HB 837 2022
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hb0837-00
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
A bill to be entitled 1
An act relating to the Hurricane Loss Mitigation 2
Program; amending s. 215.559, F.S.; deleting 3
construction relating to Citizens Property Insurance 4
Corporation coverage rates; delaying the future repeal 5
of the Hurricane Loss Mitigation Program; providing an 6
effective date. 7
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Be It Enacted by the Legislature of the State of Florida: 9
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Section 1. Paragraph (b) of subsection (2) and subsection 11
(7) of section 215.559, Florida Statutes, are amended to read: 12
215.559 Hurricane Loss Mitigation Program. —A Hurricane 13
Loss Mitigation Program is established in the Division of 14
Emergency Management. 15
(2) 16
(b)1. The Manufactured Housing and Mobile Home Mitigation 17
and Enhancement Program is established. The program shall 18
require the mitigation of damage to or the enhancement of homes 19
for the areas of concern raised by the Department of Highway 20
Safety and Motor Vehicles in the 2004 -2005 Hurricane Reports on 21
the effects of the 2004 and 2005 hurricanes on manufactured and 22
mobile homes in this state. The mitigation or enhancement must 23
include, but need not be limited to, problems associated with 24
weakened trusses, studs, and other structural components caused 25
HB 837 2022
CODING: Words stricken are deletions; words underlined are additions.
hb0837-00
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
by wood rot or termite damage; site-built additions; or tie -down 26
systems and may also address any other issues deemed appropriate 27
by Tallahassee Community College, the Federation of Manufactured 28
Home Owners of Florida, Inc., the Florida Manufactured Housing 29
Association, and the Department of Highway Safety and Motor 30
Vehicles. The program shall include an education and outreach 31
component to ensure that owners of manufactured and mobile homes 32
are aware of the benefits of participation. 33
2. The program shall be a grant program that ensures that 34
entire manufactured home communities and mobile home parks may 35
be improved wherever practicable. The moneys appropriated for 36
this program shall be distributed directly to Tallahassee 37
Community College for the uses set forth under this sub section. 38
3. Upon evidence of completion of the program, the 39
Citizens Property Insurance Corporation shall grant, on a pro 40
rata basis, actuarially reasonable discounts, credits, or other 41
rate differentials or appropriate reductions in deductibles for 42
the properties of owners of manufactured homes or mobile homes 43
on which fixtures or construction techniques that have been 44
demonstrated to reduce the amount of loss in a windstorm have 45
been installed or implemented. The discount on the premium must 46
be applied to subsequent renewal premium amounts. Premiums of 47
the Citizens Property Insurance Corporation must reflect the 48
location of the home and the fact that the home has been 49
installed in compliance with building codes adopted after 50
HB 837 2022
CODING: Words stricken are deletions; words underlined are additions.
hb0837-00
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
Hurricane Andrew. Rates resulting from the completion of the 51
Manufactured Housing and Mobile Home Mitigation and Enhancement 52
Program are not considered competitive rates for the purposes of 53
s. 627.351(6)(d)1. and 2. 54
4. On or before January 1 of each year, Tallahassee 55
Community College shall provide a report of activities under 56
this subsection to the Governor, the President of the Senate, 57
and the Speaker of the House of Representatives. The report must 58
set forth the number of homes that have taken advantage of the 59
program, the types o f enhancements and improvements made to the 60
manufactured or mobile homes and attachments to such homes, and 61
whether there has been an increase in availability of insurance 62
products to owners of manufactured or mobile homes. 63
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Tallahassee Community College s hall develop the programs set 65
forth in this subsection in consultation with the Federation of 66
Manufactured Home Owners of Florida, Inc., the Florida 67
Manufactured Housing Association, and the Department of Highway 68
Safety and Motor Vehicles. The moneys appro priated for the 69
programs set forth in this subsection shall be distributed 70
directly to Tallahassee Community College to be used as set 71
forth in this subsection. 72
(7) This section is repealed June 30, 2032 2022. 73
Section 2. This act shall take effect upon becoming a law. 74