LCO No. 1545 1 of 2
General Assembly Proposed Bill No. 500
January Session, 2021
LCO No. 1545
Referred to Committee on INSURANCE AND REAL ESTATE
Introduced by:
SEN. LOONEY, 11th Dist.
AN ACT CONCERNING HIGH DEDUCTIBLE HEALTH PLANS,
QUALIFIED HEALTH PLANS AND DISCRIMINATION AGAINST
PERSONS ON THE BASIS OF SEXUAL ORIENTATION AND GENDER
IDENTITY.
Be it enacted by the Senate and House of Representatives in General
Assembly convened:
That title 38a of the general statutes be amended to: (1) Require 1
certain high deductible health plans to apply annual deductibles on a 2
calendar year basis; (2) require certain health care providers to promptly 3
refund excess cost-sharing payments for covered benefits; (3) require 4
certain qualified health plans offered through the Connecticut Health 5
Insurance Exchange to cover certain benefits, have a minimum actuarial 6
value of at least seventy per cent and offer a broad provider network; 7
(4) prohibit life insurers from discriminating against persons on the 8
basis of sexual orientation or gender identity; and (5) make changes to 9
various provisions of the general statutes concerning high deductible 10
health plans to more closely conform to provisions of the Internal 11
Revenue Code concerning health savings accounts and medical savings 12
accounts. 13 Proposed Bill No. 500
LCO No. 1545 2 of 2
Statement of Purpose:
To: (1) Require certain high deductible health plans to apply annual
deductibles on a calendar year basis; (2) require certain health care
providers to promptly refund excess cost-sharing payments for covered
benefits; (3) require certain qualified health plans offered through the
Connecticut Health Insurance Exchange to cover certain benefits, have
a minimum actuarial value of at least seventy per cent and offer a broad
provider network; (4) prohibit life insurers from discriminating against
persons on the basis of sexual orientation or gender identity; and (5)
make changes to various provisions of the general statutes concerning
high deductible health plans to more closely conform to provisions of
the Internal Revenue Code concerning health savings accounts and
medical savings accounts.