Researcher: JKL Page 1 4/7/21
OLR Bill Analysis
SB 1004
AN ACT CONCERNING DENTAL AND VISION INSURANCE
COVERAGE FOR CHILDREN, STEPCHILDREN AND OTHER
DEPENDENT CHILDREN.
SUMMARY
This bill requires certain insurance policies that provide dental or
vision coverage to continue coverage for a child, stepchild, or other
dependent child until the policy anniversary date on or after the date
the child (1) turns age 26 or (2) obtains coverage through his or her
own employment, whichever occurs earlier.
The bill applies to individual and group health insurance policies
delivered, issued, renewed, amended, or continued in Connecticut that
cover (1) basic hospital expenses; (2) basic medical-surgical expenses;
(3) major medical expenses; (4) accidents only; (5) limited benefits; (6)
hospital or medical services, including those provided under an HMO
plan; or (7) single service ancillary coverage, including dental or vision
coverage. Because of the federal Employee Retirement Income Security
Act (ERISA), state insurance benefit mandates do not apply to self-
insured benefit plans.
The bill also makes technical changes.
EFFECTIVE DATE: January 1, 2022
BACKGROUND
Related Bill
SB 1045 (ยงยง 1 & 2), favorably reported by the Insurance and Real
Estate Committee, makes the same technical changes as this bill.
COMMITTEE ACTION
Insurance and Real Estate Committee 2021SB-01004-R000323-BA.DOCX
Researcher: JKL Page 2 4/7/21
Joint Favorable
Yea 18 Nay 0 (03/22/2021)