LCO No. 1513 1 of 1 General Assembly Proposed Bill No. 5281 January Session, 2025 LCO No. 1513 Referred to Committee on INSURANCE AND REAL ESTATE Introduced by: REP. RUTIGLIANO, 123rd Dist. AN ACT PROHIBITING INSURANCE COMPANIES FROM USING CREDIT HISTORY AS A FACTOR IN UNDERWRITING OR RATING HOMEOWNERS INSURANCE POLICIES. Be it enacted by the Senate and House of Representatives in General Assembly convened: That title 38a of the general statutes be amended to prohibit insurance 1 companies from using an applicant's or insured's credit history as a 2 factor in underwriting or rating homeowners insurance policies. 3 Statement of Purpose: To prohibit insurance companies from using an applicant's or insured's credit history as a factor in underwriting or rating homeowners insurance policies.