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General Assembly Committee Bill No. 87
January Session, 2019
LCO No. 5473
Referred to Committee on INSURANCE AND REAL ESTATE
Introduced by:
(INS)
AN ACT PROHIBITING DISCRETIONARY CLAUSE S IN DISABILITY
INCOME INSURANCE POL ICIES.
Be it enacted by the Senate and House of Representatives in General
Assembly convened:
Section 1. (NEW) (Effective January 1, 2020) No insurer, health care 1
center, fraternal benefit society, hospital service corporation, medical 2
service corporation or other entity delivering, issuing for delivery, 3
renewing, amending or continuing an individual or group health 4
insurance policy in this state on or after January 1, 2020, providing 5
coverage of the type specified in subdivision (5) of section 38a-469 of 6
the general statutes shall include in such policy a provision reserving 7
discretion to such insurer, center, society, corporation or entity to 8
interpret the terms of such policy, or provide standards for the 9
interpretation or review of such policy, that are inconsistent with the 10
laws of this state. 11
This act shall take effect as follows and shall amend the following
sections:
Section 1 January 1, 2020 New section
Committee Bill No. 87
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Statement of Purpose:
To prohibit discretionary clauses in disability income insurance
policies.
[Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline,
except that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is
not underlined.]
Co-Sponsors: SEN. LOONEY, 11th Dist.
S.B. 87