HB 43 2025
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hb43-00
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
A bill to be entitled 1
An act relating to reusable tenant screening reports; 2
creating s. 83.471, F.S.; providing definitions; 3
authorizing a landlord to accept reusable tenant 4
screening reports and require a specified statement; 5
requiring that certain information be included in 6
reusable tenant screening reports; prohibiting a 7
landlord from charging certain fees to an applicant 8
using a reusable tenant screening report; providing 9
applicability; providing an effective date. 10
11
Be It Enacted by the Legislature of the State of Florida: 12
13
Section 1. Section 83.471, Florida Statutes, is created to 14
read: 15
83.471 Reusable tenant screening reports. — 16
(1) As used in this section, the term: 17
(a)1. "Consumer report" means any written, oral, or other 18
communication of information by a consumer reporting agency 19
bearing on a consumer's credit worthiness, credit standing, 20
credit capacity, character, general reputation, personal 21
characteristics, or m ode of living which is used or expected to 22
be used or collected in whole or in part for the purpose of 23
serving as a factor in establishing the consumer's eligibility 24
for credit or insurance to be used primarily for personal, 25
HB 43 2025
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F L O R I D A H O U S E O F R E P R E S E N T A T I V E S
family, or household purposes; employment purposes; or any other 26
purpose authorized under 15 U.S.C. s. 1681b. 27
2. Except for the restrictions provided in 15 U.S.C. s. 28
1681a(d)(3), the term "consumer report" does not include: 29
a. Subject to 15 U.S.C. s. 1681s -3, any report containing 30
information solely as to transactions or experiences between the 31
consumer and the person making the report; communication of such 32
information among persons related by common ownership or 33
affiliated by corporate control; or communication of other 34
information among persons related by common ownership or 35
affiliated by corporate control, if it is clearly and 36
conspicuously disclosed to the consumer that the information may 37
be communicated among such persons and the consumer is given the 38
opportunity, before the ti me that the information is initially 39
communicated, to direct that such information not be 40
communicated among such persons; 41
b. Any authorization or approval of a specific extension 42
of credit directly or indirectly by the issuer of a credit card 43
or similar device; 44
c. Any report in which a person who has been requested by 45
a third party to make a specific extension of credit directly or 46
indirectly to a consumer conveys his or her decision with 47
respect to such request, if the third party advises the consumer 48
of the name and address of the person to whom the request was 49
made, and such person makes the disclosures to the consumer 50
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required under 15 U.S.C. s. 1681m; or 51
d. A communication described in 15 U.S.C. s. 1681a(o) or 52
s. 1681a(x). 53
(b) "Consumer reporti ng agency" means any person who, for 54
monetary fees, dues, or on a cooperative nonprofit basis, 55
regularly engages in whole or in part in the practice of 56
assembling or evaluating consumer credit information or other 57
information on consumers for the purpose o f furnishing consumer 58
reports to third parties, and which uses any means or facility 59
of interstate commerce for the purpose of preparing or 60
furnishing consumer reports. 61
(c) "Reusable tenant screening report" means a consumer 62
report that: 63
1. Is prepared within the previous 30 days by a consumer 64
reporting agency at the request and expense of an applicant. 65
2. Is made directly available to a landlord for use in the 66
rental application process or is provided through a third -party 67
website that regularly engages in the business of providing a 68
reusable tenant screening report and complies with all state and 69
federal laws pertaining to use and disclosure of information 70
contained in a consumer report by a consumer reporting agency. 71
3. Is available to the lan dlord at no cost to access or 72
use. 73
(2) A landlord may accept reusable tenant screening 74
reports and may require an applicant to state that there has not 75
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been a material change to the information in the reusable tenant 76
screening report. 77
(3) A reusable tenant screening report must include all of 78
the following information: 79
(a) The applicant's full name. 80
(b) The applicant's contact information, including mailing 81
address, e-mail address, and telephone number. 82
(c) Verification of the applicant's employme nt. 83
(d) The applicant's last known address. 84
(e) The results of an eviction history check in a manner 85
and for a period of time consistent with applicable law related 86
to the consideration of eviction history in housing. 87
(f) The date through which the i nformation contained in 88
the report is current. 89
(4) If an applicant provides a reusable tenant screening 90
report to a landlord who accepts such reports, the landlord may 91
not charge the applicant a fee to access the report or an 92
application screening fee. 93
(5) This section does not: 94
(a) Affect any other applicable law related to the 95
consideration of criminal history information in housing, 96
including, but not limited to, local ordinances governing the 97
information that landlords may review and consider when 98
determining to whom they will rent; or 99
(b) Require a landlord to accept reusable tenant screening 100
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reports. 101
(6) If an ordinance, a resolution, a regulation, a rule, 102
an administrative action, an initiative, or other policy adopted 103
by a municipality or c ounty conflicts with this section, the 104
policy that provides greater protections to applicants applies. 105
Section 2. This act shall take effect July 1, 2025. 106