O F F I C E O F L E G I S L A T I V E R E S E A R C H
P U B L I C A C T S U M M A R Y
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PA 24-6—sSB 395
Human Services Committee
AN ACT CONCERNING TH E REPORTING OF MEDIC AL DEBT
SUMMARY: This act (1) prohibits Connecticut health care providers and hospitals
or entities owned by or affiliated with hospitals from reporting medical debt to
credit rating agencies for use in a credit report and (2) voids any medical debt that
is reported to credit rating agencies.
The act relatedly requires the health care providers to have in their contracts
with collection entities for the purchase or collection of medical debt a provision
that prohibits reporting the debt to credit rating agencies.
Under the act, medical debt is an obligation or alleged obligation to pay for
received health care goods (e.g., products, devices, durable medical equipment, and
prescription drugs) or services (i.e., services for the diagnosis, prevention,
treatment, cure, or relief of a health condition, illness, injury, or disease). It excludes
debts charged to a credit card unless the card is issued under a plan offered
specifically to pay for these goods and services.
EFFECTIVE DATE: July 1, 2024