Connecticut 2024 2024 Regular Session

Connecticut Senate Bill SB00134 Comm Sub / Bill

Filed 03/21/2024

                     
 
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General Assembly  Substitute Bill No. 134  
February Session, 2024 
 
 
 
AN ACT CONCERNING THE LEGISLATIVE COMMISSIONERS' 
RECOMMENDATIONS FOR MINOR AND TECHNICAL REVISIONS TO 
STATUTES CONCERNING CONSUMER PROTECTION.  
Be it enacted by the Senate and House of Representatives in General 
Assembly convened: 
 
Section 1. Subdivision (1) of subsection (b) of section 19a-342a of the 1 
2024 supplement to the general statutes is repealed and the following is 2 
substituted in lieu thereof (Effective October 1, 2024): 3 
(b) (1) No person shall use an electronic nicotine or cannabis delivery 4 
system or vapor product: (A) In any area of a building or portion of a 5 
building owned and operated or leased and operated by the state or any 6 
political subdivision of the state; (B) in any area of a health care 7 
institution, including, but not limited to, a psychiatric facility; (C) in any 8 
area of a retail establishment accessed by the public; (D) in any 9 
restaurant; (E) in any area of an establishment with a permit issued for 10 
the sale of alcoholic liquor pursuant to section 30-20a, 30-21, 30-21b, 30-11 
22, 30-22a, 30-22c, 30-26, 30-28, 30-28a, 30-33a, 30-33b, 30-35a, 30-37a, 30-12 
37e or 30-37f, or in any area of an establishment with a permit issued for 13 
the sale of alcoholic liquor pursuant to section 30-22aa issued after May 14 
1, 2003; (F) in any area of a school building or on the grounds of such 15 
school; (G) within a child care facility or on the grounds of such child 16 
care facility, except, if the child care facility is a family child care home 17 
as defined in section 19a-77, such use is prohibited only when a child 18  Substitute Bill No. 134 
 
 
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enrolled in such home is present during customary business hours; (H) 19 
in any passenger elevator; (I) in any area of a dormitory in any public or 20 
private institution of higher education; (J) in any area of a dog race track 21 
or a facility equipped with screens for the simulcasting of off-track 22 
betting race programs or jai alai games; (K) in any room offered as an 23 
accommodation to guests by the operator of a hotel, motel or similar 24 
lodging; (L) in any area of a correctional facility, halfway house or 25 
residential facility funded by the Judicial Branch; or (M) in any area of a 26 
platform or a shelter at a rail, busway or bus station, owned and 27 
operated or leased and operated by the state or any political subdivision 28 
of the state. For purposes of this subsection, "restaurant" means space, 29 
in a suitable and permanent building, kept, used, maintained, 30 
advertised and held out to the public to be a place where meals are 31 
regularly served to the public; and "school" has the same meaning as 32 
provided in section 10-154a. 33 
Sec. 2. Subsection (a) of section 20-327f of the 2024 supplement to the 34 
general statutes, as amended by section 35 of public act 23-84, is 35 
repealed and the following is substituted in lieu thereof (Effective October 36 
1, 2024): 37 
(a) With respect to a contract for the sale of residential real property, 38 
if the seller provides written notice to the purchaser, prior to, or upon, 39 
entering into the contract, of the availability of the lists of hazardous 40 
waste facilities pursuant to section 22a-134f, the seller and any real estate 41 
licensee shall be deemed to have fully satisfied any duty to disclose the 42 
presence of all hazardous waste facilities, as defined in section 22a-134f, 43 
even if: (1) The list required to be submitted pursuant to section 22a-134f 44 
has not been submitted, (2) the list has not been received or made 45 
available as required in section 22a-134f, or (3) there is an error, omission 46 
or inaccuracy in the list. 47 
Sec. 3. Subsection (b) of section 20-420a of the 2024 supplement to the 48 
general statutes is repealed and the following is substituted in lieu 49 
thereof (Effective October 1, 2024): 50  Substitute Bill No. 134 
 
 
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(b) A business entity desiring a certificate of registration shall apply 51 
to the commissioner, online, on a form provided by the commissioner. 52 
The application shall (1) state the name and address of such business 53 
entity, the city or town and the street and number where such business 54 
entity is to maintain its principal place of business in this state and the 55 
names and addresses of its individual owners, (2) contain a list of one or 56 
more individuals who shall direct, supervise or perform home 57 
improvements for such business entity, (3) require each individual 58 
owner of such business entity to disclose whether such individual 59 
owner has been found guilty or convicted as a result of an act which (A) 60 
constitutes a felony under the laws of this state or federal law, or (B) was 61 
committed in another jurisdiction but, if committed in this state, would 62 
constitute a felony under the laws of this state, and (4) contain such other 63 
information as the commissioner may require. 64 
Sec. 4. Subsection (a) of section 20-426 of the 2024 supplement to the 65 
general statutes is repealed and the following is substituted in lieu 66 
thereof (Effective October 1, 2024): 67 
(a) The commissioner may revoke, suspend or refuse to issue or 68 
renew any certificate of registration as a home improvement contractor 69 
or salesperson or place a registrant on probation or issue a letter of 70 
reprimand (1) for conduct of a character likely to mislead, deceive or 71 
defraud the public or the commissioner, (2) for engaging in any 72 
untruthful or misleading advertising, (3) for failing to reimburse the 73 
guaranty fund established pursuant to section 20-432, as amended by 74 
this act, for any moneys paid to an owner pursuant to subsection (o) of 75 
section 20-432, (4) for unfair or deceptive business practices, (5) subject 76 
to section 46a-80, based on a felony conviction of an individual 77 
registrant or an individual owner of a registrant that is a business entity, 78 
[;] or (6) for violation of any of the provisions of the general statutes 79 
relating to home improvements or any regulation adopted pursuant to 80 
any of such provisions. The commissioner may refuse to issue or renew 81 
any certificate of registration as a home improvement contractor or 82 
salesperson of any person subject to the registration requirements of 83  Substitute Bill No. 134 
 
 
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chapter 969. 84 
Sec. 5. Subsection (b) of section 20-432 of the 2024 supplement to the 85 
general statutes is repealed and the following is substituted in lieu 86 
thereof (Effective October 1, 2024): 87 
(b) Each salesman who receives a certificate pursuant to this chapter 88 
shall pay a fee of forty dollars annually. Each contractor [(1)] who 89 
receives a certificate pursuant to this chapter, or [(2)] who receives a 90 
certificate pursuant to chapter 399a and has opted to engage in home 91 
improvement pursuant to subsection (f) of section 20-417b, shall pay a 92 
fee of one hundred dollars annually to the guaranty fund. Such fee shall 93 
be payable with the fee for an application for a certificate or renewal 94 
thereof. The annual fee for a contractor who receives a certificate of 95 
registration as a home improvement contractor acting solely as the 96 
contractor of record for a corporation shall be waived, provided the 97 
contractor of record shall use such registration for the sole purpose of 98 
directing, supervising or performing home improvements for such 99 
corporation. 100 
Sec. 6. Subsection (b) of section 20-679 of the 2024 supplement to the 101 
general statutes is repealed and the following is substituted in lieu 102 
thereof (Effective October 1, 2024): 103 
(b) Not later than seven calendar days after the date on which a 104 
homemaker-companion agency commences providing homemaker 105 
services or companion services, such agency shall provide the person 106 
who receives such services, or the authorized representative of such 107 
person, with a written contract or service plan. The written contract or 108 
service plan shall be developed in consultation with such person or 109 
authorized representative and include (1) a person-centered plan of care 110 
and services that prescribes the anticipated scope, type, frequency, 111 
duration and cost of such services, (2) the anticipated scope, type and 112 
frequency of oversight of an employee assigned to such person by the 113 
homemaker-companion agency, and (3) a predetermined frequency of 114 
meetings between the person who oversees such employee and the 115  Substitute Bill No. 134 
 
 
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person who receives the services, or the authorized representative of 116 
such person. In addition, any contract or service plan provided by a 117 
homemaker-companion agency to a person receiving homemaker 118 
services or companion services shall also provide conspicuous notice, in 119 
boldface type, disclosing (A) the person's right to request changes to, or 120 
review of, the contract or service plan, (B) that such agency shall provide 121 
at least sixty days' advance written notice to such person or such 122 
person's authorized representative disclosing any change in the rate for 123 
the same level or type of services provided and charged for such 124 
services, (C) the employees of such agency who, pursuant to section 20-125 
678, are required to submit to a comprehensive background check, (D) 126 
that upon the request of such person or an authorized representative of 127 
such person, such agency shall provide such person or representative of 128 
such person with written notice that a comprehensive background 129 
check, as required pursuant to section 20-678, was performed for all 130 
employees of such agency performing homemaker services or 131 
companion services for such person, (E) that such agency's records are 132 
available for inspection or audit by the Department of Consumer 133 
Protection, (F) that the agency is not able to guarantee the extent to 134 
which its homemaker services or companion services will be covered 135 
under any insurance plan, and (G) that such contract or service plan may 136 
be cancelled at any time by the client if such contract or service plan does 137 
not contain a specific period of duration. On the date that a homemaker-138 
companion agency provides such contract or service plan to such 139 
person, the agency shall also provide a printed copy of the guide that 140 
details the process by which such person, or such person's authorized 141 
representative, may file a complaint against such agency, posted on the 142 
Department of Consumer Protection's Internet web site pursuant to 20-143 
284. No contract or service plan for the provision of homemaker or 144 
companion services shall be valid against the person who receives the 145 
services or the authorized representative of such person, unless the 146 
contract or service plan has been signed by a duly authorized 147 
representative of the homemaker-companion agency and the person 148 
who receives the services or the authorized representative of such 149 
person. No change in the rate for the same level or type of services 150  Substitute Bill No. 134 
 
 
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provided and charged for homemaker services or companion services 151 
shall be valid against a person who is receiving such services unless the 152 
homemaker-companion agency providing such services provides at 153 
least sixty days' advance written notice to such person, or such person's 154 
authorized representative, disclosing such rate change. The 155 
requirements of this section shall not apply to homemaker services or 156 
companion services provided under the Connecticut home -care 157 
program for the elderly administered by the Department of Social 158 
Services in accordance with section 17b-342. A written contract or 159 
service plan between a homemaker-companion agency and a person 160 
receiving services or the authorized representative of such person shall 161 
not be enforceable against such person receiving services or authorized 162 
representative unless such written contract or service plan contains all 163 
of the requirements of this section. 164 
Sec. 7. Subsection (a) of section 21a-70 of the 2024 supplement to the 165 
general statutes is repealed and the following is substituted in lieu 166 
thereof (Effective October 1, 2024): 167 
(a) As used in this section: (1) "Drugs", "devices" and "cosmetics" have 168 
the same meanings as defined in section 21a-92, "wholesaler" or 169 
"distributor" means a person, including, but not limited to, a medical 170 
device and oxygen provider, a third-party logistics provider, a virtual 171 
manufacturer or a virtual wholesale distributor, as such terms are 172 
defined in section 20-571, whether within or without the boundaries of 173 
the state of Connecticut, who supplies drugs, devices or cosmetics 174 
prepared, produced or packaged by manufacturers, to other 175 
wholesalers, manufacturers, distributors, hospitals, prescribing 176 
practitioners, as defined in section 20-571, pharmacies, federal, state or 177 
municipal agencies, clinics or any other person as permitted under 178 
subsection (h) of this section, except that: (A) A retail pharmacy or a 179 
pharmacy within a licensed hospital that supplies to another such 180 
pharmacy a quantity of a noncontrolled drug or a schedule II, III, IV or 181 
V controlled substance normally stocked by such pharmacies to provide 182 
for the immediate needs of a patient pursuant to a prescription or 183  Substitute Bill No. 134 
 
 
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medication order of an authorized practitioner, (B) a pharmacy within a 184 
licensed hospital that supplies drugs to another hospital or an 185 
authorized practitioner for research purposes, (C) a retail pharmacy that 186 
supplies a limited quantity of a noncontrolled drug or [of] a schedule II, 187 
III, IV or V controlled substance for emergency stock to a practitioner 188 
who is a medical director of a chronic and convalescent nursing home, 189 
of a rest home with nursing supervision, of a hospice inpatient facility 190 
licensed pursuant to section 19a-491 or of a state correctional institution, 191 
and (D) a pharmacy within a licensed hospital that contains another 192 
hospital wholly within such licensed hospital's physical structure that 193 
supplies to such contained hospital a quantity of a noncontrolled drug 194 
or a schedule II, III, IV [,] or V controlled substance normally stocked by 195 
such hospitals to provide for the needs of a patient, pursuant to a 196 
prescription or medication order of an authorized practitioner, receiving 197 
inpatient care on a unit that is operated by the contained hospital, or 198 
receiving outpatient care in a setting operated by the contained hospital 199 
and such drug or substance is administered on-site by the contained 200 
hospital, shall not be deemed a wholesaler under this section; (2) 201 
"manufacturer" means (A) a person, whether within or without the 202 
boundaries of the state of Connecticut, who produces, prepares, 203 
cultivates, grows, propagates, compounds, converts or processes, 204 
directly or indirectly, by extraction from substances of natural origin or 205 
by means of chemical synthesis or by a combination of extraction and 206 
chemical synthesis, or who packages, repackages, labels or relabels a 207 
container under such manufacturer's own or any other trademark or 208 
label any drug, device or cosmetic for the purpose of selling such items, 209 
or (B) a sterile compounding pharmacy, as defined in section 20-633b, 210 
that dispenses sterile pharmaceuticals without a prescription or a 211 
patient-specific medical order; (3) "drug", "device" and "cosmetic" have 212 
the same meanings as provided in section 21a -92; and (4) 213 
"commissioner" means the Commissioner of Consumer Protection or 214 
the commissioner's designee. 215 
Sec. 8. Subdivisions (7) to (13), inclusive, of section 21a-231 of the 2024 216 
supplement to the general statutes are repealed and the following is 217  Substitute Bill No. 134 
 
 
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substituted in lieu thereof (Effective October 1, 2024): 218 
(7) "Manufacture", "make" [,] or "made" refer to the assembly, 219 
construction or [the] importation of bedding or filling material for sale. 220 
(8) "Manufacturer" means any person who makes or prepares for sale 221 
or imports bedding, in whole or in part, that contains filling material. 222 
(9) "New" means any filling material or bedding which has not been 223 
previously used for any purpose. 224 
(10) "Person" means an individual, partnership, corporation, limited 225 
liability company, association, receiver or agent. 226 
(11) "Renovate" means addition of new filling material to bedding. 227 
(12) "Renovator" means any person who adds new filling material to 228 
bedding for a fee. 229 
(13) "Sale", "sell" [,] or "sold" means offering or exposing for sale, [or] 230 
exchange or lease or holding in possession with like intent. 231 
Sec. 9. Subdivision (30) of section 21a-240 of the 2024 supplement to 232 
the general statutes is repealed and the following is substituted in lieu 233 
thereof (Effective October 1, 2024): 234 
(30) "Narcotic substance" means any of the following, whether 235 
produced directly or indirectly by extraction from a substance of 236 
vegetable origin, or independently by means of chemical synthesis, or 237 
by a combination of extraction and chemical synthesis: (A) Morphine-238 
type: (i) Opium or opiate, or any salt, compound, derivative, or 239 
preparation of opium or opiate which is similar to any such substance 240 
in chemical structure or which is similar to any such substance in 241 
physiological effect and which shows a like potential for abuse, which 242 
is a controlled substance under this chapter unless modified; (ii) any 243 
salt, compound, isomer, derivative, or preparation of any such 244 
substance which is chemically equivalent or identical to any substance 245  Substitute Bill No. 134 
 
 
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referred to in clause (i) of this [subdivision] subparagraph, but not 246 
including the isoquinoline alkaloids of opium; (iii) opium poppy or 247 
poppy straw; or (iv) (I) fentanyl or any salt, compound, derivative or 248 
preparation of fentanyl which is similar to any such substance in 249 
chemical structure or which is similar to any such substance in 250 
physiological effect and which shows a like potential for abuse, which 251 
is a controlled substance under this chapter unless modified, or (II) any 252 
salt, compound, isomer, derivative or preparation of any such substance 253 
which is chemically equivalent or identical to any substance referred to 254 
in subclause (I) of this clause; or (B) cocaine-type; coca leaves or any salt, 255 
compound, derivative or preparation of coca leaves, or any salt, 256 
compound, isomer, derivatives or preparation of any such substance 257 
which is chemically equivalent or identical to any such substance or 258 
which is similar to any such substance in physiological effect and which 259 
shows a like potential for abuse, but not including decocainized coca 260 
leaves or extractions of coca leaves which do not contain cocaine or 261 
ecgonine. 262 
Sec. 10. Subdivision (2) of subsection (e) of section 21a-420g of the 263 
2024 supplement to the general statutes is repealed and the following is 264 
substituted in lieu thereof (Effective October 1, 2024): 265 
(2) Upon determination by the Social Equity Council that an 266 
application selected through the lottery process does not qualify for 267 
consideration as a social equity applicant, the department shall request 268 
that the third-party lottery operator identify the next-ranked application 269 
in the social equity lottery. This process may continue until the Social 270 
Equity Council has identified for further consideration the number of 271 
applications set forth on the department's Internet web site pursuant to 272 
subsection (b) of this section or until there are no remaining social equity 273 
applications to be considered. 274 
Sec. 11. Subdivision (2) of section 21a-435 of the 2024 supplement to 275 
the general statutes is repealed and the following is substituted in lieu 276 
thereof (Effective October 1, 2024): 277  Substitute Bill No. 134 
 
 
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(2) "Criminal background screening" means a name search for an 278 
individual's history of criminal convictions that is conducted by 279 
searching [an] (A) an available and regularly updated government 280 
public record database that in the aggregate provides national coverage 281 
for searching an individual's history of criminal convictions; or (B) a 282 
regularly updated database maintained by a private vendor that 283 
provides national coverage for searching an individual's history of 284 
criminal convictions and sexual offender registries; 285 
Sec. 12. Subsections (b) to (g), inclusive, of section 36a-701b of the 286 
2024 supplement to the general statutes are repealed and the following 287 
is substituted in lieu thereof (Effective October 1, 2024): 288 
(b) (1) Any person who owns, licenses or maintains computerized 289 
data that includes personal information [,] shall provide notice of any 290 
breach of security following the discovery of the breach to any resident 291 
of this state whose personal information was breached or is reasonably 292 
believed to have been breached. Such notice shall be made without 293 
unreasonable delay but not later than sixty days after the discovery of 294 
such breach, unless a shorter time is required under federal law, subject 295 
to the provisions of subsection (d) of this section. If the person identifies 296 
additional residents of this state whose personal information was 297 
breached or reasonably believed to have been breached following sixty 298 
days after the discovery of such breach, the person shall proceed in good 299 
faith to notify such additional residents as expediently as possible. Such 300 
notification shall not be required if, after an appropriate investigation, 301 
the person reasonably determines that the breach will not likely result 302 
in harm to the individuals whose personal information has been 303 
acquired or accessed. 304 
(2) If notice of a breach of security is required by subdivision (1) of 305 
this subsection: 306 
(A) The person who owns, licenses or maintains computerized data 307 
that includes personal information [,] shall, not later than the time when 308 
notice is provided to the resident, also provide notice of the breach of 309  Substitute Bill No. 134 
 
 
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security to the Attorney General; and 310 
(B) The person who owns or licenses computerized data that includes 311 
personal information [,] shall offer to each resident whose personal 312 
information under clause (i) or (ii) of subparagraph (A) of subdivision 313 
(2) of subsection (a) of this section was breached, or is reasonably 314 
believed to have been breached, appropriate identity theft prevention 315 
services and, if applicable, identity theft mitigation services. Such 316 
service or services shall be provided at no cost to such resident for a 317 
period of not less than two years. Such person shall provide all 318 
information necessary for such resident to enroll in such service or 319 
services and shall include information on how such resident can place a 320 
credit freeze on such resident's credit file. 321 
(c) Any person that maintains computerized data that includes 322 
personal information that the person does not own shall notify the 323 
owner or licensee of the information of any breach of the security of the 324 
data immediately following its discovery, if the personal information of 325 
a resident of this state was breached or is reasonably believed to have 326 
been breached. 327 
(d) Any notification required by this section shall be delayed for a 328 
reasonable period of time if a law enforcement agency determines that 329 
the notification will impede a criminal investigation and such law 330 
enforcement agency has made a request that the notification be delayed. 331 
Any such delayed notification shall be made after such law enforcement 332 
agency determines that notification will not compromise the criminal 333 
investigation and so notifies the person of such determination. 334 
(e) Any notice to a resident, owner or licensee required by the 335 
provisions of this section may be provided by one of the following 336 
methods, subject to the provisions of subsection (f) of this section: (1) 337 
Written notice; (2) telephone notice; (3) electronic notice, provided such 338 
notice is consistent with the provisions regarding electronic records and 339 
signatures set forth in 15 USC 7001, [;] as amended from time to time; or 340 
(4) substitute notice, provided such person demonstrates in the notice 341  Substitute Bill No. 134 
 
 
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provided to the Attorney General that the cost of providing notice in 342 
accordance with subdivision (1), (2) or (3) of this subsection would 343 
exceed two hundred fifty thousand dollars, that the affected class of 344 
subject persons to be notified exceeds five hundred thousand persons or 345 
that the person does not have sufficient contact information. Substitute 346 
notice shall consist of the following: (A) Electronic mail notice when the 347 
person has an electronic mail address for the affected persons; (B) 348 
conspicuous posting of the notice on the Internet web site of the person 349 
if the person maintains one; and (C) notification to major state-wide 350 
media, including newspapers, radio and television. 351 
(f) (1) In the event of a breach of login credentials under 352 
subparagraph (B) of subdivision (2) of subsection (a) of this section, 353 
notice to a resident may be provided in electronic or other form that 354 
directs the resident whose personal information was breached or is 355 
reasonably believed to have been breached to promptly change any 356 
password or security question and answer, as applicable, or to take 357 
other appropriate steps to protect the affected online account and all 358 
other online accounts for which the resident uses the same user name or 359 
electronic mail address and password or security question and answer. 360 
(2) Any person that furnishes an electronic mail account shall not 361 
comply with this section by providing notification to the electronic mail 362 
account that was breached or reasonably believed to have been 363 
breached if the person cannot reasonably verify the affected resident's 364 
receipt of such notification. In such an event, the person shall provide 365 
notice by another method described in this section or by clear and 366 
conspicuous notice delivered to the resident online when the resident is 367 
connected to the online account from an Internet protocol address or 368 
online location from which the person knows the resident customarily 369 
accesses the account. 370 
(g) Any person that maintains such person's own security breach 371 
procedures as part of an information security policy for the treatment of 372 
personal information and otherwise complies with the timing 373 
requirements of this section [,] shall be deemed to be in compliance with 374  Substitute Bill No. 134 
 
 
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the security breach notification requirements of this section, provided 375 
such person notifies, as applicable, residents of this state, owners and 376 
licensees in accordance with such person's policies in the event of a 377 
breach of security and in the case of notice to a resident, such person 378 
also notifies the Attorney General not later than the time when notice is 379 
provided to the resident. Any person that maintains such a security 380 
breach procedure pursuant to the rules, regulations, procedures or 381 
guidelines established by the primary or functional regulator, as defined 382 
in 15 USC 6809(2), as amended from time to time, shall be deemed to be 383 
in compliance with the security breach notification requirements of this 384 
section, provided (1) such person notifies, as applicable, such residents 385 
of this state, owners [,] and licensees who are required to be notified 386 
under and in accordance with the policies or the rules, regulations, 387 
procedures or guidelines established by the primary or functional 388 
regulator in the event of a breach of security, and (2) if notice is given to 389 
a resident of this state in accordance with subdivision (1) of this 390 
subsection regarding a breach of security, such person also notifies the 391 
Attorney General not later than the time when notice is provided to the 392 
resident. 393 
This act shall take effect as follows and shall amend the following 
sections: 
 
Section 1 October 1, 2024 19a-342a(b)(1) 
Sec. 2 October 1, 2024 20-327f(a) 
Sec. 3 October 1, 2024 20-420a(b) 
Sec. 4 October 1, 2024 20-426(a) 
Sec. 5 October 1, 2024 20-432(b) 
Sec. 6 October 1, 2024 20-679(b) 
Sec. 7 October 1, 2024 21a-70(a) 
Sec. 8 October 1, 2024 21a-231(7) to (13) 
Sec. 9 October 1, 2024 21a-240(30) 
Sec. 10 October 1, 2024 21a-420g(e)(2) 
Sec. 11 October 1, 2024 21a-435(2) 
Sec. 12 October 1, 2024 36a-701b(b) to (g) 
  Substitute Bill No. 134 
 
 
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Statement of Legislative Commissioners:   
In Section 12(e)(3), "15 USC 7001;" was changed to "15 USC 7001, [;] as 
amended from time to time; or" for clarity and consistency with 
standard drafting conventions; and in Section 12(g), ", as amended 
from time to time" was added after "15 USC 6809(2)" for consistency 
with standard drafting conventions. 
 
GL Joint Favorable Subst. -LCO