Connecticut 2025 2025 Regular Session

Connecticut House Bill HB05281 Introduced / Bill

Filed 01/14/2025

                     
 
LCO No. 1513   	1 of 1 
 
General Assembly  Proposed Bill No. 5281  
January Session, 2025  
LCO No. 1513 
 
 
Referred to Committee on INSURANCE AND REAL ESTATE  
 
 
Introduced by:  
REP. RUTIGLIANO, 123rd Dist. 
 
 
 
AN ACT PROHIBITING INSURANCE COMPANIES FROM USING 
CREDIT HISTORY AS A FACTOR IN UNDERWRITING OR RATING 
HOMEOWNERS INSURANCE POLICIES. 
Be it enacted by the Senate and House of Representatives in General 
Assembly convened: 
 
That title 38a of the general statutes be amended to prohibit insurance 1 
companies from using an applicant's or insured's credit history as a 2 
factor in underwriting or rating homeowners insurance policies.  3 
Statement of Purpose:   
To prohibit insurance companies from using an applicant's or insured's 
credit history as a factor in underwriting or rating homeowners 
insurance policies.