Connecticut House Bill HB05897

Connecticut 2019 Regular Session

• Introduced: 1/23/19
• Refer: 1/23/19

Caption

An Act Establishing Mental Health Funding Parity.

Impact

Should the bill be enacted, it would have significant implications for state laws governing health insurance and mental health care. By mandating reporting requirements for insurers, the law aims to increase transparency in how mental health coverage is provided relative to physical health coverage. In addition to enhancing access to mental health services, this measure could lead to a reduction in stigma associated with seeking mental health care, as it would standardize care to be treated with the same importance as physical health.

Summary

House Bill 05897 aims to establish mental health funding parity by addressing discrepancies that often exist between the coverage of mental health services and physical health services. The bill proposes that insurance providers must demonstrate that limits on mental health benefits are no less favorable than those applied to physical health care benefits. This is intended to reduce the barriers for individuals seeking mental health treatment, ensuring that they have access to comprehensive care without facing greater restrictions than would be applied to physical health services.

Contention

Notable points of contention surrounding HB 05897 may include concerns from insurance providers regarding the financial implications of enforcing parity in mental health funding. Some critics worry that increased requirements could lead to higher insurance premiums or reduced coverage options. Conversely, advocates argue that mental health should be prioritized equally to physical health, emphasizing that parity is essential for comprehensive health care and addressing the rising rates of mental health issues in the community. The successful implementation of this bill would depend on the Insurance Department's ability to effectively monitor and report on the parity standards established.