Florida 2023 2023 Regular Session

Florida House Bill H0671 Analysis / Analysis

Filed 03/30/2023

                    This docum ent does not reflect the intent or official position of the bill sponsor or House of Representatives. 
STORAGE NAME: h0671a.RRS 
DATE: 3/30/2023 
 
HOUSE OF REPRESENTATIVES STAFF ANALYSIS  
 
BILL #: CS/HB 671    Residential Building Permits 
SPONSOR(S): Regulatory Reform & Economic Development Subcommittee, Esposito and others 
TIED BILLS:   IDEN./SIM. BILLS: SB 682 
 
REFERENCE 	ACTION ANALYST STAFF DIRECTOR or 
BUDGET/POLICY CHIEF 
1) Regulatory Reform & Economic Development 
Subcommittee 
11 Y, 4 N, As CS Larkin Anstead 
2) State Administration & Technology 
Appropriations Subcommittee 
   
3) Commerce Committee    
SUMMARY ANALYSIS 
The Florida Building Code (Building Code) must be applied and enforced uniformly and consistently across the 
state. Current law requires local governments to enforce the Building Code and issue building permits. 
The bill: 
 Requires local jurisdictions to reduce their permit fee by 75% when the property owner or contractor 
retains a private provider for plans review or building inspection services. 
 Shortens timeframes for the submittal, process, and review of applications for a building permit. 
 Specifies when a permit application is deemed complete and sufficient. 
 Provides that a local government can request additional information from an applicant twice unless the 
applicant agrees otherwise.  
 Provides that a local government can request additional information once for certain residential dwelling 
building permits. 
 Requires local jurisdictions provide an opportunity for an in-person or virtual meeting before a second 
request for additional information may be made. 
 Specifies that certain permit requirements apply to single-family residential units and single-family 
residential dwellings. 
 Requires that local governments follow certain prescribed timeframes unless a local ordinance is more 
stringent. 
 Creates a voluntary freeboard minimum and voluntary freeboard maximum for all new residential 
construction and substantial improvements to existing residential construction.  
 Authorizes local governments to adopt by ordinance a maximum voluntary freeboard that exceeds the 4 
feet maximum voluntary freeboard for all new residential construction and substantial improvements to 
existing residential construction. 
 Allows a developer to build 50 percent of residential units after preliminary plat approval, under certain 
circumstances. 
The bill may have an indeterminate fiscal impact on state and local government.   
The bill provides an effective date of July 1, 2023. 
 
   STORAGE NAME: h0671a.RRS 	PAGE: 2 
DATE: 3/30/2023 
  
FULL ANALYSIS 
I.  SUBSTANTIVE ANALYSIS 
 
A. EFFECT OF PROPOSED CHANGES: 
Current Situation 
 
The Florida Building Code 
 
In 1974, Florida adopted legislation requiring all local governments to adopt and enforce a minimum 
building code that would ensure that Florida’s minimum standards were met. Local governments could 
choose from four separate model codes. The state’s role was limited to adopting all or relevant parts of 
new editions of the four model codes. Local governments could amend and enforce their local codes, 
as they desired.
1
  
 
In 1992, Hurricane Andrew demonstrated that Florida’s system of local codes did not work. Hurricane 
Andrew easily destroyed those structures that were allegedly built according to the strongest code. The 
Governor eventually appointed a study commission to review the system of local codes and make 
recommendations for modernizing the system. The 1998 Legislature adopted the study’s commission 
recommendations for a single state building code and enhanced the oversight role of the state over 
local code enforcement. The 2000 Legislature authorized implementation of the Florida Building Code 
(Building Code), and that first edition replaced all local codes on March 1, 2002.
2
 The current edition of 
the Building Code is the seventh edition, which is referred to as the 2020 Florida Building Code.
3
 
 
Chapter 553, part IV, F.S., is known as the “Florida Building Codes Act” (Act). The purpose and intent 
of the Act is to provide a mechanism for the uniform adoption, updating, interpretation, and 
enforcement of a single, unified state building code. The Building Code must be applied, administered, 
and enforced uniformly and consistently from jurisdiction to jurisdiction.
4
 
 
The Florida Building Commission (Commission) was statutorily created to implement the Building 
Code. The Commission, which is housed within the Department of Business and Professional 
Regulation (DBPR), is a 19-member technical body made up of design professionals, contractors, and 
government experts in various disciplines covered by the Building Code. The Commission reviews 
several International Codes published by the International Code Council,
5
 the National Electric Code, 
and other nationally adopted model codes to determine if the Building Code needs to be updated and 
adopts an updated Building Code every three years.
6
 
 
DBPR Surcharges 
 
Current law requires all local governments to assess and collect a 1% surcharge on any building permit 
issued by their enforcement agency for the purpose of enforcing the Building Code. The local 
jurisdictions collect the assessment and remit the surcharge fees to DBPR to fund the activities of the 
Commission, DBPR’s Building Code Compliance and Mitigation Program, and the Florida Fire 
Prevention Code informal interpretations.
7
  
 
Current law also requires all local governments to assess and collect a separate 1.5% surcharge on 
any building permit issued by their enforcement agency for the purpose of enforcing the Building Code. 
The local governments collect the assessment and remit the surcharge fees to DBPR, where it is 
                                                
1
 The Florida Building Commission Report to the 2006 Legislature, Florida Department of Community Affairs, p. 4, 
http://www.floridabuilding.org/fbc/publications/2006_Legislature_Rpt_rev2.pdf (last visited Mar. 23, 2023).   
2
 Id. 
3
 Florida Building Commission Homepage,  https://floridabuilding.org/c/default.aspx (last visited Mar. 21, 2023).   
4
 See s. 553.72(1), F.S. 
5
 The International Code Council (ICC) is an association that develops model codes and standards used in the design, building, and 
compliance process to “construct safe, sustainable, affordable and resilient structures.” International Code Council, About the ICC, 
https://www.iccsafe.org/about/who-we-are/ (last visited Mar. 23, 2023). 
6
 S. 553.73(7)(a), F.S. 
7
 S. 553.721, F.S.  STORAGE NAME: h0671a.RRS 	PAGE: 3 
DATE: 3/30/2023 
  
divided equally to fund the activities of the Building Code Administrators and Inspectors Board (BCAIB) 
and the Florida Homeowners’ Construction Recovery Fund.
8
 
 
Local government building departments are permitted to retain 10% of the amount of the surcharges 
they collect to fund participation by their agencies in the national and state building code adoption 
processes and to provide education related to enforcement of the Building Code.
9
 
 
 Building Permit Delays 
 
Any delays in obtaining a building permit can delay the completion of a construction project. Delays in 
the completion of a construction project may:
10
 
 
 Lead to increased costs for construction projects, which may be passed onto occupants of a 
completed project;  
 Discourage construction, which can reduce the total supply of buildings in a community and 
may lead to higher rents in the community; 
 Reduce property tax revenue to a local government and other taxing jurisdictions resulting from 
the delayed start and completion of a construction project; and 
 Result in delayed occupancy of a project, including single-family residences and multi-family 
residences. 
 
Streamlining the process to obtain a building permit can accelerate the completion of construction 
projects. The goal of streamlining is to remove overlap and duplication and create more efficient 
administrative procedures while not reducing a building department’s ability to enforce the applicable 
construction codes. Streamlining the building permit process may:
11
  
 
 Increase local government revenues by accelerating completion of a project and thus 
accelerating property tax collection; 
 Create local construction jobs and other indirect jobs supported by local construction jobs, such 
as jobs at a material supplier, which may increase local tax revenue; and 
 Encourage economic development by having an efficient permit system.  
 
Building Permit Application Review  
 
Time-Period to Review  
 
Current law requires local governments to review certain building permit applications within a specific 
time-period of receiving the applications. Current law has established time-periods for local 
governments to review applications for the following building permits:
12
 
 
 accessory structure;  
 alarm permit;  
 nonresidential buildings less than 25,000 square feet;  
 electric;  
 irrigation permit;  
 landscaping;  
                                                
8
 S. 468.631, F.S.; The Florida Homeowners’ Construction Recovery Fund is used to compensate homeowners who have suffered a 
covered financial loss at the hands of state-licensed general, building and residential contractors. Claims are filed with the DBPR, who 
reviews for completeness and statutory eligibility. The DBPR then presents the claim to the Construction Industry Licensing Board for 
review. s. 489.1401(2), F.S. 
9
 Ss. 468.631, and 553.721, F.S. 
10
 City of Austin Development Services Department, A Program for Expedited Permitting, http://austintexas.gov/sites/default/files/files/8-
9-2016_Report_on_Expedited_Permitting_Program.pdf (last visited March 23, 2023); PricewaterhouseCoopers, The Economic Impact 
of Accelerating Permit Processes on Local Development and Government Revenues, (Dec. 7, 2005). 
11
 Id.; Institute for Market Transformation, Streamlining Compliance Processes, (Winter 2012) https://www.imt.org/wp-
content/uploads/2018/02/CaseStudy5.pdf (last visited March 23, 2023). 
12
 S. 553.792(2), F.S.  STORAGE NAME: h0671a.RRS 	PAGE: 4 
DATE: 3/30/2023 
  
 mechanical;  
 plumbing;  
 residential units other than a single-family unit;  
 multifamily residential not exceeding 50 units;  
 roofing;  
 signs;  
 site-plan approvals and subdivision plats not requiring public hearings or public notice; and 
 lot grading and site alteration associated with the permit application. 
 
When a local government receives an application for one of the above building permits, it must:
13
 
 
 Inform the applicant within 10 days of receiving the application, what information, if any, is 
needed to complete the application. 
o If the local government fails to provide written notice to the applicant within the 10-day 
window, the application is deemed to be properly completed.  
 Notify the applicant within 45 days of the application being deemed complete, if additional 
information is necessary to determine the sufficiency of the application; 
o If additional information is needed the local government must specify what additional 
information is necessary.  
o The applicant may submit the additional information to the local government or request 
that the local government act on the application without the additional information.  
 Approve, approve with conditions, or deny the application within 120 days following receipt of 
the completed application. 
o This period is tolled during the time an applicant is responding to a request for additional 
information and may be extended by mutual consent of the parties. 
 
These time-periods do not apply when a law, agency rule, or local ordinance specify different 
timeframes for review of local building permit applications, for permits for wireless communication 
facilities, or when both parties agree to an extension.
14
 
 
If a local government fails to meet the time-periods above without an agreement for an extension of 
time, a local government is required to reduce a permit fee for any building permit application, including 
for single-family residential dwellings, by 10% of the original permit fee for each business day that a 
local government fails to meet the current statutory time-period for reviewing a building permit 
application or a time-period established by the local government. 
 
Local Government’s Requests for Additional Information
15
 
 
A local government may only make three requests for additional information from an applicant applying 
for the following types of building permits: 
 
 Accessory structure.  
 Alarm permit.  
 Nonresidential buildings less than 25,000 square feet.  
 Electric.  
 Irrigation permit.  
 Landscaping.  
 Mechanical.  
 Plumbing.  
 Residential units other than a single-family unit.  
 Multifamily residential not exceeding 50 units.  
 Roofing.  
                                                
13
 S. 553.792(1), F.S. 
14
 S. 553.792(1)(a), F.S. 
15
 S. 553.792(1)(b), F.S.  STORAGE NAME: h0671a.RRS 	PAGE: 5 
DATE: 3/30/2023 
  
 Signs.  
 Site-plan approvals and subdivision plats not requiring public hearings or public notice. 
 Lot grading and site alteration associated with the permit application. 
 
However, an applicant may agree in writing to waive the limitation that local governments may only 
make three requests for additional information for such permits.  
 
If a local government makes a request for additional information from an applicant for one the above 
building permits, and the applicant provides the information within 30 days of receiving the request, the 
local government must
16
: 
 
 Review the additional information and determine the application is complete, approve the 
application, approve the application with conditions, deny the application, or specify the 
remaining deficiencies within 15 days of receiving the information from the applicant, if the 
request is the local government’s first request. 
 Review the additional information and determine the application is complete, approve the 
application, approve the application with conditions, deny the application, or specify the 
remaining deficiencies within 10 days of receiving the information from the applicant, if the 
request is the local government’s second request. 
 Deem the application complete and approve the application, approve the application with 
conditions, or deny the application within 10 days of receiving the information from the 
applicant, if the request is the local government’s third request. 
 
Prior to making a third request for information the local government must offer to meet with the permit 
applicant to attempt to resolve outstanding issues. 
 
If the applicant believes the request for additional information is not authorized by ordinance, rule, 
statute, or other legal authority, the local government, at the applicant’s request, shall proceed to 
process the application for approval, approval with conditions, or denial. 
 
If a local government fails to meet these deadlines it must reduce the building permit fee by 10% for 
each business day that it fails to meet the deadline. However, these time limitations do not apply when 
a law, agency rule, or local ordinance specifies different timeframes for review of local building permit 
applications, for permits for wireless communication facilities, or when both parties agree to an 
extension. 
 
Time-Period to Review Single-Family Residential Dwelling Building Permit Applications  
 
If any government entity with authority to enforce the Building Code receives an application for a 
building permit for a single-family residential dwelling, it must issue the permit within 30 business days 
of receiving the application, unless the application fails to satisfy the Building Code or the enforcing 
agency’s laws or ordinances, or unusual circumstances require a longer time-period for processing the 
application.
17
If the local enforcing agency does not issue a building permit for a single-family residential 
dwelling within 30 business days after receiving the permit application, it must reduce the building 
permit fee by 10% for each business day that it fails to meet the deadline. Each 10% reduction is 
based on the original amount of the building permit fee. However, the enforcing agency does not have 
to reduce the building permit fee if it provides notice to the applicant, by e-mail or United States Postal 
Service, within 30 business days after receiving the permit application, that specifically states the 
reasons the permit application fails to satisfy the Florida Building Code or the enforcing agency’s laws 
or ordinances. In addition, the written notice must also include that the applicant has 10 business days 
after receiving the written notice to submit revisions to correct the permit application and that failure to 
correct the application within 10 business days will result in a denial of the application.
18
 
 
                                                
16
 Id. 
17
 S. 553.79(16), F.S. 
18
 S. 553.79(16)(a)-(b), F.S.  STORAGE NAME: h0671a.RRS 	PAGE: 6 
DATE: 3/30/2023 
  
After receiving the written notice, the applicant has 10 business days to correct the specifications 
written by the local enforcing agency and submit revisions to correct the permit application. If the 
applicant submits the revisions within 10 business days, the local enforcing agency has 10 business 
days after receiving such revisions to approve or deny the building permit unless the applicant agrees 
to a longer permit in writing.
19
 
 
A government entity does not have to reduce the fee for a single-family residential dwelling building 
permit, if: 
20
 
 
 it provides written notice to the applicant, by email or USPS mail within 30 business days of 
receiving the application; and 
 The written notice specifically states how the application fails to satisfy the Building Code or the 
government entity’s laws or ordinances, and that the applicant has 10 business days after 
receiving the notice to remedy the deficiencies in their application or it will be denied. 
 
An applicant for a single-family residential dwelling building permit has 10 business days to address 
the reasons specified in the government entity’s notice. If the applicant submits revisions to the 
government entity within 10 business days of receiving the notice, the government entity must 
approve or deny the permit within 10 business days of receiving the applicant’s revisions.  
 
If a government entity fails to approve or deny the single-family residential dwelling building permit 
within 10 business days of receiving the applicant’s revisions, it must: 
21
 
 
 reduce the permit fee by 20% of the original permit fee for the first business day that it fails to 
meet the deadline; and  
 an additional 10% of the original permit fee for each business day that it fails to meet the 
deadline, for up to five business days.  
 
A building permit for a single-family residential dwelling applied for by a contractor licensed in this state 
on behalf of a property owner who participates in a Community Development Block Grant-Disaster 
Recovery program administered by the Department of Economic Opportunity must be issued within 15 
business days after receipt of the application unless the permit application fails to satisfy the Florida 
Building Code or the enforcing agency's laws or ordinances.
22
 
 
If any permit fees are refunded because a local government fails to meet an established deadline for 
reviewing a building permit application, the Department of Business and Professional Regulation 
(DBPR) surcharges for funding the Commission, the Florida Building Code Administrators and 
Inspectors Board (BCAIB), and the Florida Homeowners’ Recovery Fund must be recalculated based 
on the amount of the permit fees after the refund.
23
 
 
 
Private Providers Alternative Plans Review  
 
In 2002, section 553.791, F.S., was created to allow property owners and contractors to hire licensed 
building code officials, engineers, and architects, referred to as private providers, to review building 
plans, perform building inspections, and prepare certificates of completion.  
 
Private providers and their duly authorized representatives are able to approve building plans and 
perform building code inspections as long as the plans approval and building inspections are within the 
scope of the provider’s or representative’s license.  
 
                                                
19
 S. 553.79(16)(c), F.S. 
20
 S. 553.79(16)(b), F.S. 
21
 S. 553.79(16)(c), F.S. 
22
 S. 553.79(16)(e), F.S. 
23
 S. 553.79(16)(d), F.S.  STORAGE NAME: h0671a.RRS 	PAGE: 7 
DATE: 3/30/2023 
  
“Private provider” means a person licensed as a building official, engineer, or as an architect. Licensed 
building inspectors and plans examiners may perform inspections for additions and alterations that are 
limited to 1,000 square feet or less in residential buildings.
24
 
 
“Duly authorized representative” means an employee of a private provider identified in a permit 
application who reviews plans or performs inspections, and is licensed as an engineer, architect, 
building official, inspector, or plans examiner. The term does not include a person with a provisional 
license by the BCAIB.
25
 
 
If an owner or contractor opts to use a private provider, the local government must calculate the cost 
savings to its building department and reduce the building permit fees accordingly.
26
  
 
A local government may not charge a fee for building inspections when an owner or contractor uses a 
private provider but may charge a reasonable administrative fee which is based on the cost that is 
actually incurred by the local government, including the labor cost of the personnel providing the 
service, or the cost attributable to the local government for the clerical and supervisory assistance 
required, or both.
27
 
 
National Flood Insurance Program  
 
The National Flood Insurance Program (NFIP) was created by the passage of the National Flood 
Insurance Act of 1968.
28
 The NFIP is administered by the Federal Emergency Management Agency 
(FEMA) and provides homeowners, business owners, and renters in flood-prone areas the ability to 
purchase flood insurance protection from the federal government.
29
 The general purpose of the NFIP is 
both to offer primary flood insurance to properties with significant flood risk and to reduce flood risk 
through the adoption of floodplain management standards. Participation in the NFIP is voluntary.
30
 
Within participating communities, the federal government makes flood insurance available throughout 
the community.
31
 To join, a community must: 
 Complete an application; 
 Adopt a resolution of intent to participate and cooperate with FEMA; and 
 Adopt and submit a floodplain management ordinance that meets or exceeds the minimum 
NFIP criteria.
32
 
 
In coordination with participating communities, FEMA develops flood maps called Flood Insurance Rate 
Maps (FIRMs) that depict the community’s flood risk and floodplain.
33
 While FEMA is largely 
responsible for the creation of the FIRM, the community itself must pass the map into its local 
regulations in order for the map to be effective.
34
 An area of specific focus on the FIRM is the Special 
Flood Hazard Area (SFHA).
35
 The SFHA is intended to distinguish the flood risk zones that have a 
chance of flooding during a 1-in-100 year flood or greater frequency. This means that properties in the 
SFHA have a risk of 1 percent or greater risk of flooding every year
36
 (and at least a 26 percent chance 
                                                
24
 S. 553.791(1)(n) and (3), F.S. 
25
 S. 553.791(1)(f) and (8), F.S. 
26
 “Such reduction may be calculated on a flat fee or percentage basis, or any other reasonable means by which a local enforcement 
agency assesses the cost for its plans review or inspection services.” S. 553.791(2)(b), F.S. 
27
 S. 553.791(2)(b), F.S. 
28
 FEMA, 50 Years of the NFIP, available at https://www.fema.gov/sites/default/files/2020-
05/NFIP_50th_Final_8.5x11_Regional_Printable.pdf. 
29
 Benefits.gov, National Flood Insurance Program (NFIP), available at https://www.benefits.gov/benefit/435 (last visited March 29, 
2023) 
30
 FEMA, Participation in the NFIP, https://www.fema.gov/glossary/participation-
nfip#:~:text=Participation%20in%20the%20National%20Flood%20Insurance%20Program%20%28NFIP%29,of%20intent%20to%20part
icipate%20and%20cooperate%20with%20FEMA%3B (last visited Mar. 29, 2023). 
31
 Id. 
32
 Id. 
33
 See Congressional Research Service, Introduction to the National Flood Insurance Program, 3 (2023), 
https://crsreports.congress.gov/product/pdf/R/R44593. 
34
 Id. 
35
 Id. 
36
 Id.  STORAGE NAME: h0671a.RRS 	PAGE: 8 
DATE: 3/30/2023 
  
of flooding over the course of a 30-year mortgage).
37
 In a community that participates in the NFIP, 
owners of properties in the mapped SFHA are required to purchase flood insurance as a condition of 
receiving a federally backed mortgage.
38
 
 
Key conditions of the NFIP minimum floodplain management standards include, among  
things, that communities:  
 Require permits for development in the SFHA;  
 Require elevation of the lowest floor of all new residential buildings in the SFHA to or above the 
base flood elevation; 
 Restrict development in floodways to prevent increasing the risk of flooding; and  
 Require certain construction materials and methods that minimize future flood damage.
39
 
 
Base Flood Elevation  
 
A base flood is a flood that has a one percent chance of occurring during any given year.
40
 
The base flood elevation (BFE) is how high floodwater is likely to rise during a one-percent-annual-
chance flood event (base flood).
41
 BFEs are measured from a reference point called North American 
Vertical Datum of 1988 (NAVD88)
42
, which is approximately equal to sea level, and vary widely across 
geographies.
43
 The BFE represents the minimum elevation of construction allowed by the NFIP.
44
 The 
relationship between the BFE and a structure’s elevation determines the flood insurance premium.
45
 
 
                                                
37
 FEMA, Coastal Hazards & Flood Mapping: A Visual Guide, 6, https://www.fema.gov/sites/default/files/documents/fema_coastal-
glossary.pdf. 
38
 Congressional Research Service, Introduction to the National Flood Insurance Program at 10. Such lenders include federal agency 
lenders, such as the Department of Veterans Affairs, government-sponsored enterprises Fannie Mae, Freddie Mac, and federally 
regulated lending institutions, such as banks covered by the Federal Deposit Insurance Corporation (FDIC) or the Office of the 
Comptroller of the Currency. Id. 
39
 Congressional Research Service, Introduction to the National Flood Insurance Program, 6 (2023), available at 
https://crsreports.congress.gov/product/pdf/R/R44593. 
40
 FEMA, Coastal Hazards & Flood Mapping: A Visual Guide, 6, https://www.fema.gov/sites/default/files/documents/fema_coastal-
glossary.pdf. 
41
 Id.  
42
 “A ‘geodetic reference system’ is used to precisely describe the location of a specific point on the Earth and is composed of latitude, 
longitude, and elevation. Its basis is composed of a geoid and a reference ellipsoid — two mathematical representations of the Earth's 
surface — along with base points to which the latitude, longitude and elevation of all other points in the system are referenced. These 
base points are known as ‘datums’. The latitude-longitude base point is known as a horizontal datum, and the elevation base point is 
known as a vertical datum. Vertical datums are used to establish the elevation of monitoring locations, reference points and natural 
features such as lake levels and floodplains, as well as for bridges and levies. 
 
The currently accepted vertical datum is the North American Vertical Datum of 1988 (NAVD88), which was formally adopted in 1992. 
It consists of a leveling network that applies to the entire North American continent and which is affixed to a single origin point in 
Quebec, Canada.” Coastal & Heartland National Estuary Partnership, University of South Florida Water Institute, NAVD88 Datum, 
Coastal & Heartland National Estuary Partnership Water Atlas, https://chnep.wateratlas.usf.edu/library/learn-
more/learnmore.aspx?toolsection=lm_navd88 (last visited March 29, 2023). 
43
 FEMA, Coastal Hazards & Flood Mapping: A Visual Guide, 6, available at 
https://www.fema.gov/sites/default/files/documents/fema_coastal-glossary.pdf. 
44
 See FEMA, Residential Buildings with Basements, https://www.fema.gov/floodplain-management/manage-risk/residential-buildings-
basements#:~:text=Since%201971%2C%20the%20National%20Flood%20Insurance%20Program%20%28NFIP%29,Zones%20only%
29%20to%20the%20Base%20Flood%20Elevation%20%28BF E%29 (last visited Mar. 29, 2023). 
45
 Pinellas County, Construction in a Floodplain, Sept. 13, 2022, https://pinellas.gov/construction-in-a-floodplain/ (last visited March 29, 
2023).  STORAGE NAME: h0671a.RRS 	PAGE: 9 
DATE: 3/30/2023 
  
 
Base Flood Elevation
46
 
 
Freeboard 
 
Freeboard, usually expressed in feet above flood level, is an additional amount of height above the 
BFE used as a factor of safety in determining the level at which a structure’s lowest floor must be 
elevated or flood-proofed to be in accordance with state or community floodplain management 
regulations.
47
 Freeboard helps to compensate for many unknown factors that could contribute to 
flooding and additional freeboard results in significantly lower flood insurance rates due to lower flood 
risk.
48
 Freeboard is not required by NFIP eligibility standards, but FEMA encourages communities to 
adopt at least one foot of freeboard.
49
  
 
The Building Code requires all buildings located in a flood hazard area to be built an additional one foot 
higher than the BFE.
50
 However, many Florida communities adopt requirements for additional elevation 
above the minimum in the Building Code, ranging from two to five feet above the BFE.  
 
Local freeboard requirements are incorporated via technical amendments to the Building Code.
51
 
Florida Statutes specifically authorizes counties and municipalities to adopt administrative or technical 
amendment to the Building Code relating to flood resistance in order to implement the NFIP or other 
incentives.
52
 Flood-related local amendments to the Building Code that require a design flood 
elevation above the BFE are not subject to sunset upon adoption of the newest edition of the 
Building Code.
53
 
 
Various local governments throughout the state have adopted ordinances to incorporate additional 
freeboard requirements. For example, in Wilton Manors, all new construction and substantial 
improvement of buildings in the flood areas subject to the Florida Building Code shall be elevated to or 
above the highest of the following:
54
 
 6 feet above the North American Vertical Datum. 
 The minimum freeboard requirement. Building elevations may exceed the minimum freeboard 
requirement up to the maximum freeboard without such height counting against the maximum 
height for construction in the applicable zoning district. 
o Freeboard, minimum equals 2 feet above the BFE. 
o Freeboard, maximum equals 4 feet above the BFE. 
                                                
46
 FEMA, Coastal Hazards & Flood Mapping: A Visual Guide, 6, https://www.fema.gov/sites/default/files/documents/fema_coastal-
glossary.pdf. 
47
 FEMA, Freeboard, https://www.fema.gov/glossary/freeboard (last visited Mar. 29, 2023). 
48
 Id. 
49
 Id. 
50
 S. R322.2.1. of 2020 Florida Building Code, Residential: 7th Edition (Building Code). 
51
 Wilton Manors, FL. Ordinance No, 2020-004 s. 2, 5-26-20, City of Miami Beach Ordinance Code s. 54-35.  
52
 S. 553.73 (5) F.S. 
53
 Id. 
54
 Wilton Manors Ordinance No. 2020-005 s. 9-55(1).  STORAGE NAME: h0671a.RRS 	PAGE: 10 
DATE: 3/30/2023 
  
 
Winton Manors also establishes a minimum elevation for those properties that are outside of the flood 
hazard area.
55
 
 
The City of Miami Beach has enacted an ordinance that requires all new construction and substantial 
improvements to meet the minimum freeboard requirement, and may exceed the 1-foot minimum 
freeboard requirement up to the 5 feet maximum freeboard without such height counting against the 
maximum height for construction in the applicable zoning district.
56
 
 
In addition, in 2014, the City of Key West, by referendum, approved additional freeboard. The 
referendum allows existing buildings below established flood levels to be able to exceed the height 
restriction when moving to flood level and adding 4 feet of freeboard. New construction may also 
voluntary elevate above the minimum required level, and exceed the building height restriction by up to 
3 additional feet.
57
 
 
Plats 
 
In Florida law, “plat” means a map or delineated representation of the subdivision of lands, being a 
complete exact representation of the subdivision and other information in compliance with the 
requirement of all applicable state requirements and of any local ordinances.
58
 Generally, platting is 
required whenever a developer wishes to subdivide a large piece of property into smaller parcels and 
tracts. These smaller areas become the residential lots, streets and parks of a new residential sub-
division.
59
 
 
State law establishes consistent minimum requirements for the establishment of plats, and local 
governing bodies have the power to regulate and control the platting of lands.
60
 Prior to approval by the 
appropriate governing body, the plat must be reviewed for conformity with state and local law and 
sealed by a professional surveyor and mapper who is either employed by or under contract to the local 
governing body.
61
 
 
Before a plat is offered for recording, it must be approved by the appropriate governing body, and 
evidence of such approval must be placed on the plat. If not approved, the governing body must return 
the plat to the professional surveyor and mapper or the legal entity offering the plat for recordation. 
Jurisdiction over plat approval is as follows:
62
 
 When the plat to be submitted for approval is located wholly within the boundaries of a 
municipality, the governing body of the municipality has exclusive jurisdiction to approve the 
plat. 
 When a plat lies wholly within the unincorporated areas of a county, the governing body of the 
county has exclusive jurisdiction to approve the plat. 
 When a plat lies within the boundaries of more than one governing body, two plats must be 
prepared and each governing body has exclusive jurisdiction to approve the plat within its 
boundaries, unless the governing bodies having said jurisdiction agree that one plat is mutually 
acceptable. 
 
Every plat of a subdivision offered for recording must have certain information, including providing:
63
 
                                                
55
 “The finished floor of all new buildings located outside of the flood hazard area shall at a minimum be at or above the highest 
adjacent grade plus six (6) inches.” Wilton Manors Ordinance Code 2020-005 s. 9-55(2). 
56
 City of Miami Beach Ordinance Code, s. 54-35 
57
  City of Key West, Building Height Exception, https://www.cityofkeywest-fl.gov/162/Building-Height-Exception (last visited March 29, 
2023). 
58
 S. 177.031(14), F.S. 
59
 Harry W. Carls, Florida Condo & HOA Law Blog, May 17, 2018, Why is a Plat so Important?, 
https://www.floridacondohoalawblog.com/2018/05/17/why-is-a-plat-so-important/ (last visited Mar. 30, 2023). 
60
 S. 177.011, F.S. 
61
 S. 177.081(1), F.S. 
62
 S. 177.071(1), F.S. 
63
 S. 177.091, F.S.  STORAGE NAME: h0671a.RRS 	PAGE: 11 
DATE: 3/30/2023 
  
 The name of the plat in bold legible letters, and the name of the subdivision, professional 
surveyor and mapper or legal entity, and street and mailing address on each sheet. 
 The section, township, and range immediately under the name of the plat on each sheet 
included, along with the name of the city, town, village, county, and state in which the land being 
platted is situated. 
 The dedications and approvals by the surveyor and mapper and local governing body, and the 
circuit court clerk’s certificate and the professional surveyor and mapper’s seal and statement. 
 All section lines and quarter section lines occurring within the subdivision. If the description is by 
metes and bounds, all information called for, such as the point of commencement, course 
bearings and distances, and the point of beginning. If the platted lands are in a land grant or are 
not included in the subdivision of government surveys, then the boundaries are to be defined by 
metes and bounds and courses. 
 Location, width, and names of all streets, waterways, or other rights-of-way. 
 Location and width of proposed easements and existing easements identified in the title opinion 
or property information report must be shown on the plat or in the notes or legend, and their 
intended use.  
 All lots numbered either by progressive numbers or, if in blocks, progressively numbered in 
each block, and the blocks progressively numbered or lettered, except that blocks in numbered 
additions bearing the same name may be numbered consecutively throughout the several 
additions. 
 Sufficient survey data to positively describe the bounds of every lot, block, street easement, and 
all other areas shown on the plat.  
 Designated park and recreation parcels. 
 All interior excepted parcels clearly indicated and labeled “Not a part of this plat.” 
 The purpose of all areas dedicated clearly indicated or stated on the plat. 
 That all platted utility easements must provide that such easements are also easements for the 
construction, installation, maintenance, and operation of cable television services; provided, 
however, no such construction, installation, maintenance, and operation of cable television 
services interferes with the facilities and services of an electric, telephone, gas, or other public 
utility.  
 
Many local governments around the state have a process to approve a preliminary plat before 
approving a final plat. Generally, a preliminary plat approval is approval of the development plan, and a 
final plat approval includes a finalized development plan and a document confirming the parties who 
have a property interest.
64
  For example, the City of Jacksonville, Village of Royal Palm Beach, and the 
City of Tallahassee allow for a preliminary plat approval process.
65
  
 
Also, based on a preliminary plat approval, some local governments allow a developer to commence 
construction before the plat is finalized. For example, the Planning and Development Department 
(Department) of the City of Jacksonville, upon request of an applicant, may allow up to 50 percent of 
the lots within a proposed subdivision to be developed, but not occupied, based on a preliminary plat 
approval so long as the developer or owner meets the following conditions for construction:
66
 
 Prior to Civil Plans submittal to the Department, the developer must submit the development 
proposal to Jacksonville Electric Authority (JEA) for review.  
 Once JEA has granted preliminary approval, the Department will review the preliminary site 
plan, the preliminary and final engineering plans for the required improvements, and the sheet 
identifying the lots being requested for home construction prior to platting as approved by JEA. 
The Department reserves the right to deny authorization for development on a specific lot or lots 
to protect City interests. 
 The developer or owner must provide a guarantee for required improvements and warranty of 
title. 
                                                
64
 Advance Surveying & Engineering, An In-Depth Look At Preliminary and Final Plats, https://www.advsur.com/2019/07/an-in-depth-
look-at-preliminary-and-final-plats/ (last visited Mar. 30, 2023). 
65
 City of Jacksonville Code of Ordinances s. 654-109, Village of Royal Palm Beach Code of Ordinances s. 22-22, City of Tallahassee 
Code of Ordinances s. 9-92. 
66
 City of Jacksonville Code of Ordinances s. 654-139(d).  STORAGE NAME: h0671a.RRS 	PAGE: 12 
DATE: 3/30/2023 
  
 A Certificate of Occupancy may not be issued until the plat is approved by JEA and the 
Department and recorded in the current public records of Duval County, Florida.  
 
Effect of the Bill 
 
Building Permit Application Review (Section 3) 
 
The bill shortens timeframes for building applications. The bill provides that: 
 after an applicant submits an application to the local government, the local government must 
provide written notice to the applicant within 3 calendar days after receipt of the application 
advising the applicant what information is needed to make the application properly complete.  
o The bill shortens the local government’s timeframe to respond to the application from 10 
days to 3 calendar days. 
 within 9 calendar days after receipt of the completed application, the local government must 
provide a written notice to an applicant that the application is insufficient to be approved and 
additional information is needed. 
o The bill shortens the local government’s timeframe to notify the applicant from 45 days to 
9 calendar days. 
 
The bill removes the requirement that the applicant must submit the requested information from the 
local government within 30 days. 
 
The bill provides that the local government cannot request additional information from the applicant 
more than two times instead of three times, unless the applicant waives such limitation in writing. 
 
The bill removes the 120-day period which is tolled while the applicant responds to the local 
government request for additional information.  
 
The bill provides if a local government requests additional information from an applicant and the 
applicant submits the requested additional information to the local government, the local government 
must, within 9 calendar days (instead of 15 days) after receiving such information: 
 Determine if the application is properly completed; 
 Approve the application; or 
 Advise the applicant in writing of information, if any, that is needed to determine the sufficiency 
of the application. 
o The bill removes the local government’s decision to deny the application until after the 
second request for additional information from the local government. 
 
The bill provides that prior to making a second request for information the local government must offer to 
meet in-person or virtually with the permit applicant to attempt to resolve outstanding issues. The bill 
requires that the meeting occur within 5 calendar days after the applicant notifies the local government in 
writing that he or she wants an in-person or virtual meeting unless the applicant agrees to a longer time 
period in writing.  
 
The bill provides that after the local government submits its second request and receives the information 
from the applicant, the local government must within 9 calendar days (instead of 10 days) determine 
whether the application is complete and: 
 Approve the application; 
 Approve the application with conditions; or  
 Deny the application and provide the applicant with sufficient reason for such detail. 
 
The bill provides that if the applicant believes the request for additional information is not authorized by 
ordinance, rule, statute, or other legal authority, the local government, at the applicant’s request, shall 
proceed to process the application within 9 calendar days after the receipt of the request and approve, 
approve with conditions, or deny the application and provide the applicant with sufficient reason  
for such denial. 
  STORAGE NAME: h0671a.RRS 	PAGE: 13 
DATE: 3/30/2023 
  
The bill states that if the local government does not notify the applicant that the application is approved, 
approved with conditions, or denied within 9 days after the local government receives the additional 
information from the second request, the application is deemed approved.  
 
The bill removes the ability for a law, agency rule, or an ordinance to specify a different timeframe for the 
applicable building permit applications except when the timeframes set by local ordinance are stricter than 
the ones prescribed in the bill. 
  
Single-Family Residential Dwelling Building Permit Applications (Sections 1 and 3) 
 
The bill removes a provision in Ch. 533, the Florida Building Code, which requires single-family residential 
dwelling permits to be issued within 30 days unless the application does not conform to the Florida Building 
Code or local laws or ordinances. However, the bill incorporates the time period to review single-family 
residential dwellings into the building permit application to local government section.
67
 
 
The bill provides the following timeframes for single family or two-family dwellings or townhomes located 
within a master plan community for which the permit for the master plan has been approved under the local 
government residential master building permit program
68
: 
 1 calendar day after a building permit application is submitted to the local government, the local 
government must provide the building permit applicant with what information is needed in order 
to deem the application complete and ready for processing. If the local government does not 
provide proper written notice of what information is needed for the application to be considered 
complete the building permit application is automatically deemed completed and approved.  
 Within 5 calendar days of receiving a completed building permit application the local 
government must determine if any additional information is needed to determine the sufficiency 
of a building permit application. The building permit applicant may submit the information or ask 
that the permit be processed without the additional information.  
 A local government may only ask for additional information once unless the applicant waives 
such limitation in writing.  
 If the local government requests additional information and the building permit applicant 
provides the additional information, the local government must act on the building permit 
application within 5 calendar days after receiving such information, unless the applicant 
waives this limitation in writing, determine that the application is complete and either approve, 
approve with conditions, or deny the application and provide the applicant with sufficient reason 
for such detail. 
o If the local government does not notify the building permit applicant that it has acted on 
the application within 5 calendar days the building permit application is deemed 
approved.  
 
The bill provides that a building permit for a single-family residential dwelling applied for by a contractor 
licensed in this state on behalf of a property owner who participates in a Community Development 
Block Grant-Disaster Recovery program administered by the Department of Economic Opportunity 
must be issued within 9 calendar days (instead of 15 business days) after receipt of the application 
unless the permit application fails to satisfy the Florida Building Code or the enforcing agency's laws or 
ordinances. 
 
Private Providers Alternative Plans Review (Sections 2 and 3) 
 
The bill provides that if an owner or contractor retains a private provider for purposes of plans review or 
building inspection services, the local jurisdiction must reduce the permit fee by 75% for not having to 
perform such services.  
 
The bill provides that if an owner or contractor retains a private provider for purposes of review, the 
following time periods apply: 
                                                
67
 See, s. 553.792, F.S. 
68
 See, s. 553.794, F.S.  STORAGE NAME: h0671a.RRS 	PAGE: 14 
DATE: 3/30/2023 
  
 Within 3 calendar days of receiving a completed building permit application the local 
government must determine if any additional information is needed to determine the sufficiency 
of a building permit application. The building permit applicant may submit the information or ask 
that the permit be processed without the additional information.  
 If the local government requests additional information and the building permit applicant 
provides the additional information, the local government must act on the building permit 
application within 3 calendar days after receiving such information, unless the applicant 
waives this limitation in writing, determine that the application is complete and either approve, 
approve with conditions, or deny the application and provide the applicant with sufficient reason 
for such detail. 
 If the local government does not notify the building permit applicant that it has acted on the 
application within 3 calendar days the building permit application is deemed approved.  
 
Reduction of Building Permit Fees (Section 3) 
 
The bill provides that if the local government does not meet the deadlines set forth in this bill, it must 
reduce the building permit fee by 10% for each calendar day (as opposed to “business day”) that it 
fails to meet the deadline, unless the parties agree in writing to a reasonable extension of time. 
 
 Building Permits; identification of Minimum Premium Policy (Section 5) 
 
 The bill provides conforming changes based on the provisions amended in this bill. 
 
 Freeboard (Section 4) 
 
 The bill provides that this section will be called “flood damage prevention”.  
 
 The bill includes the following findings: 
 The state is vulnerable to the adverse effects of flooding resulting from the frequency and 
intensity of rainfall and an increase in storm surge and sea level rise. These adverse effects pose 
a significant risk to existing and future residential structures in the state. 
 Public and private investments in our communities are important for economic growth, and 
protecting all structures from flooding is essential to maintaining resilient communities. 
 The mitigation of property damage constitutes a valid and recognized objective of the Florida 
Building Code.  
 It is important to develop a consistent, statewide approach to minimizing flooding in the state to 
mitigate property damage and encourage continued investment in our communities.  
 Minimum voluntary freeboard requirements are critical to addressing the devastating effects of 
flooding, and delaying the adoption and implementation of such requirements constitutes a threat 
to the health, safety, and welfare of the state. 
 
The bill defines “freeboard” as the additional height, usually expressed as a factor of safety in feet, 
above the base flood elevation in determining the level at which a structure’s lowest floor or the bottom 
of the lowest horizontal structural member must be elevated in accordance with floodplain management 
regulations and the Florida Building Code. If a base flood elevation is not determined for a structure that 
is not located in a special flood hazard area as designated by a Flood Insurance Rate Map issued by 
the Federal Emergency Management Agency, the term “freeboard” means the highest adjacent grade
69
 
at the foundation of a structure.  
 
“Voluntary freeboard” means the additional height above the freeboard required by floodplain 
management regulations and the Florida Building Code. If freeboard is not required by floodplain 
                                                
69
 “The highest natural elevation of the ground surface prior to construction next to the proposed walls of a structure.” Federal 
Emergency Management Agency, Highest Adjacent Grade, https://www.fema.gov/glossary/highest-adjacent-
grade#:~:text=Highest%20Adjacent%20Grade.%20The%20highest%20natural%20elevation%20of,two%20feet%20if%20no%20depth
%20number%20is%20specified (last visited March 29, 2023).  STORAGE NAME: h0671a.RRS 	PAGE: 15 
DATE: 3/30/2023 
  
management regulations and the Florida Building Code, the term “voluntary freeboard” means the 
additional height above the highest adjacent grade at the foundation of a structure. 
 
The bill provides that the maximum voluntary freeboard for all new residential construction and 
substantial improvements to existing residential construction is 4 feet. Within a coastal high-hazard 
area, the maximum voluntary freeboard for all new residential construction and substantial 
improvements to existing residential construction is 9 feet. The bill defines “coastal high-hazard area” 
as a special flood hazard area along the coast, as delineated by a Flood Insurance Rate Map issued by 
the Federal Emergency Management Agency, that has additional hazards due to wind and wave action. 
 
The bill provides that for all new construction of a residential structure and “substantial improvements” 
to an existing residential structure, voluntary freeboard may not be used in the calculation of the 
“maximum allowable height” for the structure.  
 
The bill defines: 
 “Maximum allowable height” as the maximum height allowed for a structure in the applicable 
zoning district.  
 “Substantial improvement” means any repair, reconstruction, rehabilitation, or improvement of a 
structure when the actual cost of the improvement or repair of the structure to its pre-damage 
condition equals or exceeds 50 percent of the market value of the structure either before the 
improvement or repair is started or, if the structure has been damaged and is being restored, 
before the damage occurred. 
 
The bill authorizes a local government to adopt by ordinance a maximum voluntary freeboard that 
exceeds the 4 feet maximum voluntary freeboard for all new residential construction and substantial 
improvements to existing residential construction. This does not apply to new residential construction 
and substantial improvements to existing residential construction within a coastal high-hazard area. 
 
Plats (Section 3) 
 
The bill requires, upon a request by an applicant, the local government to issue at least 50 percent of 
the building permits for the residential dwellings that are to be built in the applicant's residential 
community, but not occupied, if the developer or owner meets all of the following conditions: 
 The project has an approved temporary plat or a preliminary plat approval that includes civil 
engineering plans approved by the local governing body. 
 The applicant or developer provides to the local government a copy of the approved temporary 
plat or preliminary plat approval including the approved civil engineering plans for the electric, 
water, and wastewater utilities. 
 The applicant or developer provides to the local government a performance bond or other form 
of guarantee for the satisfaction or completion of the contract for the necessary utilities, roads, 
and stormwater improvements that have not been completed by the time of issuance of the first 
building permit. 
 The application for the building permit meets the requirements in the Building Code. 
 
The bill provides that the applicant may not transfer ownership of a residential dwelling until a final plat 
is approved and recorded in the public records of the local government. 
 
B. SECTION DIRECTORY: 
 Section 1: Amends s. 553.79, F.S., relating to permits; applications; issuance; inspections. 
Section 2: Amends s. 553.791, F.S., relating to alternative plans review and inspection. 
Section 3: Amends s. 553.792, F.S., relating to building permit application to local government. 
Section 4: Creates s. 553.845, F.S., relating to flood damage prevention.  
Section 5: Amends s. 440.103, F.S., relating to building permits; identification of minimum premium 
policy.  STORAGE NAME: h0671a.RRS 	PAGE: 16 
DATE: 3/30/2023 
  
Section 6: Provides an effective date. 
II.  FISCAL ANALYSIS & ECONOMIC IMPACT STATEMENT 
 
A. FISCAL IMPACT ON STATE GOVERNMENT : 
 
1. Revenues: 
DBPR states that surcharge collections pursuant to section 553.791, F.S., and section 468.631, 
F.S., could be impacted by the bill.
70
 
 
2. Expenditures: 
None. 
 
B. FISCAL IMPACT ON LOCAL GOVERNMENTS: 
 
1. Revenues: 
DBPR states that this bill may reduce the amount of permit fees that could be collected by local 
governments in certain circumstances.
71
 
 
2. Expenditures: 
This bill may impact local governments because they may have to hire more employees to meet the 
proscribed timeframes. 
 
C. DIRECT ECONOMIC IMPACT ON PRIVATE SECTOR: 
DBPR states that the bill may reduce the cost of permit fees paid by the private sector to local 
governments based on the local governments failure to meet time requirements.
72
 On the other hand, 
the local jurisdiction may raise permit fees so that they can hire employees to meet the time 
requirements in the bill.  
Building owners who incorporate voluntary freeboard may receive flood insurance discounts and 
reduce their exposure to flood events. 
 
D. FISCAL COMMENTS: 
III.  COMMENTS 
 
A. CONSTITUTIONAL ISSUES: 
 
 1. Applicability of Municipality/County Mandates Provision: 
Not applicable. This bill does not appear to require counties or municipalities to spend funds or take 
action requiring the expenditures of funds; reduce the authority that counties or municipalities have to 
raise revenues in the aggregate; or reduce the percentage of state tax shared with counties or 
municipalities 
 
 2. Other: 
None. 
 
B. RULE-MAKING AUTHORITY: 
                                                
70
 Department of Business & Professional Regulation, Agency Analysis of 2023 Senate Bill 682, p. 4 (February 14, 2023). 
71
 Id., at 5. 
72
 Id.  STORAGE NAME: h0671a.RRS 	PAGE: 17 
DATE: 3/30/2023 
  
The bill would require the Florida Building Commission to amend the Florida Building Code to reflect 
some of the bill’s changes to building permit application processing requirements.
73
 
 
C. DRAFTING ISSUES OR OTHER COMMENTS: 
The short title is insufficient. It is currently called “residential building permits”, but the bill deals with all 
building permits. 
These timeframes may be difficult for local governments to meet and permit fees may have to be raised 
in order to cover the costs of employees needed to meet such time frames.  
 
IV.  AMENDMENTS/COMMITTEE SUBSTITUTE CHANGES 
 
On March 28, 2023, the Regulatory Reform & Economic Development Subcommittee adopted two 
amendments and reported the bill favorably as a committee substitute. The committee substitute: 
 Allows residential property owners to elevate their homes up to 4 feet and up to 9 feet in certain 
coastal areas. 
 Provides definitions for coastal high hazard area, freedboard (elevation), maximum allowable 
height, substantial improvement, and voluntary elevation. 
 Prohibits the voluntary elevation from being used for the calculation of the maximum required 
height.  
 Provides local governments flexibility to enact an ordinance to enable residential property owners to 
elevate their properties. 
 Requires local governments to approve building permit applications to build up to fifty percent of 
their planned homes if the preliminary plat has been approved and the developer meets the 
following conditions: 
o A copy of the preliminary plat has been provided to electric, water, and wastewater utilities. 
o A performance bond or other form of guarantee has been provided for utilities, roads, and 
stormwater improvements. 
o The application meets the requirements of the building code.  
 
This analysis is drafted to the committee substitute as passed by the Regulatory Reform & Economic 
Development Subcommittee. 
 
 
                                                
73
 Id., at 3; see also rule impacted, r. 61G20-1.001, F.A.C.