Connecticut Senate Bill SB00453

Connecticut 2023 Regular Session

• Introduced: 1/18/23
• Refer: 1/18/23

Caption

An Act Prohibiting Health Care Providers From Disclosing To Life Insurance Companies Certain Medical Information Of First Responders Diagnosed With Post-traumatic Stress Disorder.

Impact

If enacted, SB00453 would amend Title 38a of the general statutes, which governs insurance and financial matters. The bill’s implications extend to ensuring that first responders can access necessary mental health treatment without the added stress of potential repercussions affecting their life insurance policies. It is a step towards prioritizing mental health support for those who serve in high-stress occupations, effectively addressing the stigma often associated with mental health issues in first responder communities.

Summary

SB00453, introduced by Senator Somers, is an Act aimed at protecting the medical confidentiality of first responders diagnosed with post-traumatic stress disorder (PTSD). The bill specifically seeks to prohibit health care providers from disclosing certain medical information related to first responders who are seeking treatment for suicidal ideations to life insurance companies. This legislative move acknowledges the unique challenges faced by first responders and aims to encourage them to seek help without the fear of jeopardizing their insurance coverage.

Contention

While the bill's intent is viewed positively in supporting first responders, it may also face scrutiny regarding the balance between patient privacy and the interests of insurance companies. Opponents could argue that restrictions on sharing medical information might hinder the insurance industry's ability to assess risk accurately, thereby impacting policy decisions and premiums. However, supporters underscore that protecting the confidentiality of mental health treatment is essential for ensuring that first responders can receive the help they need without the threat of discrimination or financial repercussions.