Connecticut House Bill HB06520

Connecticut 2023 Regular Session

• Introduced: 1/24/23
• Refer: 1/24/23

Caption

An Act Requiring Health Insurance Coverage For Prenatal Care, Labor And Delivery Services, Postpartum Care, And Costs Associated With Neonatal Intensive Care Unit Stays.

Impact

If enacted, HB 6520 will significantly affect existing health insurance policies in the state by requiring specific coverage provisions that may not currently exist. The mandate aims to enhance maternal and neonatal health outcomes by providing crucial services that can improve health and reduce complications during childbirth and in the early days of a newborn's life. This is particularly relevant in light of ongoing discussions about maternal mortality rates and healthcare access disparities.

Summary

House Bill 6520 proposes a mandate for health insurance providers to cover a comprehensive suite of maternal and neonatal healthcare services. Specifically, this includes coverage for prenatal care, labor and delivery services, postpartum care, and expenses associated with stays in neonatal intensive care units (NICUs). The intention behind this legislation is to ensure that mothers and infants receive necessary medical support without the burden of substantial out-of-pocket expenses during critical health events.

Contention

While supporters of the bill argue that it addresses vital health disparities and improves care for mothers and infants, there may be points of contention regarding the impact on insurance premiums and the potential financial burden on insurers. Opponents could raise concerns about how mandated coverage might affect healthcare costs broadly or lead to higher premiums for consumers. The long-term fiscal implications of this legislation are likely to be a significant part of the discussion during the legislative process.