• Refer: 1/17/13

Caption

An Act Requiring Certain Disclosures By Insurance Companies For Motor Vehicle Repairs And Glass Work.

Impact

If enacted, SB00186 will notably change the existing regulations under title 38a of the general statutes. The legislation will require insurance companies to provide clear information regarding the insured’s rights related to selecting repair services. This shift not only enhances consumer autonomy but also places a greater responsibility on insurance companies to ensure compliance and transparency in their communication practices, possibly altering standard industry practices in claims processing and repair approvals.

Summary

SB00186 aims to enhance transparency and consumer rights within the auto insurance industry by mandating that insurance companies disclose to their insured customers the right to choose their preferred motor vehicle repair or glass shop. This legislation targets the relationship between car owners and insurance providers, stressing the importance of informed consumer choices when it comes to repair services. By empowering consumers with the knowledge of their rights, the bill seeks to promote competition among repair shops, potentially leading to improved service quality and pricing.

Contention

During committee discussions, there may be points of contention regarding the implications of this bill on the insurance industry and repair businesses. Advocates argue that such disclosures are crucial for consumer rights, emphasizing that car owners often remain unaware of their right to choose where their vehicles are repaired. Conversely, some insurance representatives may express concerns about increased administrative burdens or potential complications in managing repair claims. The balance between consumer rights and operational feasibility for insurance companies and repair shops will be a focal point of debate.