LCO No. 6348 1 of 33 General Assembly Raised Bill No. 1108 January Session, 2019 LCO No. 6348 Referred to Committee on GOVERNMENT ADMINISTRATION AND ELECTIONS Introduced by: (GAE) AN ACT CONCERNING CO NSUMER PRIVACY. Be it enacted by the Senate and House of Representatives in General Assembly convened: Section 1. (NEW) (Effective January 1, 2020) As used in this section 1 and sections 2 to 18, inclusive, of this act: 2 (1) "Aggregate consumer information" means information that 3 relates to a group or category of consumers, from which individual 4 consumer identities have been removed, that is not linked or 5 reasonably linkable to any consumer or household, including via a 6 device. "Aggregate consumer information" does not mean one or more 7 individual consumer records that have been deidentified. 8 (2) "Biometric information" means an individual's physiological, 9 biological or behavioral characteristics, including an individual's 10 deoxyribonucleic acid (DNA), that can be used, singly or in 11 combination with each other or with other identifying data, to 12 establish individual identity. "Biometric information" includes, but is 13 not limited to, imagery of the iris, retina, fingerprint, face, hand, palm, 14 Raised Bill No. 1108 LCO No. 6348 2 of 33 vein patterns and voice recordings, from which an identifier template, 15 such as a faceprint, a minutiae template or a voiceprint, can be 16 extracted; and keystroke patterns or rhythms, gait patterns or rhythms; 17 and sleep, health or exercise data that contain identifying information. 18 (3) "Business" means: 19 (A) A sole proprietorship, partnership, limited liability company, 20 corporation, association or other legal entity that is organized or 21 operated for the profit or financial benefit of its shareholders or other 22 owners, that collects consumers' personal information, or on the behalf 23 of which such information is collected and that alone, or jointly with 24 others, determines the purposes and means of the processing of 25 consumers' personal information, that does business in this state, and 26 that satisfies one or more of the following thresholds: 27 (i) Has annual gross revenues in excess of twenty-five million 28 dollars, as adjusted pursuant to subsection (a) of section 15 of this act, 29 (ii) Alone or in combination, annually buys, receives for the 30 business' commercial purposes, sells or shares for commercial 31 purposes, alone or in combination, the personal information of fifty 32 thousand or more consumers, households or devices, or 33 (iii) Derives fifty per cent or more of its annual revenues from 34 selling consumers' personal information; and 35 (B) Any entity that controls or is controlled by a business and that 36 shares common branding with the business. "Control" or "controlled" 37 means (i) ownership of, or the power to vote, more than fifty per cent 38 of the outstanding shares of any class of voting security of a business; 39 (ii) control in any manner over the election of a majority of the 40 directors or of individuals exercising similar functions; or (iii) the 41 power to exercise a controlling influence over the management of a 42 company. "Common branding" means a shared name, servicemark or 43 trademark. 44 Raised Bill No. 1108 LCO No. 6348 3 of 33 (4) "Business purpose" means the use of personal information for the 45 business' or a service provider's operational purposes, or other notified 46 purposes, provided the use of personal information is reasonably 47 necessary and proportionate to achieve the operational purpose for 48 which the personal information was collected or processed or for 49 another operational purpose that is compatible with the context in 50 which the personal information was collected. "Business purposes" 51 include: 52 (A) Auditing related to a current interaction with the consumer and 53 concurrent transactions, including, but not limited to, counting ad 54 impressions to unique visitors, verifying positioning and quality of ad 55 impressions and auditing compliance with this specification and other 56 standards; 57 (B) Detecting security incidents, protecting against malicious, 58 deceptive, fraudulent or illegal activity and prosecuting those 59 responsible for that activity; 60 (C) Debugging to identify and repair errors that impair existing 61 intended functionality; 62 (D) Short-term, transient use, provided the personal information is 63 not disclosed to another third party and is not used to build a profile 64 about a consumer or otherwise alter an individual consumer's 65 experience outside the current interaction, including, but not limited 66 to, the contextual customization of ads shown as part of the same 67 interaction; 68 (E) Performing services on behalf of the business or service 69 provider, including maintaining or servicing accounts, providing 70 customer service, processing or fulfilling orders and transactions, 71 verifying customer information, processing payments, providing 72 financing, providing advertising or marketing services, providing 73 analytic services or providing similar services on behalf of the business 74 or service provider; 75 Raised Bill No. 1108 LCO No. 6348 4 of 33 (F) Undertaking internal research for technological development 76 and demonstration; and 77 (G) Undertaking activities to verify or maintain the quality or safety 78 of a service or device that is owned, manufactured, manufactured for 79 or controlled by the business, and to improve, upgrade or enhance the 80 service or device that is owned, manufactured, manufactured for or 81 controlled by the business. 82 (5) "Collects" or "collection" means buying, renting, gathering, 83 obtaining, receiving or accessing any personal information pertaining 84 to a consumer by any means, including, but not limited to, receiving 85 information from the consumer, either actively or passively, or by 86 observing the consumer's behavior. 87 (6) "Commercial purposes" means to advance a person's commercial 88 or economic interests, such as by inducing another person to buy, rent, 89 lease, join, subscribe to, provide or exchange products, goods, 90 property, information or services, or enabling or effecting, directly or 91 indirectly, a commercial transaction. "Commercial purposes" does not 92 include engaging in speech that state or federal courts have recognized 93 as noncommercial speech, including political speech and journalism. 94 (7) "Consumer" means a natural person who is a resident of this 95 state. 96 (8) "De-identified information" means information that cannot 97 reasonably identify, relate to, describe, be capable of being associated 98 with, or be linked, directly or indirectly, to a particular consumer, 99 provided a business that uses de-identified information: 100 (A) Has implemented technical safeguards that prohibit re-101 identification of the consumer to whom the information may pertain. 102 (B) Has implemented business processes that specifically prohibit 103 re-identification of the information. 104 (C) Has implemented business processes to prevent inadvertent 105 Raised Bill No. 1108 LCO No. 6348 5 of 33 release of de-identified information. 106 (D) Makes no attempt to re-identify the information. 107 (9) "Designated methods for submitting requests" means a mailing 108 address, email address, Internet web page, Internet web portal, toll-109 free telephone number or other applicable contact information, 110 whereby consumers may submit a request or direction under sections 111 1 to 18, inclusive, of this act, and any new, consumer-friendly means of 112 contacting a business, as approved by the Commissioner of Consumer 113 Protection pursuant to section 15 of this act. 114 (10) "Device" means any physical object that is capable of connecting 115 to the Internet, directly or indirectly, or to another device. 116 (11) "Health insurance information" means a consumer's insurance 117 policy number or subscriber identification number, any unique 118 identifier used by a health insurer to identify the consumer, or any 119 information in the consumer's application and claims history, 120 including any appeals records, if the information is linked or 121 reasonably linkable to a consumer or household, including via a 122 device, by a business or service provider. 123 (12) "Homepage" means the introductory page of an Internet web 124 site and any Internet web page where personal information is 125 collected. In the case of an online service, such as a mobile application, 126 "homepage" means the application's platform page or download page, 127 a link within the application or settings page, and any other location 128 that allows consumers to review the notice required by subdivision (a) 129 of section 15 of this act, including, but not limited to, before 130 downloading the application. 131 (13) "Infer" or "inference" means the derivation of information, data, 132 assumptions or conclusions from facts, evidence or another source of 133 information or data. 134 (14) "Person" means an individual, proprietorship, firm, 135 Raised Bill No. 1108 LCO No. 6348 6 of 33 partnership, joint venture, syndicate, business trust, company, 136 corporation, limited liability company, association, committee and any 137 other organization or group of persons acting in concert. 138 (15) (A) "Personal information" means information that identifies, 139 relates to, describes, is capable of being associated with, or could 140 reasonably be linked, directly or indirectly, with a particular consumer 141 or household. "Personal information" includes, but is not limited to, the 142 following: 143 (i) Identifiers such as a real name, alias, postal address, unique 144 personal identifier, online identifier Internet protocol address, email 145 address, account name, Social Security number, driver's license 146 number, passport number or other similar identifiers. 147 (ii) Characteristics of protected classifications under state or federal 148 law. 149 (iii) Commercial information, including records of personal 150 property, products or services purchased, obtained or considered, or 151 other purchasing or consuming histories or tendencies. 152 (iv) Biometric information. 153 (v) Internet or other electronic network activity information, 154 including, but not limited to, browsing history, search history and 155 information regarding a consumer's interaction with an Internet web 156 site, application or advertisement. 157 (vi) Geolocation data. 158 (vii) Audio, electronic, visual, thermal, olfactory or similar 159 information. 160 (viii) Professional or employment-related information. 161 (ix) Education information, defined as information that is not 162 publicly available, personally identifiable information, as defined in 163 Raised Bill No. 1108 LCO No. 6348 7 of 33 the Family Educational Rights and Privacy Act, 20 USC 1232g, as 164 amended from time to time. 165 (x) Inferences drawn from any of the information identified in this 166 subparagraph to create a profile about a consumer reflecting the 167 consumer's preferences, characteristics, psychological trends, 168 preferences, predispositions, behavior, attitudes, intelligence, abilities 169 and aptitudes. 170 (B) "Personal information" does not include publicly available 171 information. As used in this subparagraph, "publicly available" means 172 information that is lawfully made available from federal, state or local 173 government records. "Publicly available" does not mean biometric 174 information collected by a business about a consumer without the 175 consumer's knowledge. Information is not "publicly available" if that 176 data is used for a purpose that is not compatible with the purpose for 177 which the data is maintained and made available in the government 178 records or for which it is publicly maintained. "Publicly available" does 179 not include consumer information that is de-identified or aggregate 180 consumer information. 181 (16) "Probabilistic identifier" means the identification of a consumer 182 or a device to a degree of certainty of more probable than not, based on 183 any categories of personal information included in, or similar to, the 184 categories enumerated in the definition of personal information. 185 (17) "Processing" means any operation or set of operations that are 186 performed on personal data or on sets of personal data, whether or not 187 by automated means. 188 (18) "Pseudonymization" means the processing of personal 189 information in a manner that renders the personal information no 190 longer attributable to a specific consumer without the use of additional 191 information, provided the additional information is kept separately 192 and is subject to technical and organizational measures to ensure that 193 the personal information is not attributed to an identified or 194 identifiable consumer. 195 Raised Bill No. 1108 LCO No. 6348 8 of 33 (19) "Research" means scientific, systematic study and observation, 196 including, but not limited to, basic research or applied research that is 197 in the public interest and that adheres to all other applicable ethics and 198 privacy laws or studies conducted in the public interest in the area of 199 public health. Research with personal information that may have been 200 collected from a consumer in the course of the consumer's interactions 201 with a business' service or device for other purposes shall be: 202 (A) Compatible with the business purpose for which the personal 203 information was collected. 204 (B) Subsequently pseudonymized and de-identified, or de-identified 205 and in the aggregate, such that the information cannot reasonably 206 identify, relate to, describe, be capable of being associated with, or be 207 linked, directly or indirectly, to a particular consumer. 208 (C) Made subject to technical safeguards that prohibit re-209 identification of the consumer to whom the information may pertain. 210 (D) Subject to business processes that specifically prohibit re-211 identification of the information. 212 (E) Made subject to business processes to prevent inadvertent 213 release of de-identified information. 214 (F) Protected from any re-identification attempts. 215 (G) Used solely for research purposes that are compatible with the 216 context in which the personal information was collected. 217 (H) Not be used for any commercial purpose. 218 (I) Subjected by the business conducting the research to additional 219 security controls, limiting access to the research data to only those 220 individuals in a business as are necessary to carry out the research 221 purpose. 222 (20) "Sell" or "sale" 223 Raised Bill No. 1108 LCO No. 6348 9 of 33 (A) (i) Means selling, renting, releasing, disclosing, disseminating, 224 making available, transferring or otherwise communicating orally, in 225 writing, or by electronic or other means, a consumer's personal 226 information by the business to another business or a third party for 227 monetary or other valuable consideration. 228 (ii) Includes the business transfers to a third party of personal 229 information of a consumer as an asset that is part of a merger, 230 acquisition, bankruptcy or other transaction in which the third party 231 assumes control of all or part of the business, provided information is 232 used or shared consistently with sections 4 and 6 of this act. If a third 233 party materially alters how it uses or shares the personal information 234 of a consumer in a manner that is materially inconsistent with the 235 promises made at the time of collection, it shall provide prior notice of 236 the new or changed practice to the consumer. The notice shall be 237 sufficiently prominent to ensure that existing consumers can easily 238 exercise their choices consistently with section 7 of this act. This 239 subparagraph does not authorize a business to make material, 240 retroactive privacy policy changes or make other changes in their 241 privacy policy in a manner that would violate chapter 735a of the 242 general statutes. 243 (B) For purposes of sections 1 to 18, inclusive, of this act, a business 244 does not sell personal information when: 245 (i) A consumer uses or directs the business to intentionally disclose 246 personal information or uses the business to intentionally interact with 247 a third party, provided the third party does not also sell the personal 248 information, unless such disclosure would be consistent with the 249 provisions of sections 1 to 18, inclusive, of this act. An intentional 250 interaction occurs when the consumer intends to interact with the third 251 party via one or more deliberate interactions. Hovering over, muting, 252 pausing or closing a given piece of content does not constitute a 253 consumer's intent to interact with a third party. 254 (ii) The business uses or shares an identifier for a consumer, who 255 Raised Bill No. 1108 LCO No. 6348 10 of 33 has opted out of the sale of the consumer's personal information, for 256 the purposes of alerting third parties that the consumer has opted out 257 of the sale of the consumer's personal information. 258 (iii) The business uses or shares with a service provider personal 259 information of a consumer that is necessary to perform a business 260 purpose, provided the service provider also does not sell the personal 261 information. 262 (iv) The business has provided notice that information being used or 263 shared in its terms and conditions are consistent with section 9 of this 264 act. 265 (v) The service provider does not further collect, sell or use the 266 personal information of the consumer, except as necessary to perform 267 the business purpose. 268 (21) "Service" or "services" means work, labor and services, 269 including services furnished in connection with the sale or repair of 270 goods. 271 (22) "Service provider" means a sole proprietorship, partnership, 272 limited liability company, corporation, association or other legal entity 273 that is organized or operated for the profit or financial benefit of its 274 shareholders or other owners, that processes information on behalf of a 275 business and to which the business discloses a consumer's personal 276 information for a business purpose pursuant to a written contract, 277 provided the contract prohibits the entity receiving the information 278 from retaining, using or disclosing the personal information for any 279 purpose other than for the specific purpose of performing the services 280 specified in the contract for the business, or as otherwise permitted by 281 sections 1 to 18, inclusive, of this act, including retaining, using or 282 disclosing the personal information for a commercial purpose other 283 than providing the services specified in the contract with the business. 284 (23) "Third party" means a person who is not any of the following: 285 Raised Bill No. 1108 LCO No. 6348 11 of 33 (A) The business that collects personal information from consumers 286 under sections 1 to 18, inclusive, of this act. 287 (B) A person to whom the business discloses a consumer's personal 288 information for a business purpose pursuant to a written contract, 289 provided the contract: 290 (i) Prohibits the person receiving the personal information from: 291 (I) Selling the personal information. 292 (II) Retaining, using or disclosing the personal information for any 293 purpose other than for the specific purpose of performing the services 294 specified in the contract, including retaining, using or disclosing the 295 personal information for a commercial purpose other than providing 296 the services specified in the contract. 297 (III) Retaining, using or disclosing the information outside of the 298 direct business relationship between the person and the business. 299 (ii) Includes a certification made by the person receiving the 300 personal information that the person understands the restrictions in 301 subparagraph (B)(i) of this subdivision and will comply with them. 302 (24) "Unique identifier" or "unique personal identifier" means a 303 consistent identifier that can be used to recognize a consumer, a family 304 or a device that is linked to a consumer or family, over time and across 305 different services, including, but not limited to, (A) a device identifier; 306 (B) an Internet protocol address; (C) cookies, beacons, pixel tags, 307 mobile ad identifiers or similar technology; (D) customer number, 308 unique pseudonym or user alias; (E) telephone numbers; or (F) other 309 forms of persistent or probabilistic identifiers that can be used to 310 identify a particular consumer or device. For purposes of this 311 subdivision, "family" means a custodial parent or guardian and any 312 minor children over which the parent or guardian has custody. 313 (25) "Verifiable consumer request" means a request that is made by a 314 (A) consumer, (B) consumer on behalf of the consumer's minor child, 315 Raised Bill No. 1108 LCO No. 6348 12 of 33 or (C) natural person or a person registered with the Secretary of the 316 State, authorized by the consumer to act on the consumer's behalf, and 317 that the business can reasonably verify, pursuant to regulations 318 adopted by the Commissioner of Consumer Protection pursuant to 319 section 15 of this act, to be the consumer about whom the business has 320 collected personal information. A business is not obligated to provide 321 information to the consumer pursuant to sections 4 and 6 of this act if 322 the business cannot verify, pursuant this subdivision and such 323 regulations, that the consumer making the request is the consumer 324 about whom the business has collected information or is a person 325 authorized by the consumer to act on such consumer's behalf. 326 Sec. 2. (NEW) (Effective January 1, 2020) (a) A consumer has the right 327 to request that a business that collects a consumer's personal 328 information disclose to such consumer the categories and specific 329 pieces of personal information the business has collected. 330 (b) A business that collects a consumer's personal information shall, 331 at or before the point of collection, inform consumers as to the 332 categories of personal information to be collected and the purposes for 333 which the categories of personal information shall be used. A business 334 shall not collect additional categories of personal information or use 335 personal information collected for additional purposes without 336 providing the consumer with notice consistent with this section. 337 (c) A business shall provide the information specified in subsection 338 (a) of this section to a consumer only upon receipt of a verifiable 339 consumer request. 340 (d) A business that receives a verifiable consumer request from a 341 consumer to access personal information shall promptly take steps to 342 disclose and deliver, free of charge to the consumer, the personal 343 information required by this section. The information may be 344 delivered by mail or electronically, and, if provided electronically, the 345 information shall be in a portable and, to the extent technically 346 feasible, in a readily useable format that allows the consumer to 347 Raised Bill No. 1108 LCO No. 6348 13 of 33 transmit this information to another entity without hindrance. A 348 business may provide personal information to a consumer at any time, 349 but shall not be required to provide personal information to a 350 consumer more than twice in a twelve-month period. 351 Sec. 3. (NEW) (Effective January 1, 2020) (a) A consumer has the right 352 to request that a business delete any personal information about the 353 consumer which the business has collected from the consumer. 354 (b) A business that collects personal information about consumers 355 shall disclose, pursuant to subsection (a) of section 9 of this act, the 356 consumer's right to request the deletion of the consumer's personal 357 information. 358 (c) A business that receives a verifiable request from a consumer to 359 delete the consumer's personal information pursuant to subsection (a) 360 of this section shall delete the consumer's personal information from 361 its records and direct any service providers to delete the consumer's 362 personal information from their records. 363 (d) A business or a service provider shall not be required to comply 364 with a consumer's request to delete the consumer's personal 365 information if it is necessary for the business or service provider to 366 maintain the consumer's personal information in order to: 367 (1) Complete the transaction for which the personal information was 368 collected, provide a good or service requested by the consumer or 369 reasonably anticipated within the context of a business ongoing 370 business relationship with the consumer, or otherwise perform a 371 contract between the business and the consumer; 372 (2) Detect security incidents, protect against malicious, deceptive, 373 fraudulent or illegal activity or prosecute those responsible for such 374 activity; 375 (3) Debug to identify and repair errors that impair existing intended 376 functionality; 377 Raised Bill No. 1108 LCO No. 6348 14 of 33 (4) Exercise free speech, ensure the right of another consumer to 378 exercise his or her right of free speech, or exercise another right 379 provided for by law; 380 (5) Engage in public or peer-reviewed scientific, historical or 381 statistical research in the public interest that adheres to all other 382 applicable ethics and privacy laws, when the businesses' deletion of 383 the information is likely to render impossible or seriously impair the 384 achievement of such research, if the consumer has provided informed 385 consent; 386 (6) To enable solely internal uses that are reasonably aligned with 387 the expectations of the consumer based on the consumer's relationship 388 with the business; 389 (7) Comply with a legal obligation; or 390 (8) Otherwise use the consumer's personal information, internally, 391 in a lawful manner that is compatible with the context in which the 392 consumer provided the information. 393 Sec. 4. (NEW) (Effective January 1, 2020) (a) A consumer has the right 394 to request that a business that collects personal information about the 395 consumer disclose to the consumer the following: 396 (1) The categories of personal information it has collected about that 397 consumer; 398 (2) The categories of sources from which the personal information is 399 collected; 400 (3) The business or commercial purpose for collecting or selling 401 personal information; 402 (4) The categories of third parties with whom the business shares 403 personal information; and 404 (5) The specific pieces of personal information it has collected about 405 Raised Bill No. 1108 LCO No. 6348 15 of 33 that consumer. 406 (b) A business that collects personal information about a consumer 407 shall disclose to the consumer the information specified in subsection 408 (a) of this section upon receipt of a verifiable request from the 409 consumer. 410 (c) In complying with this section, a business shall: 411 (1) Identify the consumer, associate the information provided by the 412 consumer in the verifiable request to any personal information 413 previously collected by the business about the consumer. 414 (2) Identify by category or categories the personal information 415 collected about the consumer in the preceding twelve months by 416 reference to the enumerated category or categories of personal 417 information that most closely describes the personal information 418 collected. 419 Sec. 5. (NEW) (Effective January 1, 2020) Sections 2 and 3 of this act 420 shall not be construed to require a business to do the following: 421 (1) Retain any personal information about a consumer collected for 422 a single, one-time transaction if, in the ordinary course of business, 423 that information about the consumer is not retained; or 424 (2) Re-identify or otherwise link any data that, in the ordinary 425 course of business, is not maintained in a manner that would be 426 considered personal information. 427 Sec. 6. (NEW) (Effective January 1, 2020) (a) A consumer shall have 428 the right to request that a business that sells the consumer's personal 429 information, or that discloses it for a business purpose, disclose to that 430 consumer: 431 (1) The categories of personal information that the business 432 collected about the consumer. 433 Raised Bill No. 1108 LCO No. 6348 16 of 33 (2) The categories of personal information about the consumer that 434 the business sold and the categories of third parties to whom the 435 personal information was sold, by category or categories of personal 436 information for each third party to whom the personal information 437 was sold. 438 (3) The categories of personal information about the consumer that 439 the business disclosed for a business purpose. 440 (b) A business that sells personal information about a consumer, or 441 that discloses a consumer's personal information for a business 442 purpose, shall disclose, pursuant to section 9 of this act, the 443 information specified in subsection (a) of this section to the consumer 444 upon receipt of a verifiable request from the consumer. 445 (c) A business that sells consumers' personal information, or that 446 discloses consumers' personal information for a business purpose, 447 shall disclose, pursuant to section 9 of this act: 448 (1) The category or categories of consumers' personal information it 449 has sold, if applicable, or, if the business has not sold consumers' 450 personal information, a statement to such effect. 451 (2) The category or categories of consumers' personal information it 452 has disclosed for a business purpose, if applicable, or, if the business 453 has not disclosed the consumers' personal information for a business 454 purpose, a statement to such effect. 455 (d) In complying with the provisions of this section, a business shall: 456 (1) Identify the consumer and associate the information provided by 457 the consumer in the verifiable request to any personal information 458 previously collected by the business about the consumer. 459 (2) Identify by category or categories the personal information of the 460 consumer that the business sold in the preceding twelve months by 461 reference to the enumerated category in the definition of personal 462 information that most closely describes the personal information, and 463 Raised Bill No. 1108 LCO No. 6348 17 of 33 provide the categories of third parties to whom the consumer's 464 personal information was sold in the preceding twelve months by 465 reference to such enumerated categories that most closely describes the 466 personal information sold. The business shall disclose the information 467 in a list that is separate from a list generated for the purposes of 468 subdivision (1) of this subsection. 469 (3) Identify by category or categories the personal information of the 470 consumer that the business disclosed for a business purpose in the 471 preceding twelve months by reference to the enumerated category or 472 categories of personal information that most closely describes the 473 personal information, and provide the categories of third parties to 474 whom the consumer's personal information was disclosed for a 475 business purpose in the preceding twelve months by reference to the 476 enumerated category or categories that most closely describes the 477 personal information disclosed. The business shall disclose the 478 information in a list that is separate from a list generated for the 479 purposes of subdivision (2) of this subsection. 480 (e) A third party shall not sell personal information about a 481 consumer that has been sold to the third party by a business unless the 482 consumer has received explicit notice and is provided an opportunity 483 to exercise the right to opt out pursuant to section 7 of this act. 484 Sec. 7. (NEW) (Effective January 1, 2020) (a) A consumer has the right, 485 at any time, to opt out or direct a business that sells personal 486 information about the consumer to third parties not to sell the 487 consumer's personal information. 488 (b) A business that sells consumers' personal information to third 489 parties shall provide notice to consumers, pursuant to subsection (a) of 490 section 10 of this act, that this information may be sold and that 491 consumers have the right to opt out of the sale of their personal 492 information. 493 (c) A business that has received direction from a consumer not to 494 sell the consumer's personal information or, in the case of a minor 495 Raised Bill No. 1108 LCO No. 6348 18 of 33 consumer's personal information, has not received consent to sell the 496 minor consumer's personal information, shall be prohibited, pursuant 497 to subdivision (4) of subsection (a) of section 10 of this act, from selling 498 the consumer's personal information after its receipt of the consumer's 499 direction, unless the consumer subsequently provides express 500 authorization for the sale of the consumer's personal information. 501 (d) A business shall not sell the personal information of consumers 502 if the business has actual knowledge that the consumer is less than 503 sixteen years of age, unless the consumer, in the case of consumers 504 between thirteen and sixteen years of age, or the consumer's parent or 505 guardian, in the case of consumers who are less than thirteen years of 506 age, has affirmatively authorized the sale of the consumer's personal 507 information. A business that wilfully disregards the consumer's age 508 shall be deemed to have had actual knowledge of the consumer's age. 509 Sec. 8. (NEW) (Effective January 1, 2020) (a) (1) A business shall not 510 discriminate against a consumer because the consumer exercised any 511 of the consumer's rights under sections 1 to 18, inclusive, of this act, 512 including, but not limited to: 513 (A) Denying goods or services to the consumer. 514 (B) Charging different prices or rates for goods or services, 515 including through the use of discounts or other benefits or imposing 516 penalties. 517 (C) Providing a different level or quality of goods or services to the 518 consumer, if the consumer exercises the consumer's rights under 519 sections 1 to 18, inclusive, of this act. 520 (D) Suggesting that the consumer will receive a different price or 521 rate for goods or services or a different level or quality of goods or 522 services. 523 (2) Nothing in this subsection prohibits a business from charging a 524 consumer a different price or rate, or from providing a different level 525 Raised Bill No. 1108 LCO No. 6348 19 of 33 or quality of goods or services to the consumer, if that difference is 526 reasonably related to the value provided to the consumer by the 527 consumer's data. 528 (b) (1) A business may offer financial incentives, including 529 payments to consumers as compensation, for the collection of personal 530 information, the sale of personal information or the deletion of 531 personal information. A business may also offer a different price, rate, 532 level or quality of goods or services to the consumer if that price or 533 difference is directly related to the value provided to the consumer by 534 the consumer's data. 535 (2) A business that offers any financial incentives pursuant to 536 subsection (a) of this section shall notify consumers of the financial 537 incentives pursuant to section 9 of this act. 538 (3) A business may enter a consumer into a financial incentive 539 program only if (A) the consumer gives the business prior consent 540 pursuant to section 9 of this act, (B) the business clearly describes the 541 material terms of the financial incentive program, and (C) the 542 consumer may revoke the financial incentive program at any time. 543 (4) A business shall not use financial incentive practices that are 544 unjust, unreasonable, coercive or usurious in nature. 545 Sec. 9. (NEW) (Effective January 1, 2020) (a) In order to comply with 546 sections 2 to 4, inclusive, 6 and 8, of this act, in a form that is 547 reasonably accessible to consumers, a business shall: 548 (1) Make available to consumers two or more designated methods 549 for submitting requests for information required to be disclosed 550 pursuant to sections 4 and 6 of this act, including, at a minimum, a toll-551 free telephone number, and, if the business maintains an Internet web 552 site, an Internet web site address. 553 (2) Disclose and deliver the required information to a consumer free 554 of charge not later than forty-five days after receiving a verifiable 555 Raised Bill No. 1108 LCO No. 6348 20 of 33 request from the consumer. The business shall promptly take steps to 556 determine whether the request is a verifiable request, but this shall not 557 extend the business' duty to disclose and deliver the information 558 within forty-five days of receipt of the consumer's request. The time 559 period to provide the required information may be extended once by 560 an additional forty-five days when reasonably necessary, provided the 561 consumer is provided notice of the extension within the first forty-five-562 day period. The disclosure shall cover the twelve-month period 563 preceding the business' receipt of the verifiable request and shall be 564 made in writing and delivered through the consumer's account with 565 the business, if the consumer maintains an account with the business, 566 or by mail or electronically at the consumer's option if the consumer 567 does not maintain an account with the business, in a readily useable 568 format that allows the consumer to transmit this information from one 569 entity to another entity without hindrance. The business shall not 570 require the consumer to create an account with the business in order to 571 make a verifiable request. 572 (3) Disclose the following information in its online privacy policy or 573 policies if the business has an online privacy policy or policies and in 574 any state-specific description of consumers' privacy rights, or, if the 575 business does not maintain those policies, on its Internet web site, and 576 update that information at least once every twelve months: 577 (A) A description of a consumer's rights pursuant to sections 4, 6 578 and 8 of this act and one or more designated methods for submitting 579 requests. 580 (B) For purposes of subsection (b) of section 4 of this act, a list of the 581 categories of personal information it has collected about consumers in 582 the preceding twelve months by reference to the category or categories 583 enumerated in subsection (a) of section 4 of this act that most closely 584 describe the personal information collected. 585 (C) For purposes of subsection (c) of section 6 of this act, two 586 separate lists: 587 Raised Bill No. 1108 LCO No. 6348 21 of 33 (i) A list of the categories of personal information it has sold about 588 consumers in the preceding twelve months by reference to the 589 category or categories enumerated in subsection (c) of section 6 of this 590 act that most closely describe the personal information sold, if 591 applicable, or, if the business has not sold consumers' personal 592 information in the preceding twelve months, a statement to such effect. 593 (ii) A list of the categories of personal information it has disclosed 594 about consumers for a business purpose in the preceding twelve 595 months by reference to the category enumerated in subsection (c) of 596 section 6 of this act that most closely describe the personal information 597 disclosed, if applicable, or, if the business has not disclosed consumers' 598 personal information for a business purpose in the preceding twelve 599 months, a statement to such effect. 600 (4) Ensure that all individuals responsible for handling consumer 601 inquiries about the business' privacy practices or the business' 602 compliance with sections 1 to 18, inclusive, of this act are informed of 603 all requirements in this section and sections 4, 6 and 8 of this act, and 604 how to direct consumers to exercise their rights under those sections. 605 (5) Use any personal information collected from the consumer in 606 connection with the business' verification of the consumer's request 607 solely for the purposes of verification. 608 (b) A business is not obligated to provide the information required 609 by sections 4 and 6 of this act to the same consumer more than twice in 610 a twelve-month period. 611 (c) The categories of personal information required to be disclosed 612 pursuant to sections 4 and 6 of this act shall follow the definition of 613 personal information. 614 Sec. 10. (NEW) (Effective January 1, 2020) (a) A business that is 615 required to comply with section 7 of this act shall, in a form that is 616 reasonably accessible to consumers: 617 Raised Bill No. 1108 LCO No. 6348 22 of 33 (1) Provide a clear and conspicuous link on the business' Internet 618 homepage, titled "Do Not Sell My Personal Information", to an Internet 619 web page that enables a consumer, or a person authorized by the 620 consumer, to opt out of the sale of the consumer 's personal 621 information. A business shall not require a consumer to create an 622 account in order to direct the business not to sell the consumer's 623 personal information. 624 (2) Include a description of a consumer's rights pursuant to section 7 625 of this act, along with a separate link to the "Do Not Sell My Personal 626 Information" Internet web page in: 627 (A) Its online privacy policy or policies if the business has an online 628 privacy policy or policies; and 629 (B) Any Connecticut-specific description of consumers' privacy 630 rights. 631 (3) Ensure that all individuals responsible for handling consumer 632 inquiries about the business' privacy practices or the business' 633 compliance with sections 1 to 18, inclusive, of this act are informed of 634 all requirements in this section and section 7 of this act and how to 635 direct consumers to exercise their rights under those sections. 636 (4) For consumers who exercise their right to opt out of the sale of 637 their personal information, refrain from selling personal information 638 collected by the business about the consumer. 639 (5) For a consumer who has opted out of the sale of the consumer's 640 personal information, respect the consumer's decision to opt out for at 641 least twelve months before requesting that the consumer authorize the 642 sale of the consumer's personal information. 643 (6) Use any personal information collected from the consumer in 644 connection with the submission of the consumer's opt-out request 645 solely for the purposes of complying with the opt-out request. 646 (b) Nothing in sections 1 to 18, inclusive, of this act shall be 647 Raised Bill No. 1108 LCO No. 6348 23 of 33 construed to require a business to comply by including the required 648 links and text on the homepage that the business makes available to 649 the public generally, if the business maintains a separate and 650 additional homepage that is dedicated to consumers in this state and 651 that includes the required links and text, and the business takes 652 reasonable steps to ensure that consumers in this state are directed to 653 the homepage for consumers in this state and not the homepage made 654 available to the public generally. 655 (c) A consumer may authorize another person solely to opt out of 656 the sale of the consumer's personal information on the consumer's 657 behalf, and a business shall comply with an opt out request received 658 from a person authorized by the consumer to act on the consumer's 659 behalf, pursuant to regulations adopted by the Department of 660 Consumer Protection under section 15 of this act. 661 Sec. 11. (NEW) (Effective January 1, 2020) (a) The obligations imposed 662 on businesses by sections 1 to 18, inclusive, of this act shall not restrict 663 a business' ability to: 664 (1) Comply with federal, state or local laws. 665 (2) Comply with a civil, criminal or regulatory inquiry, 666 investigation, subpoena or summons by federal, state or local 667 authorities. 668 (3) Cooperate with law enforcement agencies concerning conduct or 669 activity that the business, service provider or third party reasonably 670 and in good faith believes may violate federal, state or local law. 671 (4) Exercise or defend legal claims. 672 (5) Collect, use, retain, sell or disclose consumer information that is 673 de-identified or in the aggregate consumer information. 674 (6) Collect or sell a consumer's personal information if every aspect 675 of that commercial conduct takes place wholly outside of the state. For 676 purposes of sections 1 to 18, inclusive, of this act, commercial conduct 677 Raised Bill No. 1108 LCO No. 6348 24 of 33 takes place wholly outside of the state if the business collected that 678 information while the consumer was outside of the state, no part of the 679 sale of the consumer's personal information occurred in the state and 680 no personal information was collected while the consumer was in the 681 state is sold. This subdivision shall not permit a business from storing, 682 including on a device, personal information about a consumer when 683 the consumer is in the state and then collecting that personal 684 information when the consumer and stored personal information is 685 outside of the state. 686 (b) The obligations imposed on businesses by sections 1 to 18, 687 inclusive, of this act shall not apply where compliance by the business 688 would violate an evidentiary privilege under state law and shall not 689 prevent a business from providing the personal information of a 690 consumer to a person covered by an evidentiary privilege under state 691 law as part of a privileged communication. 692 (c) The provisions of sections 1 to 18, inclusive, of this act shall not 693 apply to protected health information that is collected by a covered 694 entity governed by the privacy, security and breach notification rules 695 issued by the federal Department of Health and Human Services, 45 696 CFR Parts 160 and 164, as amended from time to time, established 697 pursuant to the Health Insurance Portability and Availability Act of 698 1996, as amended from time to time. For purposes of this subsection, 699 the definitions of "protected health information" and "covered entity" 700 from the federal privacy rule shall apply. 701 (d) Sections 1 to 18, inclusive, of this act shall not apply to the sale of 702 personal information to or from a consumer reporting agency if that 703 information is to be reported in, or used to generate, a consumer 704 report, as defined by 15 USC 1681a(d), as amended from time to time, 705 and use of that information is limited by the federal Fair Credit 706 Reporting Act, 15 USC 1681 et seq., as amended from time to time. 707 (e) Sections 1 to 18, inclusive, of this act shall not apply to personal 708 information collected, processed, sold or disclosed pursuant to the 709 Raised Bill No. 1108 LCO No. 6348 25 of 33 federal Gramm-Leach-Bliley Act, and implementing regulations, as 710 amended from time to time, if it is in conflict with that law. 711 (f) Sections 1 to 18, inclusive, of this act shall not apply to personal 712 information collected, processed, sold or disclosed pursuant to the 713 Driver's Privacy Protection Act of 1994, 18 USC 2721 et seq., as 714 amended from time to time, if it is in conflict with that act. 715 (g) Notwithstanding a business' obligations to respond to and honor 716 consumer rights requests pursuant to sections 1 to 18, inclusive, of this 717 act: 718 (1) A time period for a business to respond to any verified consumer 719 request may be extended by up to ninety additional days where 720 necessary, taking into account the complexity and number of the 721 requests. The business shall inform the consumer of any such 722 extension within forty-five days of receipt of the request, together with 723 the reasons for the delay. 724 (2) If the business does not take action on the request of the 725 consumer, the business shall inform the consumer, without delay and 726 at the latest within the time period permitted of response by this 727 section, of the reasons for not taking action and any rights the 728 consumer may have to appeal the decision to the business. 729 (3) If requests from a consumer are manifestly unfounded or 730 excessive, in particular because of their repetitive character, a business 731 may either charge a reasonable fee, taking into account the 732 administrative costs of providing the information or communication or 733 taking the action requested, or refuse to act on the request and notify 734 the consumer of the reason for refusing the request. The business shall 735 bear the burden of demonstrating that any verified consumer request 736 is manifestly unfounded or excessive. 737 (h) A business that discloses personal information to a service 738 provider shall not be liable under sections 1 to 18, inclusive, of this act 739 if the service provider receiving the personal information uses it in 740 Raised Bill No. 1108 LCO No. 6348 26 of 33 violation of the restrictions set forth in sections 1 to 18, inclusive, of 741 this act, provided, at the time of disclosing the personal information, 742 the business does not have actual knowledge, or reason to believe, that 743 the service provider intends to commit such a violation. A service 744 provider shall likewise not be liable under sections 1 to 18, inclusive, of 745 this act for the obligations of a business for which it provides services 746 as set forth in sections 1 to 18, inclusive, of this act. 747 (i) Sections 1 to 18, inclusive, of this act shall not be construed to 748 require a business to re-identify or otherwise link information that is 749 not maintained in a manner that would be considered personal 750 information. 751 (j) The rights afforded to consumers and the obligations imposed on 752 the business in sections 1 to 18, inclusive, of this act shall not adversely 753 affect the rights and freedoms of other consumers. 754 Sec. 12. (NEW) (Effective January 1, 2020) (a) Any consumer whose 755 nonencrypted or nonredacted personal information is subject to an 756 unauthorized access and exfiltration, theft or disclosure as a result of 757 the business' violation of the duty to implement and maintain 758 reasonable security procedures and practices appropriate to the nature 759 of the information to protect the personal information may institute a 760 civil action for any of the following: (1) To recover damages in an 761 amount not less than one hundred dollars and not greater than seven 762 hundred fifty dollars, per consumer, per incident or actual damages, 763 whichever is greater; (2) injunctive or declaratory relief; or (3) any 764 other relief the court deems proper. 765 (b) In assessing the amount of statutory damages, the court shall 766 consider any one or more of the relevant circumstances presented by 767 any of the parties to the case, including, but not limited to, the nature 768 and seriousness of the misconduct, the number of violations, the 769 persistence of the misconduct, the length of time over which the 770 misconduct occurred, the willfulness of the defendant's misconduct 771 and the defendant's assets, liabilities and net worth. 772 Raised Bill No. 1108 LCO No. 6348 27 of 33 (c) Actions pursuant to this section may be brought by a consumer if 773 all of the following requirements are met: 774 (1) Prior to initiating any action against a business for statutory 775 damages on an individual or class-wide basis, a consumer shall 776 provide a business thirty days' written notice identifying the specific 777 provisions of sections 1 to 18, inclusive, of this act the consumer alleges 778 have been or are being violated. In the event a remedy is possible, if 779 within the thirty days the business actually remedies the noticed 780 violation and provides the consumer an express written statement that 781 the violations have been remedied and that no further violations shall 782 occur, no action for individual statutory damages or class-wide 783 statutory damages may be initiated against the business. No notice 784 shall be required prior to an individual consumer initiating an action 785 solely for actual pecuniary damages suffered as a result of the alleged 786 violations of sections 1 to 18, inclusive, of this act. If a business 787 continues to violate sections 1 to 18, inclusive, of this act in breach of 788 the express written statement provided to the consumer under this 789 section, the consumer may initiate an action against the business to 790 enforce the written statement and may pursue statutory damages for 791 each breach of the express written statement, as well as any other 792 violation of sections 1 to 18, inclusive, of this act that postdates the 793 written statement. 794 (2) A consumer bringing an action as defined in subdivision (1) of 795 this subsection shall notify the Attorney General within thirty days 796 that the action has been filed. 797 (3) The Attorney General, upon receiving such notice shall, within 798 thirty days, do one of the following: (A) Notify the consumer bringing 799 the action of the Attorney General's intent to prosecute an action 800 against the violation, provided, if the Attorney General does not 801 prosecute within six months, the consumer may proceed with the 802 action; (B) refrain from acting within the thirty-day period, allowing 803 the consumer bringing the action to proceed; or (C) notify the 804 consumer bringing the action that the consumer shall not proceed with 805 Raised Bill No. 1108 LCO No. 6348 28 of 33 the action. 806 (d) Nothing in sections 1 to 18, inclusive, of this act shall be 807 interpreted to serve as the basis for a private right of action under any 808 other law. This shall not be construed to relieve any party from any 809 duties or obligations imposed under federal or state law or the federal 810 or state Constitution. 811 Sec. 13. (NEW) (Effective January 1, 2020) (a) Notwithstanding the 812 provisions of section 3-125 of the general statutes, any business or third 813 party may seek the opinion of the Attorney General for guidance on 814 how to comply with the provisions of sections 1 to 18, inclusive, of this 815 act. 816 (b) A business shall be in violation of the provisions of sections 1 to 817 18, inclusive, of this act if it fails to remedy any alleged violation 818 within thirty days after being notified of alleged noncompliance. Any 819 business, service provider or other person that violates sections 1 to 18, 820 inclusive, of this act shall be liable for a civil penalty in a civil action 821 brought in the name of the people of the state by the Attorney General. 822 The civil penalties provided for in this section shall be exclusively 823 assessed and recovered in a civil action brought in the name of the 824 people of the state by the Attorney General. 825 (c) Any person, business or service provider that intentionally 826 violates sections 1 to 18, inclusive, of this act may be liable for a civil 827 penalty of up to seven thousand five hundred dollars for each 828 violation. 829 (d) Any civil penalty assessed pursuant to this section for a violation 830 of sections 1 to 18, inclusive, of this act, and the proceeds of any 831 settlement of an action brought pursuant to subsection (b) of this 832 section, shall be allocated as follows: 833 (1) Twenty per cent to the consumer privacy account, established 834 under section 13 of this act, with the intent to fully offset any costs 835 incurred by the state courts and the Attorney General in connection 836 Raised Bill No. 1108 LCO No. 6348 29 of 33 with sections 1 to 18, inclusive, of this act. 837 (2) Eighty per cent to the jurisdiction on whose behalf the action 838 leading to the civil penalty was brought. 839 (e) The percentages specified in subsection (d) of this section shall 840 be adjusted as necessary to ensure that any civil penalties assessed for 841 a violation of sections 1 to 18, inclusive, of this act fully offset any costs 842 incurred by the state courts and the Attorney General in connection 843 with sections 1 to 18, inclusive, of this act, including a sufficient 844 amount to cover any deficit from a prior fiscal year. 845 Sec. 14. (NEW) (Effective January 1, 2020) (a) There is established an 846 account to be known as the "consumer privacy account" which shall be 847 a separate, nonlapsing account within the General Fund. The account 848 shall contain any moneys required by law to be deposited in the 849 account. Moneys in the account shall be expended by (1) the Chief 850 Court Administrator for the purposes of offsetting any costs incurred 851 by the state courts in connection with actions brought to enforce 852 sections 1 to 18, inclusive, of this act, and (2) the Attorney General for 853 the purpose of offsetting any costs incurred by the Attorney General in 854 carrying out the Attorney General's duties under sections 1 to 18, 855 inclusive, of this act. 856 (b) Funds transferred to the consumer privacy account shall not be 857 subject to appropriation or transfer by the General Assembly for any 858 other purpose, unless the Secretary of the Office of Policy and 859 Management determines that the funds are in excess of the funding 860 needed to fully offset the costs incurred by the state courts and the 861 Attorney General in connection with sections 1 to 18, inclusive, of this 862 act, in which case the General Assembly may appropriate excess funds 863 for other purposes. 864 Sec. 15. (NEW) (Effective January 1, 2020) (a) The provisions of 865 sections 1 to 18, inclusive, of this act are not limited to information 866 collected electronically or over the Internet, but apply to the collection 867 and sale of all personal information collected by a business from 868 Raised Bill No. 1108 LCO No. 6348 30 of 33 consumers. Wherever possible, existing provisions of the general 869 statutes relating to consumers' personal information should be 870 construed to harmonize with the provisions of sections 1 to 18, 871 inclusive, of this act, but, in the event of a conflict between other 872 provisions of the general statutes and the provisions of sections 1 to 18, 873 inclusive, of this act, the provisions of the law that afford the greatest 874 protection for the right of privacy for consumers shall control. 875 (b) Sections 1 to 18, inclusive, of this act supersede and preempt all 876 rules, regulations, codes, ordinances and other laws adopted by a city, 877 county, city and county, municipality or local agency regarding the 878 collection and sale of consumers' personal information by a business. 879 (c) Sections 1 to 18, inclusive, of this act supplement federal and 880 state law, if permissible, but shall not apply if such application is 881 preempted by, or in conflict with, federal and state law or the state 882 Constitution. 883 Sec. 16. (NEW) (Effective January 1, 2020) (a) On or before January 1, 884 2020, the Commissioner of Consumer Protection, in consultation with 885 the Chief Information Officer, shall adopt regulations in accordance 886 with the provisions of chapter 54 of the general statutes to further the 887 purposes of sections 1 to 18, inclusive, of this act, including, but not 888 limited to, the following areas: 889 (1) Updating, as needed, categories of personal information in 890 addition to those enumerated in subdivision (15) of section 1 of this act 891 and section 9 of this act in order to address changes in technology, data 892 collection practices, obstacles to implementation and privacy concerns. 893 (2) Updating, as needed, the definition of unique identifiers to 894 address changes in technology, data collection, obstacles to 895 implementation and privacy concerns, and additional categories to the 896 definition of designated methods for submitting requests to facilitate a 897 consumer's ability to obtain information from a business pursuant to 898 section 9 of this act. 899 Raised Bill No. 1108 LCO No. 6348 31 of 33 (3) Establishing any exceptions necessary to comply with state or 900 federal law, including, but not limited to, those relating to trade secrets 901 and intellectual property rights, not later than January 1, 2021, and as 902 needed thereafter. 903 (4) Establishing rules and procedures for the following, not later 904 than January 1, 2021, and as needed thereafter: 905 (A) To facilitate and govern the submission of a request by a 906 consumer to opt out of the sale of personal information pursuant to 907 section 10 of this act. 908 (B) To govern business compliance with a consumer's opt-out 909 request. 910 (C) The development and use of a recognizable and uniform opt-out 911 logo or button by all businesses to promote consumer awareness of the 912 opportunity to opt out of the sale of personal information. 913 (5) Adjusting the monetary threshold in subparagraph (A)(i) of 914 subdivision (3) of section 1 of this act in January of every odd-915 numbered year to reflect any increase in the consumer price index. 916 (6) Establishing rules, procedures and any exceptions necessary to 917 ensure that the notices and information that businesses are required to 918 provide pursuant to sections 1 to 18, inclusive, of this act are provided 919 in a manner that may be easily understood by the average consumer, 920 are accessible to consumers with disabilities and are available in the 921 language primarily used to interact with the consumer, including 922 establishing rules and guidelines regarding financial incentive 923 offerings, not later than January 1, 2021, and as needed thereafter. 924 (7) Establishing rules and procedures to further the purposes of 925 sections 4 and 6 of this act and to facilitate a consumer's, or the 926 consumer's authorized agent's, ability to obtain information pursuant 927 to section 9 of this act, with the goal of minimizing the administrative 928 burden on consumers, taking into account available technology, 929 Raised Bill No. 1108 LCO No. 6348 32 of 33 security concerns and the burden on the business, to govern a business' 930 determination that a request for information received by a consumer is 931 a verifiable request, including treating a request submitted through a 932 password-protected account maintained by the consumer with the 933 business while the consumer is logged into the account as a verifiable 934 request and providing a mechanism for a consumer who does not 935 maintain an account with the business to request information through 936 the business' authentication of the consumer's identity, not later than 937 January 1, 2021, and as needed thereafter. 938 (b) The Commissioner of Consumer Protection may adopt 939 additional regulations to further the purposes of sections 1 to 18, 940 inclusive, of this act. 941 Sec. 17. (NEW) (Effective January 1, 2020) If a series of steps or 942 transactions were component parts of a single transaction intended 943 from the beginning to be taken with the intention of avoiding the reach 944 of sections 1 to 18, inclusive, of this act, including the disclosure of 945 information by a business to a third party in order to avoid the 946 definition of sale, a court shall disregard the intermediate steps or 947 transactions for purposes of effectuating the purposes of sections 1 to 948 18, inclusive, of this act. 949 Sec. 18. (NEW) (Effective January 1, 2020) Any provision of a contract 950 or agreement of any kind that purports to waive or limit in any way a 951 consumer's rights under this section and sections 1 to 17, inclusive, of 952 this act, including, but not limited to, any right to a remedy or means 953 of enforcement, shall be void and unenforceable. This section shall not 954 prevent a consumer from declining to request information from a 955 business, declining to opt out of a business' sale of the consumer's 956 personal information, or authorizing a business to sell the consumer's 957 personal information after previously opting out. 958 This act shall take effect as follows and shall amend the following sections: Section 1 January 1, 2020 New section Raised Bill No. 1108 LCO No. 6348 33 of 33 Sec. 2 January 1, 2020 New section Sec. 3 January 1, 2020 New section Sec. 4 January 1, 2020 New section Sec. 5 January 1, 2020 New section Sec. 6 January 1, 2020 New section Sec. 7 January 1, 2020 New section Sec. 8 January 1, 2020 New section Sec. 9 January 1, 2020 New section Sec. 10 January 1, 2020 New section Sec. 11 January 1, 2020 New section Sec. 12 January 1, 2020 New section Sec. 13 January 1, 2020 New section Sec. 14 January 1, 2020 New section Sec. 15 January 1, 2020 New section Sec. 16 January 1, 2020 New section Sec. 17 January 1, 2020 New section Sec. 18 January 1, 2020 New section Statement of Purpose: To require businesses to disclose the proposed use of any personal information and to give consumers the right to discover what personal information the business possesses and to opt out of the sale of such information and to create a cause of action and penalties for violations of such requirements. [Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not underlined.]