Florida 2025 2025 Regular Session

Florida House Bill H0365 Analysis / Analysis

Filed 03/14/2025

                    STORAGE NAME: h0365.HAT 
DATE: 3/14/2025 
 	1 
      
FLORIDA HOUSE OF REPRESENTATIVES 
BILL ANALYSIS 
This bill analysis was prepared by nonpartisan committee staff and does not constitute an official statement of legislative intent. 
BILL #: HB 365    
TITLE: Rent of Affordable Housing Dwelling Units  
SPONSOR(S): Tendrich 
COMPANION BILL: SB 382 (Bernard) 
LINKED BILLS: None 
RELATED BILLS: None 
Committee References 
 Housing, Agriculture & Tourism 
 

Civil Justice & Claims 
 

Commerce 
 
 
SUMMARY 
 
Effect of the Bill: 
The bill prohibits a landlord from increasing the rent of a unit during the term of a rental agreement if:  
 The unit qualifies as affordable housing; and  
 The landlord has received federal, state, or local funding or tax incentives because of the unit’s status as 
affordable housing.  
 
However, the bill does not prohibit such landlords from increasing the rent when the tenant is renewing the rental 
agreement.   
 
Fiscal or Economic Impact: 
The bill has an indeterminate impact on the private sector.  
 
  
JUMP TO SUMMARY 	ANALYSIS RELEVANT INFORMATION BILL HISTORY 
 
ANALYSIS 
EFFECT OF THE BILL: 
Prohibition on Rent Increases  
The bill amends the Florida Residential Landlord and Tenant Act. Under the bill, a landlord of a dwelling unit that 
qualifies as affordable housing, and who has received federal, state, or local funding or tax incentives because of the 
unit’s status as affordable housing, may not increase the rent of such unit during the term of a rental agreement.  
 
In effect, the bill protects tenants who live in affordable housing units, and whose landlords receive funding or 
incentives because of the unit’s status as affordable housing, from any increases, whether anticipated or not, in the 
amount to pay for rent during the term of a rental agreement.    
 
Scope of the Prohibition  
The bill expressly provides that the prohibition on rent increases does not apply when the tenant is renewing his 
or her rental agreement. This means the landlord could only increase the rent for an affordable housing unit when 
the rental agreement is up for renewal. At that point, the landlord and tenant could enter into negotiations for any 
increase in rent.   
 
The effective date of the bill is July 1, 2025.  
 
FISCAL OR ECONOMIC IMPACT:  
 
PRIVATE SECTOR:  
The bill has an indeterminate positive impact on the private sector. The bill eliminates the ability of a landlord that 
rents out an affordable housing unit, and who receives public assistance for the unit’s status as affordable, to  JUMP TO SUMMARY 	ANALYSIS RELEVANT INFORMATION BILL HISTORY 
 	2 
increase the rent for such unit during the term of a rental agreement. Tenants who rent such units would be 
shielded from any increases in the amount to pay for rent during the term of a rental agreement.  
 
RELEVANT INFORMATION 
SUBJECT OVERVIEW: 
Florida’s Residential Landlord and Tenant Act 
The Residential Landlord and Tenant Act
1 (Act) governs the rental of dwelling units and the relationship between 
landlords
2 and tenants
3 in Florida.
4 Significant provisions in the Act include those relating to unconscionable rental 
agreements and provisions,
5 the duration of the rental agreement and the tenancy,
6 prohibited provisions in rental 
agreements,
7 maintenance obligations of landlords and tenants,
8 a landlord’s access to a dwelling unit,
9 
terminations of tenancies and rental agreements,
10 and actions for damages.
11  
 
The Act defines “dwelling unit” as: 
 A structure or part of a structure that is rented for use as a home, residence, or sleeping place by one 
person or by two or more persons who maintain a common household; 
 A mobile home rented by a tenant; or  
 A structure or part of a structure that is furnished, with or without rent, as an incident of employment for 
use as a home, residence, or sleeping place by one or more persons.
12 
 
Rent Regulation Policies  
Rent regulation policies can protect tenants from dramatic, unforeseen increases in housing costs.
13 Jurisdictions 
adopt rent regulations for several reasons, one of which is ensuring stability for tenants in rent-stabilized
14 units 
and promoting the overall affordability of rental housing.
15  
 
The goals of rent regulation policies, however, can be met with other concerns.
16 Maintaining the affordability of 
existing housing might discourage new housing construction.
17 Meanwhile, protections for current tenants might 
make it harder for future tenants or those living in unregulated units to remain in and afford housing.
18   
 
With only a few exceptions, local governments in Florida are prohibited from imposing price controls upon a lawful 
business activity that is not franchised by, owned by, or under contract with, an agency of the local government.
19 
                                                            
1
 The Florida Residential Landlord and Tenant Act (Act) is codified in ch. 83, part II, F.S. Nonresidential tenancies and all 
tenancies not otherwise governed by the Act are governed by pt. I of ch. 83, F.S. See s. 83.001, F.S.    
2
 “Landlord” means the owner or lessor of a dwelling unit. S. 83.43(9), F.S.   
3
 “Tenant” means any person entitled to occupy a dwelling unit under a rental agreement. S. 83.43(17), F.S.  
4
 S. 83.41, F.S.  
5
 See s. 83.45, F.S.  
6
 See s. 83.46, F.S.  
7
 See s. 83.47, F.S.  
8
 Landlords have an obligation to maintain the premises, whereas tenants have an obligation to maintain the dwelling unit. See 
ss. 83.51, F.S. and 83.52, F.S.  
9
 See s. 83.53, F.S.  
10
 For terminations of rental agreements, see s. 83.56, F.S. For terminations of tenancies without a specific term, see s. 83.57, 
F.S. For termination of tenancies with a specific duration, see s. 83.575, F.S.  
11
 See s. 83.55, F.S.  
12
 S. 83.43(5), F.S.  
13
 Local Housing Solutions, Rent Regulation, Mar. 2021, https://localhousingsolutions.org/housing-policy-library/rent-
regulation/ (last visited Mar. 2, 2025).  
14
 Id. 
15
 Id. 
16
 Id. 
17
 Id. 
18
 Id. 
19
 S. 166.043(1)(a), F.S. See also Hemlane, Florida Rent Control Laws, Mar. 2024, https://www.hemlane.com/resources/florida-
rent-control-laws/ (last visited Mar. 2, 2025).   JUMP TO SUMMARY 	ANALYSIS RELEVANT INFORMATION BILL HISTORY 
 	3 
Any local government ordinance or rule that has the effect of imposing such price controls is preempted by the 
state. 
 
Currently, Florida law does not impose any statewide limits on how much a landlord can raise the rent for a 
dwelling unit, provided the landlord:  
 Does not increase the rent for discriminatory reasons; and
20 
 Provides the tenant proper notice under any applicable local regulations.
21  
 
Affordable Housing  
Housing is considered affordable when monthly rents or monthly mortgage payments, including taxes, insurance, 
and utilities, do not exceed 30 percent of a family’s gross income.
22 Over 2.4 million low-income Florida households 
pay more than 30% of their incomes towards housing, which is the maximum amount considered affordable by 
experts.
23 Over half of these households, or 1.3 million low-income households, spend more than 50% of their 
income towards housing costs.
24 This makes it difficult for those households to save for retirement or emergencies 
and difficult to afford other necessities such as food and childcare.
25 
 
Eligibility to participate in Florida’s state and federally-funded housing programs is determined by area median 
income (AMI) or statewide median family income, which is published annually by the United States Department of 
Housing and Urban Development (HUD).
26 In Florida, the current statewide AMI for a family of four is $88,600 (as 
family size changes, the income range also varies):
27 
 Extremely-low-income – earning up to 30 percent AMI (at or below $26,600);
28 
 Very-low-income – earning from 30.01 to 50 percent AMI ($26,601 to $44,300);
29 
 Low-income – earning from 50.01 to 80 percent AMI ($44,301 to $70,900);
30 and 
 Moderate-income – earning from 80.01 to 120 percent of AMI ($70,901 to $106,320).
31 
 
As of 2024, Florida had only 24 affordable and available rental units for every 100 extremely low-income renters.
32 
In addition, there were little to no communities in Florida that could provide enough housing to support this group 
of renters, which is primarily made up of low-income workers, retirees, and people with disabilities.
33  
 
                                                            
20
 See s. 83.64(1), F.S. It is unlawful under Florida law for a landlord to discriminatorily increase a tenant’s rent primarily 
because the landlord is retaliating against the tenant.   
21
 See, e.g., Miami-Dade County, Fla., Code of Ordinances, Sec. 17-03 (2024). Under the ordinance, a residential landlord that 
proposes to increase the rental rate by more than five percent at the end of a lease for a specific term, or during a tenancy 
without a specific duration in which the rent is payable on a monthly basis, must provide a minimum of 60 days’ written fair 
notice to the tenant before the tenant must either: (1) accept the proposed amendment; (2) reach an acceptable compromise; 
or (3) reject the proposed amendment to their tenancy. If the required 60 days’ written fair notice has been provided and the 
tenant has not agreed to the proposed amendment or an acceptable compromise, the landlord may impose the proposed 
amended terms or require the tenant to vacate, in accordance with applicable Florida law and other Miami-Dade County 
ordinances.    
22
 S. 420.0004(3), F.S.  
23
 Florida Housing Coalition, 2024 Home Matters Report, p. 2. https://flhousing.org/wp-content/uploads/2024/08/FHC-2024-
Home-Matters-Report.pdf (last visited Feb. 24, 2025).  
24
 Id.  
25
 Id. 
26
 See U.S. Dept. of Housing and Urban Development: Office of Policy Development and Research, Income Limits, 
https://www.huduser.gov/portal/datasets/il.html#documents_2024 (last visited Mar. 2, 2025).  
27
 U.S. Dept. of Housing and Urban Development: Office of Policy Development and Research, FY 2024 State Income Limits: 
Florida, 
https://www.huduser.gov/portal/datasets/il/il2024/2024summary.odn?inputname=STTLT*1299999999%2BFlorida&select
ion_type=county&stname=Florida&statefp=12.0&year=2024 (last visited Mar. 2, 2025).  
28
 Id. See also s. 420.0004(9), F.S.  
29
 Supra note 26. See also s. 420.0004(17), F.S.  
30
 Supra note 26. See also s. 420.0004(11), F.S. 
31
 Supra note 26. See also s. 420.0004(12), F.S. 
32
 Florida Housing Coalition, 2024 Home Matters Report, p. 2. https://flhousing.org/wp-content/uploads/2024/08/FHC-2024-
Home-Matters-Report.pdf (last visited Feb. 24, 2025). 
33
 Id.  JUMP TO SUMMARY 	ANALYSIS RELEVANT INFORMATION BILL HISTORY 
 	4 
Public Assistance for Affordable Housing Rentals 
The Section 8 housing choice voucher (HCV) program is the federal government’s primary program for assisting 
very low-income families, the elderly, and persons with disabilities in affording decent, safe, and sanitary housing 
in the private market.
34 HVCs are administered locally by public housing agencies (PHAs) that receive federal funds 
from HUD.
35   
 
First, HUD provides the funds to allow PHAs to make housing assistance payments on behalf of the HCV tenant.
36 
HUD also pays the PHA a fee for the costs of administering the program. HUD monitors PHA administration of the 
program to ensure program rules are properly followed.
37 
 
Then, the PHA administers the HCV program locally and provides the HCV tenant with the housing assistance.
38 
The PHA must examine the tenant’s income and household composition, and ensure that their housing unit meets 
minimum housing quality standards.
39 The PHA then enters into a contract with the landlord to provide housing 
assistance payments to the landlord on behalf of the family.
40 
 
Another federal program that indirectly provides support for landlords who provide affordable housing rental 
units include the U.S. Department of the Treasury’s Emergency Rental Assistance (ERA) program, which has 
collectively provided communities over $46 billion to support housing stability for eligible renters throughout the 
COVID-19 pandemic.
41  
 
Florida Housing Finance Corporation 
In addition to public assistance for landlords who rent out affordable housing units, the Florida Housing Finance 
Corporation (Corporation) administers federal and state resources that assist developers in financing the 
development of safe, decent affordable housing. Created in 1997 as a public-private entity,
42 the Corporation is held 
by the state and housed within the Department of Commerce.
43  
 
The following programs are administered by the Corporation:  
 State Apartment Incentive Loan Program: This program provides developers with low-interest loans as gap 
financing to leverage mortgage revenue bonds or Low-Income Housing Tax Credit resources needed to 
construct or rehabilitate affordable rental units. 
 Multifamily Mortgage Revenue Bonds: This program uses both taxable and tax-exempt bonds to provide 
below market rate loans to nonprofit and for-profit developers who set aside a certain percentage of their 
apartment units for low-income families. 
 HOME Investment Partnerships Program: This program provides non-amortizing, low-interest rate loans 
to developers of affordable rental housing, particularly in more rural areas of the state. 
 Low Income Housing Tax Credits: This program provides for-profit and nonprofit organizations with a 
dollar-for-dollar reduction in federal tax liability in exchange for the acquisition, substantial rehabilitation, 
or new construction of low- and very-low-income rental housing units. 
                                                            
34
 U.S. Dept. of Housing and Urban Development, Housing Choice Voucher Fact Sheet for Landlords, May 2021, 
https://files.hudexchange.info/resources/documents/PIH-HCV-Landlord-Fact-Sheet.pdf (last visited Mar. 2, 2025).  
35
 Id. 
36
 Id. 
37
 Id. 
38
 Id. 
39
 Id. 
40
 Id. 
41
 U.S. Dept. of the Treasury, Emergency Rental Assistance Program, https://home.treasury.gov/policy-
issues/coronavirus/assistance-for-state-local-and-tribal-governments/emergency-rental-assistance-program (last visited 
Mar. 2, 2025).   
42
 See ch. 97-167, Laws of Fla.  
43
 S. 420.504(1), F.S.   JUMP TO SUMMARY 	ANALYSIS RELEVANT INFORMATION BILL HISTORY 
 	5 
 Special Needs Housing: This program enhances the ability of extremely low-income households with 
special needs to access and retain affordable rental housing in their communities by offering incentives to 
developers who set aside a portion of their housing units for special needs households.
44 
 
 
 
RECENT LEGISLATION:  
 
YEAR BILL #  HOUSE SPONSOR(S) SENATE SPONSOR OTHER INFORMATION 
2024 HB 31 Edmonds 	Osgood Among other things, the bill 
limited rent increases of 
certain residential tenancies to 
specified amount. Neither the 
House version nor the Senate 
version made it to a committee 
stop.  
2023 HB 1261 Gantt 	Jones Among other things, the bill 
prohibited certain landlords 
from increasing rent in excess 
of certain percentage. Neither 
the House version nor the 
Senate version made it to a 
committee stop. 
 
 
BILL HISTORY 
COMMITTEE REFERENCE ACTION DATE 
STAFF 
DIRECTOR/ 
POLICY CHIEF 
ANALYSIS 
PREPARED BY 
Housing, Agriculture & Tourism 
Subcommittee 
  Curtin Fletcher 
Civil Justice & Claims 
Subcommittee 
    
Commerce Committee     
 
 
 
 
 
 
 
 
  
                                                            
44
 Florida Department of Commerce, Affordable Housing Planning, https://floridajobs.org/community-planning-and-
development/programs/community-planning-table-of-contents/affordable-housing-
planning#:~:text=Low%20Income%20Housing%20Tax%20Credits%20%2D%20The,and%20very%20low%20income%20r
ental%20housing%20units (last visited Mar. 2, 2025).