LCO No. 1824 1 of 1 General Assembly Proposed Bill No. 5917 January Session, 2021 LCO No. 1824 Referred to Committee on INSURANCE AND REAL ESTATE Introduced by: REP. NOLAN, 39th Dist. AN ACT PROHIBITING INSURANCE COMPANIES FROM USING CREDIT HISTORY AS A FACTOR IN UNDERWRITING OR RATING PRIVATE PASSENGER NONFLEET AUTOMOBILE INSURANCE POLICIES. Be it enacted by the Senate and House of Representatives in General Assembly convened: That section 38a-686 of the general statutes be amended to prohibit 1 insurance companies from using an applicant's or insured's credit 2 history as a factor in underwriting or rating private passenger nonfleet 3 automobile insurance policies. 4 Statement of Purpose: To prohibit insurance companies from using an applicant's or insured's credit history as a factor in underwriting or rating private passenger nonfleet automobile insurance policies.