Connecticut House Bill HB05192

Connecticut 2015 Regular Session

• Introduced: 1/9/15
• Refer: 1/9/15
• Refer: 1/20/15

Caption

An Act Concerning The Recoupment Of Noneconomic Damages By An Illegally Uninsured Motorist.

Impact

The proposed bill has significant implications for state law, particularly in how it affects individuals who are injured in automobile accidents while uninsured. By precluding illegally uninsured drivers from claiming noneconomic damages, the bill seeks to reinforce the importance of adhering to state insurance requirements. Proponents of the bill argue that it encourages responsible behavior among motorists and aims to reduce the burden on the insurance system by discouraging claims from those who fail to comply with insurance laws.

Summary

House Bill 05192 aims to amend existing laws regarding the recoupment of noneconomic damages by individuals involved in automobile accidents who are found to be illegally uninsured. Specifically, the bill stipulates that if an owner-operator of a vehicle involved in an accident fails to provide proof of insurance compliance, they would be ineligible to recover noneconomic damages for personal injury or wrongful death related to that accident. This law is projected to take effect on October 1, 2015, and will apply to future actions filed after that date.

Sentiment

The sentiment surrounding HB 05192 appears to lean toward supporting the bill among those who advocate for greater accountability in road usage and insurance compliance. Advocates claim that it will create a safer driving environment by motivating more drivers to maintain proper insurance coverage. However, some opposition may come from individuals and entities concerned that the bill could unduly penalize uninsured drivers, particularly those who may have faced financial hardship, thus limiting their legal recourse in cases of serious injury or wrongful death.

Contention

A notable point of contention regarding this bill is the balance between enforcing insurance laws and ensuring that individuals who suffer severe injuries are not left without compensation. Some critics might argue that the bill could potentially lead to unjust outcomes, particularly for those involved in accidents who are unaware of their insurance obligations or who find themselves in difficult financial circumstances. The debate will likely highlight the tension between protecting insurance companies and safeguarding the rights of accident victims.