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General Assembly Committee Bill No. 5627
January Session, 2019
LCO No. 4617
Referred to Committee on INSURANCE AND REAL ESTATE
Introduced by:
(INS)
AN ACT EXTENDING THE PERIOD A CHILD, STEPCHILD OR OTHER
DEPENDENT CHILD MAY RETAIN DENTAL INSURA NCE COVERAGE
UNDER A PARENT'S HEA LTH INSURANCE POLICY .
Be it enacted by the Senate and House of Representatives in General
Assembly convened:
Section 1. Section 38a-497 of the general statutes is repealed and the 1
following is substituted in lieu thereof (Effective January 1, 2020): 2
(a) Each individual health insurance policy providing coverage of 3
the type specified in subdivisions (1), (2), (4), (6), (10), (11) and (12) of 4
section 38a-469 delivered, issued for delivery, amended, renewed or 5
continued in this state shall provide that coverage of a child, stepchild 6
or other dependent child shall terminate [no] not earlier than the 7
policy anniversary date on or after whichever of the following occurs 8
first, the date on which the child, [:] stepchild or other dependent child: 9
(1) Becomes covered under a group health plan through the 10
[dependent's] child's, stepchild's or other dependent child's own 11
employment; or (2) attains the age of twenty-six. 12
(b) Each individual health insurance policy described in subsection 13
(a) of this section, and each individual health insurance policy 14
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providing coverage of the type specified in subdivision (16) of section 15
38a-469 delivered, issued for delivery, amended, renewed or continued 16
in this state, that includes or provides dental coverage shall provide 17
that dental coverage of a child, stepchild or other dependent child shall 18
terminate not earlier than the policy anniversary date on or after 19
whichever of the following occurs first, the date on which the child, 20
stepchild or other dependent child: (1) Becomes covered under a group 21
health plan through the child's, stepchild's or other dependent child's 22
own employment; or (2) attains the age of twenty-six. 23
(c) Each [such] policy subject to this section shall cover a stepchild 24
or other dependent child on the same basis as a biological child. 25
Sec. 2. Section 38a-512b of the general statutes is repealed and the 26
following is substituted in lieu thereof (Effective January 1, 2020): 27
(a) Each group health insurance policy providing coverage of the 28
type specified in subdivisions (1), (2), (4), (6), (10), (11) and (12) of 29
section 38a-469 delivered, issued for delivery, amended, renewed or 30
continued in this state shall provide that coverage of a child, stepchild 31
or other dependent child shall terminate [no] not earlier than the 32
policy anniversary date on or after whichever of the following occurs 33
first, the date on which the child, [:] stepchild or other dependent child: 34
(1) Becomes covered under a group health plan through the 35
[dependent's] child's, stepchild's or other dependent child's own 36
employment; or (2) attains the age of twenty-six. 37
(b) Each group health insurance policy described in subsection (a) of 38
this section, and each group health insurance policy providing 39
coverage of the type specified in subdivision (16) of section 38a-469 40
delivered, issued for delivery, amended, renewed or continued in this 41
state, that includes or provides dental coverage shall provide that 42
dental coverage of a child, stepchild or other dependent child shall 43
terminate not earlier than the policy anniversary date on or after 44
whichever of the following occurs first, the date on which the child, 45
stepchild or other dependent child: (1) Becomes covered under a group 46
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health plan through the child's, stepchild's or other dependent child's 47
own employment; or (2) attains the age of twenty-six. 48
(c) Each [such] policy subject to this section shall cover a stepchild 49
or other dependent child on the same basis as a biological child. 50
This act shall take effect as follows and shall amend the following
sections:
Section 1 January 1, 2020 38a-497
Sec. 2 January 1, 2020 38a-512b
Statement of Purpose:
To allow children, stepchildren and other dependent children to retain
dental insurance coverage under their parents' insurance policies until
they attain the age of twenty-six or obtain substitute coverage through
an employer.
[Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline,
except that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is
not underlined.]
Co-Sponsors: REP. COOK, 65th Dist.
H.B. 5627