Connecticut House Bill HB06617

Connecticut 2017 Regular Session

• Introduced: 1/24/17
• Refer: 1/24/17

Caption

An Act Requiring Health Insurance Coverage For The Purchase Of Assistance Dogs.

Impact

If enacted, HB 6617 could significantly affect the landscape of health insurance coverage in the state by adding a new category of medically necessary services that must be covered. This could lead to increased accessibility for individuals relying on assistance dogs, as they would no longer bear the full financial burden of acquiring these animals. The requirement for insurance companies to cover these expenses may also prompt a reevaluation of other similar healthcare needs that have not yet been covered by insurance plans.

Summary

House Bill 6617, introduced by Representative McCarthy Vahey, aims to amend chapter 700c of the general statutes to require health insurance policies in the state to provide coverage for the purchase of assistance dogs. These dogs are specially trained to assist individuals with disabilities, and the bill stipulates that coverage will only be provided if a treating healthcare provider certifies that the assistance dog is medically necessary. This legislative move is designed to enhance the quality of life for individuals with disabilities who depend on assistance dogs for daily activities and mobility.

Contention

While the bill is aimed at improving support for individuals with disabilities, some potential points of contention may arise concerning the definition of 'medically necessary.' Insurers might express concerns about the cost implications of such coverage, particularly regarding the training and certification processes of assistance dogs. Additionally, discussions may surface around the adequacy of existing insurance coverage options and whether they sufficiently address the needs of disabled individuals without leading to excessive costs for insurance providers.