LCO No. 2848 1 of 13 General Assembly Raised Bill No. 6461 January Session, 2021 LCO No. 2848 Referred to Committee on HIGHER EDUCATION AND EMPLOYMENT ADVANCEMENT Introduced by: (HED) AN ACT IMPLEMENTING THE RECOMMENDATIONS OF THE TASK FORCE REGARDING THE PREVENTION AND TREAT MENT OF MENTAL ILLNESS AT INSTITUTIONS OF HIGHER EDUCATION. Be it enacted by the Senate and House of Representatives in General Assembly convened: Section 1. (NEW) (Effective July 1, 2021) (a) As used in this section and 1 sections 2 to 5, inclusive, of this act: 2 (1) "Services" or "mental health services" means counseling, therapy, 3 rehabilitation, crisis intervention or emergency services for the 4 screening, diagnosis or treatment of mental illness; 5 (2) "Programs" or "mental health programming" means education, 6 outreach, research or training initiatives aimed at students for the 7 prevention of mental illness, including, but not limited to, poster and 8 flyer campaigns, electronic communications, films, guest speakers, 9 conferences or other campus events; 10 (3) "Institution of higher education" means any institution of higher 11 education in the state, but does not include Charter Oak State College 12 Raised Bill No. 6461 LCO No. 2848 2 of 13 or any institution of higher education that solely provides programs of 13 higher learning through its Internet web site; and 14 (4) "Mental health crisis" means a condition in which a person 15 requires immediate intervention or medical attention without which 16 such person would present a danger to himself or herself or to others or 17 which renders such person incapable of controlling, knowing or 18 understanding the consequences of his or her actions. 19 (b) Not later than January 1, 2022, each institution of higher education 20 shall establish a campus mental health coalition with representatives 21 from each of its campuses. The campus mental health coalition shall 22 consist of individuals appointed by the president of each institution of 23 higher education who are reflective of the demographics of the student 24 body at such institution, including, but not limited to, at least one 25 member from such institution's (1) administration, (2) counseling 26 services office, if any, (3) health services office, if any, (4) senior and mid-27 level staff, (5) student body, (6) residential life office, if any, (7) faculty, 28 and (8) any other individuals designated by the president. 29 (c) Each institution of higher education shall ensure that every 30 member of the campus mental health coalition is educated about the (1) 31 mental health services and programs offered at each campus by such 32 institution, (2) role and function of the campus mental health coalition 33 at such institution, and (3) protocols and techniques to respond to 34 student mental illness that are receptive to students of diverse race, 35 cultural backgrounds, sexual orientation or gender identity or status as 36 a veteran or service member of the armed forces of the United States. 37 (d) Each campus mental health coalition shall (1) conduct an 38 evaluation every four years of the effectiveness of the mental health 39 services and programs offered by the institution of higher education in 40 accordance with section 2 of this act, (2) review the results of such 41 evaluation and develop a plan to address any weaknesses in such 42 services and programs offered by the institution, and (3) review and 43 recommend improvements to (A) institutional polices regarding 44 Raised Bill No. 6461 LCO No. 2848 3 of 13 student mental health, (B) the variety of mental health services available 45 to students at the institution, including on-campus services, telehealth 46 services provided in accordance with section 19a-906 of the general 47 statutes or services offered through community-based mental health 48 care providers or emergency mobile psychiatric service providers in 49 accordance with any memorandum of understanding entered into 50 pursuant to section 3 of this act, (C) the quality of mental health services 51 available to students, including recommendations for obtaining 52 accreditation from the International Accreditation of Counseling 53 Services or another nationally or regionally recognized accrediting body 54 for mental health services, and (D) the crisis intervention and 55 management plan established pursuant to section 4 of this act. 56 Sec. 2. (NEW) (Effective July 1, 2021) (a) Not later than January 1, 2022, 57 and every four years thereafter, the executive director of the Office of 58 Higher Education and the Commissioner of M ental Health and 59 Addiction Services, in consultation with an epidemiologist or other 60 specialist with expertise in the study of student mental health, shall 61 jointly (1) develop or approve, and update as necessary, an assessment 62 tool for use by each institution of higher education in evaluating the 63 effectiveness of the mental health services and programs offered at each 64 of the institution's campuses, (2) develop, and update as necessary, 65 guidelines for the implementation of the assessment tool, including a 66 timeline for its completion, and (3) conduct training workshops for the 67 campus mental health coalitions established pursuant to section 1 of this 68 act regarding best practices for the use and completion of the assessment 69 tool. 70 (b) Not later than October 1, 2022, and every four years thereafter, 71 each campus mental health coalition established at each institution of 72 higher education pursuant to section 1 of this act shall (1) conduct an 73 evaluation of the effectiveness of the mental health services and 74 programs offered at each campus by such institution using the 75 assessment tool developed or approved pursuant to subsection (a) of 76 this section, in accordance with the guidelines and training provided by 77 the executive director of the Office of Higher Education and the 78 Raised Bill No. 6461 LCO No. 2848 4 of 13 Commissioner of Mental Health and Addiction Services, and (2) submit 79 the results of such evaluation to the Office of Higher Education. 80 (c) Not later than thirty days after the receipt of the results of the 81 evaluation conducted pursuant to subsection (b) of this section from 82 each campus mental health coalition, the executive director of the Office 83 of Higher Education shall post such results on the Internet web site of 84 said office and submit a report, in accordance with the provisions of 85 section 11-4a of the general statutes, to the joint standing committee of 86 the General Assembly having cognizance of matters relating to higher 87 education on such results from each institution of higher education. 88 Sec. 3. (NEW) (Effective July 1, 2021) Not later than January 1, 2022, 89 any institution of higher education that lacks resources on campus for 90 the provision of mental health services to students shall enter into and 91 maintain a memorandum of understanding with at least one 92 community-based mental health care provider or, in consultation with 93 the Department of Mental Health and Addiction Services, with an 94 emergency mobile psychiatric service provider for the purpose of 95 providing students access to mental health services on or off campus 96 and assistance to institutions in developing mental health 97 programming. 98 Sec. 4. (NEW) (Effective July 1, 2021) (a) Not later than January 1, 2022, 99 and annually thereafter, each institution of higher education shall 100 establish and update a crisis intervention and management plan for each 101 campus of such institution. Such plan shall include, but not be limited 102 to, (1) a detailed description of the campus-wide response to a mental 103 health crisis, (2) an environmental review of each campus to identify 104 areas that may be improved for the benefit of student mental health, and 105 (3) protocols to ensure campus safety. 106 (b) Not later than January 1, 2022, the governing board of each 107 institution of higher education shall adopt, and update as necessary, a 108 policy regarding student mental health. Such policy shall include, but 109 not be limited to, (1) the types of mental health services and mental 110 Raised Bill No. 6461 LCO No. 2848 5 of 13 health programming provided to students each academic year, and (2) 111 the availability of and eligibility requirements for mental health leave 112 available to students. 113 (c) Not later than February 1, 2022, and not more than thirty days 114 after the adoption of an updated policy, the governing board of each 115 institution of higher education shall submit, in accordance with the 116 provisions of section 11-4a of the general statutes, to the joint standing 117 committee of the General Assembly having cognizance of matters 118 relating to higher education, the policy adopted pursuant to subsection 119 (b) of this section. 120 Sec. 5. (Effective July 1, 2021) Not later than January 1, 2022, the Board 121 of Regents for Higher Education shall employ a grant writer to identify 122 and apply for available grant funding to implement or improve mental 123 health services and programs offered by the regional community-124 technical colleges to address student mental illness. 125 Sec. 6. Section 38a-477d of the general statutes is repealed and the 126 following is substituted in lieu thereof (Effective January 1, 2023): 127 (a) Each insurer, health care center, hospital service corporation, 128 medical service corporation, fraternal benefit society or other entity that 129 delivers, issues for delivery, renews, amends or continues a health 130 insurance policy providing coverage of the type specified in 131 subdivisions (1), (2), (4), (11) and (12) of section 38a-469 in this state, 132 shall: 133 (1) Make available to consumers, in an easily readable, accessible and 134 understandable format: [, the] 135 (A) The following information for each such policy: 136 [(A)] (i) Any coverage exclusions; 137 [(B) any] (ii) Any restrictions on the use or quantity of a covered 138 benefit, including on prescription drugs or drugs administered in a 139 physician's office or a clinic; 140 Raised Bill No. 6461 LCO No. 2848 6 of 13 [(C) a] (iii) A specific description of how prescription drugs are 141 included or excluded from any applicable deductible, including a 142 description of other out-of-pocket expenses that apply to such drugs; 143 [(D) the] (iv) The specific dollar amount of any copayment and the 144 percentage of any coinsurance imposed on each covered benefit, 145 including each covered prescription drug; and 146 [(E) information] (v) Information regarding any process available to 147 consumers, and all documents necessary, to seek coverage of a 148 noncovered outpatient prescription drug; and 149 (B) With respect to explanations of benefits issued pursuant to 150 subsection (d) of this section, a statement disclosing that each consumer 151 who is a covered individual and legally capable of consenting to the 152 provision of covered benefits under such policy may specify that such 153 insurer, center, corporation, society or entity, and each third-party 154 administrator, as defined in section 38a-720, providing services to such 155 insurer, center, corporation, society or entity, shall: 156 (i) Not issue explanations of benefits concerning covered benefits 157 provided to such consumer; or 158 (ii) (I) Issue explanations of benefits concerning covered benefits 159 provided to such consumer solely to such consumer; and 160 (II) Use a method specified by such consumer to issue such 161 explanations of benefits solely to such consumer, and provide sufficient 162 space in the statement for such consumer to specify a mailing address 163 or an electronic mail address for such insurer, center, corporation, 164 society, entity or third-party administrator to use to contact such 165 consumer concerning covered benefits provided to such consumer. 166 (2) Make available to consumers a way to determine accurately: 167 (A) [whether] Whether a specific prescription drug is available under 168 such policy's drug formulary; 169 Raised Bill No. 6461 LCO No. 2848 7 of 13 (B) [the] The coinsurance, copayment, deductible or other out-of-170 pocket expense applicable to such drug; 171 (C) [whether] Whether such drug is covered when dispensed by a 172 physician or a clinic; 173 (D) [whether] Whether such drug requires prior authorization or the 174 use of step therapy; 175 (E) [whether] Whether specific types of health care specialists are in-176 network; and 177 (F) [whether] Whether a specific health care provider or hospital is 178 in-network. 179 (b) (1) Each insurer, health care center, hospital service corporation, 180 medical service corporation, fraternal benefit society or other entity 181 shall make the information and statement required under subsection (a) 182 of this section available to consumers at the time of enrollment and shall 183 post such information and statement on its Internet web site. 184 (2) The Connecticut Health Insurance Exchange, established 185 pursuant to section 38a-1081, shall post links on its Internet web site to 186 such information and statement for each qualified health plan that is 187 offered or sold through the exchange. 188 (c) The Insurance Commissioner shall post links on the Insurance 189 Department's Internet web site to any on-line tools or calculators to help 190 consumers compare and evaluate health insurance policies and plans. 191 (d) (1) Except as provided in subdivision (2) of this subsection, each 192 insurer, health care center, hospital service corporation, medical service 193 corporation, fraternal benefit society or other entity that delivers, issues 194 for delivery, renews, amends or continues a health insurance policy 195 described in subsection (a) of this section, and each third-party 196 administrator, as defined in section 38a-720, providing services to such 197 an insurer, center, corporation, society or entity, shall: 198 Raised Bill No. 6461 LCO No. 2848 8 of 13 (A) Issue explanations of benefits to consumers who are covered 199 individuals under the policy; and 200 (B) (i) Permit each consumer who is a covered individual under the 201 policy and legally capable of consenting to the provision of covered 202 benefits to specify, in writing, that such insurer, center, corporation, 203 society, entity or third-party administrator issue explanations of 204 benefits concerning covered benefits provided to such consumer solely 205 to such consumer, and specify, in writing, which of the following 206 methods such insurer, center, corporation, society, entity or third-party 207 administrator shall use to issue such explanations of benefits solely to 208 such consumer: 209 (I) Mailing such explanations of benefits to such consumer's mailing 210 address or another mailing address specified by such consumer; 211 (II) Sending such explanations of benefits to such consumer by 212 electronic means, including, but not limited to, electronic mail; or 213 (III) Making such explanations of benefits available to such consumer 214 by electronic means, provided making such explanations of benefits 215 available solely to such consumer by electronic means complies with all 216 applicable federal and state laws and regulations concerning data 217 security, including, but not limited to, 45 CFR Part 160, as amended from 218 time to time, and 45 CFR Part 164, Subparts A and C, as amended from 219 time to time. 220 (ii) Each method specified by a consumer, in writing, pursuant to 221 subparagraph (B)(i) of this subdivision shall be valid until the consumer 222 submits a written specification to the insurer, center, corporation, 223 society, entity or third-party administrator for a different method. Such 224 insurer, center, corporation, society, entity or third-party administrator 225 shall comply with a written specification under this clause or 226 subparagraph (B)(i) of this subdivision, as applicable, not later than 227 three business days after such insurer, center, corporation, society, 228 entity or third-party administrator receives such specification. 229 Raised Bill No. 6461 LCO No. 2848 9 of 13 (iii) Each insurer, center, corporation, society, entity or third-party 230 administrator that receives a written specification from a consumer 231 pursuant to subparagraph (B)(i) or (B)(ii) of this subdivision, as 232 applicable, shall provide the consumer who made such specification 233 with written confirmation that such insurer, center, corporation, society, 234 entity or third-party administrator received such specification, and 235 advise such consumer, in writing, regarding the status of such 236 specification if such consumer contacts such insurer, center, 237 corporation, society, entity or third-party administrator, in writing, 238 regarding such specification. 239 (2) Each consumer who is a covered individual under a policy 240 described in subsection (a) of this section and is legally capable of 241 consenting to the provision of covered benefits may specify, in writing, 242 that the insurer, center, corporation, society or entity that delivered, 243 issued for delivery, renewed, amended or continued the policy, or a 244 third-party administrator providing services to such insurer, center, 245 corporation, society or entity, not issue explanations of benefits 246 pursuant to subdivision (1) of this subsection if such explanations of 247 benefits concern covered benefits that were provided to such consumer. 248 Such insurer, center, corporation, society, entity or third-party 249 administrator shall not require such consumer to provide any 250 explanation regarding the basis for such consumer's specification, 251 unless such explanation is required by applicable law or pursuant to an 252 order issued by a court of competent jurisdiction. 253 (3) Each insurer, center, corporation, society or entity that delivers, 254 issues for delivery, renews, amends or continues a policy described in 255 subsection (a) of this section, and each third-party administrator 256 providing services to such insurer, center, corporation, society or entity, 257 shall disclose to each consumer who is a covered individual under the 258 policy such consumer's ability to submit specifications pursuant to 259 subdivisions (1) and (2) of this subsection. Such disclosure shall be in 260 plain language and displayed or printed, as applicable, clearly and 261 conspicuously in all evidence of coverage documents, privacy 262 communications, explanations of benefits and Internet web sites that are 263 Raised Bill No. 6461 LCO No. 2848 10 of 13 maintained by such insurer, center, corporation, society, entity or third-264 party administrator and accessible to consumers in this state. 265 (4) No insurer, center, corporation, society or entity that is subject to 266 this subsection shall require a consumer or policyholder to waive any 267 right to limit disclosure under this subsection as a precondition to 268 delivering, issuing for delivery, renewing, amending or continuing a 269 policy described in subsection (a) of this section to the consumer or 270 policyholder. Nothing in this subsection shall be construed to limit a 271 consumer's or policyholder's ability to request review of an adverse 272 determination. 273 Sec. 7. Section 19a-14c of the general statutes is repealed and the 274 following is substituted in lieu thereof (Effective July 1, 2021): 275 (a) For the purposes of this section, "outpatient mental health 276 treatment" means the treatment of mental disorders, emotional 277 problems or maladjustments with the object of (1) removing, modifying 278 or retarding existing symptoms; (2) improving disturbed patterns of 279 behavior; and (3) promoting positive personality growth and 280 development. Treatment shall not include prescribing or otherwise 281 dispensing any medication which is a legend drug as defined in section 282 20-571. 283 (b) A psychiatrist licensed pursuant to chapter 370, a psychologist 284 licensed pursuant to chapter 383, an independent social worker certified 285 pursuant to chapter 383b or a marital and family therapist licensed 286 pursuant to chapter 383a may provide outpatient mental health 287 treatment to a minor without the consent or notification of a parent or 288 guardian at the request of the minor if (1) requiring the consent or 289 notification of a parent or guardian would cause the minor to reject such 290 treatment; (2) the provision of such treatment is clinically indicated; (3) 291 the failure to provide such treatment would be seriously detrimental to 292 the minor's well-being; (4) the minor has knowingly and voluntarily 293 sought such treatment; and (5) in the opinion of the provider of 294 treatment, the minor is mature enough to participate in treatment 295 Raised Bill No. 6461 LCO No. 2848 11 of 13 productively. The provider of such treatment shall document the 296 reasons for any determination made to treat a minor without the consent 297 or notification of a parent or guardian and shall include such 298 documentation in the minor's clinical record, along with a written 299 statement signed by the minor stating that (A) [he] the minor is 300 voluntarily seeking such treatment; (B) [he] the minor has discussed 301 with the provider the possibility of involving his or her parent or 302 guardian in the decision to pursue such treatment; (C) [he] the minor 303 has determined it is not in his or her best interest to involve his or her 304 parent or guardian in such decision; and (D) [he] the minor has been 305 given adequate opportunity to ask the provider questions about the 306 course of his or her treatment. 307 (c) [After the sixth session of outpatient mental health treatment 308 provided to a minor pursuant to this section, the provider of such 309 treatment shall notify the minor that the consent, notification or 310 involvement of a parent or guardian is required to continue treatment, 311 unless such a requirement would be seriously detrimental to the minor's 312 well-being. If the provider determines such a requirement would be 313 seriously detrimental to the minor's well-being, he shall document such 314 determination in the minor's clinical record, review such determination 315 every sixth session thereafter and document each such review. If the 316 provider determines such a requirement would no longer be seriously 317 detrimental to the minor's well-being, he shall require the consent, 318 notification or involvement of a parent or guardian as a condition of 319 continuing treatment.] (1) Except as otherwise provided in subdivision 320 (2) of this subsection, a minor may request and receive as many 321 outpatient mental health treatment sessions as necessary without the 322 consent or notification of a parent or guardian. No provider shall notify 323 a parent or guardian of treatment provided pursuant to this section or 324 disclose any information concerning such treatment to a parent or 325 guardian without the consent of the minor. 326 (2) A provider may notify a parent or guardian of treatment provided 327 pursuant to this section or disclose certain information concerning such 328 treatment without the consent of the minor who receives such treatment 329 Raised Bill No. 6461 LCO No. 2848 12 of 13 provided (A) such provider determines such notification or disclosure 330 is necessary to the minor's well-being, -(B) the treatment provided to the 331 minor is solely for mental health and not for a substance use disorder, 332 and (C) the minor is provided an opportunity to express any objection 333 to such notification or disclosure. The provider shall document his or 334 her determination concerning such notification or disclosure and any 335 objections expressed by the minor in the minor's clinical record. A 336 provider may disclose to a minor's parent or guardian the following 337 information concerning such minor's outpatient mental health 338 treatment: (i) Diagnosis; (ii) treatment plan and progress in treatment; 339 (iii) recommended medications, including risks, benefits, side effects, 340 typical efficacy, dose and schedule; (iv) psychoeducation about the 341 minor's mental health; (v) referrals to community resources; (vi) 342 coaching on parenting or behavioral management strategies; and (vii) 343 crisis prevention planning and safety planning. A provider shall release 344 a minor's entire clinical record to another provider upon the request of 345 the minor or such minor's parent or guardian. 346 (d) A parent or guardian who is not informed of the provision of 347 outpatient mental health treatment for his or her minor child pursuant 348 to this section shall not be liable for the costs of the treatment provided. 349 This act shall take effect as follows and shall amend the following sections: Section 1 July 1, 2021 New section Sec. 2 July 1, 2021 New section Sec. 3 July 1, 2021 New section Sec. 4 July 1, 2021 New section Sec. 5 July 1, 2021 New section Sec. 6 January 1, 2023 38a-477d Sec. 7 July 1, 2021 19a-14c Statement of Purpose: To (1) implement the recommendations of the task force regarding the prevention and treatment of mental illness at institutions of higher education, (2) require health insurers to maintain explanations of benefits as confidential in certain circumstances, and (3) allow minors to Raised Bill No. 6461 LCO No. 2848 13 of 13 receive more than six outpatient mental health treatment sessions without the consent of a parent or guardian. [Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not underlined.]