LCO 1 of 18 General Assembly Substitute Bill No. 6052 January Session, 2025 AN ACT CONCERNING THE HOME SOLICITATION SALES ACT AND RESIDENTIAL SOLAR PHOTOVOLTAIC SYSTEMS. Be it enacted by the Senate and House of Representatives in General Assembly convened: Section 1. Section 42-134a of the general statutes is repealed and the 1 following is substituted in lieu thereof (Effective October 1, 2025): 2 As used in this chapter and sections 2 to 5, inclusive, of this act: 3 (1) "Business day" means any calendar day except Sunday or any of 4 the following business holidays: New Year's Day, Washington's 5 Birthday, Memorial Day, Independence Day, Labor Day, Columbus 6 Day, Veterans' Day, Thanksgiving Day and Christmas Day; 7 (2) "Commissioner" means the Commissioner of Consumer 8 Protection; 9 (3) "Consumer" means any individual who is physically present in 10 this state and a prospective recipient of consumer goods or consumer 11 services; 12 (4) "Consumer good" (A) means any article purchased, leased or 13 rented primarily for personal, family or household purposes, and (B) 14 includes, but is not limited to, any residential solar photovoltaic system; 15 (5) "Consumer service" (A) means any service purchased, leased or 16 Substitute Bill No. 6052 LCO 2 of 18 rented primarily for personal, family or household purposes, and (B) 17 includes, but is not limited to, any course of instruction or training, 18 regardless of the purpose for which such course is taken; 19 (6) "Department" means the Department of Consumer Protection; 20 (7) "Disqualifying offense" (A) means (i) (I) any felony that involves 21 the use, attempted use or threatened use of physical force against 22 another person or results in the serious physical injury or death of 23 another person, (II) any offense for which a person is required to register 24 with the Commissioner of Emergency Services and Public Protection 25 pursuant to chapter 969, (III) robbery, home invasion or burglary, or (IV) 26 any offense under section 53a-48 or 53a-49 if the offense, which is 27 attempted or is an object of the conspiracy, is an offense described in 28 subparagraphs (A)(i)(I) to (A)(i)(III), inclusive, of this subdivision, (ii) 29 any offense described in subparagraphs (A)(i)(I) to (A)(i)(IV), inclusive, 30 of this subdivision for which a person is found not guilty by reason of 31 mental disease or defect pursuant to section 53a-13, or (iii) any offense 32 under federal law or the laws of another state if such offense is defined 33 by elements that substantially include the elements of an offense 34 described in subparagraphs (A)(i)(I) to (A)(i)(IV), inclusive, of this 35 subdivision, and (B) does not include any offense that has been the 36 subject of an absolute pardon under the provisions of section 54-130a or 37 an equivalent pardon process under federal law or the laws of another 38 state; 39 [(a)] (8) "Home solicitation sale" (A) means a sale, lease [,] or rental of 40 any consumer [goods] good or [services] consumer service, whether 41 under single or multiple contracts, in which the seller or [his] the seller's 42 authorized sales representative personally solicits the sale, lease or 43 rental, including, [those] but not limited to, any sale, lease or rental in 44 response to or following an invitation by the [buyer] consumer, and the 45 [buyer's] consumer's agreement or offer to purchase, lease or rent is 46 made at a place other than the seller's place of business, [of the seller. 47 The term "home solicitation sale"] and (B) does not include [a] any 48 transaction: [(1)] (i) Made pursuant to prior negotiations in the course of 49 Substitute Bill No. 6052 LCO 3 of 18 a visit by the [buyer] consumer to a retail business establishment having 50 a fixed, permanent location where consumer goods are exhibited or 51 [the] consumer services are offered for sale, lease or rental on a 52 continuing basis; [(2)] (ii) in which the [buyer] consumer has initiated 53 the contact and the consumer goods or consumer services are needed to 54 meet a bona fide immediate personal emergency of the [buyer] 55 consumer, and the [buyer] consumer furnishes the seller with a separate 56 dated and signed personal statement in the [buyer's] consumer's 57 handwriting describing the situation requiring immediate remedy and 58 expressly acknowledging and waiving the right to cancel the sale, lease 59 or rental within three business days; [(3)] (iii) conducted and 60 consummated entirely by mail or telephone and without any other 61 contact between the [buyer] consumer and the seller or [its] the seller's 62 authorized sales representative prior to delivery of the consumer goods 63 or performance of the consumer services; [(4)] (iv) in which the [buyer] 64 consumer has initiated the contact and specifically requested the seller 65 to visit [his] the consumer's home for the purpose of repairing or 66 performing maintenance upon the [buyer's] consumer's personal 67 property. If in the course of such a visit, the seller sells, leases or rents to 68 the [buyer] consumer the right to receive additional [services or goods] 69 consumer goods or consumer services other than replacement parts 70 necessarily used in performing the maintenance or in making the 71 repairs, the sale of those additional consumer goods or consumer 72 services shall not come within this exclusion; [(5)] (v) pertaining to the 73 sale, lease or rental of real property, to the sale of insurance, to the sale 74 of newspapers or to the sale of securities or commodities by a broker-75 dealer registered with the securities and exchange commission; [(6)] (vi) 76 made pursuant to a home party plan sales and demonstration; or [(7)] 77 (vii) in the case of consumer goods, other than magazine sales or 78 subscriptions, where the purchase price, whether under single or 79 multiple contracts, does not exceed twenty-five dollars; [.] 80 [(b) "Consumer goods or services" means goods or services 81 purchased, leased, or rented primarily for personal, family, or 82 household purposes, including courses of instruction or training 83 Substitute Bill No. 6052 LCO 4 of 18 regardless of the purpose for which they are taken. 84 (c) "Seller" means any person, partnership, corporation, limited 85 liability company or association engaged in home solicitation sales of 86 consumer goods or services.] 87 (9) "Municipality" means any town, city, borough, consolidated town 88 and city or consolidated town and borough; 89 (10) "Person" means any individual, association, corporation, limited 90 liability company, partnership, trust or other legal entity; 91 [(d)] (11) "Place of business" means the main or permanent branch 92 office or local address of a seller; [.] 93 [(e)] (12) "Purchase price" means the total price paid or to be paid for 94 the consumer goods or consumer services, including all interest and 95 service charges; [.] 96 [(f) "Business day" means any calendar day except Sunday or any of 97 the following business holidays: New Year's Day, Washington's 98 Birthday, Memorial Day, Independence Day, Labor Day, Columbus 99 Day, Veterans Day, Thanksgiving Day and Christmas Day.] 100 (13) "Residential solar photovoltaic system" has the same meaning as 101 provided in section 16-245nn; 102 (14) "Seller" (A) means any person engaged in home solicitation sales 103 of consumer goods or consumer services, and (B) includes, but is not 104 limited to, any solar seller; and 105 (15) "Solar seller" means any person engaged in home solicitation 106 sales of residential solar photovoltaic systems. 107 Sec. 2. (NEW) (Effective October 1, 2025) No person who, in a court of 108 competent jurisdiction, has been convicted of a disqualifying offense, 109 has entered a plea of guilty or nolo contendere to a disqualifying offense 110 or has been found not guilty of a disqualifying offense by reason of 111 Substitute Bill No. 6052 LCO 5 of 18 mental disease or defect pursuant to section 53a-13 of the general 112 statutes or a substantially similar provision of the law of another state 113 or federal law shall engage in any in-person solicitation for the purposes 114 of a home solicitation sale. 115 Sec. 3. (NEW) (Effective October 1, 2025) Each seller shall: 116 (1) Examine the listing established pursuant to section 5 of this act on 117 a monthly basis to ensure that such seller and such seller's authorized 118 sales representatives do not solicit any consumer included in such 119 listing for the purposes of a home solicitation sale; 120 (2) Not later than ten business days before such seller or such seller's 121 authorized sales representatives engage in any solicitations for the 122 purposes of home solicitation sales, send a written notice by certified or 123 registered mail to the chief executive officer and the chief law 124 enforcement officer of each municipality in which such seller or 125 authorized sales representatives intend to engage in such solicitations, 126 which written notice shall disclose (A) that such seller or authorized 127 sales representatives intend to engage in such solicitations in such 128 municipality, (B) the time frame during which such seller or authorized 129 sales representatives intend to engage in such solicitations in such 130 municipality, and (C) any other information that the Commissioner of 131 Consumer Protection, in the commissioner's discretion, deems relevant 132 for the purposes of this subdivision; 133 (3) Establish guidelines that (A) such seller and such seller's 134 authorized sales representatives are required to follow while engaged 135 in solicitations for the purposes of home solicitation sales, and (B) 136 disclose how consumers may identify such seller's authorized sales 137 representatives; and 138 (4) Post the guidelines established pursuant to subdivision (3) of this 139 section in a prominent and publicly accessible location on such seller's 140 Internet web site. 141 Sec. 4. (NEW) (Effective October 1, 2025) (a) In addition to the duties 142 Substitute Bill No. 6052 LCO 6 of 18 set forth in section 3 of this act, each solar seller shall: 143 (1) Develop a brochure for consumers containing any information 144 that the Commissioner of Consumer Protection, in the commissioner's 145 discretion, deems relevant for the purposes of this section; and 146 (2) Ensure that such solar seller and each of such solar seller's 147 authorized sales representatives: 148 (A) Does not engage in any solicitation for the purposes of a home 149 solicitation sale of a residential solar photovoltaic system outside of the 150 hours set forth in subsection (b) of this section or in any more restrictive 151 municipal ordinance described in said subsection; 152 (B) Carries a current and valid photo identification card at all times 153 while such solar seller or authorized sales representative is engaged in 154 a solicitation for the purposes of a home solicitation sale of a residential 155 solar photovoltaic system, which photo identification card shall include 156 (i) such solar seller's name and, in the case of an authorized sales 157 representative, such authorized sales representative's name, (ii) a 158 photograph of such solar seller or authorized sales representative, as 159 applicable, and (iii) any other information the Commissioner of 160 Consumer Protection, in the commissioner's discretion, deems relevant 161 for the purposes of this subparagraph; and 162 (C) Provides a copy of the brochure developed pursuant to 163 subdivision (1) of this subsection to the consumer at the beginning of a 164 solicitation for the purposes of a home solicitation sale of a residential 165 solar photovoltaic system. 166 (b) No solar seller or solar seller's authorized sales representative 167 shall engage in any solicitation for the purposes of a home solicitation 168 sale of a residential solar photovoltaic system outside of the hours of 169 nine o'clock a.m. and seven o'clock p.m. eastern time, unless a more 170 restrictive municipal ordinance limits such hours. 171 (c) (1) Not later than December 31, 2025, the Department of Consumer 172 Substitute Bill No. 6052 LCO 7 of 18 Protection shall develop a handbook for the purpose of advising 173 consumers on matters relating to home solicitation sales of residential 174 solar photovoltaic systems and solicitations made for the purposes of 175 such sales. Such handbook shall include guidance (A) that enables 176 consumers to determine the veracity of sales and marketing assertions 177 made regarding residential solar photovoltaic systems, (B) concerning 178 the penalties applicable to solar sellers and solar sellers' authorized sales 179 representatives under subsection (g) of section 5 of this act and section 180 42-141 of the general statutes, as amended by this act, and (C) on any 181 other matters the Commissioner of Consumer Protection, in the 182 commissioner's discretion, deems relevant for the purposes of this 183 subsection. 184 (2) Not later than February 1, 2026, the department shall make the 185 handbook developed pursuant to subdivision (1) of this subsection 186 available for distribution to consumers as part of programs funded by 187 the residential financing program offered by the Energy Efficiency Fund 188 or the Clean Energy Fund established pursuant to section 16-245n of the 189 general statutes. 190 (d) Not later than February 1, 2026, and annually thereafter, each 191 solar seller shall submit a report to the Department of Consumer 192 Protection disclosing the identity of each person with whom such solar 193 seller maintains a relationship and provides financing, installation 194 services or any other related consumer services in partnership with such 195 solar seller. 196 Sec. 5. (NEW) (Effective October 1, 2025) (a) The Department of 197 Consumer Protection shall establish and maintain a "no home 198 solicitation sales" listing of consumers who do not wish to receive 199 solicitations from sellers or sellers' authorized sales representatives for 200 the purposes of home solicitation sales. The department shall provide 201 notice to consumers of the establishment of a "no home solicitation 202 sales" listing. Any consumer who wishes to be included on such listing 203 shall notify the department by calling a toll-free number provided by 204 the department or in any other such manner and at such times as the 205 Substitute Bill No. 6052 LCO 8 of 18 Commissioner of Consumer Protection may prescribe. A consumer on 206 such listing shall be deleted from such listing upon the consumer's 207 written request. The department shall update such listing not less than 208 quarterly and shall make such listing available to sellers, their 209 authorized sales representatives and other persons upon request. 210 (b) Any seller or seller's authorized sales representative soliciting a 211 consumer for the purposes of a home solicitation sale shall disclose such 212 seller's or authorized sales representative's identity, the purpose of such 213 solicitation and the identity of any other person for which such seller or 214 authorized sales representative is making such solicitation not later than 215 ten seconds after such solicitation begins. 216 (c) Any seller or seller's authorized sales representative soliciting a 217 consumer for the purposes of a home solicitation sale shall, at the 218 beginning of such solicitation, ask the consumer whether such 219 consumer wishes to continue such solicitation, end such solicitation or 220 be removed from such seller's or authorized sales representative's list. 221 (d) Any seller or seller's authorized sales representative shall end a 222 solicitation made for the purposes of a home solicitation sale not later 223 than ten seconds after the consumer states or otherwise indicates that 224 such consumer wishes to end such solicitation. 225 (e) If a consumer informs a seller or a seller's authorized sales 226 representative at any point during a solicitation made for the purposes 227 of a home solicitation sale that the consumer does not wish to receive 228 future solicitations or wishes to be removed from such seller's or 229 authorized sales representative's list, such seller or authorized sales 230 representative shall: (1) Inform such consumer that such consumer's 231 contact information shall be removed from such list; (2) end such 232 solicitation not later than ten seconds after such consumer expresses 233 such wish; (3) refrain from soliciting such consumer for the purposes of 234 a home solicitation sale in the future; and (4) not give or sell such 235 consumer's name, address or other personally identifying information 236 to any other person, or receive anything of value from any other person 237 Substitute Bill No. 6052 LCO 9 of 18 in exchange for such consumer's name, address or other personally 238 identifying information. 239 (f) The Commissioner of Consumer Protection may adopt 240 regulations, in accordance with chapter 54 of the general statutes, to 241 carry out the provisions of this section. Such regulations may include, 242 but need not be limited to, provisions governing the availability and 243 distribution of the listing established under subsection (a) of this section 244 and notice requirements for consumers wishing to be included on the 245 listing established under subsection (a) of this section. 246 (g) In addition to any penalty imposed under section 42-141 of the 247 general statutes, as amended by this act, any seller or seller's authorized 248 sales representative who is liable under the provisions of subsections (a) 249 to (f), inclusive, of this section shall be fined not more than twenty 250 thousand dollars for each violation. 251 Sec. 6. Section 42-135a of the general statutes is repealed and the 252 following is substituted in lieu thereof (Effective October 1, 2025): 253 No agreement in a home solicitation sale shall be effective against [the 254 buyer] a consumer if [it] the agreement is not signed and dated by the 255 [buyer] consumer or if the seller shall: 256 (1) Fail to furnish the [buyer] consumer with a fully completed receipt 257 or copy of all contracts and documents pertaining to such home 258 solicitation sale at the time [of its execution] such agreement is executed, 259 which contract shall be in the same language as that principally used in 260 the oral sales presentation and which shall show the date of the 261 transaction and shall contain the name and address of the seller, and in 262 immediate proximity to the space reserved in the contract for the 263 signature of the [buyer] consumer, or on the front page of the receipt if 264 a contract is not used, and in boldface type of a minimum size of ten 265 points, a statement in substantially the following form: 266 YOU, THE [BUYER] CONSUMER, MAY CANCEL THIS 267 TRANSACTION AT ANY TIME PRIOR TO MIDNIGHT OF THE 268 Substitute Bill No. 6052 LCO 10 of 18 THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION. 269 SEE THE ATTACHED NOTICE OF CANCELLATION FORM FOR AN 270 EXPLANATION OF THIS RIGHT. 271 (2) Fail to furnish each [buyer] consumer, at the time such [buyer] 272 consumer signs the home solicitation sales contract or otherwise agrees 273 to buy, lease or rent consumer goods or consumer services from the 274 seller, a completed form in duplicate, captioned "NOTICE OF 275 CANCELLATION", which shall be attached to the contract or receipt 276 and easily detachable, and which shall contain in ten-point boldface 277 type the following information and statements in the same language as 278 that used in the contract: 279 NOTICE OF CANCELLATION 280 .... (Date of Transaction) 281 YOU MAY CANCEL THIS TRANSACTION, WITHOUT ANY 282 PENALTY OR OBLIGATION, WITHIN THREE BUSINESS DAYS 283 FROM THE ABOVE DATE. 284 IF YOU CANCEL, ANY PROPERTY TRADED IN, ANY PAYMENTS 285 MADE BY YOU UNDER THE CONTRACT OR SALE, AND ANY 286 NEGOTIABLE INSTRUMENT EXECUTED BY YOU WILL BE 287 RETURNED WITHIN TEN BUSINESS DAYS FOLLOWING RECEIPT 288 BY THE SELLER OF YOUR CANCELLATION NOTICE, AND ANY 289 SECURITY INTEREST ARISING OUT OF THE TRANSACTION WILL 290 BE CANCELLED. 291 IF YOU CANCEL, YOU MUST MAKE AVAILABLE TO THE 292 SELLER AT YOUR RESIDENCE, IN SUBSTANTIALLY AS GOOD 293 CONDITION AS WHEN RECEIVED, ANY GOODS DELIVERED TO 294 YOU UNDER THIS CONTRACT OR SALE; OR YOU MAY, IF YOU 295 WISH, COMPLY WITH THE INSTRUCTIONS OF THE SELLER 296 REGARDING THE RETURN SHIPMENT OF THE GOODS AT THE 297 SELLER'S EXPENSE AND RISK. 298 Substitute Bill No. 6052 LCO 11 of 18 IF YOU DO MAKE THE GOODS AVAILABLE TO THE SELLER 299 AND THE SELLER DOES NOT PICK THEM UP WITHIN TWENTY 300 DAYS OF THE DATE OF CANCELLATION, YOU MAY RETAIN OR 301 DISPOSE OF THE GOODS WITHOUT ANY FURTHER OBLIGATION. 302 IF YOU FAIL TO MAKE THE GOODS AVAILABLE TO THE SELLER, 303 OR IF YOU AGREE TO RETURN THE GOODS TO THE SELLER AND 304 FAIL TO DO SO, THEN YOU REMAIN LIABLE FOR PERFORMANCE 305 OF ALL OBLIGATIONS UNDER THE CONTRACT. 306 TO CANCEL THIS TRANSACTION, MAIL OR DELIVER A SIGNED 307 AND DATED COPY OF THIS CANCELLATION NOTICE OR ANY 308 OTHER WRITTEN NOTICE, OR SEND A TELEGRAM TO .... (Name of 309 Seller) AT .... (Address of Seller's Place of Business) NOT LATER THAN 310 MIDNIGHT OF .... (Date) 311 I HEREBY CANCEL THIS TRANSACTION. 312 .... (Date) 313 .... ([Buyer's] Consumer's Signature) 314 (3) Fail, before furnishing copies of the "Notice of Cancellation" to the 315 [buyer] consumer, to complete both copies by entering the name of the 316 seller, the address of the seller's place of business, the date of the 317 transaction, and the date, not earlier than the third business day 318 following the date of the transaction, by which the [buyer] consumer 319 may give notice of cancellation. 320 (4) Include in any home solicitation sale contract or receipt any 321 confession of judgment or any waiver of any of the rights to which the 322 [buyer] consumer is entitled under this chapter and sections 2 to 5, 323 inclusive, of this act, including specifically such [buyer's] consumer's 324 right to cancel the sale in accordance with the provisions of this section. 325 (5) Fail to inform each [buyer] consumer, orally, at the time such 326 [buyer] consumer signs the contract or purchases, leases or rents the 327 consumer goods or consumer services, of such [buyer's] consumer's 328 Substitute Bill No. 6052 LCO 12 of 18 right to cancel. 329 (6) Misrepresent in any manner the [buyer's] consumer's right to 330 cancel. 331 (7) Fail or refuse to honor any valid notice of cancellation by a [buyer] 332 consumer and within ten business days after the receipt of such notice, 333 to (A) refund all payments made under the contract or home solicitation 334 sale; (B) return any consumer goods or property traded in, in 335 substantially as good condition as when received by the seller; (C) cancel 336 and return any negotiable instrument executed by the [buyer] consumer 337 in connection with the contract or home solicitation sale and take any 338 action necessary or appropriate to terminate promptly any security 339 interest created in the transaction; and (D) cancel and return any 340 contract executed by the [buyer] consumer in connection with the 341 transaction. 342 (8) Negotiate, transfer, sell, or assign any note or other evidence of 343 indebtedness to a finance company or other third party prior to 344 midnight of the fifth business day following the date the contract was 345 signed or the consumer goods or consumer services purchased, leased 346 or rented. 347 (9) Fail, within ten business days of receipt of the [buyer's] 348 consumer's notice of cancellation, to notify such [buyer] consumer 349 whether the seller intends to repossess or to abandon any shipped or 350 delivered consumer goods. 351 Sec. 7. Section 42-136 of the general statutes is repealed and the 352 following is substituted in lieu thereof (Effective October 1, 2025): 353 (a) Any note or other evidence of indebtedness given by a [buyer] 354 consumer in respect of a home solicitation sale shall be dated not earlier 355 than the date of the agreement or offer to purchase, lease or rent. Any 356 transfer of a note or other evidence of indebtedness bearing the 357 statement required by subsection (b) of this section shall be deemed an 358 assignment only and any right, title or interest which the transferee may 359 Substitute Bill No. 6052 LCO 13 of 18 acquire thereby shall be subject to all claims and defenses of the [buyer] 360 consumer against the seller arising under the provisions of this chapter 361 and sections 2 to 5, inclusive, of this act. 362 (b) Each note or other evidence of indebtedness given by a [buyer] 363 consumer in respect of a home solicitation sale shall bear on its face a 364 conspicuous statement as follows: THIS INSTRUMENT IS BASED 365 UPON A HOME SOLICITATION SALE, WHICH SALE IS SUBJECT TO 366 THE PROVISIONS OF THE HOME SOLICITATION SALES ACT. THIS 367 INSTRUMENT IS NOT NEGOTIABLE. 368 (c) Compliance with the requirements of this section shall be a 369 condition precedent to any right of action by the seller or any transferee 370 of an instrument bearing the statement required under subsection (b) of 371 this section against the [buyer] consumer upon such instrument and 372 shall be pleaded and proved by any person who may institute action or 373 suit against a [buyer] consumer in respect thereof. 374 (d) A promissory note payable to order or bearer and otherwise 375 negotiable in form issued in violation of this section may be enforced as 376 a negotiable instrument by a holder in due course according to its terms. 377 Sec. 8. Section 42-137 of the general statutes is repealed and the 378 following is substituted in lieu thereof (Effective October 1, 2025): 379 (a) In addition to any right otherwise to revoke an offer, the [buyer] 380 consumer may cancel a home solicitation sale until midnight of the third 381 business day after the day on which the [buyer] consumer signs an 382 agreement subject to the provisions of this chapter and sections 2 to 5, 383 inclusive, of this act. 384 (b) Cancellation shall occur when the [buyer] consumer gives written 385 notice of cancellation to the seller at the address specified for notice of 386 cancellation provided by the seller or when such written notice bearing 387 such address is deposited in a mail box. 388 (c) Notice of cancellation given by the [buyer] consumer shall be 389 Substitute Bill No. 6052 LCO 14 of 18 effective if [it] the notice indicates the intention on the part of the [buyer] 390 consumer not to be bound by the home solicitation sale. 391 Sec. 9. Section 42-138 of the general statutes is repealed and the 392 following is substituted in lieu thereof (Effective October 1, 2025): 393 (a) Except as provided in this section, within ten business days after 394 a home solicitation sale has been cancelled the seller shall tender to the 395 [buyer] consumer any payments made by the [buyer] consumer and any 396 note or other evidence of indebtedness. 397 (b) If the down payment includes consumer goods traded in, the 398 consumer goods shall be tendered in substantially as good condition as 399 such consumer goods were in when the consumer received such 400 consumer goods. If the seller fails to tender the consumer goods as 401 provided by this section, the [buyer] consumer may elect to recover an 402 amount equal to the trade-in allowance stated in the agreement. 403 (c) Until the seller has complied with the obligations imposed by this 404 section, the [buyer] consumer may retain possession of consumer goods 405 delivered to [him] the consumer by the seller and has a lien on the 406 consumer goods for any recovery to which [he] the consumer is entitled. 407 Sec. 10. Section 42-139 of the general statutes is repealed and the 408 following is substituted in lieu thereof (Effective October 1, 2025): 409 (a) Except as provided in subsection (c) of section 42-138, as amended 410 by this act, [within] not later than twenty days after a home solicitation 411 sale has been cancelled, the [buyer] consumer, upon demand, shall 412 tender to the seller any consumer goods delivered by the seller pursuant 413 to the sale, lease or rental, but [he] the consumer is not obligated to 414 tender to the seller such consumer goods at any place other than [his] 415 the consumer's own address. If the seller fails to take possession of such 416 consumer goods within twenty days after cancellation, the consumer 417 goods shall become the property of the [buyer] consumer without 418 obligation to pay for [them] such consumer goods. 419 Substitute Bill No. 6052 LCO 15 of 18 (b) The [buyer] consumer shall take reasonable care of the consumer 420 goods in [his] the consumer's possession both prior to cancellation and 421 during the twenty-day period following cancellation. During the 422 twenty-day period [after] following cancellation, except for the [buyer's] 423 consumer's duty of care, the consumer goods are at the seller's risk. 424 (c) If the seller has performed any consumer services pursuant to a 425 home solicitation sale prior to its cancellation, the seller is entitled to no 426 compensation. If the seller's consumer services result in the alteration of 427 the consumer's property, [of the buyer,] the seller shall restore the 428 consumer's property to substantially as good condition as [it] such 429 property was in at the time the consumer services were rendered. 430 Sec. 11. Section 42-140 of the general statutes is repealed and the 431 following is substituted in lieu thereof (Effective October 1, 2025): 432 No seller or seller's authorized sales representative in a home 433 solicitation sale shall offer to pay a commission or give a rebate or 434 discount to the [buyer] consumer in consideration of the [buyer's] 435 consumer giving to the seller or the seller's authorized sales 436 representative the names of prospective purchasers, lessees or renters or 437 otherwise aiding the seller or the seller's authorized sales representative 438 in making a sale, lease or rental to another person, if the earning of the 439 commission, rebate or discount is contingent upon an event subsequent 440 to the time the [buyer] consumer agrees to [buy] purchase, lease or rent. 441 Sec. 12. Section 42-141 of the general statutes is repealed and the 442 following is substituted in lieu thereof (Effective October 1, 2025): 443 (a) Any person who violates any provision of this chapter or sections 444 2 to 5, inclusive, of this act shall be [guilty of a class C misdemeanor] 445 liable for a civil penalty of not more than five hundred dollars per 446 violation. Any sale, lease or rental made in respect to which a 447 commission, rebate or discount is offered in violation of the provisions 448 of this chapter or sections 2 to 5, inclusive, of this act shall be voidable 449 at the option of the [buyer] consumer. 450 Substitute Bill No. 6052 LCO 16 of 18 (b) Violation of any of the provisions of [sections] section 42-135a, [or] 451 as amended by this act, sections 42-137 to 42-139, inclusive, as amended 452 by this act, or sections 2 to 5, inclusive, of this act, or failure to honor any 453 provisions of the notice of cancellation required by this chapter, shall 454 constitute an unfair or deceptive act or practice as defined by section 42-455 110b. 456 Sec. 13. Subdivision (4) of section 42-481 of the general statutes is 457 repealed and the following is substituted in lieu thereof (Effective October 458 1, 2025): 459 (4) "Sales representative" means a person who: (A) Establishes a 460 business relationship with a principal to solicit orders for products or 461 services, and (B) is compensated in whole, or in part, by commission. 462 "Sales representative" does not include an employee or a person who 463 places orders or purchases on the person's own account or for resale or 464 a seller, as defined in [subsection (c) of] section 42-134a, as amended by 465 this act; and 466 Sec. 14. (NEW) (Effective October 1, 2025) (a) As used in this section: 467 (1) "Consumer" means an individual seeking credit for personal, 468 family or household purposes; 469 (2) "Payoff statement" means a statement of the amount of the unpaid 470 balance on a residential solar loan, including principal, interest and 471 other charges properly assessed pursuant to the residential solar loan 472 documentation and a statement of the interest, on a per diem basis, with 473 respect to the unpaid principal balance of the residential solar loan; 474 (3) "Person" means any individual, association, corporation, limited 475 liability company, partnership, trust or other legal entity; 476 (4) "Residential solar lease agreement" means any agreement 477 embodying the terms and conditions concerning the use of a residential 478 solar photovoltaic system; 479 (5) "Residential solar lender" means any person who, in the ordinary 480 Substitute Bill No. 6052 LCO 17 of 18 course of such person's business, extends a residential solar loan; 481 (6) "Residential solar lessor" means any person who, in the ordinary 482 course of such person's business, leases a residential solar photovoltaic 483 system to a consumer; 484 (7) "Residential solar loan" includes any line of credit or other 485 extension of credit extended to a consumer for the purpose of providing 486 financing to the consumer to purchase a residential solar photovoltaic 487 system; 488 (8) "Residential solar loan agreement" means an agreement, in the 489 form of a written contract, between a residential solar lender and a 490 consumer which sets forth the terms and conditions applicable to the 491 awarding of a residential solar loan; 492 (9) "Residential solar photovoltaic system" has the same meaning as 493 provided in section 16-245nn of the general statutes; and 494 (10) "Transfer documentation" means any documentation necessary 495 for a consumer to transfer the consumer's rights and obligations under 496 a residential solar lease agreement or a residential solar loan agreement 497 to another person in accordance with the terms of the residential solar 498 lease agreement or residential solar loan agreement. 499 (b) A residential solar lender or residential solar lessor shall provide 500 to a consumer any payoff statement or transfer documentation 501 requested by the consumer not later than seven days after the consumer 502 submits a written request to the residential solar lender or residential 503 solar lessor for such payoff statement or transfer documentation. 504 (c) Any residential solar lender or residential solar lessor that fails to 505 provide to a consumer a payoff statement or transfer documentation 506 within the seven-day period established in subsection (b) of this section 507 shall credit the consumer's account with such residential solar lender or 508 residential solar lessor in the amount of two hundred fifty dollars. 509 (d) The Commissioner of Consumer Protection may adopt 510 Substitute Bill No. 6052 LCO 18 of 18 regulations, in accordance with chapter 54 of the general statutes, to 511 implement the provisions of this section. 512 This act shall take effect as follows and shall amend the following sections: Section 1 October 1, 2025 42-134a Sec. 2 October 1, 2025 New section Sec. 3 October 1, 2025 New section Sec. 4 October 1, 2025 New section Sec. 5 October 1, 2025 New section Sec. 6 October 1, 2025 42-135a Sec. 7 October 1, 2025 42-136 Sec. 8 October 1, 2025 42-137 Sec. 9 October 1, 2025 42-138 Sec. 10 October 1, 2025 42-139 Sec. 11 October 1, 2025 42-140 Sec. 12 October 1, 2025 42-141 Sec. 13 October 1, 2025 42-481(4) Sec. 14 October 1, 2025 New section Statement of Legislative Commissioners: In Section 1(8)(B)(iii), "its authorized" was changed to "[its] the seller's authorized" for clarity. GL Joint Favorable Subst. -LCO