LCO No. 3371 1 of 2
General Assembly Proposed Bill No. 1003
January Session, 2025
LCO No. 3371
Referred to Committee on INSURANCE AND REAL ESTATE
Introduced by:
SEN. ANWAR, 3rd Dist.
AN ACT ESTABLISHING A DENTAL LOSS RATIO.
Be it enacted by the Senate and House of Representatives in General
Assembly convened:
That title 38a of the general statutes be amended to: (1) Establish a 1
dental loss ratio of not less than eighty-three per cent for any dental 2
insurance policy issued in this state; (2) require any dental insurer that 3
fails to satisfy such dental loss ratio to issue rebates to covered persons 4
of an amount that results in such dental insurer satisfying such dental 5
loss ratio; and (3) establish expenditure reporting requirements for 6
dental insurers, including an evaluation of the proportion of funds 7
allocated to patient care versus administrative costs, marketing costs 8
and profits. 9
Statement of Purpose:
To: (1) Establish a dental loss ratio of not less than eighty-three per cent
for any dental insurance policy issued in this state; (2) require any dental
insurer that fails to satisfy such dental loss ratio to issue rebates to
covered persons of an amount that results in such dental insurer
satisfying such dental loss ratio; and (3) establish expenditure reporting
requirements for dental insurers, including an evaluation of the Proposed Bill No. 1003
LCO No. 3371 2 of 2
proportion of funds allocated to patient care versus administrative costs,
marketing costs and profits.