OFFICE OF FISCAL ANALYSIS Legislative Office Building, Room 5200 Hartford, CT 06106 (860) 240-0200 http://www.cga.ct.gov/ofa sSB-1386 AN ACT CONCERNING DOG BREED AND THERAPY ANIMALS IN INSURANCE UNDERWRITING AND EVALUATING THE FEASIBILITY OF ESTABLISHING A PENALTY FOR MISREPRESENTING A DOG AS A SERVICE ANIMAL. Primary Analyst: AB 3/25/25 Contributing Analyst(s): TM Reviewer: JS OFA Fiscal Note State Impact: None Municipal Impact: None Explanation The bill, which prohibits discrimination in certain types of insurance policies based on dog breeds and against service animals, results in no fiscal impact to the Insurance Department as it is not anticipated to affect the department's workload. The bill also requires the Commission on Human Rights and Opportunities to complete a feasibility study of establishing a penalty for misrepresenting a dog as a service animal, which results in no fiscal impact because the commission will use existing resources to complete the study.