Connecticut 2025 2025 Regular Session

Connecticut House Bill HB06052 Comm Sub / Bill

Filed 04/09/2025

                     
 
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General Assembly  Substitute Bill No.  6052  
January Session, 2025  
 
 
 
AN ACT CONCERNING THE HOME SOLICITATION SALES ACT AND 
RESIDENTIAL SOLAR PHOTOVOLTAIC SYSTEMS.  
Be it enacted by the Senate and House of Representatives in General 
Assembly convened: 
 
Section 1. Section 42-134a of the general statutes is repealed and the 1 
following is substituted in lieu thereof (Effective October 1, 2025): 2 
As used in this chapter and sections 2 to 5, inclusive, of this act: 3 
(1) "Business day" means any calendar day except Sunday or any of 4 
the following business holidays: New Year's Day, Washington's 5 
Birthday, Memorial Day, Independence Day, Labor Day, Columbus 6 
Day, Veterans' Day, Thanksgiving Day and Christmas Day; 7 
(2) "Commissioner" means the Commissioner of Consumer 8 
Protection; 9 
(3) "Consumer" means any individual who is physically present in 10 
this state and a prospective recipient of consumer goods or consumer 11 
services; 12 
(4) "Consumer good" (A) means any article purchased, leased or 13 
rented primarily for personal, family or household purposes, and (B) 14 
includes, but is not limited to, any residential solar photovoltaic system; 15 
(5) "Consumer service" (A) means any service purchased, leased or 16  Substitute Bill No. 6052 
 
 
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rented primarily for personal, family or household purposes, and (B) 17 
includes, but is not limited to, any course of instruction or training, 18 
regardless of the purpose for which such course is taken; 19 
(6) "Department" means the Department of Consumer Protection; 20 
(7) "Disqualifying offense" (A) means (i) (I) any felony that involves 21 
the use, attempted use or threatened use of physical force against 22 
another person or results in the serious physical injury or death of 23 
another person, (II) any offense for which a person is required to register 24 
with the Commissioner of Emergency Services and Public Protection 25 
pursuant to chapter 969, (III) robbery, home invasion or burglary, or (IV) 26 
any offense under section 53a-48 or 53a-49 if the offense, which is 27 
attempted or is an object of the conspiracy, is an offense described in 28 
subparagraphs (A)(i)(I) to (A)(i)(III), inclusive, of this subdivision, (ii) 29 
any offense described in subparagraphs (A)(i)(I) to (A)(i)(IV), inclusive, 30 
of this subdivision for which a person is found not guilty by reason of 31 
mental disease or defect pursuant to section 53a-13, or (iii) any offense 32 
under federal law or the laws of another state if such offense is defined 33 
by elements that substantially include the elements of an offense 34 
described in subparagraphs (A)(i)(I) to (A)(i)(IV), inclusive, of this 35 
subdivision, and (B) does not include any offense that has been the 36 
subject of an absolute pardon under the provisions of section 54-130a or 37 
an equivalent pardon process under federal law or the laws of another 38 
state; 39 
[(a)] (8) "Home solicitation sale" (A) means a sale, lease [,] or rental of 40 
any consumer [goods] good or [services] consumer service, whether 41 
under single or multiple contracts, in which the seller or [his] the seller's 42 
authorized sales representative personally solicits the sale, lease or 43 
rental, including, [those] but not limited to, any sale, lease or rental in 44 
response to or following an invitation by the [buyer] consumer, and the 45 
[buyer's] consumer's agreement or offer to purchase, lease or rent is 46 
made at a place other than the seller's place of business, [of the seller. 47 
The term "home solicitation sale"] and (B) does not include [a] any 48 
transaction: [(1)] (i) Made pursuant to prior negotiations in the course of 49  Substitute Bill No. 6052 
 
 
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a visit by the [buyer] consumer to a retail business establishment having 50 
a fixed, permanent location where consumer goods are exhibited or 51 
[the] consumer services are offered for sale, lease or rental on a 52 
continuing basis; [(2)] (ii) in which the [buyer] consumer has initiated 53 
the contact and the consumer goods or consumer services are needed to 54 
meet a bona fide immediate personal emergency of the [buyer] 55 
consumer, and the [buyer] consumer furnishes the seller with a separate 56 
dated and signed personal statement in the [buyer's] consumer's 57 
handwriting describing the situation requiring immediate remedy and 58 
expressly acknowledging and waiving the right to cancel the sale, lease 59 
or rental within three business days; [(3)] (iii) conducted and 60 
consummated entirely by mail or telephone and without any other 61 
contact between the [buyer] consumer and the seller or [its] the seller's 62 
authorized sales representative prior to delivery of the consumer goods 63 
or performance of the consumer services; [(4)] (iv) in which the [buyer] 64 
consumer has initiated the contact and specifically requested the seller 65 
to visit [his] the consumer's home for the purpose of repairing or 66 
performing maintenance upon the [buyer's] consumer's personal 67 
property. If in the course of such a visit, the seller sells, leases or rents to 68 
the [buyer] consumer the right to receive additional [services or goods] 69 
consumer goods or consumer services other than replacement parts 70 
necessarily used in performing the maintenance or in making the 71 
repairs, the sale of those additional consumer goods or consumer 72 
services shall not come within this exclusion; [(5)] (v) pertaining to the 73 
sale, lease or rental of real property, to the sale of insurance, to the sale 74 
of newspapers or to the sale of securities or commodities by a broker-75 
dealer registered with the securities and exchange commission; [(6)] (vi) 76 
made pursuant to a home party plan sales and demonstration; or [(7)] 77 
(vii) in the case of consumer goods, other than magazine sales or 78 
subscriptions, where the purchase price, whether under single or 79 
multiple contracts, does not exceed twenty-five dollars; [.] 80 
[(b) "Consumer goods or services" means goods or services 81 
purchased, leased, or rented primarily for personal, family, or 82 
household purposes, including courses of instruction or training 83  Substitute Bill No. 6052 
 
 
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regardless of the purpose for which they are taken. 84 
(c) "Seller" means any person, partnership, corporation, limited 85 
liability company or association engaged in home solicitation sales of 86 
consumer goods or services.] 87 
(9) "Municipality" means any town, city, borough, consolidated town 88 
and city or consolidated town and borough; 89 
(10) "Person" means any individual, association, corporation, limited 90 
liability company, partnership, trust or other legal entity; 91 
[(d)] (11) "Place of business" means the main or permanent branch 92 
office or local address of a seller; [.] 93 
[(e)] (12) "Purchase price" means the total price paid or to be paid for 94 
the consumer goods or consumer services, including all interest and 95 
service charges; [.] 96 
[(f) "Business day" means any calendar day except Sunday or any of 97 
the following business holidays: New Year's Day, Washington's 98 
Birthday, Memorial Day, Independence Day, Labor Day, Columbus 99 
Day, Veterans Day, Thanksgiving Day and Christmas Day.] 100 
(13) "Residential solar photovoltaic system" has the same meaning as 101 
provided in section 16-245nn; 102 
(14) "Seller" (A) means any person engaged in home solicitation sales 103 
of consumer goods or consumer services, and (B) includes, but is not 104 
limited to, any solar seller; and 105 
(15) "Solar seller" means any person engaged in home solicitation 106 
sales of residential solar photovoltaic systems. 107 
Sec. 2. (NEW) (Effective October 1, 2025) No person who, in a court of 108 
competent jurisdiction, has been convicted of a disqualifying offense, 109 
has entered a plea of guilty or nolo contendere to a disqualifying offense 110 
or has been found not guilty of a disqualifying offense by reason of 111  Substitute Bill No. 6052 
 
 
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mental disease or defect pursuant to section 53a-13 of the general 112 
statutes or a substantially similar provision of the law of another state 113 
or federal law shall engage in any in-person solicitation for the purposes 114 
of a home solicitation sale. 115 
Sec. 3. (NEW) (Effective October 1, 2025) Each seller shall: 116 
(1) Examine the listing established pursuant to section 5 of this act on 117 
a monthly basis to ensure that such seller and such seller's authorized 118 
sales representatives do not solicit any consumer included in such 119 
listing for the purposes of a home solicitation sale; 120 
(2) Not later than ten business days before such seller or such seller's 121 
authorized sales representatives engage in any solicitations for the 122 
purposes of home solicitation sales, send a written notice by certified or 123 
registered mail to the chief executive officer and the chief law 124 
enforcement officer of each municipality in which such seller or 125 
authorized sales representatives intend to engage in such solicitations, 126 
which written notice shall disclose (A) that such seller or authorized 127 
sales representatives intend to engage in such solicitations in such 128 
municipality, (B) the time frame during which such seller or authorized 129 
sales representatives intend to engage in such solicitations in such 130 
municipality, and (C) any other information that the Commissioner of 131 
Consumer Protection, in the commissioner's discretion, deems relevant 132 
for the purposes of this subdivision; 133 
(3) Establish guidelines that (A) such seller and such seller's 134 
authorized sales representatives are required to follow while engaged 135 
in solicitations for the purposes of home solicitation sales, and (B) 136 
disclose how consumers may identify such seller's authorized sales 137 
representatives; and 138 
(4) Post the guidelines established pursuant to subdivision (3) of this 139 
section in a prominent and publicly accessible location on such seller's 140 
Internet web site. 141 
Sec. 4. (NEW) (Effective October 1, 2025) (a) In addition to the duties 142  Substitute Bill No. 6052 
 
 
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set forth in section 3 of this act, each solar seller shall: 143 
(1) Develop a brochure for consumers containing any information 144 
that the Commissioner of Consumer Protection, in the commissioner's 145 
discretion, deems relevant for the purposes of this section; and 146 
(2) Ensure that such solar seller and each of such solar seller's 147 
authorized sales representatives: 148 
(A) Does not engage in any solicitation for the purposes of a home 149 
solicitation sale of a residential solar photovoltaic system outside of the 150 
hours set forth in subsection (b) of this section or in any more restrictive 151 
municipal ordinance described in said subsection; 152 
(B) Carries a current and valid photo identification card at all times 153 
while such solar seller or authorized sales representative is engaged in 154 
a solicitation for the purposes of a home solicitation sale of a residential 155 
solar photovoltaic system, which photo identification card shall include 156 
(i) such solar seller's name and, in the case of an authorized sales 157 
representative, such authorized sales representative's name, (ii) a 158 
photograph of such solar seller or authorized sales representative, as 159 
applicable, and (iii) any other information the Commissioner of 160 
Consumer Protection, in the commissioner's discretion, deems relevant 161 
for the purposes of this subparagraph; and 162 
(C) Provides a copy of the brochure developed pursuant to 163 
subdivision (1) of this subsection to the consumer at the beginning of a 164 
solicitation for the purposes of a home solicitation sale of a residential 165 
solar photovoltaic system. 166 
(b) No solar seller or solar seller's authorized sales representative 167 
shall engage in any solicitation for the purposes of a home solicitation 168 
sale of a residential solar photovoltaic system outside of the hours of 169 
nine o'clock a.m. and seven o'clock p.m. eastern time, unless a more 170 
restrictive municipal ordinance limits such hours. 171 
(c) (1) Not later than December 31, 2025, the Department of Consumer 172  Substitute Bill No. 6052 
 
 
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Protection shall develop a handbook for the purpose of advising 173 
consumers on matters relating to home solicitation sales of residential 174 
solar photovoltaic systems and solicitations made for the purposes of 175 
such sales. Such handbook shall include guidance (A) that enables 176 
consumers to determine the veracity of sales and marketing assertions 177 
made regarding residential solar photovoltaic systems, (B) concerning 178 
the penalties applicable to solar sellers and solar sellers' authorized sales 179 
representatives under subsection (g) of section 5 of this act and section 180 
42-141 of the general statutes, as amended by this act, and (C) on any 181 
other matters the Commissioner of Consumer Protection, in the 182 
commissioner's discretion, deems relevant for the purposes of this 183 
subsection. 184 
(2) Not later than February 1, 2026, the department shall make the 185 
handbook developed pursuant to subdivision (1) of this subsection 186 
available for distribution to consumers as part of programs funded by 187 
the residential financing program offered by the Energy Efficiency Fund 188 
or the Clean Energy Fund established pursuant to section 16-245n of the 189 
general statutes. 190 
(d) Not later than February 1, 2026, and annually thereafter, each 191 
solar seller shall submit a report to the Department of Consumer 192 
Protection disclosing the identity of each person with whom such solar 193 
seller maintains a relationship and provides financing, installation 194 
services or any other related consumer services in partnership with such 195 
solar seller. 196 
Sec. 5. (NEW) (Effective October 1, 2025) (a) The Department of 197 
Consumer Protection shall establish and maintain a "no home 198 
solicitation sales" listing of consumers who do not wish to receive 199 
solicitations from sellers or sellers' authorized sales representatives for 200 
the purposes of home solicitation sales. The department shall provide 201 
notice to consumers of the establishment of a "no home solicitation 202 
sales" listing. Any consumer who wishes to be included on such listing 203 
shall notify the department by calling a toll-free number provided by 204 
the department or in any other such manner and at such times as the 205  Substitute Bill No. 6052 
 
 
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Commissioner of Consumer Protection may prescribe. A consumer on 206 
such listing shall be deleted from such listing upon the consumer's 207 
written request. The department shall update such listing not less than 208 
quarterly and shall make such listing available to sellers, their 209 
authorized sales representatives and other persons upon request. 210 
(b) Any seller or seller's authorized sales representative soliciting a 211 
consumer for the purposes of a home solicitation sale shall disclose such 212 
seller's or authorized sales representative's identity, the purpose of such 213 
solicitation and the identity of any other person for which such seller or 214 
authorized sales representative is making such solicitation not later than 215 
ten seconds after such solicitation begins. 216 
(c) Any seller or seller's authorized sales representative soliciting a 217 
consumer for the purposes of a home solicitation sale shall, at the 218 
beginning of such solicitation, ask the consumer whether such 219 
consumer wishes to continue such solicitation, end such solicitation or 220 
be removed from such seller's or authorized sales representative's list. 221 
(d) Any seller or seller's authorized sales representative shall end a 222 
solicitation made for the purposes of a home solicitation sale not later 223 
than ten seconds after the consumer states or otherwise indicates that 224 
such consumer wishes to end such solicitation. 225 
(e) If a consumer informs a seller or a seller's authorized sales 226 
representative at any point during a solicitation made for the purposes 227 
of a home solicitation sale that the consumer does not wish to receive 228 
future solicitations or wishes to be removed from such seller's or 229 
authorized sales representative's list, such seller or authorized sales 230 
representative shall: (1) Inform such consumer that such consumer's 231 
contact information shall be removed from such list; (2) end such 232 
solicitation not later than ten seconds after such consumer expresses 233 
such wish; (3) refrain from soliciting such consumer for the purposes of 234 
a home solicitation sale in the future; and (4) not give or sell such 235 
consumer's name, address or other personally identifying information 236 
to any other person, or receive anything of value from any other person 237  Substitute Bill No. 6052 
 
 
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in exchange for such consumer's name, address or other personally 238 
identifying information. 239 
(f) The Commissioner of Consumer Protection may adopt 240 
regulations, in accordance with chapter 54 of the general statutes, to 241 
carry out the provisions of this section. Such regulations may include, 242 
but need not be limited to, provisions governing the availability and 243 
distribution of the listing established under subsection (a) of this section 244 
and notice requirements for consumers wishing to be included on the 245 
listing established under subsection (a) of this section. 246 
(g) In addition to any penalty imposed under section 42-141 of the 247 
general statutes, as amended by this act, any seller or seller's authorized 248 
sales representative who is liable under the provisions of subsections (a) 249 
to (f), inclusive, of this section shall be fined not more than twenty 250 
thousand dollars for each violation. 251 
Sec. 6. Section 42-135a of the general statutes is repealed and the 252 
following is substituted in lieu thereof (Effective October 1, 2025): 253 
No agreement in a home solicitation sale shall be effective against [the 254 
buyer] a consumer if [it] the agreement is not signed and dated by the 255 
[buyer] consumer or if the seller shall: 256 
(1) Fail to furnish the [buyer] consumer with a fully completed receipt 257 
or copy of all contracts and documents pertaining to such home 258 
solicitation sale at the time [of its execution] such agreement is executed, 259 
which contract shall be in the same language as that principally used in 260 
the oral sales presentation and which shall show the date of the 261 
transaction and shall contain the name and address of the seller, and in 262 
immediate proximity to the space reserved in the contract for the 263 
signature of the [buyer] consumer, or on the front page of the receipt if 264 
a contract is not used, and in boldface type of a minimum size of ten 265 
points, a statement in substantially the following form: 266 
YOU, THE [BUYER] CONSUMER, MAY CANCEL THIS 267 
TRANSACTION AT ANY TIME PRIOR TO MIDNIGHT OF THE 268  Substitute Bill No. 6052 
 
 
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THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION. 269 
SEE THE ATTACHED NOTICE OF CANCELLATION FORM FOR AN 270 
EXPLANATION OF THIS RIGHT. 271 
(2) Fail to furnish each [buyer] consumer, at the time such [buyer] 272 
consumer signs the home solicitation sales contract or otherwise agrees 273 
to buy, lease or rent consumer goods or consumer services from the 274 
seller, a completed form in duplicate, captioned "NOTICE OF 275 
CANCELLATION", which shall be attached to the contract or receipt 276 
and easily detachable, and which shall contain in ten-point boldface 277 
type the following information and statements in the same language as 278 
that used in the contract: 279 
NOTICE OF CANCELLATION 280 
.... (Date of Transaction) 281 
YOU MAY CANCEL THIS TRANSACTION, WITHOUT ANY 282 
PENALTY OR OBLIGATION, WITHIN THREE BUSINESS DAYS 283 
FROM THE ABOVE DATE. 284 
IF YOU CANCEL, ANY PROPERTY TRADED IN, ANY PAYMENTS 285 
MADE BY YOU UNDER THE CONTRACT OR SALE, AND ANY 286 
NEGOTIABLE INSTRUMENT EXECUTED BY YOU WILL BE 287 
RETURNED WITHIN TEN BUSINESS DAYS FOLLOWING RECEIPT 288 
BY THE SELLER OF YOUR CANCELLATION NOTICE, AND ANY 289 
SECURITY INTEREST ARISING OUT OF THE TRANSACTION WILL 290 
BE CANCELLED. 291 
IF YOU CANCEL, YOU MUST MAKE AVAILABLE TO THE 292 
SELLER AT YOUR RESIDENCE, IN SUBSTANTIALLY AS GOOD 293 
CONDITION AS WHEN RECEIVED, ANY GOODS DELIVERED TO 294 
YOU UNDER THIS CONTRACT OR SALE; OR YOU MAY, IF YOU 295 
WISH, COMPLY WITH THE INSTRUCTIONS OF THE SELLER 296 
REGARDING THE RETURN SHIPMENT OF THE GOODS AT THE 297 
SELLER'S EXPENSE AND RISK. 298  Substitute Bill No. 6052 
 
 
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IF YOU DO MAKE THE GOODS AVAILABLE TO THE SELLER 299 
AND THE SELLER DOES NOT PICK THEM UP WITHIN TWENTY 300 
DAYS OF THE DATE OF CANCELLATION, YOU MAY RETAIN OR 301 
DISPOSE OF THE GOODS WITHOUT ANY FURTHER OBLIGATION. 302 
IF YOU FAIL TO MAKE THE GOODS AVAILABLE TO THE SELLER, 303 
OR IF YOU AGREE TO RETURN THE GOODS TO THE SELLER AND 304 
FAIL TO DO SO, THEN YOU REMAIN LIABLE FOR PERFORMANCE 305 
OF ALL OBLIGATIONS UNDER THE CONTRACT. 306 
TO CANCEL THIS TRANSACTION, MAIL OR DELIVER A SIGNED 307 
AND DATED COPY OF THIS CANCELLATION NOTICE OR ANY 308 
OTHER WRITTEN NOTICE, OR SEND A TELEGRAM TO .... (Name of 309 
Seller) AT .... (Address of Seller's Place of Business) NOT LATER THAN 310 
MIDNIGHT OF .... (Date) 311 
I HEREBY CANCEL THIS TRANSACTION. 312 
.... (Date) 313 
.... ([Buyer's] Consumer's Signature) 314 
(3) Fail, before furnishing copies of the "Notice of Cancellation" to the 315 
[buyer] consumer, to complete both copies by entering the name of the 316 
seller, the address of the seller's place of business, the date of the 317 
transaction, and the date, not earlier than the third business day 318 
following the date of the transaction, by which the [buyer] consumer 319 
may give notice of cancellation. 320 
(4) Include in any home solicitation sale contract or receipt any 321 
confession of judgment or any waiver of any of the rights to which the 322 
[buyer] consumer is entitled under this chapter and sections 2 to 5, 323 
inclusive, of this act, including specifically such [buyer's] consumer's 324 
right to cancel the sale in accordance with the provisions of this section. 325 
(5) Fail to inform each [buyer] consumer, orally, at the time such 326 
[buyer] consumer signs the contract or purchases, leases or rents the 327 
consumer goods or consumer services, of such [buyer's] consumer's 328  Substitute Bill No. 6052 
 
 
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right to cancel. 329 
(6) Misrepresent in any manner the [buyer's] consumer's right to 330 
cancel. 331 
(7) Fail or refuse to honor any valid notice of cancellation by a [buyer] 332 
consumer and within ten business days after the receipt of such notice, 333 
to (A) refund all payments made under the contract or home solicitation 334 
sale; (B) return any consumer goods or property traded in, in 335 
substantially as good condition as when received by the seller; (C) cancel 336 
and return any negotiable instrument executed by the [buyer] consumer 337 
in connection with the contract or home solicitation sale and take any 338 
action necessary or appropriate to terminate promptly any security 339 
interest created in the transaction; and (D) cancel and return any 340 
contract executed by the [buyer] consumer in connection with the 341 
transaction. 342 
(8) Negotiate, transfer, sell, or assign any note or other evidence of 343 
indebtedness to a finance company or other third party prior to 344 
midnight of the fifth business day following the date the contract was 345 
signed or the consumer goods or consumer services purchased, leased 346 
or rented. 347 
(9) Fail, within ten business days of receipt of the [buyer's] 348 
consumer's notice of cancellation, to notify such [buyer] consumer 349 
whether the seller intends to repossess or to abandon any shipped or 350 
delivered consumer goods. 351 
Sec. 7. Section 42-136 of the general statutes is repealed and the 352 
following is substituted in lieu thereof (Effective October 1, 2025): 353 
(a) Any note or other evidence of indebtedness given by a [buyer] 354 
consumer in respect of a home solicitation sale shall be dated not earlier 355 
than the date of the agreement or offer to purchase, lease or rent. Any 356 
transfer of a note or other evidence of indebtedness bearing the 357 
statement required by subsection (b) of this section shall be deemed an 358 
assignment only and any right, title or interest which the transferee may 359  Substitute Bill No. 6052 
 
 
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acquire thereby shall be subject to all claims and defenses of the [buyer] 360 
consumer against the seller arising under the provisions of this chapter 361 
and sections 2 to 5, inclusive, of this act. 362 
(b) Each note or other evidence of indebtedness given by a [buyer] 363 
consumer in respect of a home solicitation sale shall bear on its face a 364 
conspicuous statement as follows: THIS INSTRUMENT IS BASED 365 
UPON A HOME SOLICITATION SALE, WHICH SALE IS SUBJECT TO 366 
THE PROVISIONS OF THE HOME SOLICITATION SALES ACT. THIS 367 
INSTRUMENT IS NOT NEGOTIABLE. 368 
(c) Compliance with the requirements of this section shall be a 369 
condition precedent to any right of action by the seller or any transferee 370 
of an instrument bearing the statement required under subsection (b) of 371 
this section against the [buyer] consumer upon such instrument and 372 
shall be pleaded and proved by any person who may institute action or 373 
suit against a [buyer] consumer in respect thereof. 374 
(d) A promissory note payable to order or bearer and otherwise 375 
negotiable in form issued in violation of this section may be enforced as 376 
a negotiable instrument by a holder in due course according to its terms. 377 
Sec. 8. Section 42-137 of the general statutes is repealed and the 378 
following is substituted in lieu thereof (Effective October 1, 2025): 379 
(a) In addition to any right otherwise to revoke an offer, the [buyer] 380 
consumer may cancel a home solicitation sale until midnight of the third 381 
business day after the day on which the [buyer] consumer signs an 382 
agreement subject to the provisions of this chapter and sections 2 to 5, 383 
inclusive, of this act. 384 
(b) Cancellation shall occur when the [buyer] consumer gives written 385 
notice of cancellation to the seller at the address specified for notice of 386 
cancellation provided by the seller or when such written notice bearing 387 
such address is deposited in a mail box. 388 
(c) Notice of cancellation given by the [buyer] consumer shall be 389  Substitute Bill No. 6052 
 
 
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effective if [it] the notice indicates the intention on the part of the [buyer] 390 
consumer not to be bound by the home solicitation sale. 391 
Sec. 9. Section 42-138 of the general statutes is repealed and the 392 
following is substituted in lieu thereof (Effective October 1, 2025): 393 
(a) Except as provided in this section, within ten business days after 394 
a home solicitation sale has been cancelled the seller shall tender to the 395 
[buyer] consumer any payments made by the [buyer] consumer and any 396 
note or other evidence of indebtedness. 397 
(b) If the down payment includes consumer goods traded in, the 398 
consumer goods shall be tendered in substantially as good condition as 399 
such consumer goods were in when the consumer received such 400 
consumer goods. If the seller fails to tender the consumer goods as 401 
provided by this section, the [buyer] consumer may elect to recover an 402 
amount equal to the trade-in allowance stated in the agreement. 403 
(c) Until the seller has complied with the obligations imposed by this 404 
section, the [buyer] consumer may retain possession of consumer goods 405 
delivered to [him] the consumer by the seller and has a lien on the 406 
consumer goods for any recovery to which [he] the consumer is entitled. 407 
Sec. 10. Section 42-139 of the general statutes is repealed and the 408 
following is substituted in lieu thereof (Effective October 1, 2025): 409 
(a) Except as provided in subsection (c) of section 42-138, as amended 410 
by this act, [within] not later than twenty days after a home solicitation 411 
sale has been cancelled, the [buyer] consumer, upon demand, shall 412 
tender to the seller any consumer goods delivered by the seller pursuant 413 
to the sale, lease or rental, but [he] the consumer is not obligated to 414 
tender to the seller such consumer goods at any place other than [his] 415 
the consumer's own address. If the seller fails to take possession of such 416 
consumer goods within twenty days after cancellation, the consumer 417 
goods shall become the property of the [buyer] consumer without 418 
obligation to pay for [them] such consumer goods. 419  Substitute Bill No. 6052 
 
 
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(b) The [buyer] consumer shall take reasonable care of the consumer 420 
goods in [his] the consumer's possession both prior to cancellation and 421 
during the twenty-day period following cancellation. During the 422 
twenty-day period [after] following cancellation, except for the [buyer's] 423 
consumer's duty of care, the consumer goods are at the seller's risk. 424 
(c) If the seller has performed any consumer services pursuant to a 425 
home solicitation sale prior to its cancellation, the seller is entitled to no 426 
compensation. If the seller's consumer services result in the alteration of 427 
the consumer's property, [of the buyer,] the seller shall restore the 428 
consumer's property to substantially as good condition as [it] such 429 
property was in at the time the consumer services were rendered. 430 
Sec. 11. Section 42-140 of the general statutes is repealed and the 431 
following is substituted in lieu thereof (Effective October 1, 2025): 432 
No seller or seller's authorized sales representative in a home 433 
solicitation sale shall offer to pay a commission or give a rebate or 434 
discount to the [buyer] consumer in consideration of the [buyer's] 435 
consumer giving to the seller or the seller's authorized sales 436 
representative the names of prospective purchasers, lessees or renters or 437 
otherwise aiding the seller or the seller's authorized sales representative 438 
in making a sale, lease or rental to another person, if the earning of the 439 
commission, rebate or discount is contingent upon an event subsequent 440 
to the time the [buyer] consumer agrees to [buy] purchase, lease or rent. 441 
Sec. 12. Section 42-141 of the general statutes is repealed and the 442 
following is substituted in lieu thereof (Effective October 1, 2025): 443 
(a) Any person who violates any provision of this chapter or sections 444 
2 to 5, inclusive, of this act shall be [guilty of a class C misdemeanor] 445 
liable for a civil penalty of not more than five hundred dollars per 446 
violation. Any sale, lease or rental made in respect to which a 447 
commission, rebate or discount is offered in violation of the provisions 448 
of this chapter or sections 2 to 5, inclusive, of this act shall be voidable 449 
at the option of the [buyer] consumer. 450  Substitute Bill No. 6052 
 
 
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(b) Violation of any of the provisions of [sections] section 42-135a, [or] 451 
as amended by this act, sections 42-137 to 42-139, inclusive, as amended 452 
by this act, or sections 2 to 5, inclusive, of this act, or failure to honor any 453 
provisions of the notice of cancellation required by this chapter, shall 454 
constitute an unfair or deceptive act or practice as defined by section 42-455 
110b. 456 
Sec. 13. Subdivision (4) of section 42-481 of the general statutes is 457 
repealed and the following is substituted in lieu thereof (Effective October 458 
1, 2025): 459 
(4) "Sales representative" means a person who: (A) Establishes a 460 
business relationship with a principal to solicit orders for products or 461 
services, and (B) is compensated in whole, or in part, by commission. 462 
"Sales representative" does not include an employee or a person who 463 
places orders or purchases on the person's own account or for resale or 464 
a seller, as defined in [subsection (c) of] section 42-134a, as amended by 465 
this act; and 466 
Sec. 14. (NEW) (Effective October 1, 2025) (a) As used in this section: 467 
(1) "Consumer" means an individual seeking credit for personal, 468 
family or household purposes; 469 
(2) "Payoff statement" means a statement of the amount of the unpaid 470 
balance on a residential solar loan, including principal, interest and 471 
other charges properly assessed pursuant to the residential solar loan 472 
documentation and a statement of the interest, on a per diem basis, with 473 
respect to the unpaid principal balance of the residential solar loan; 474 
(3) "Person" means any individual, association, corporation, limited 475 
liability company, partnership, trust or other legal entity; 476 
(4) "Residential solar lease agreement" means any agreement 477 
embodying the terms and conditions concerning the use of a residential 478 
solar photovoltaic system; 479 
(5) "Residential solar lender" means any person who, in the ordinary 480  Substitute Bill No. 6052 
 
 
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course of such person's business, extends a residential solar loan; 481 
(6) "Residential solar lessor" means any person who, in the ordinary 482 
course of such person's business, leases a residential solar photovoltaic 483 
system to a consumer; 484 
(7) "Residential solar loan" includes any line of credit or other 485 
extension of credit extended to a consumer for the purpose of providing 486 
financing to the consumer to purchase a residential solar photovoltaic 487 
system; 488 
(8) "Residential solar loan agreement" means an agreement, in the 489 
form of a written contract, between a residential solar lender and a 490 
consumer which sets forth the terms and conditions applicable to the 491 
awarding of a residential solar loan; 492 
(9) "Residential solar photovoltaic system" has the same meaning as 493 
provided in section 16-245nn of the general statutes; and 494 
(10) "Transfer documentation" means any documentation necessary 495 
for a consumer to transfer the consumer's rights and obligations under 496 
a residential solar lease agreement or a residential solar loan agreement 497 
to another person in accordance with the terms of the residential solar 498 
lease agreement or residential solar loan agreement. 499 
(b) A residential solar lender or residential solar lessor shall provide 500 
to a consumer any payoff statement or transfer documentation 501 
requested by the consumer not later than seven days after the consumer 502 
submits a written request to the residential solar lender or residential 503 
solar lessor for such payoff statement or transfer documentation. 504 
(c) Any residential solar lender or residential solar lessor that fails to 505 
provide to a consumer a payoff statement or transfer documentation 506 
within the seven-day period established in subsection (b) of this section 507 
shall credit the consumer's account with such residential solar lender or 508 
residential solar lessor in the amount of two hundred fifty dollars. 509 
(d) The Commissioner of Consumer Protection may adopt 510  Substitute Bill No. 6052 
 
 
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regulations, in accordance with chapter 54 of the general statutes, to 511 
implement the provisions of this section. 512 
This act shall take effect as follows and shall amend the following 
sections: 
 
Section 1 October 1, 2025 42-134a 
Sec. 2 October 1, 2025 New section 
Sec. 3 October 1, 2025 New section 
Sec. 4 October 1, 2025 New section 
Sec. 5 October 1, 2025 New section 
Sec. 6 October 1, 2025 42-135a 
Sec. 7 October 1, 2025 42-136 
Sec. 8 October 1, 2025 42-137 
Sec. 9 October 1, 2025 42-138 
Sec. 10 October 1, 2025 42-139 
Sec. 11 October 1, 2025 42-140 
Sec. 12 October 1, 2025 42-141 
Sec. 13 October 1, 2025 42-481(4) 
Sec. 14 October 1, 2025 New section 
 
Statement of Legislative Commissioners:   
In Section 1(8)(B)(iii), "its authorized" was changed to "[its] the seller's 
authorized" for clarity. 
 
GL Joint Favorable Subst. -LCO