OFFICE OF FISCAL ANALYSIS
Legislative Office Building, Room 5200
Hartford, CT 06106 (860) 240-0200
http://www.cga.ct.gov/ofa
HB-6387
AN ACT CONCERNING INSURANCE DISCRIMINATION
AGAINST LIVING ORGAN DONORS.
Primary Analyst: MP 3/25/21
Contributing Analyst(s):
OFA Fiscal Note
State Impact:
Agency Affected Fund-Effect FY 22 $ FY 23 $
Resources of the General Fund GF - Revenue
Gain
Minimal Minimal
Note: GF=General Fund
Municipal Impact: None
Explanation
The bill results in a potential minimal revenue gain to the General
Fund to the extent additional fines or penalties are assessed for
violations of the Connecticut Unfair Insurance Practices Act (CUIPA).
The bill prohibits certain insurers from discriminating against living
organ donors and makes such actions a violation of CUIPA. CUIPA
fines can range from $5,000 per violation up to a maximum of $250,000
in aggregate penalties per insurer in any six-month period.
There is no anticipated cost to the Insurance Department, as the
agency has the necessary staff and expertise for enforcement.
The Out Years
The annualized ongoing fiscal impact identified above would
continue into the future subject to inflation.