LCO No. 3836 1 of 7 General Assembly Raised Bill No. 6630 January Session, 2023 LCO No. 3836 Referred to Committee on HUMAN SERVICES Introduced by: (HS) AN ACT INCREASING HUSKY C ASSET AND INCOME LIMITS. Be it enacted by the Senate and House of Representatives in General Assembly convened: Section 1. (NEW) (Effective July 1, 2023) (a) The Commissioner of 1 Social Services shall increase the asset limits used to determine 2 eligibility for HUSKY C, as defined in section 17b-290 of the general 3 statutes, from (1) one thousand six hundred dollars to ten thousand 4 dollars for an unmarried person, and (2) two thousand four hundred 5 dollars to fifteen thousand dollars for married persons. 6 (b) The Commissioner of Social Services shall allow any person, 7 whose income exceeds the income limits for HUSKY C but who 8 otherwise qualifies, to qualify for the program by spending down such 9 person's excess income over the HUSKY C income limits on incurred 10 medical bills in accordance with 42 CFR 435.831. 11 Sec. 2. Section 17b-261 of the general statutes is repealed and the 12 following is substituted in lieu thereof (Effective July 1, 2023): 13 (a) Medical assistance shall be provided for any otherwise eligible 14 person (1) whose income, including any available support from legally 15 Raised Bill No. 6630 LCO No. 3836 2 of 7 liable relatives and the income of the person's spouse or dependent 16 child, is not more than [one hundred forty-three per cent, pending 17 approval of a federal waiver applied for pursuant to subsection (e) of 18 this section, of the benefit amount paid to a person with no income 19 under the temporary family assistance program] one hundred thirty-20 eight per cent of the federal poverty level, and (2) if such person is an 21 institutionalized individual as defined in Section 1917 of the Social 22 Security Act, 42 USC 1396p(h)(3), [and] such person has not made an 23 assignment or transfer or other disposition of property for less than fair 24 market value for the purpose of establishing eligibility for benefits or 25 assistance under this section. Any such disposition shall be treated in 26 accordance with Section 1917(c) of the Social Security Act, 42 USC 27 1396p(c). Any disposition of property made on behalf of an applicant or 28 recipient or the spouse of an applicant or recipient by a guardian, 29 conservator, person authorized to make such disposition pursuant to a 30 power of attorney or other person so authorized by law shall be 31 attributed to such applicant, recipient or spouse. A disposition of 32 property ordered by a court shall be evaluated in accordance with the 33 standards applied to any other such disposition for the purpose of 34 determining eligibility. [The commissioner shall establish the standards 35 for eligibility for medical assistance at one hundred forty-three per cent 36 of the benefit amount paid to a household of equal size with no income 37 under the temporary family assistance program.] In determining 38 eligibility, the commissioner shall not consider as income Aid and 39 Attendance pension benefits granted to a veteran, as defined in section 40 27-103, or the surviving spouse of such veteran. Except as provided in 41 section 17b-277 and section 17b-292, the medical assistance program 42 shall provide coverage to persons under the age of nineteen with 43 household income up to one hundred ninety-six per cent of the federal 44 poverty level without an asset limit and to persons under the age of 45 nineteen, who qualify for coverage under Section 1931 of the Social 46 Security Act, with household income not exceeding one hundred 47 ninety-six per cent of the federal poverty level without an asset limit, 48 and their parents and needy caretaker relatives, who qualify for 49 coverage under Section 1931 of the Social Security Act, with household 50 Raised Bill No. 6630 LCO No. 3836 3 of 7 income not exceeding one hundred fifty-five per cent of the federal 51 poverty level without an asset limit. Such levels shall be based on the 52 regional differences in such benefit amount, if applicable, unless such 53 levels based on regional differences are not in conformance with federal 54 law. Any income in excess of the applicable amounts shall be applied as 55 may be required by said federal law, and assistance shall be granted for 56 the balance of the cost of authorized medical assistance. The 57 Commissioner of Social Services shall provide applicants for assistance 58 under this section, at the time of application, with a written statement 59 advising them of (A) the effect of an assignment or transfer or other 60 disposition of property on eligibility for benefits or assistance, (B) the 61 effect that having income that exceeds the limits prescribed in this 62 subsection will have with respect to program eligibility, and (C) the 63 availability of, and eligibility for, services provided by the Connecticut 64 Home Visiting System, established pursuant to section 17b-751b. For 65 coverage dates on or after January 1, 2014, the department shall use the 66 modified adjusted gross income financial eligibility rules set forth in 67 Section 1902(e)(14) of the Social Security Act and the implementing 68 regulations to determine eligibility for HUSKY A, HUSKY B and 69 HUSKY D applicants, as defined in section 17b-290. Persons who are 70 determined ineligible for assistance pursuant to this section shall be 71 provided a written statement notifying such persons of their ineligibility 72 and advising such persons of their potential eligibility for one of the 73 other insurance affordability programs as defined in 42 CFR 435.4. 74 (b) For the purposes of the Medicaid program, the Commissioner of 75 Social Services shall consider parental income and resources as available 76 to a child under eighteen years of age who is living with his or her 77 parents and is blind or disabled for purposes of the Medicaid program, 78 or to any other child under twenty-one years of age who is living with 79 his or her parents. 80 (c) For the purposes of determining eligibility for the Medicaid 81 program, an available asset is one that is actually available to the 82 applicant or one that the applicant has the legal right, authority or 83 power to obtain or to have applied for the applicant's general or medical 84 Raised Bill No. 6630 LCO No. 3836 4 of 7 support. If the terms of a trust provide for the support of an applicant, 85 the refusal of a trustee to make a distribution from the trust does not 86 render the trust an unavailable asset. Notwithstanding the provisions of 87 this subsection, the availability of funds in a trust or similar instrument 88 funded in whole or in part by the applicant or the applicant's spouse 89 shall be determined pursuant to the Omnibus Budget Reconciliation Act 90 of 1993, 42 USC 1396p. The provisions of this subsection shall not apply 91 to a special needs trust, as defined in 42 USC 1396p(d)(4)(A), as 92 amended from time to time. For purposes of determining whether a 93 beneficiary under a special needs trust, who has not received a disability 94 determination from the Social Security Administration, is disabled, as 95 defined in 42 USC 1382c(a)(3), the Commissioner of Social Services, or 96 the commissioner's designee, shall independently make such 97 determination. The commissioner shall not require such beneficiary to 98 apply for Social Security disability benefits or obtain a disability 99 determination from the Social Security Administration for purposes of 100 determining whether the beneficiary is disabled. 101 (d) The transfer of an asset in exchange for other valuable 102 consideration shall be allowable to the extent the value of the other 103 valuable consideration is equal to or greater than the value of the asset 104 transferred. 105 (e) The Commissioner of Social Services [shall seek a waiver from 106 federal law to permit federal financial participation for Medicaid 107 expenditures for families with incomes of one hundred forty-three per 108 cent of the temporary family assistance program payment standard] 109 may seek federal approval for a Medicaid waiver or a Medicaid state 110 plan amendment to implement the provisions of this section. 111 (f) To the extent [permitted by] permissible under federal law, 112 Medicaid eligibility shall be extended for one year to a family that 113 becomes ineligible for medical assistance under Section 1931 of the 114 Social Security Act due to income from employment by one of its 115 members who is a caretaker relative or due to receipt of child support 116 income. A family receiving extended benefits on July 1, 2005, shall 117 Raised Bill No. 6630 LCO No. 3836 5 of 7 receive the balance of such extended benefits, provided no such family 118 shall receive more than twelve additional months of such benefits. 119 (g) An institutionalized spouse applying for Medicaid and having a 120 spouse living in the community shall be required, to the maximum 121 extent permitted by law, to divert income to such community spouse in 122 order to raise the community spouse's income to the level of the 123 minimum monthly needs allowance, as described in Section 1924 of the 124 Social Security Act. Such diversion of income shall occur before the 125 community spouse is allowed to retain assets in excess of the 126 community spouse protected amount described in Section 1924 of the 127 Social Security Act. The Commissioner of Social Services, pursuant to 128 section 17b-10, may implement the provisions of this subsection while 129 in the process of adopting regulations, provided the commissioner 130 prints notice of intent to adopt the regulations in the Connecticut Law 131 Journal within twenty days of adopting such policy. Such policy shall 132 be valid until the time final regulations are effective. 133 (h) To the extent permissible under federal law, an institutionalized 134 individual, as defined in Section 1917 of the Social Security Act, 42 USC 135 1396p(h)(3), shall not be determined ineligible for Medicaid solely on 136 the basis of the cash value of a life insurance policy worth less than ten 137 thousand dollars provided the individual is pursuing the surrender of 138 the policy. 139 (i) Medical assistance shall be provided, in accordance with the 140 provisions of subsection (e) of section 17a-6, to any child under the 141 supervision of the Commissioner of Children and Families who is not 142 receiving Medicaid benefits, has not yet qualified for Medicaid benefits 143 or is otherwise ineligible for such benefits. Medical assistance shall also 144 be provided to any child in the behavioral services program operated 145 by the Department of Developmental Services who is not receiving 146 Medicaid benefits, has not yet qualified for Medicaid benefits or is 147 otherwise ineligible for benefits. To the extent practicable, the 148 Commissioner of Children and Families and the Commissioner of 149 Developmental Services shall apply for, or assist such child in qualifying 150 Raised Bill No. 6630 LCO No. 3836 6 of 7 for, the Medicaid program. 151 (j) The Commissioner of Social Services shall provide Early and 152 Periodic Screening, Diagnostic and Treatment program services, as 153 required and defined as of December 31, 2005, by 42 USC 1396a(a)(43), 154 42 USC 1396d(r) and 42 USC 1396d(a)(4)(B) and applicable federal 155 regulations, to all persons who are under the age of twenty-one and 156 otherwise eligible for medical assistance under this section. 157 (k) A veteran, as defined in section 27-103, and any member of his or 158 her family, who applies for or receives assistance under the Medicaid 159 program, shall apply for all benefits for which he or she may be eligible 160 through the United States Department of Veterans Affairs or the United 161 States Department of Defense. 162 (l) On and after January 1, 2023, the Commissioner of Social Services 163 shall, within available appropriations, provide state-funded medical 164 assistance to any child twelve years of age and younger, regardless of 165 immigration status, (1) whose household income does not exceed two 166 hundred one per cent of the federal poverty level without an asset limit, 167 and (2) who does not otherwise qualify for (A) Medicaid, (B) the 168 Children's Health Insurance Program, or (C) an offer of affordable, 169 employer-sponsored insurance, as defined in the Affordable Care Act, 170 as an employee or a dependent of an employee. A child eligible for such 171 assistance under this subsection shall continue to receive such assistance 172 until such child is nineteen years of age, provided the child continues to 173 meet the eligibility requirements prescribed in subdivisions (1) and (2) 174 of this subsection. 175 This act shall take effect as follows and shall amend the following sections: Section 1 July 1, 2023 New section Sec. 2 July 1, 2023 17b-261 Raised Bill No. 6630 LCO No. 3836 7 of 7 Statement of Purpose: To increase income and asset limits for medical assistance applicants and enrollees who are age sixty-five and older, have disabilities or are blind. [Proposed deletions are enclosed in brackets. Proposed additions are indicated by underline, except that when the entire text of a bill or resolution or a section of a bill or resolution is new, it is not underlined.]