HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 1 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S A bill to be entitled 1 An act relating to the Department of Financial 2 Services; amending s. 17.11, F.S.; revising which 3 subsystem the Chief Financial Officer reports from; 4 amending s. 17.13, F.S.; authorizing the replacement 5 of the Chief Financial Officer's warrants under 6 certain circumstances; providing that any such 7 replacement warrant has the same validity as the 8 original; amending s. 110.113, F.S.; deleting the 9 department's authority to make semimonthly salary 10 payments; amending s. 112.215, F.S.; requiring the 11 Chief Financial Officer to adopt specified rules 12 relating to the deferred compensation plan; 13 authorizing certain deferred compensation plans to 14 provide deferral of an employee's compensation in 15 specified manners; requiring that such plans continue 16 to be included as regul ar compensation for a specified 17 purpose; prohibiting deferred compensation on a pretax 18 basis from being included in certain computations; 19 requiring that compensation on an after -tax Roth 20 contribution basis be included in certain 21 computations; deleting a pr ovision relating to 22 approval of a deferred compensation plan; revising the 23 conditions under which political subdivisions' or 24 constitutional county officers' deferred compensation 25 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 2 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S plans become effective; prohibiting deferred 26 compensation on a pretax basis f rom being included in 27 certain computations; requiring that compensation on 28 an after-tax Roth contribution basis be included in 29 certain computations; amending s. 215.422, F.S.; 30 authorizing the Chief Financial Officer to adopt rules 31 authorizing advance payme nts for prepaid multiyear 32 software licenses; authorizing, rather than requiring, 33 specified interest to be paid from specified 34 appropriations; authorizing agencies to pay interest 35 from available appropriations under certain 36 circumstances; amending s. 215.89 , F.S.; deleting 37 obsolete provisions; amending s. 215.93, F.S.; 38 revising the contents of the Florida Financial 39 Management Information System; amending s. 215.94, 40 F.S.; specifying that the department is the functional 41 owner of the Financial Management Subsy stem; revising 42 the functions of such subsystem; conforming provisions 43 to changes made by the act; amending s. 215.985, F.S.; 44 conforming provisions to changes made by the act; 45 revising the contents of expenditure data; amending 46 ss. 216.102 and 216.141, F.S. ; conforming provisions 47 to changes made by the act; amending s. 280.16, F.S.; 48 requiring the qualified public depository of first 49 deposit to investigate, make a certain determination, 50 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 3 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S and return funds under certain circumstances; 51 requiring such funds to be immediately returned to the 52 public depositor in provisional status until a 53 specified time; specifying that failure to complete a 54 certain process may result in suspension or 55 disqualification of the qualified public depositor; 56 amending s. 440.13, F.S.; incre asing the timeframe for 57 certain health care providers to petition to resolve 58 utilization and reimbursement disputes; revising 59 requirements for the petitioner; revising the duties 60 of the three-member panel that determines schedules 61 relating to reimbursement allowances; amending s. 62 440.38, F.S.; specifying that an employer may furnish 63 proof that it has the financial strength to pay 64 certain claims on behalf of its wholly or majority 65 owned subsidiaries to secure the payment of 66 compensation; authorizing the depa rtment to adopt 67 rules that must be used for certain recommendations; 68 specifying requirements for such rules; making 69 technical changes; amending s. 440.49, F.S.; revising 70 legislative intent and findings; revising the 71 requirements of a required report of the Special 72 Disability Trust Fund; requiring that the report be 73 published on the Division of Workers' Compensation's 74 website rather than submitted to the Governor and 75 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 4 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S Legislature; prohibiting, beginning on a specified 76 date, the division from accepting new not ices and 77 proofs of claims; specifying that certain proofs of 78 claim are barred from reimbursement; specifying that 79 an accepted claim is only eligible for final 80 reimbursement under certain circumstances; requiring 81 certain determinations in the independent ac tuarial 82 report; specifying that any claim reimbursement after 83 a certain date will be considered a final request for 84 reimbursement; specifying that the final reimbursement 85 will be a certain amount; requiring that final 86 reimbursements be limited to a specifi ed amount and 87 may include funeral expenses under certain 88 circumstances; requiring the department to pay 89 approved final reimbursement requests in a specified 90 manner; requiring that the final reimbursement 91 extinguishes certain liability; amending s. 440.107, 92 F.S.; authorizing the department to accept a credit 93 card payment for a specified down payment; specifying 94 the result if the credit card is charged back; 95 authorizing the department to issue an order of 96 conditional release from a certain stop -work order and 97 enter into a payment agreement schedule under certain 98 circumstances; creating s. 497.1411, F.S.; defining 99 terms; specifying that certain applicants are barred 100 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 5 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S from licensure under ch. 497, F.S.; specifying that 101 certain applicants are subject to specified 102 disqualification periods; authorizing certain 103 applicants to apply for a license under certain 104 circumstances; authorizing the Division of Funeral, 105 Cemetery, and Consumer Services within the department 106 to issue the license on a probationary basis for a 107 specified time; requiring the Board of Funeral, 108 Cemetery, and Consumer Services to adopt rules; 109 specifying requirements, authorizations, and 110 prohibitions for such rules; specifying when a 111 disqualifying period begins; prohibiting the 112 department from issuing a li cense to an applicant 113 until it receives proof of certain payments; 114 specifying that the applicant has certain burdens to 115 demonstrate that he or she is qualified for licensure; 116 specifying that certain applicants who have been 117 granted restoration of civil rig hts are not barred or 118 disqualified from licensure; specifying that such 119 restoration does not require the department to award a 120 license; authorizing the board to grant an exemption 121 from disqualification under certain circumstances; 122 specifying requirements f or the applicant in order for 123 the board to grant an exemption; specifying that the 124 board has discretion whether to grant or deny an 125 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 6 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S exemption; specifying that certain decisions are 126 subject to ch. 120, F.S.; providing applicability and 127 construction; amendin g s. 497.142, F.S.; prohibiting 128 an application from being deemed complete under 129 certain circumstances; revising the list of crimes to 130 be disclosed on a license application; amending s. 131 497.369, F.S.; revising the circumstances under which 132 a licensing authority must issue a license by 133 endorsement to practice embalming; deleting a 134 presumption regarding state, regional, or national 135 examinations; making technical changes; amending s. 136 497.374, F.S.; revising the circumstances under which 137 a licensing authority mu st issue a license by 138 endorsement to practice funeral directing; deleting a 139 presumption regarding state, regional, or national 140 examinations; making technical changes; amending s. 141 497.376, F.S.; authorizing a person to obtain a 142 specified combination license by meeting certain 143 requirements; revising the circumstances under which 144 an applicant must hold certain educational 145 credentials; amending s. 497.380, F.S.; prohibiting 146 certain square footage required for funeral 147 establishments from including common areas; amending 148 s. 497.386, F.S.; revising the circumstances under 149 which the department may enter and secure certain 150 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 7 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S establishments or facilities; amending s. 497.604, 151 F.S.; prohibiting certain square footage required for 152 the practice of direct disposition from i ncluding 153 common areas; amending s. 554.103, F.S.; requiring the 154 department to adopt a specified code; making a 155 clarifying change; amending s. 554.108, F.S.; revising 156 applicability relating to certain inspection 157 requirements; amending s. 554.114, F.S.; proh ibiting 158 persons from taking certain actions relating to 159 boilers; amending s. 554.115, F.S.; revising the 160 circumstances under which the department may deny, 161 refuse to renew, suspend, or revoke a certificate; 162 creating s. 554.116, F.S.; requiring owners and u sers 163 to install a carbon monoxide detector or alarm on 164 certain boilers and fire pressured vessels; creating 165 s. 554.117, F.S.; authorizing the Division of State 166 Fire Marshall to conduct an examination of certain 167 boilers; requiring the division to review cer tain 168 complaints; amending s. 624.307, F.S.; specifying a 169 limitation on a required response to consumer 170 complaints; amending s. 624.317, F.S.; requiring 171 certain persons to respond within a specified time to 172 a request for documents and information concerning 173 certain investigations; specifying the requirements of 174 such response; authorizing the department or the 175 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 8 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S Office of Insurance Regulation to impose a penalty; 176 amending s. 626.171, F.S.; deleting reinsurance 177 intermediaries from certain application requirement s; 178 revising the list of persons from whom the department 179 is required to accept uniform applications; making 180 clarifying changes regarding the voluntary submission 181 of cellular telephone numbers; revising the exemption 182 from the application filing fee for memb ers of the 183 United States Armed Forces; amending s. 626.2815, 184 F.S.; specifying that certain licensees are not 185 required to complete continuing education elective 186 hours; deleting a provision requiring certain 187 licensees to complete elective continuing educatio n 188 courses; amending s. 626.292, F.S.; revising applicant 189 requirements for a license transfer; amending s. 190 626.611, F.S.; revising the grounds for denying an 191 application for, suspending, revoking, or refusing to 192 renew or continuing certain licenses; amendin g s. 193 626.621, F.S.; revising the grounds for denying an 194 application for, suspending, revoking, or refusing to 195 renew or continuing certain licenses; authorizing the 196 department to require a licensee to submit to an 197 examination or reexamination under certain 198 circumstances; providing construction; specifying 199 grounds for suspension or revocation of certain 200 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 9 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S licenses; amending s. 626.731, F.S.; revising the 201 qualifications for a general lines agent's license; 202 amending s. 626.785, F.S.; revising the qualifications 203 for a life agent's license; amending s. 626.831, F.S.; 204 revising the qualifications for a health agent's 205 license; amending s. 626.8417, F.S.; making a 206 clarifying change; amending s. 626.843, F.S.; 207 requiring the department to cancel appointments of a 208 title agency under certain circumstances; prohibiting 209 the title insurance agency from being eligible for 210 appointment until a specified payment is made; 211 amending s. 626.8473, F.S.; requiring a title agency 212 to disclose certain fees to the consumer before 213 closing; prohibiting such agency from charging fees 214 that were not disclosed as provided in a certain 215 provision; amending s. 626.878, F.S.; requiring 216 adjusters to adhere to certain requirements; 217 prohibiting waivers of the requirements; authorizing 218 the department to ad opt rules; amending s. 626.927, 219 F.S.; revising requirements for the licensing of a 220 surplus lines agent for a specified purpose; amending 221 s. 626.938, F.S.; requiring certain insureds and self -222 insurers to maintain certain records; specifying the 223 contents of such records; requiring that such records 224 be available for examination by certain entities 225 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 10 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S without prior notice; requiring certain insurers or 226 captive insurance companies to file with the Florida 227 Surplus Lines Service Office a specified report; 228 amending s. 626.9541, F.S.; conforming a cross -229 reference; amending s. 627.70151, F.S.; authorizing a 230 challenge of an appraiser's impartially and 231 disqualification of a proposed appraiser under certain 232 conditions; amending s. 627.776, F.S.; revising 233 applicability relating to title insurers; amending s. 234 631.271, F.S.; requiring that certain claims be 235 excluded from Class 2 priority and specifying how such 236 claims must be paid; revising the list of claims that 237 are Class 6 claims; creating s. 633.139, F.S.; 238 defining terms; creating the Florida Firefighter 239 Recruitment Bonus Payment Program for a specified 240 purpose; specifying that bonus payments are contingent 241 upon appropriation and must be prorated subject to the 242 amount of the appropriation; requiring that bonus 243 payments be adjusted to include a specified percentage 244 for a specified tax; requiring the department to 245 develop a specified plan; requiring employing agencies 246 to assist the department with the collection of 247 certain data and provide information to the 248 department; specifying requirements for the 249 department's plan; requiring the department to consult 250 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 11 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S quarterly with the Division of State Fire Marshal; 251 requiring the department to submit the plan to the 252 Executive Office of the Governor and the chairs of 253 certain legislative app ropriations committees by a 254 specified date annually; authorizing the department to 255 submit budget amendments; requiring that the funding 256 allocation for the bonus payment be used for a 257 specified sole purpose; requiring the department to 258 adopt rules; providin g for expiration; amending s. 259 633.216, F.S.; revising the requirements for 260 firesafety inspector training; specifying that 261 inservice training does not allow a certain person 262 whose certification has lapsed to continue serving as 263 a firesafety inspector; revis ing requirements for 264 rules regarding an advanced training and certification 265 program for firesafety inspectors; amending s. 266 634.3077, F.S.; making clarifying changes; authorizing 267 contractual liability insurance policies to pay 268 certain claims under certain c ircumstances; amending 269 s. 634.406, F.S.; making clarifying changes; 270 authorizing a contractual liability insurance policy 271 to pay certain claims under certain circumstances; 272 amending s. 648.33, F.S.; authorizing bail bond agents 273 to collect certain amounts or fees in addition to the 274 premium required by the insurer; amending s. 791.013, 275 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 12 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S F.S.; deleting the requirement for the Division of 276 Investigative and Forensic Services to dispose of 277 certain samples; amending s. 1001.281, F.S.; deleting 278 the FLAIR number for t he Operating Trust Fund; 279 amending s. 1001.282, F.S.; deleting the FLAIR number 280 for the Administrative Trust Fund; providing an 281 effective date. 282 283 Be It Enacted by the Legislature of the State of Florida: 284 285 Section 1. Subsection (2) of section 17.11, Florida 286 Statutes, is amended to read: 287 17.11 To report disbursements made. — 288 (2) The Chief Financial Officer shall report also cause to 289 have reported from the Financial Management Florida Accounting 290 Information Resource Subsystem no less than quarterly the 291 disbursements that which agencies made to small businesses, as 292 defined in the Florida Small and Minority Business Assistance 293 Act; to certified minority business enterprises in the 294 aggregate; and to certified minority business enterprises broken 295 down into categories of minority persons, as well as gender and 296 nationality subgroups. This report must information shall be 297 made available to the agencies, the Office of Supplier 298 Diversity, the Governor, the President of the Senate, and the 299 Speaker of the House of Representatives. Each agency shall be 300 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 13 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S responsible for the accuracy of information entered into the 301 Financial Management Florida Accounting Information Resource 302 Subsystem for use in this reporting. 303 Section 2. Section 17.13, Florida Statutes, is amend ed to 304 read: 305 17.13 Replacement of To duplicate warrants lost or 306 destroyed.— 307 (1) The Chief Financial Officer shall replace is required 308 to duplicate any Chief Financial Officer's warrant warrants that 309 may have been lost or destroyed , or may hereafter be l ost or 310 destroyed, upon the owner thereof or the owner's agent or 311 attorney submitting to presenting the Chief Financial Officer a 312 the statement, under oath, reciting the number, date, and amount 313 of the any warrant or the best and most definite description in 314 his or her knowledge and the circumstances of its loss .; If the 315 Chief Financial Officer deems it necessary, the owner or the 316 owner's agent or attorney must shall file in the office of the 317 Chief Financial Officer a surety bond, or a bond with 318 securities, to be approved by a judge one of the judges of the 319 circuit court or a one of the justices of the Supreme Court 320 justice, in a penalty of not less than twice the amount of any 321 warrant warrants so replaced duplicated, conditioned to 322 indemnify the state and any innocent warrant holders thereof 323 from any damages that may accrue from such replacement 324 duplication. 325 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 14 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (2) The Chief Financial Officer shall replace is required 326 to duplicate any Chief Financial Officer's warrant that has may 327 have been lost or destroyed , or may hereafter be lost or 328 destroyed, when sent to any payee through via any state agency 329 when such warrant is lost or destroyed before prior to being 330 received by the payee and provided the director of the state 331 agency to whom the warrant was sent submits presents to the 332 Chief Financial Officer a statement, under oath, reciting the 333 number, date, and amount of the warrant lost or destroyed, the 334 circumstances surrounding the loss or destruction of such 335 warrant, and any additiona l information that the Chief Financial 336 Officer requests shall request in regard to such warrant . 337 (3) Any replacement duplicate Chief Financial Officer's 338 warrant issued under this section has in pursuance of the above 339 provisions shall be of the same validity as the original warrant 340 was before its loss. 341 Section 3. Subsection (1) of section 110.113, Florida 342 Statutes, is amended to read: 343 110.113 Pay periods for state officers and employees; 344 salary payments by direct deposit. — 345 (1) The normal pay period for salaries of state officers 346 and employees is shall be 1 month. The Department of Financial 347 Services shall issue either monthly or biweekly salary payments 348 by state warrants or by direct deposit pursuant to s. 17.076 or 349 make semimonthly salary payments by direct deposit pursuant to 350 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 15 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S s. 17.076, as requested by the head of each state agency and 351 approved by the Executive Office of the Governor and the 352 Department of Financial Services. 353 Section 4. Paragraph (f) is added to subsection (4) of 354 section 112.215, Florida Statutes, and subsection (6) of that 355 section is amended, to read: 356 112.215 Government employees; deferred compensation 357 program.— 358 (4) 359 (f) The Chief Financial Officer must adopt rules relating 360 to all the material terms and conditions for benefits under the 361 plan, including optional features of the plan permitted by 26 362 U.S.C. s. 457. 363 (6)(a) The deferred compensation plans authorized and 364 approved under this section may provide for the deferral of an 365 employee's compensation on either a preta x basis or an after-tax 366 Roth contribution basis under a qualified Roth contribution 367 program pursuant to s. 402A of the Internal Revenue Code. Any 368 compensation deferred under such a deferred compensation plan, 369 including an individual's compensation deferred on either a 370 pretax basis or an after -tax Roth contribution basis under a 371 qualified Roth contribution program pursuant to s. 402A of the 372 Internal Revenue Code, must continue to be included as regular 373 compensation for the purpose of computing the retirement , 374 pension, or social security contributions made or benefits 375 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 16 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S earned by any employee. Any sum deferred on a pretax basis may 376 not be included in the computation of any federal or state taxes 377 withheld on behalf of any such individual at the time of 378 deferral. Any sum deferred on an after -tax Roth contribution 379 basis pursuant to a qualified Roth contribution program under s. 380 402A of the Internal Revenue Code must be included in the 381 computation of any federal or state taxes withheld on behalf of 382 any such individual at the time of deferral No deferred 383 compensation plan of the state shall become effective until 384 approved by the State Board of Administration and the Chief 385 Financial Officer is satisfied by opinion from such federal 386 agency or agencies as may be deemed ne cessary that the 387 compensation deferred thereunder and/or the investment products 388 purchased pursuant to the plan will not be included in the 389 employee's taxable income under federal or state law until it is 390 actually received by such employee under the terms of the plan, 391 and that such compensation will nonetheless be deemed 392 compensation at the time of deferral for the purposes of social 393 security coverage, for the purposes of the state retirement 394 system, and for any other retirement, pension, or benefit 395 program established by law. 396 (b) A No deferred compensation plan of a county, 397 municipality, other political subdivision, or constitutional 398 county officer may not shall become effective until the 399 appropriate official or body designated under subsection (5) is 400 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 17 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S satisfied that such plan of deferred compensation may provide 401 for the deferral of an individual's compensation on either a 402 pretax basis or an after -tax Roth contribution basis under a 403 qualified Roth contribution program pursuant to s. 402A of the 404 Internal Revenue Code by opinion from such federal agency or 405 agencies as may be deemed necessary that the compensation 406 deferred thereunder and/or the investment products purchased 407 pursuant to the plan will not be included in the employee's 408 taxable income under federal or state law until it is actually 409 received by such employee under the terms of the plan, and that 410 such compensation will nonetheless be deemed compensation at the 411 time of deferral for the purposes of social security coverage, 412 for the purposes of the retir ement system of the appropriate 413 county, municipality, political subdivision, or constitutional 414 county officer, and for any other retirement, pension, or 415 benefit program established by law. Any sum deferred on a pretax 416 basis may not be included in the compu tation of any federal or 417 state taxes withheld on behalf of any such individual at the 418 time of deferral. Any sum deferred on an after -tax Roth 419 contribution basis pursuant to a qualified Roth contribution 420 program under s. 402A of the Internal Revenue Code mu st be 421 included in the computation of any federal or state taxes 422 withheld on behalf of any such individual at the time of 423 deferral. 424 Section 5. Subsections (15) and (16) of section 215.422, 425 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 18 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S Florida Statutes, are amended to read: 426 215.422 Payments, warrants, and invoices; processing time 427 limits; dispute resolution; agency or judicial branch 428 compliance.— 429 (15) The Chief Financial Officer may adopt rules to 430 authorize advance payments for goods and services, including, 431 but not limited to, maintenance a greements and subscriptions , 432 including prepaid multiyear software licenses . Such rules must 433 shall provide objective criteria for determining when it is in 434 the best interest of the state to make payments in advance and 435 must shall also provide for adequate p rotection to ensure that 436 such goods or services will be provided. 437 (16) Nothing contained in This section may not shall be 438 construed to be an appropriation. Any interest that which 439 becomes due and owing pursuant to this section may shall only be 440 paid payable from the appropriation charged for such goods or 441 services. If insufficient funds are available within the 442 appropriation charged for such goods or services, the agency 443 must pay the interest from an available appropriation. 444 Section 6. Subsection (3) of section 215.89, Florida 445 Statutes, is amended to read: 446 215.89 Charts of account. — 447 (3) REPORTING STRUCTURE. — 448 (a) The Chief Financial Officer shall accept comments from 449 state agencies, local governments, educational entities, 450 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 19 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S entities of higher educa tion, and other interested parties 451 regarding the proposed charts of account until November 1, 2013. 452 (b) By January 15, 2014, the Chief Financial Officer, 453 after consultation with affected state agencies, local 454 governments, educational entities, entities o f higher education, 455 and the Auditor General, shall submit to the Governor, the 456 President of the Senate, and the Speaker of the House of 457 Representatives a report recommending a uniform charts of 458 account which requires specific enterprise -wide information 459 related to revenues and expenditures of state agencies, local 460 governments, educational entities, and entities of higher 461 education. The report must include the estimated cost of 462 adopting and implementing a uniform enterprise -wide charts of 463 account. 464 Section 7. Paragraph (b) of subsection (1) of section 465 215.93, Florida Statutes, is amended to read: 466 215.93 Florida Financial Management Information System. — 467 (1) To provide the information necessary to carry out the 468 intent of the Legislature, there shall be a Florida Financial 469 Management Information System. The Florida Financial Management 470 Information System shall be fully implemented and shall be 471 upgraded as necessary to ensure the efficient operation of an 472 integrated financial management information system a nd to 473 provide necessary information for the effective operation of 474 state government. Upon the recommendation of the coordinating 475 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 20 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S council and approval of the board, the Florida Financial 476 Management Information System may require data from any state 477 agency information system or information subsystem or may 478 request data from any judicial branch information system or 479 information subsystem that the coordinating council and board 480 have determined to have statewide financial management 481 significance. Each functional owner information subsystem within 482 the Florida Financial Management Information System shall be 483 developed in such a fashion as to allow for timely, positive, 484 preplanned, and prescribed data transfers between the Florida 485 Financial Management Information Sy stem functional owner 486 information subsystems and from other information systems. The 487 principal unit of the system shall be the functional owner 488 information subsystem, and the system shall include, but shall 489 not be limited to, the following: 490 (b) Florida Accounting Information Resource Subsystem. 491 Section 8. Subsections (2) and (3) of section 215.94, 492 Florida Statutes, are amended to read: 493 215.94 Designation, duties, and responsibilities of 494 functional owners.— 495 (2) The Department of Financial Services is shall be the 496 functional owner of the Financial Management Florida Accounting 497 Information Resource Subsystem established pursuant to ss. 498 17.03, 215.86, 216.141, and 216.151 and further developed in 499 accordance with the provisions of ss. 215.90-215.96. The 500 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 21 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S subsystem must shall include, but is shall not be limited to, 501 the following functions: 502 (a) Accounting and reporting so as to provide timely data 503 for producing financial statements for the state in accordance 504 with generally accepted accounting principles . 505 (b) Auditing and settling claims against the state. 506 (c) Recording and reconciling credits and debits to 507 treasury fund accounts. 508 (d) Monitoring cash levels and activities in state bank 509 accounts. 510 (e) Recording and reconciling credits and debits of 511 investments of cash. 512 (f) Administering the provisions of the Federal Cash 513 Management Improvement Act of 1990. 514 (3) The Chief Financial Officer shall be the functional 515 owner of the Financial Management Subsystem. The Chief Financial 516 Officer shall design, implement, and operate the subsystem in 517 accordance with the provisions of ss. 215.90 -215.96. The 518 subsystem shall include, but shall not be limited to, functions 519 for: 520 (a) Recording and reconciling credits and debits to 521 treasury fund accounts. 522 (b) Monitoring cash levels and activities in state bank 523 accounts. 524 (c) Monitoring short -term investments of idle cash. 525 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 22 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (d) Administering the provisions of the Federal Cash 526 Management Improvement Act of 1990. 527 Section 9. Paragraph (a) of subsection (4) of section 528 215.985, Florida Statutes, is amended to read: 529 215.985 Transparency in government spending. — 530 (4) The Executive Office of the Governor, in consultation 531 with the appropriations committees of the Senate and the House 532 of Representatives, shall est ablish and maintain a website that 533 provides information relating to the approved operating budget 534 for each branch of state government and state agency. 535 (a) At a minimum, the information must include: 536 1. Disbursement data for each appropriation by the o bject 537 code associated with each expenditure established within the 538 Financial Management Florida Accounting Information Resource 539 Subsystem. Expenditure data must include the name of the payee, 540 the date of the expenditure, the amount of the expenditure, and 541 the voucher statewide document number. Such data must be 542 searchable by the name of the payee, the paying agency, and 543 fiscal year, and must be downloadable in a format that allows 544 offline analysis. 545 2. For each appropriation, any adjustments, including 546 vetoes, approved supplemental appropriations included in 547 legislation other than the General Appropriations Act, budget 548 amendments, other actions approved pursuant to chapter 216, and 549 other adjustments authorized by law. 550 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 23 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S 3. Status of spending authority for e ach appropriation in 551 the approved operating budget, including released, unreleased, 552 reserved, and disbursed balances. 553 4. Position and rate information for positions provided in 554 the General Appropriations Act or approved through an amendment 555 to the approved operating budget and position information for 556 positions established in the legislative branch. 557 5. Allotments for planned expenditures of state 558 appropriations established by state agencies in the Financial 559 Management Florida Accounting Information Reso urce Subsystem, 560 and the current balances of such allotments. 561 6. Trust fund balance reports, including cash available, 562 investments, and receipts. 563 7. General revenue fund balance reports, including revenue 564 received and amounts disbursed. 565 8. Fixed capital outlay project data, including original 566 appropriation and disbursements throughout the life of the 567 project. 568 9. A 10-year history of appropriations indicated by 569 agency. 570 10. Links to state audits or reports related to the 571 expenditure and dispersal of state funds. 572 11. Links to program or activity descriptions for which 573 funds may be expended. 574 Section 10. Subsections (1) and (2) and paragraph (f) of 575 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 24 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S subsection (3) of section 216.102, Florida Statutes, are amended 576 to read: 577 216.102 Filing of financi al information; handling by Chief 578 Financial Officer; penalty for noncompliance. — 579 (1) By September 30 of each year, each agency supported by 580 any form of taxation, licenses, fees, imposts, or exactions, the 581 judicial branch, and, for financial reporting pur poses, each 582 component unit of the state as determined by the Chief Financial 583 Officer shall prepare, using generally accepted accounting 584 principles, and file with the Chief Financial Officer the 585 financial and other information necessary for the preparation of 586 annual financial statements for the State of Florida as of June 587 30. In addition, each such agency and the judicial branch shall 588 prepare financial statements showing the financial position and 589 results of agency or branch operations as of June 30 for 590 internal management purposes. 591 (a) Each state agency and the judicial branch shall record 592 the receipt and disbursement of funds from federal sources in a 593 form and format prescribed by the Chief Financial Officer. The 594 access to federal funds by the administeri ng agencies or the 595 judicial branch may not be authorized until: 596 1. The deposit has been recorded in the Financial 597 Management Florida Accounting Information Resource Subsystem 598 using proper, consistent codes that designate deposits as 599 federal funds. 600 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 25 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S 2. The deposit and appropriate recording required by this 601 paragraph have been verified by the office of the Chief 602 Financial Officer. 603 (b) The Chief Financial Officer shall publish a statewide 604 policy detailing the requirements for recording receipt and 605 disbursement of federal funds into the Financial Management 606 Florida Accounting Information Resource Subsystem and provide 607 technical assistance to the agencies and the judicial branch to 608 implement the policy. 609 (2) Financial information must be contained within th e 610 Financial Management Florida Accounting Information Resource 611 Subsystem. Other information must be submitted in the form and 612 format prescribed by the Chief Financial Officer. 613 (a) Each component unit shall file financial information 614 and other information necessary for the preparation of annual 615 financial statements with the agency or branch designated by the 616 Chief Financial Officer by the date specified by the Chief 617 Financial Officer. 618 (b) The state agency or branch designated by the Chief 619 Financial Officer to receive financial information and other 620 information from component units shall include the financial 621 information in the Financial Management Florida Accounting 622 Information Resource Subsystem and shall include the component 623 units' other information in its submission to the Chief 624 Financial Officer. 625 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 26 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (3) The Chief Financial Officer shall: 626 (f) Consult with and elicit comments from the Executive 627 Office of the Governor on changes to the Financial Management 628 Florida Accounting Information Resource Subsystem which clearly 629 affect the accounting of federal funds, so as to ensure 630 consistency of information entered into the Federal Aid Tracking 631 System by state executive and judicial branch entities. While 632 efforts must shall be made to ensure the compati bility of the 633 Financial Management Florida Accounting Information Resource 634 Subsystem and the Federal Aid Tracking System, any successive 635 systems serving identical or similar functions must shall 636 preserve such compatibility. 637 638 The Chief Financial Officer may furnish and publish in 639 electronic form the financial statements and the annual 640 comprehensive financial report required under paragraphs (a), 641 (b), and (c). 642 Section 11. Subsection (3) of section 216.141, Florida 643 Statutes, is amended to read: 644 216.141 Budget system procedures; planning and programming 645 by state agencies.— 646 (3) The Chief Financial Officer, as chief fiscal officer, 647 shall use the Financial Management Florida Accounting 648 Information Resource Subsystem developed pursuant to s. 649 215.94(2) for account purposes in the performance of and 650 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 27 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S accounting for all of his or her constitutional and statutory 651 duties and responsibilities. However, state agencies and the 652 judicial branch continue to be responsible for maintaining 653 accounting records necessary for effective management of their 654 programs and functions. 655 Section 12. Subsection (4) is added to section 280.16, 656 Florida Statutes, to read: 657 280.16 Requirements of qualified public depositories; 658 confidentiality.— 659 (4) Within 90 days after receipt of an a ffidavit of fraud 660 against a public deposit account, the qualified public 661 depository of first deposit shall investigate and make a 662 determination on the affidavit's accuracy and return the funds 663 to the depositor if it has been determined that there is an act 664 of fraud against the public deposit account. If no determination 665 can be made within 90 days, the funds must be immediately 666 returned to the public depositor, from the qualified public 667 depositor of first deposit, in provisional status until such 668 determination is completed. Failure to complete the 669 determination process or return the funds within 90 days may 670 result in suspension or disqualification of the qualified public 671 depositor. 672 Section 13. Paragraph (a) of subsection (7) and paragraph 673 (j) of subsection (12) of section 440.13, Florida Statutes, are 674 amended to read: 675 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 28 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S 440.13 Medical services and supplies; penalty for 676 violations; limitations. — 677 (7) UTILIZATION AND REIMBURSEMENT DISPUTES. — 678 (a) Any health care provider who elects to contest the 679 disallowance or adjustment of payment by a carrier under 680 subsection (6) must, within 60 45 days after receipt of notice 681 of disallowance or adjustment of payment, petition the 682 department to resolve the dispute. The petitioner must serve , by 683 certified mail or by comm on carrier with a verifiable tracking 684 number, a copy of the petition on the carrier and on all 685 affected parties listed on the notice of disallowance or 686 adjustment by certified mail. The petition must be accompanied 687 by all documents and records that support the allegations 688 contained in the petition. Failure of a petitioner to submit 689 such documentation to the department results in dismissal of the 690 petition. 691 (12) CREATION OF THREE -MEMBER PANEL; GUIDES OF MAXIMUM 692 REIMBURSEMENT ALLOWANCES. — 693 (j) In addition to establishing the uniform schedule of 694 maximum reimbursement allowances, the panel shall: 695 1. Take testimony, receive records, and collect data to 696 evaluate the adequacy of the workers' compensation fee schedule, 697 nationally recognized fee schedules and alt ernative methods of 698 reimbursement to health care providers and health care 699 facilities for inpatient and outpatient treatment and care. 700 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 29 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S 2. Survey health care providers and health care facilities 701 to determine the availability and accessibility of workers' 702 compensation health care delivery systems for injured workers. 703 3. Survey carriers to determine the estimated impact on 704 carrier costs and workers' compensation premium rates by 705 implementing changes to the carrier reimbursement schedule or 706 implementing alternative reimbursement methods. 707 4. Submit recommendations on or before January 15, 2030 708 2017, and every 5 years biennially thereafter, to the President 709 of the Senate and the Speaker of the House of Representatives on 710 methods to improve the workers' compensation health care 711 delivery system. 712 713 The department, as requested, shall provide data to the panel, 714 including, but not limi ted to, utilization trends in the 715 workers' compensation health care delivery system. The 716 department shall provide the panel with an annual report 717 regarding the resolution of medical reimbursement disputes and 718 any actions pursuant to subsection (8). The dep artment shall 719 provide administrative support and service to the panel to the 720 extent requested by the panel. The department may adopt rules 721 pursuant to ss. 120.536(1) and 120.54 to implement this 722 subsection. For prescription medication purchased under the 723 requirements of this subsection, a dispensing practitioner shall 724 not possess such medication unless payment has been made by the 725 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 30 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S practitioner, the practitioner's professional practice, or the 726 practitioner's practice management company or employer to the 727 supplying manufacturer, wholesaler, distributor, or drug 728 repackager within 60 days of the dispensing practitioner taking 729 possession of that medication. 730 Section 14. Subsection (1) of section 440.38, Florida 731 Statutes, is amended to read: 732 440.38 Security for compensation; insurance carriers and 733 self-insurers.— 734 (1) Every employer shall secure the payment of 735 compensation under this chapter by doing any of the following : 736 (a) By Insuring and keeping insured the payment of such 737 compensation with any stock co mpany or mutual company or 738 association or exchange, authorized to do business in the 739 state.; 740 (b) By Furnishing satisfactory proof to the Florida Self -741 Insurers Guaranty Association, Incorporated, created in s. 742 440.385, that it has the financial strength n ecessary to ensure 743 timely payment of all current and future claims individually and 744 on behalf of its wholly or majority owned subsidiaries 745 subsidiary and affiliated companies with employees in this state 746 and receiving an authorization from the department t o pay such 747 compensation directly. The association shall review the 748 financial strength of applicants for membership, current 749 members, and former members and make recommendations to the 750 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 31 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S department regarding their qualifications to self -insure in 751 accordance with this section and ss. 440.385 and 440.386. The 752 department shall act in accordance with the recommendations 753 unless it finds by clear and convincing evidence that the 754 recommendations are erroneous. 755 1. As a condition of authorization under this paragraph 756 paragraph (a), the association may recommend that the department 757 require an employer to deposit with the association a qualifying 758 security deposit. The association shall recommend the type and 759 amount of the qualifying security deposit and shall prescribe 760 conditions for the qualifying security deposit, which shall 761 include authorization for the association to call the qualifying 762 security deposit in the case of default to pay compensation 763 awards and related expenses of the association. The department 764 may adopt rules under ss. 120.54 and 120.536(1) regarding the 765 requirements that the association must use when recommending the 766 amount and conditions of the qualifying security deposit. Such 767 rules must reference long -term issuer credit ratings from 768 Moody's Ratings, S&P Global Ratings, Fitch Ratings, or an 769 equivalent rating calculated using the methodology of one of 770 these credit rating services. As a condition to authorization to 771 self-insure, the employer shall provide proof that the employer 772 has provided for compete nt personnel with whom to deliver 773 benefits and to provide a safe working environment. The employer 774 shall also provide evidence that it carries reinsurance at 775 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 32 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S levels that will ensure the financial strength and actuarial 776 soundness of such employer in accorda nce with rules adopted by 777 the department. The department may by rule require that, in the 778 event of an individual self -insurer's insolvency, such 779 qualifying security deposits and reinsurance policies are 780 payable to the association. Any employer securing com pensation 781 in accordance with the provisions of this paragraph shall be 782 known as a self-insurer and shall be classed as a carrier of her 783 or his own insurance. The employer shall, if requested, provide 784 the association an actuarial report signed by a member o f the 785 American Academy of Actuaries providing an opinion of the 786 appropriate present value of the reserves, using a 4 -percent 787 discount rate, for current and future compensation claims. If 788 any member or former member of the association refuses to timely 789 provide such a report, the association may obtain an order from 790 a circuit court requiring the member to produce such a report 791 and ordering any other relief that the court determines is 792 appropriate. The association may recover all reasonable costs 793 and attorney's fees in such proceedings. 794 2. If the employer fails to maintain the foregoing 795 requirements, the association shall recommend to the department 796 that the department revoke the employer's authority to self -797 insure, unless the employer provides to the associa tion the 798 certified opinion of an independent actuary who is a member of 799 the American Academy of Actuaries as to the actuarial present 800 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 33 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S value of the employer's determined and estimated future 801 compensation payments based on cash reserves, using a 4 -percent 802 discount rate, and a qualifying security deposit equal to 1.5 803 times the value so certified. The employer shall thereafter 804 annually provide such a certified opinion until such time as the 805 employer meets the requirements of subparagraph 1. The 806 qualifying security deposit shall be adjusted at the time of 807 each such annual report. Upon the failure of the employer to 808 timely provide such opinion or to timely provide a security 809 deposit in an amount equal to 1.5 times the value certified in 810 the latest opinion, the ass ociation shall provide that 811 information to the department along with a recommendation, and 812 the department shall then revoke such employer's authorization 813 to self-insure. Failure to comply with this subparagraph 814 constitutes an immediate serious danger to th e public health, 815 safety, or welfare sufficient to justify the summary suspension 816 of the employer's authorization to self -insure pursuant to s. 817 120.68. 818 3. Upon the suspension or revocation of the employer's 819 authorization to self -insure, the employer shall provide to the 820 association the certified opinion of an independent actuary who 821 is a member of the American Academy of Actuaries of the 822 actuarial present value of the determined and estimated future 823 compensation payments of the employer for claims incurred while 824 the member exercised the privilege of self -insurance, using a 825 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 34 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S discount rate of 4 percent. The employer shall provide such an 826 opinion at 6-month intervals thereafter until such time as the 827 latest opinion shows no remaining value of claims. With each 828 such opinion, the employer shall deposit with the association a 829 qualifying security deposit in an amount equal to the value 830 certified by the actuary. The association has a cause of action 831 against an employer, and against any successor of the employer, 832 who fails to timely provide such opinion or who fails to timely 833 maintain the required security deposit with the association. The 834 association shall recover a judgment in the amount of the 835 actuarial present value of the determined and estimated future 836 compensation payments of the employer for claims incurred while 837 the employer exercised the privilege of self -insurance, together 838 with attorney's fees. For purposes of this section, the 839 successor of an employer means any person, business entity, or 840 group of persons or business entities, which holds or acquires 841 legal or beneficial title to the majority of the assets or the 842 majority of the shares of the employer. 843 4. A qualifying security deposit shall consist, at the 844 option of the employer, of: 845 a. Surety bonds, in a form and containing such terms as 846 prescribed by the association, issued by a corporation surety 847 authorized to transact surety business by the office, and whose 848 policyholders' and financial ratings, as reported in A.M. Best's 849 Insurance Reports, Property-Liability, are not less than "A" and 850 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 35 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S "V", respectively. 851 b. Irrevocable letters of credit in favor of the 852 association issued by financial institutions located within this 853 state, the deposits of which are insured through the Federal 854 Deposit Insurance Corporation. 855 5. The qualifying security deposit shall be held by the 856 association exclusively for the benefit of workers' compensation 857 claimants. The security shall not be subject to assignment, 858 execution, attachment, or any legal process w hatsoever, except 859 as necessary to guarantee the payment of compensation under this 860 chapter. No surety bond may be terminated, and no letter of 861 credit may be allowed to expire, without 90 days' prior written 862 notice to the association and deposit by the self -insuring 863 employer of some other qualifying security deposit of equal 864 value within 10 business days after such notice. Failure to 865 provide such written notice or failure to timely provide 866 qualifying replacement security after such notice shall 867 constitute grounds for the association to call or sue upon the 868 surety bond or to exercise its rights under a letter of credit. 869 Current self-insured employers must comply with this section on 870 or before December 31, 2001, or upon the maturity of existing 871 security deposits, whichever occurs later. The department may 872 specify by rule the amount of the qualifying security deposit 873 required prior to authorizing an employer to self -insure and the 874 amount of net worth required for an employer to qualify for 875 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 36 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S authorization to self -insure.; 876 (c) By entering into a contract with a public utility 877 under an approved utility -provided self-insurance program as set 878 forth in s. 624.46225 in effect as of July 1, 1983. The 879 department shall adopt rules to implement this paragraph .; 880 (d) By entering into an interlocal agreement with other 881 local governmental entities to create a local government pool 882 pursuant to s. 624.4622 .; or 883 (e) By entering into a contract with an individual self -884 insurer under an approved individual self -insurer-provided self-885 insurance program as set forth in s. 624.46225. The department 886 may adopt rules to administer this subsection. 887 Section 15. Subsection (1) and paragraph (d) of subsection 888 (8) of section 440.49, Florida Statutes, are amended, and 889 subsection (12) is add ed to that section, to read: 890 440.49 Limitation of liability for subsequent injury 891 through Special Disability Trust Fund. — 892 (1) LEGISLATIVE INTENT AND FINDINGS.— 893 (a) Whereas it is often difficult for workers with 894 disabilities to achieve employment or t o become reemployed 895 following an injury, and it is the desire of the Legislature to 896 facilitate the return of these workers to the workplace, it is 897 the purpose of this section to encourage the employment, 898 reemployment, and accommodation of the physically di sabled by 899 reducing an employer's insurance premium for reemploying an 900 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 37 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S injured worker, to decrease litigation between carriers on 901 apportionment issues, and to protect employers from excess 902 liability for compensation and medical expense when an injury to 903 a physically disabled worker merges with, aggravates, or 904 accelerates her or his preexisting permanent physical impairment 905 to cause either a greater disability or permanent impairment, or 906 an increase in expenditures for temporary compensation or 907 medical benefits than would have resulted from the injury alone. 908 The department or the administrator shall inform all employers 909 of the existence and function of the fund and shall interpret 910 eligibility requirements liberally. However, this subsection may 911 shall not be construed to create or provide any benefits for 912 injured employees or their dependents not otherwise provided by 913 this chapter. The entitlement of an injured employee or her or 914 his dependents to compensation under this chapter must shall be 915 determined without regard to this subsection, the provisions of 916 which shall be considered only in determining whether an 917 employer or carrier who has paid compensation under this chapter 918 is entitled to reimbursement from the Special Disability Trust 919 Fund. 920 (b) Whereas this section does not apply to accidents or 921 injuries causing subsequent injury or disability occurring on or 922 after January 1, 1998. The Legislature finds that the indefinite 923 existence of the fund creates administrative costs for the 924 administration of a decreasin g number of claims. The Legislature 925 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 38 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S further finds that the fund is maintained by assessments on all 926 carriers. Florida workers' compensation carriers authorized on 927 or after January 1, 1998, are subject to the fund assessment but 928 do not have any claims eligi ble for reimbursement by the fund. 929 Beginning July 1, 2025, it is the intent of the Legislature that 930 the liabilities of the fund be extinguished and the fund be 931 closed in an orderly fashion. 932 (8) SPECIAL DISABILITY TRUST FUND. — 933 (d) The department or admi nistrator shall report annually 934 on the status of the Special Disability Trust Fund. The report 935 must shall update the estimated undiscounted and discounted fund 936 liability, as determined by an independent actuary, change in 937 the total number of notices of cla im on file with the fund in 938 addition to the number of newly filed notices of claim, change 939 in the number of proofs of claim processed by the fund, the 940 estimated outstanding losses per claim using a life annuity 941 method, the fee revenues refunded and revenue s applied to pay 942 down the liability of the fund, the average time required to 943 reimburse accepted claims, and the average administrative costs 944 per claim. The department or administrator shall submit its 945 report to the Governor, the President of the Senate, a nd the 946 Speaker of the House of Representatives By December 1 of each 947 year, the report must be published on the division's website . 948 (12) FINAL REIMBURSEMENT. — 949 (a) Notwithstanding subsection (7), beginning July 1, 950 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 39 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S 2026, the division may not accept new no tices or proofs of 951 claim. Any proof of claim that has not received an offer letter 952 on or before December 31, 2026, is barred from reimbursement. 953 (b) Notwithstanding other provisions of this section, an 954 accepted claim is only eligible for final reimbursem ent if the 955 carrier submitted a request for reimbursement on an accepted 956 claim in fiscal years 2026 -2027 or 2027-2028. 957 (c) The department's or administrator's status report as 958 specified in paragraph (8)(d) must estimate the outstanding 959 losses for each claim. On or after July 1, 2028, any claim 960 reimbursement will be considered a final request for 961 reimbursement. The final reimbursement amount for the requested 962 claim will be the estimated outstanding loss value for the claim 963 as calculated in the 2028 edition of the report, discounted to a 964 present value of 4 percent. 965 (d) A request for final reimbursement after the death of 966 the claimant must be limited to the eligible benefits paid on or 967 before the date of death and may include funeral expenses. 968 (e) The department shall pay the approved final 969 reimbursement requests on a first -in, first-out basis reflecting 970 the order in which the reimbursement requests were received, as 971 funds are or become available. 972 (f) The final reimbursement made pursuant to this 973 subsection extinguishes the liability of the fund as to that 974 claim. 975 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 40 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S Section 16. Paragraph (a) of subsection (7) of section 976 440.107, Florida Statutes, is amended to read: 977 440.107 Department powers to enforce employer compliance 978 with coverage requirements. — 979 (7)(a) Whenever the department determines that an employer 980 who is required to secure the payment to his or her employees of 981 the compensation provided for by this chapter has failed to 982 secure the payment of workers' compensation required by this 983 chapter or to produce the required business records under 984 subsection (5) within 21 days after receipt of the written 985 request of the department, such failure shall be deemed an 986 immediate serious danger to public health, safety, or welfare 987 sufficient to justify service by the department of a stop -work 988 order on the employer, requiring the cessation of all business 989 operations. If the department makes such a determination, the 990 department must shall issue a stop-work order within 72 hours. 991 The order shall take effect when s erved upon the employer or, 992 for a particular employer worksite, when served at that 993 worksite. In addition to serving a stop -work order at a 994 particular worksite which shall be effective immediately, the 995 department shall immediately proceed with service upon the 996 employer which shall be effective upon all employer worksites in 997 the state for which the employer is not in compliance. A stop -998 work order may be served with regard to an employer's worksite 999 by posting a copy of the stop -work order in a conspicuous 1000 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 41 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S location at the worksite. Information related to an employer's 1001 stop-work order must shall be made available on the division's 1002 website and remain on the website for at least 5 years. The 1003 order must shall remain in effect until the department issues an 1004 order releasing the stop -work order upon a finding that the 1005 employer has come into compliance with the coverage requirements 1006 of this chapter and has paid any penalty assessed under this 1007 section. The departme nt may issue an order of conditional 1008 release from a stop-work order to an employer upon a finding 1009 that the employer has complied with the coverage requirements of 1010 this chapter, paid a penalty of $1,000 as a down payment, and 1011 agreed to remit periodic paymen ts of the remaining penalty 1012 amount pursuant to a payment agreement schedule with the 1013 department or pay the remaining penalty amount in full. An 1014 employer may not enter into a payment agreement schedule unless 1015 the employer has fully paid any previous penalty assessed under 1016 this section. If an order of conditional release is issued, 1017 failure by the employer to pay the penalty in full or enter into 1018 a payment agreement with the department within 21 days after 1019 service of the first penalty assessment calculation up on the 1020 employer, or to meet any term or condition of such penalty 1021 payment agreement, must shall result in the immediate 1022 reinstatement of the stop -work order and the entire unpaid 1023 balance of the penalty becoming shall become immediately due. 1024 The department may accept a credit card payment for the $1,000 1025 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 42 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S down payment. Chargeback of the credit card payment must result 1026 in the immediate reinstatement of the stop -work order and, if a 1027 penalty assessment calculation has been served on the employer, 1028 the entire unpaid balance of the penalty becomes immediately 1029 due, or if a penalty assessment calculation has not been served 1030 on the employer, the entire balance of the penalty becomes 1031 immediately due upon service. The department may issue an order 1032 of conditional release f rom the reinstated stop -work order upon 1033 payment of the $1,000 down payment by cashier's check or money 1034 order and if otherwise eligible, may enter into a payment 1035 agreement schedule for periodic payment of the remaining penalty 1036 amount. 1037 Section 17. Section 497.1411, Florida Statutes, is created 1038 to read: 1039 497.1411 Disqualification of applicants and licenses; 1040 penalties against licensees; rulemaking. — 1041 (1) For purposes of this section, the term: 1042 (a) "Applicant" means an individual applying for licensure 1043 or relicensure under this chapter, and an officer, a director, a 1044 majority owner, a partner, a manager, or other person who 1045 manages or controls an entity applying for licensure or 1046 relicensure under this chapter. 1047 (b) "Felony of the first degree" and "capita l felony" 1048 include such classified felonies as defined in s. 775.081. 1049 (2) An applicant who has been found guilty of or has 1050 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 43 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S pleaded guilty or nolo contendere to any of the following 1051 crimes, regardless of adjudication, is permanently barred from 1052 licensure under this chapter: 1053 (a) A felony of the first degree. 1054 (b) A felony directly or indirectly involving conduct 1055 regulated under this chapter. 1056 (3) An applicant who has been found guilty of or has 1057 pleaded guilty or nolo contendere to a crime not included i n 1058 subsection (2), regardless of adjudication, is subject to: 1059 (a) A 10-year disqualifying period for all felonies 1060 involving moral turpitude which are not specifically included in 1061 the permanent bar contained in subsection (2). 1062 (b) A 5-year disqualifying period for all felonies to 1063 which neither the permanent bar in subsection (2) nor the 10 -1064 year disqualifying period in paragraph (a) applies. 1065 Notwithstanding subsection (4), an applicant who served at least 1066 half of the disqualifying period may apply for a li cense if, 1067 during that time, the applicant has not been found guilty of or 1068 has not pleaded guilty or nolo contendere to a crime. The 1069 division may issue the license on a probationary basis for the 1070 remainder of the disqualifying period. The applicant's 1071 probationary period ends at the end of the disqualifying period. 1072 (c) A 5-year disqualifying period for all misdemeanors 1073 directly related to this chapter. 1074 (4) The board shall adopt rules to administer this 1075 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 44 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S section. The rules must specify additional disqualifi cation 1076 periods for applicants who have committed multiple crimes and 1077 may consider other relevant factors related to their criminal 1078 history. The rules must provide for mitigating and aggravating 1079 factors. However, mitigation may not result in a period of 1080 disqualification of less than 5 years and may not mitigate the 1081 disqualifying periods in paragraphs (3)(b) and (c). 1082 (5) For purposes of this section, a disqualifying period 1083 begins upon the applicant's final release from supervision or 1084 upon completion of the applicant's criminal sentence. The 1085 department may not issue a license to an applicant until the 1086 applicant provides proof that all related fines, court costs and 1087 fees, and court-ordered restitution have been paid. 1088 (6) After the disqualifying period has ex pired, the burden 1089 is on the applicant to demonstrate that he or she has been 1090 rehabilitated, does not pose a risk to the public, is fit and 1091 trustworthy to engage in business regulated by this chapter, and 1092 is otherwise qualified for licensure. 1093 (7) Notwithstanding subsections (2) and (3), an applicant 1094 who has been found guilty of, or has pleaded guilty or nolo 1095 contendere to, a crime in subsection (2) or subsection (3), and 1096 who has subsequently been granted a pardon or the restoration of 1097 civil rights pursuant to chapter 940 and s. 8, Art. IV of the 1098 State Constitution, or a pardon or the restoration of civil 1099 rights under the laws of another jurisdiction with respect to a 1100 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 45 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S conviction in that jurisdiction, is not barred or disqualified 1101 from licensure under this ch apter; however, such a pardon or 1102 restoration of civil rights does not require the department to 1103 award such license. 1104 (8)(a) The board may grant an exemption from 1105 disqualification to any person disqualified from licensure under 1106 subsection (3) if: 1107 1. The applicant has paid in full any fee, fine, fund, 1108 lien, civil judgment, restitution, or cost of prosecution 1109 imposed by the court as part of the judgment and sentence for 1110 any disqualifying offense; and 1111 2. At least 5 years have elapsed since the applicant 1112 completed or has been lawfully released from confinement, 1113 supervision, or nonmonetary condition imposed by the court for a 1114 disqualifying offense. 1115 (b) For the board to grant an exemption under this 1116 subsection, the applicant must clearly and convincingly 1117 demonstrate that he or she would not pose a risk to persons or 1118 property if licensed under this chapter, evidence of which must 1119 include, but need not be limited to, facts and circumstances 1120 surrounding the disqualifying offense, the time that has elapsed 1121 since the offense, the nature of the offense and harm caused to 1122 the victim, the applicant's history before and after the 1123 offense, and any other evidence or circumstances indicating that 1124 the applicant will not present a danger if licensed or 1125 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 46 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S certified. 1126 (c) The board has discretion whether to grant or deny an 1127 exemption under this subsection. The board's decision of whether 1128 to grant or deny an exemption is subject to chapter 120. 1129 (9) The disqualification periods provided in this section 1130 do not apply to the renew al of a license or to a new application 1131 for licensure if the applicant has an active license as of July 1132 1, 2021, and the applicable criminal history was considered by 1133 the board on the prior approval of any active license held by 1134 the applicant. This section does not affect any criminal history 1135 disclosure requirements of this chapter. 1136 Section 18. Subsection (9) and paragraph (c) of subsection 1137 (10) of section 497.142, Florida Statutes, are amended to read: 1138 497.142 Licensing; fingerprinting and criminal b ackground 1139 checks.— 1140 (9) If any applicant under this chapter has been , within 1141 the 10 years preceding the application under this chapter, 1142 convicted or found guilty of, or entered a plea of nolo 1143 contendere to, regardless of adjudication, any crime in any 1144 jurisdiction, the application may shall not be deemed complete 1145 until such time as the applicant provides such certified true 1146 copies of the court records evidencing the conviction, finding, 1147 or plea, as required in this section or as the licensing 1148 authority may by rule require. 1149 (10) 1150 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 47 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (c) Crimes to be disclosed are: 1151 1. Any felony or misdemeanor, no matter when committed , 1152 that was directly or indirectly related to or involving any 1153 aspect of the practice or business of funeral directing, 1154 embalming, direct dispo sition, cremation, funeral or cemetery 1155 preneed sales, funeral establishment operations, cemetery 1156 operations, or cemetery monument or marker sales or 1157 installation. 1158 2. Any misdemeanor, no matter when committed, which was 1159 directly or indirectly related to t he practice or activities 1160 regulated under this chapter Any other felony not already 1161 disclosed under subparagraph 1. that was committed within the 20 1162 years immediately preceding the application under this chapter . 1163 3. Any other misdemeanor not already disc losed under 1164 subparagraph 2. which 1. that was committed within the 5 years 1165 immediately preceding the application under this chapter. 1166 Section 19. Paragraphs (c) and (d) of subsection (1) of 1167 section 497.369, Florida Statutes, are redesignated as 1168 paragraphs (d) and (e), respectively, subsections (3), (4), and 1169 (5) are renumbered as subsections (2), (3), and (4), 1170 respectively, paragraph (b) of subsection (1), subsection (2), 1171 and paragraph (a) of present subsection (5) are amended, and a 1172 new paragraph (c) is added to subsection (1) of that section, to 1173 read: 1174 497.369 Embalmers; licensure as an embalmer by 1175 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 48 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S endorsement; licensure of a temporary embalmer. — 1176 (1) The licensing authority shall issue a license by 1177 endorsement to practice embalming to an applicant who has 1178 remitted an examination fee set by rule of the licensing 1179 authority not to exceed $200 and who the licensing authority 1180 certifies: 1181 (b)1. Has submitted proof satisfactory to the licensing 1182 authority that the applicant is at least 18 years of age and is 1183 a recipient of a high school diploma or its equivalent; or 1184 2. Holds a valid license in good standing to practice 1185 embalming in another state of the United States and has engaged 1186 in the full-time, licensed practice of embalming in that state 1187 for at least 5 years .; or 1188 (c)1. Has submitted an application for licensure by 1189 endorsement based upon experience acquired in the deathcare 1190 industry in another state. To meet the qualifications for such 1191 licensure based upon experience, an applicant must hold a valid 1192 license in good standing to practice embalming in another state 1193 of the United States and have engaged in the full -time, licensed 1194 practice of embalming in that state for at least 5 years. If the 1195 applicant's proven experience is more than 5 years but less than 1196 10 years, the applicant must additionally have passed an 1197 examination on the subjects of the theory and practice of 1198 embalming, restorative art, pathology, anatomy, microbiology, 1199 chemistry, hygiene, public health and sanitation, and local, 1200 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 49 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S state, and federal laws and rules relating to the disposition of 1201 dead human bodies; however, the licensing authority may by rule 1202 approve the use of a national examination, such as the embalming 1203 examination prepared by the Conference of Funeral Service 1204 Examining Boards, in lieu of part of this examination 1205 requirement. If the applicant' s proven experience in the 1206 deathcare industry of another state exceeds 10 years, the 1207 applicant does not need to meet this examination requirement. 1208 2. Alternatively, an applicant may submit an application 1209 for licensure by endorsement based upon education related to the 1210 deathcare industry obtained in another state. To meet the 1211 qualifications for such licensure based upon education, an 1212 applicant must meet Meets the qualifications for licensure in s. 1213 497.368, have except that the internship requirement shall be 1214 deemed to have been satisfied by 1 year's practice as a licensed 1215 embalmer in another state, and has , within 10 years before the 1216 date of application, successfully completed a state, regional, 1217 or national examination in mortuary science which, as determined 1218 by rule of the licensing authority, and have completed a 1 -year 1219 internship under a licensed embalmer, except that the internship 1220 requirement is deemed to have been satisfied if the applicant 1221 has held a valid license in good standing to practice embalmin g 1222 in another state of the United States and has engaged in the 1223 full-time, licensed practice of embalming in that state for at 1224 least 1 year is substantially equivalent to or more stringent 1225 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 50 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S than the examination given by the licensing authority . 1226 (2) State, regional, or national examinations and 1227 requirements for licensure in another state shall be presumed to 1228 be substantially equivalent to or more stringent than the 1229 examination and requirements in this state unless found 1230 otherwise by rule of the licensing aut hority. 1231 (4)(a)(5)(a) There may be adopted by The licensing 1232 authority may adopt rules authorizing an applicant who has met 1233 the requirements of subsection (1) paragraphs (1)(b) and (c) and 1234 who is awaiting an opportunity to take the examination required 1235 by subsection (3) (4) to be licensed as a temporary licensed 1236 embalmer. A temporary licensed embalmer may work as an embalmer 1237 in a licensed funeral establishment under the general 1238 supervision of a licensed embalmer. Such temporary license shall 1239 expire 60 days after the date of the next available examination 1240 required under subsection (3) (4); however, the temporary 1241 license may be renewed one time under the same conditions as 1242 initial issuance. The fee for issuance or renewal of an embalmer 1243 temporary license shall be set by rule of the licensing 1244 authority but may not exceed $200. The fee required in this 1245 subsection shall be nonrefundable and in addition to the fee 1246 required in subsection (1). 1247 Section 20. Paragraphs (b), (c), and (d) of subsection (1) 1248 of section 497.374, Florida Statutes, are redesignated as 1249 paragraphs (c), (d), and (e), respectively, subsections (4) and 1250 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 51 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (5) are renumbered as subsections (3) and (4), respectively, 1251 present paragraph (b) of subsection (1), subsection (3), and 1252 present subsection (5) are amended, and a new paragraph (b) is 1253 added to subsection (1) of that section, to read: 1254 497.374 Funeral directing; licensure as a funeral director 1255 by endorsement; licensure of a temporary funeral director. — 1256 (1) The licensing authority shall issue a l icense by 1257 endorsement to practice funeral directing to an applicant who 1258 has remitted a fee set by rule of the licensing authority not to 1259 exceed $200 and who: 1260 (b) Submitted proof satisfactory to the licensing 1261 authority that the applicant is at least 18 ye ars of age and is 1262 a recipient of a high school diploma or equivalent. 1263 (c)1.(b)1. Submitted an application for licensure by 1264 endorsement based upon experience acquired in the deathcare 1265 industry in another state. To meet the qualifications for such 1266 licensure based upon experience, an applicant must hold a valid 1267 license in good standing to practice funeral directing in 1268 another state of the United States and have engaged in the full -1269 time, licensed practice of funeral directing in that state for 1270 at least 5 years. If the applicant's proven experience is more 1271 than 5 years but less than 10 years, the applicant must 1272 additionally have passed an examination on the theory and 1273 practice of funeral directing and funeral service arts; however, 1274 the licensing authority may a pprove by rule the use of a 1275 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 52 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S national examination, such as the funeral services arts 1276 examination prepared by the Conference of Funeral Service 1277 Examining Boards, in lieu of this examination requirement. If 1278 the applicant's proven experience in the deathcare i ndustry of 1279 another state exceeds 10 years, the applicant does not need to 1280 meet this examination requirement. Holds a valid license in good 1281 standing to practice funeral directing in another state of the 1282 United States and has engaged in the full -time, licensed 1283 practice of funeral directing in that state for at least 5 1284 years; or 1285 2. Alternatively, an applicant may submit an application 1286 for licensure by endorsement based upon education related to the 1287 deathcare industry obtained in another state. To meet the 1288 qualifications for such licensure based upon education, an 1289 applicant must meet Meets the qualifications for licensure in s. 1290 497.373, except that the applicant need not hold an associate 1291 degree or higher if the applicant holds a diploma or certificate 1292 from an accredited program of mortuary science, and have has 1293 successfully completed a state, regional, or national 1294 examination in mortuary science or funeral service arts which, 1295 as determined by rule of the licensing authority and have 1296 completed a 1-year internship under a licensed funeral director, 1297 except that the internship requirement shall be deemed to have 1298 been satisfied if the applicant has held a valid license in good 1299 standing to practice funeral directing in another state of the 1300 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 53 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S United States and engaged i n the full-time, licensed practice of 1301 funeral directing in that state for at least 1 year , is 1302 substantially equivalent to or more stringent than the 1303 examination given by the licensing authority . 1304 (3) State, regional, or national examinations and 1305 requirements for licensure in another state shall be presumed to 1306 be substantially equivalent to or more stringent than the 1307 examination and requirements in this state unless found 1308 otherwise by rule of the licensing authority. 1309 (4)(5) The licensing authority may ado pt There may be 1310 adopted rules authorizing an applicant who has met the 1311 requirements of subsection (1) paragraphs (1)(b) and (c) and who 1312 is awaiting an opportunity to take the examination required by 1313 subsection (3) (4) to obtain a license as a temporary funeral 1314 director. A licensed temporary funeral director may work as a 1315 funeral director in a licensed funeral establishment under the 1316 general supervision of a funeral director licensed under 1317 subsection (1) or s. 497.373. Such license shall expire 60 days 1318 after the date of the next available examination required under 1319 subsection (3) (4); however, the temporary license may be 1320 renewed one time under the same conditions as initial issuance. 1321 The fee for initial issuance or rene wal of a temporary license 1322 under this subsection shall be set by rule of the licensing 1323 authority but may not exceed $200. The fee required in this 1324 subsection shall be nonrefundable and in addition to the fee 1325 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 54 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S required in subsection (1). A member of the Unit ed States Armed 1326 Forces, such member's spouse, and a veteran of the United States 1327 Armed Forces who separated from service within the 2 years 1328 preceding application for licensure are exempt from the initial 1329 issuance fee. To qualify for the initial issuance fe e exemption, 1330 an applicant must provide a copy of a military identification 1331 card, military dependent identification card, military service 1332 record, military personnel file, veteran record, discharge 1333 paper, or separation document that indicates such member is 1334 currently in good standing or such veteran was honorably 1335 discharged. 1336 Section 21. Section 497.376, Florida Statutes, is amended 1337 to read: 1338 497.376 License as funeral director and embalmer 1339 permitted.— 1340 (1) This chapter does not prohibit a person from h olding a 1341 license as an embalmer and a license as a funeral director at 1342 the same time. There may be issued and renewed by the licensing 1343 authority a combination license as both funeral director and 1344 embalmer to persons meeting the separate requirements for bo th 1345 licenses as set forth in this chapter. The licensing authority 1346 may adopt rules providing procedures for applying for and 1347 renewing such combination license. Such combination license may 1348 be obtained by meeting the requirements for licensure by 1349 examination set out in ss. 497.368 and 497.373. 1350 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 55 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (2) The licensing authority may by rule establish 1351 application, renewal, and other fees for such combination 1352 license, which fees may not exceed the sum of the maximum fees 1353 for the separate funeral director and embalmer license 1354 categories as provided in this chapter. A person holding a 1355 combination license as a funeral director and an embalmer is 1356 subject to regulation under this chapter both as a funeral 1357 director and an embalmer. 1358 (2) Except as provided in s. 497.377, an applicant for a 1359 combination license as both a funeral director and an embalmer , 1360 obtained by meeting the requirements for licensure by 1361 examination set out in ss. 497.368 and 497.373, must hold the 1362 educational credentials required for licensure of a funeral 1363 director under s. 497.373(1)(d). 1364 Section 22. Subsection (1) of section 497.380, Florida 1365 Statutes, is amended to read: 1366 497.380 Funeral establishment; licensure; display of 1367 license.— 1368 (1) A funeral establishment shall be a place at a specific 1369 street address or location consisting of at least 1,250 1370 contiguous interior square feet and shall maintain or make 1371 arrangements for capacity for the refrigeration and storage of 1372 dead human bodies handled and stored by the establishment and a 1373 preparation room equi pped with necessary ventilation and 1374 drainage and containing necessary instruments for embalming dead 1375 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 56 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S human bodies or shall make arrangements for a preparation room 1376 as established by rule. For purposes of this subsection, the 1377 1,250 contiguous interior squar e feet may not include any square 1378 footage designated in the cooperative documents as common areas. 1379 Section 23. Subsection (5) of section 497.386, Florida 1380 Statutes, is amended to read: 1381 497.386 Storage, preservation, and transportation of human 1382 remains.— 1383 (5) In the event of an emergency situation, including the 1384 abandonment of any establishments or facilities licensed under 1385 this chapter or any medical examiner's facility, morgue, or 1386 cemetery holding facility , the department may enter and secure 1387 such establishment or, facility, or morgue during or outside of 1388 normal business hours and remove human remains and cremated 1389 remains from the establishment or, facility, or morgue. For 1390 purposes of this subsection, the department shall determine 1391 whether if a facility is abandoned and whether if there is an 1392 emergency situation. A licensee or licensed facility that 1393 accepts transfer of human remains and cremated remains from the 1394 department pursuant to this subsection may not be held liable 1395 for the condition of any huma n remains or cremated remains at 1396 the time of transfer. 1397 Section 24. Paragraph (b) of subsection (9) of section 1398 497.604, Florida Statutes, is amended to read: 1399 497.604 Direct disposal establishments, license required; 1400 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 57 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S licensing procedures and criteria; license renewal; regulation; 1401 display of license.— 1402 (9) REGULATION OF DIRECT DISPOSAL ESTABLISHMENTS. — 1403 (b) The practice of direct disposition must be engaged in 1404 at a fixed location of at least 625 contiguous interior 1405 contiguous square feet and must maint ain or make arrangements 1406 for suitable capacity for the refrigeration and storage of dead 1407 human bodies handled and stored by the establishment. For 1408 purposes of this subsection, the 625 contiguous interior square 1409 feet may not include any square footage desig nated in the 1410 cooperative documents as common areas. 1411 Section 25. Subsections (1) and (2) of section 554.103, 1412 Florida Statutes, are amended to read: 1413 554.103 Boiler code. —The department shall adopt by rule a 1414 State Boiler Code for the safe construction, installation, 1415 inspection, maintenance, and repair of boilers in this state. 1416 The rules adopted shall be based upon and shall at all times 1417 follow generally accepted nationwide engineering standards, 1418 formulas, and practices pertaining to boiler construction a nd 1419 safety. 1420 (1) The department shall adopt the latest version of the 1421 an existing code for new construction and installation known as 1422 the Boiler and Pressure Vessel Code of the American Society of 1423 Mechanical Engineers, including all amendments and 1424 interpretations to the A.S.M.E. Boiler and Pressure Vessel Code 1425 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 58 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S approved by the A.S.M.E. Council on Codes and Standards 1426 subsequent to the adoption of the State Boiler Code, and when so 1427 adopted by the department, such amendments and interpretations 1428 become a part of the State Boiler Code. 1429 (2) The installer of any boiler placed in use in this 1430 state after January 1, 2018, must, before installing the boiler, 1431 apply on a form adopted by rule of the department for an 1432 application a permit to install the boiler from the ch ief boiler 1433 inspector. The application must include the boiler's A.S.M.E. 1434 manufacturer's data report and other documents required by the 1435 State Boiler Code before the boiler is placed in service. The 1436 installer must contact the chief boiler inspector to sched ule an 1437 inspection for each boiler no later than 7 days before the 1438 boiler is placed in service. 1439 Section 26. Subsection (1) of section 554.108, Florida 1440 Statutes, is amended to read: 1441 554.108 Inspection. — 1442 (1) The inspection requirements of this chapter apply only 1443 to boilers that are regulated by this chapter located in public 1444 assembly locations. A boiler with an input of 200,000 British 1445 thermal units (Btu) per hour and above, up to an input not 1446 exceeding 400,000 Btu per hour, is exempt from inspection; 1447 however, such an exempt boiler, if manufactured after July 1, 1448 2022, must be stamped with the A.S.M.E. code symbol. 1449 Additionally, the A.S.M.E. data report of a boiler with an input 1450 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 59 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S of 200,000 to 400,000 Btu per hour must be filed as required 1451 under s. 554.103(2). 1452 Section 27. Subsection (1) of section 554.114, Florida 1453 Statutes, is amended to read: 1454 554.114 Prohibitions; penalties. — 1455 (1) A person may not do any of the following : 1456 (a) Operate a boiler that is regulated by this chapter at 1457 a public assembly location without a valid certificate of 1458 operation for that boiler .; 1459 (b) Use a certificate of operation for any boiler other 1460 than for the boiler for which it was issued .; 1461 (c) Operate a boiler for which the certificate of 1462 operation has been suspended, revoked, or not renewed .; or 1463 (d) Inspect any boiler regulated under this chapter 1464 without having a valid certificate of competency. 1465 Section 28. Paragraph (d) of subsection (1) of section 1466 554.115, Florida Statutes, is amended to read: 1467 554.115 Disciplinary proceedings.— 1468 (1) The department may deny, refuse to renew, suspend, or 1469 revoke a certificate of operation upon proof that: 1470 (d) The owner of a boiler: 1471 1. Operated a boiler that is regulated by this chapter at 1472 a public assembly location without a valid certificate of 1473 operation for that boiler; 1474 2. Used a certificate of operation for a boiler other than 1475 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 60 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S the boiler for which the certificate of operation was issued; 1476 3. Gave false or forged information to the department, to 1477 an authorized inspection agency, or to another boiler inspector 1478 for the purpose of obtaining a certificate of operation; 1479 4. Operated a boiler after the certificate of operation 1480 for the boiler expired, was not renewed, or was suspended or 1481 revoked; 1482 5. Operated a boiler that is in an unsafe condition; or 1483 6. Operated a boiler in a manner that is contrary to the 1484 requirements of this chapter or any rule adopted under this 1485 chapter. 1486 Section 29. Section 554.116, Florida Statutes, is created 1487 to read: 1488 554.116 Carbon monoxide. —The owner or user shall install a 1489 carbon monoxide detector or alarm on all boilers and fire 1490 pressured vessels that are regulated by this chapter. 1491 Section 30. Section 554.117, Florida Statutes, is created 1492 to read: 1493 554.117 Conduct of an examination of any boiler.— 1494 (1) In accordance with s. 633.112, the Division of State 1495 Fire Marshal may conduct an examination of any boiler covered by 1496 this chapter. 1497 (2) The division shall, upon receipt of a complaint, 1498 review the nature of the complaint and conduct an exa mination if 1499 necessary. 1500 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 61 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S Section 31. Paragraph (b) of subsection (10) of section 1501 624.307, Florida Statutes, is amended to read: 1502 624.307 General powers; duties. — 1503 (10) 1504 (b) Notwithstanding any provision in chapter 634, any 1505 person licensed or issued a certificate of authority or made an 1506 eligible surplus lines insurer by the department or the office 1507 shall respond, in writing or electronically, to the division 1508 within 14 days after receipt of a written request for documents 1509 and information from the division concerning a consumer 1510 complaint. The response must address the issues and allegations 1511 raised in the complaint and include any requested documents 1512 concerning the consumer complaint not subject to attorney -client 1513 or work-product privilege. The division may impose an 1514 administrative penalty for failure to comply with this paragraph 1515 of up to $5,000 per violation upon any entity licensed by the 1516 department or the office and up to $1,000 per violation by any 1517 individual licensed by the department or the office. 1518 Section 32. Section 624.317, Florida Statutes, is amended 1519 to read: 1520 624.317 Investigation of agents, adjusters, 1521 administrators, service companies, and others. — 1522 (1) If it has reason to believe that any person has 1523 violated or is violating any provision of this code, or upon the 1524 written complaint signed by any interested person indicating 1525 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 62 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S that any such violation may exist: 1526 (a)(1) The department must shall conduct such 1527 investigation as it deems necessary of the accounts, records, 1528 documents, and transactions pertaining to or affecting the 1529 insurance affairs of any agent, adjuster, insurance agency, 1530 customer representative, service representative, or other person 1531 subject to its jurisdiction, subject to the requirements of s. 1532 626.601. 1533 (b)(2) The office must shall conduct such investigation as 1534 it deems necessary of the accounts, records, documents, and 1535 transactions pertaining to or affecting the insurance affairs of 1536 any: 1537 1.(a) Administrator, service company, or other person 1538 subject to its jurisdiction. 1539 2.(b) Person having a contract or power of attorney under 1540 which she or he enjoys in fact the exclusive or dominant right 1541 to manage or control an insurer. 1542 3.(c) Person engaged in or proposing to be engaged in the 1543 promotion or formation of: 1544 a.1. A domestic insurer; 1545 b.2. An insurance holding corporation; or 1546 c.3. A corporation to finance a domestic insurer or in the 1547 production of the domestic insurer's business. 1548 (2) Any person licensed or issued a certificate of 1549 authority by the department or the office shall, in writing or 1550 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 63 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S electronically, respond to the department or office within 14 1551 days after receipt of a written request for documents and 1552 information from the department or office concerning records 1553 pertinent to an ongo ing investigation. The response must address 1554 the issues and allegations raised in the investigation and 1555 include any requested documents not subject to attorney -client 1556 or work-product privilege. The department or office may impose 1557 an administrative penalty for failure to comply with this 1558 subsection of up to $5,000 per violation upon any person 1559 licensed or issued a certificate of authority by the department 1560 or office. 1561 Section 33. Section 626.171, Florida Statutes, is amended 1562 to read: 1563 626.171 Application for license as an agent, customer 1564 representative, adjuster, or service representative , or 1565 reinsurance intermediary .— 1566 (1) The department may not issue a license as agent, 1567 customer representative, adjuster, or service representative , or 1568 reinsurance intermediary to any person except upon written 1569 application filed with the department, meeting the 1570 qualifications for the license applied for as determined by the 1571 department, and payment in advance of all applicable fees. The 1572 application must be made under the oath of the applicant and be 1573 signed by the applicant. An applicant may permit a third party 1574 to complete, submit, and sign an application on the applicant's 1575 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 64 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S behalf, but is responsible for ensuring that the information on 1576 the application is true and corr ect and is accountable for any 1577 misstatements or misrepresentations. The department shall accept 1578 the uniform application for resident and nonresident agent and 1579 adjuster licensing. The department may adopt revised versions of 1580 the uniform application by rule. 1581 (2) In the application, the applicant must include shall 1582 set forth: 1583 (a) The applicant's His or her full name, age, social 1584 security number, residence address, business address, mailing 1585 address, contact telephone numbers, including a business 1586 telephone number, and e-mail address. 1587 (b) A statement indicating the method the applicant used 1588 or is using to meet any required prelicensing education, 1589 knowledge, experience, or instructional requirements for the 1590 type of license applied for. 1591 (c) Whether the applicant he or she has been refused or 1592 has voluntarily surrendered or has had suspended or revoked a 1593 license to solicit insurance by the department or by the 1594 supervising officials of any state. 1595 (d) Whether any insurer or any managing general agent 1596 claims the applicant is indebted under any agency contract or 1597 otherwise and, if so, the name of the claimant, the nature of 1598 the claim, and the applicant's defense thereto, if any. 1599 (e) Proof that the applicant meets the requirements for 1600 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 65 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S the type of license for whi ch he or she is applying. 1601 (f) The applicant's gender (male or female). 1602 (g) The applicant's native language. 1603 (h) The highest level of education achieved by the 1604 applicant. 1605 (i) The applicant's race or ethnicity (African American, 1606 white, American India n, Asian, Hispanic, or other). 1607 (j) Such other or additional information as the department 1608 may deem proper to enable it to determine the character, 1609 experience, ability, and other qualifications of the applicant 1610 to hold himself or herself out to the public as an insurance 1611 representative. 1612 1613 However, the application must contain a statement that an 1614 applicant is not required to disclose his or her race or 1615 ethnicity, gender, or native language, that he or she will not 1616 be penalized for not doing so, and that the department will use 1617 this information exclusively for research and statistical 1618 purposes and to improve the quality and fairness of the 1619 examinations. The department may shall make provisions for 1620 applicants, voluntarily, to submit their cellular telephone 1621 numbers as part of the application process solely on a voluntary 1622 basis only for the purpose of two -factor authentication of 1623 secure login credentials only. 1624 (3) Each application must be accompanied by payment of any 1625 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 66 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S applicable fee. 1626 (4) An applicant for a li cense issued by the department 1627 under this chapter must submit a set of the individual 1628 applicant's fingerprints, or, if the applicant is not an 1629 individual, a set of the fingerprints of the sole proprietor, 1630 majority owner, partners, officers, and directors, to the 1631 department and must pay the fingerprint processing fee set forth 1632 in s. 624.501. Fingerprints must be processed in accordance with 1633 s. 624.34 and used to investigate the applicant's qualifications 1634 pursuant to s. 626.201. The fingerprints must be taken by a law 1635 enforcement agency or other department -approved entity. The 1636 department may not approve an application for licensure as an 1637 agent, customer service representative, adjuster, or service 1638 representative, or reinsurance intermediary if fingerprints have 1639 not been submitted. 1640 (5) The application for license filing fee prescribed in 1641 s. 624.501 is not subject to refund. 1642 (6) Members of the United States Armed Forces and their 1643 spouses, and veterans of the United States Armed Forces who have 1644 separated from service within 24 months before application for 1645 licensure, are exempt from the application filing fee prescribed 1646 in s. 624.501. Qualified individuals must provide a copy of a 1647 military identification card, military dependent identification 1648 card, military service record, military personnel file, veteran 1649 record, discharge paper or separation document that indicates 1650 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 67 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S such members are currently in good standing or such veterans 1651 were honorably discharged. 1652 (7) Pursuant to the federal Personal Responsibility and 1653 Work Opportunity Reconciliation Act of 1996, each party is 1654 required to provide his or her social security number in 1655 accordance with this section. Disclosure of social security 1656 numbers obtained through this requirement must be limited to the 1657 purpose of administration of the Title IV -D program for child 1658 support enforcement. 1659 Section 34. Paragraph (c) of subsection (3) of section 1660 626.2815, Florida Statutes, is amended to read: 1661 626.2815 Continuing education requirements. — 1662 (3) Each licensee except a title insurance agent must 1663 complete a 4-hour update course every 2 years which is specific 1664 to the license held by the licensee. The course must be 1665 developed and offered by providers and approved by the 1666 department. The content of the course must address all lines of 1667 insurance for which examination and licensure are required and 1668 include the following subject areas: insurance law updates, 1669 ethics for insurance professionals, disciplinary trends and case 1670 studies, industry trends, premium discounts, determining 1671 suitability of products and services, and other similar 1672 insurance-related topics the department determines are relevant 1673 to legally and ethically carrying out the responsibilities of 1674 the license granted. A licensee who holds multiple insurance 1675 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 68 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S licenses must comple te an update course that is specific to at 1676 least one of the licenses held. Except as otherwise specified, 1677 any remaining required hours of continuing education are 1678 elective and may consist of any continuing education course 1679 approved by the department under this section. 1680 (c) A licensee who has been licensed for 25 years or more 1681 is not required to complete any continuing education elective 1682 hours if it is determined that the licensee also possesses one 1683 of the following qualifications: 1684 1. Has received a char tered life underwriter designation; 1685 2. Has received a chartered property and casualty 1686 underwriter designation; or 1687 3. Has received a bachelor of science degree or higher in 1688 risk management or insurance, with evidence of 18 or more 1689 semester hours in insu rance-related courses and is a CLU or a 1690 CPCU or has a Bachelor of Science degree or higher in risk 1691 management or insurance with evidence of 18 or more semester 1692 hours in insurance-related courses must also complete a minimum 1693 of 6 hours of elective continuin g education courses every 2 1694 years. 1695 Section 35. Paragraph (c) of subsection (2) of section 1696 626.292, Florida Statutes, is amended to read: 1697 626.292 Transfer of license from another state. — 1698 (2) To qualify for a license transfer, an individual 1699 applicant must meet the following requirements: 1700 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 69 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (c) The individual must submit a completed application for 1701 this state which is received by the department within 90 days 1702 after the date the individual became a resident of this state, 1703 along with payment of the appli cable fees set forth in s. 1704 624.501 and submission of the following documents: 1705 1. A certification issued by the appropriate official of 1706 the applicant's home state identifying the type of license and 1707 lines of authority under the license and stating that , at the 1708 time the license from the home state was canceled, the applicant 1709 was in good standing in that state or that the state's Producer 1710 Database records, maintained by the National Association of 1711 Insurance Commissioners, its affiliates, or subsidiaries, 1712 indicate that the agent or all -lines adjuster is or was licensed 1713 in good standing for the line of authority requested. 1714 2. A set of the applicant's fingerprints in accordance 1715 with s. 626.171(4). 1716 Section 36. Paragraph (h) of subsection (1) of section 1717 626.611, Florida Statutes, is amended to read: 1718 626.611 Grounds for compulsory refusal, suspension, or 1719 revocation of agent's, title agency's, adjuster's, customer 1720 representative's, service representative's, or managing general 1721 agent's license or appointment. — 1722 (1) The department shall deny an application for, suspend, 1723 revoke, or refuse to renew or continue the license or 1724 appointment of any applicant, agent, title agency, adjuster, 1725 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 70 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S customer representative, service representative, or managing 1726 general agent, and it shall suspend or revoke the eligibility to 1727 hold a license or appointment of any such person, if it finds 1728 that as to the applicant, licensee, or appointee any one or more 1729 of the following applicable grounds exist: 1730 (h) Demonstrated lack of technical ability reasonably 1731 adequate knowledge and technical competence in the duties and 1732 responsibilities deemed necessary by the department to engage in 1733 the transactions authorized by the license or appointment. 1734 Section 37. Subsections (10) and (16) of section 626.621, 1735 Florida Statutes, are amended to read: 1736 626.621 Grounds for discretionary refusal, suspension, or 1737 revocation of agent's, adjuster's, customer representative's, 1738 service representative's, or managing general agent's license or 1739 appointment.—The department may, in its discretion, deny an 1740 application for, suspend, revoke, or refuse to renew or continue 1741 the license or appointment of any applicant, agent, adjuster, 1742 customer representative, service representative, or managing 1743 general agent, and it may sus pend or revoke the eligibility to 1744 hold a license or appointment of any such person, if it finds 1745 that as to the applicant, licensee, or appointee any one or more 1746 of the following applicable grounds exist under circumstances 1747 for which such denial, suspension , revocation, or refusal is not 1748 mandatory under s. 626.611: 1749 (10) Failure to inform the department in writing within 30 1750 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 71 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S days after pleading guilty or nolo contendere to, or being 1751 convicted or found guilty of, any felony or a crime punishable 1752 by imprisonment of 1 year or more , or a misdemeanor directly 1753 related to the financial services business, under the law of the 1754 United States or of any state thereof, or under the law of any 1755 other country without regard to whether a judgment of conviction 1756 has been entered by the court having jurisdiction of the case. 1757 (16) Taking an action that allows the personal financial 1758 or medical information of a consumer or customer to be made 1759 available or accessible to the general public, regardless of the 1760 format in which the reco rd is stored. 1761 (a) The department, having good cause to believe that a 1762 licensee does not possess the proper knowledge as to the kinds 1763 of insurance for which the person is licensed, and of the 1764 pertinent provisions of the laws of this state, may, at any 1765 time, require him or her to submit to an examination or 1766 reexamination. Good cause as used in this paragraph must be 1767 construed to mean that a licensee's history of consumer 1768 complaints, violations of the insurance code, warnings, or other 1769 evidence is sufficient to indicate that he or she is not 1770 qualified to be licensed to transact insurance in this state. 1771 (b) Refusal or neglect of the licensee to submit to, or 1772 failing to secure a passing grade on, such examination or 1773 reexamination within 30 days after a wri tten demand to retest 1774 shall be grounds for suspension or revocation of his or her 1775 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 72 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S license. 1776 Section 38. Subsection (1) of section 626.731, Florida 1777 Statutes, is amended to read: 1778 626.731 Qualifications for general lines agent's license. — 1779 (1) The department may shall not grant or issue a license 1780 as general lines agent to any individual found by it to be 1781 untrustworthy or incompetent or who does not meet each all of 1782 the following qualifications: 1783 (a) The applicant is a natural person at least 18 years of 1784 age. 1785 (b) The applicant is a United States citizen or legal 1786 alien who possesses work authorization from the United States 1787 Bureau of Citizenship and Immigration Services and is a bona 1788 fide resident of this state. An individual who is a bona fide 1789 resident of this state shall be deemed to meet the residence 1790 requirement of this paragraph, notwithstanding the existence at 1791 the time of application for license of a license in his or her 1792 name on the records of another state as a resident licensee of 1793 such other state, if the applicant furnishes a letter of 1794 clearance satisfactory to the department that the resident 1795 licenses have been canceled or changed to a nonresident basis 1796 and that he or she is in good standing. 1797 (c) The applicant's place of business will be loca ted in 1798 this state and he or she will be actively engaged in the 1799 business of insurance and will maintain a place of business, the 1800 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 73 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S location of which is identifiable by and accessible to the 1801 public. 1802 (d) The license is not being sought for the purpose of 1803 writing or handling controlled business, in violation of s. 1804 626.730. 1805 (e) The applicant is qualified as to knowledge, 1806 experience, or instruction in the business of insurance and 1807 meets the requirements provided in s. 626.732. 1808 (f) The applicant has passed an y required examination for 1809 license required under s. 626.221. 1810 Section 39. Subsection (2) of section 626.785, Florida 1811 Statutes, is amended to read: 1812 626.785 Qualifications for license. — 1813 (2) An individual who is a bona fide resident of this 1814 state shall be deemed to meet the residence requirement of 1815 paragraph (1)(b), notwithstanding the existence at the time of 1816 application for license of a license in his or her name on the 1817 records of another state as a resident licensee of such other 1818 state, if the applicant furnishes a letter of clearance 1819 satisfactory to the department that the resident licenses have 1820 been canceled or changed to a nonresident basis and that he or 1821 she is in good standing. 1822 Section 40. Section 626.831, Florida Statutes, is amended 1823 to read: 1824 626.831 Qualifications for license. — 1825 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 74 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (1) The department may shall not grant or issue a license 1826 as health agent as to any individual found by it to be 1827 untrustworthy or incompetent, or who does not meet all of the 1828 following qualifications: 1829 (1)(a) Is Must be a natural person of at least 18 years of 1830 age. 1831 (2)(b) Is Must be a United States citizen or legal alien 1832 who possesses work authorization from the United States Bureau 1833 of Citizenship and Immigration Services and is a bona fide 1834 resident of this sta te. 1835 (3)(c) Is Must not be an employee of the United States 1836 Department of Veterans Affairs or state service office, as 1837 referred to in s. 626.833. 1838 (4)(d) Has taken Must take and passed pass any examination 1839 for license required under s. 626.221. 1840 (5)(e) Is Must be qualified as to knowledge, experience, 1841 or instruction in the business of insurance and meets meet the 1842 requirements relative thereto provided in s. 626.8311. 1843 (2) An individual who is a bona fide resident of this 1844 state shall be deemed to meet th e residence requirement of 1845 paragraph (1)(b), notwithstanding the existence at the time of 1846 application for license of a license in his or her name on the 1847 records of another state as a resident licensee of such other 1848 state, if the applicant furnishes a lette r of clearance 1849 satisfactory to the department that the resident licenses have 1850 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 75 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S been canceled or changed to a nonresident basis and that he or 1851 she is in good standing. 1852 Section 41. Subsection (6) of section 626.8417, Florida 1853 Statutes, is amended to read: 1854 626.8417 Title insurance agent licensure; exemptions. — 1855 (6) If an attorney owns a corporation or other legal 1856 entity that is doing business as a title insurance agency, other 1857 than an entity engaged in the active practice of law, the agency 1858 must be licensed and appointed as a title insurance agency 1859 agent. 1860 Section 42. Subsection (4) is added to section 626.843, 1861 Florida Statutes, to read: 1862 626.843 Renewal, continuation, reinstatement, termination 1863 of title insurance agent's and title insurance agency's 1864 appointments.— 1865 (4) The department must cancel appointments of a title 1866 insurance agency if the agency fails to pay the annual title 1867 insurance agency administrative surcharge under s. 624.501 by 1868 April 1 of each reporting year. The title insurance agency is 1869 not eligible for appointment until the title insurance agency 1870 pays the administrative surcharge. 1871 Section 43. Subsection (5) of section 626.8473, Florida 1872 Statutes, is amended to read: 1873 626.8473 Escrow; trust fund. — 1874 (5) The title insurance agency shall maintain separate 1875 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 76 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S records of all receipts and disbursements of escrow, settlement, 1876 or closing funds. The title insurance agency shall disclose all 1877 fees associated with closing services to the consumer before 1878 closing. The title insurance agency may not charge any fee that 1879 was not disclosed to the consumer as provided in this 1880 subsection. 1881 Section 44. Subsections (4) and (5) are added to section 1882 626.878, Florida Statutes, to read: 1883 626.878 Rules; code of ethics. — 1884 (4) In order to ensure fair dealing in estimating losses, 1885 an adjuster shall adhere to any requirement established by rule 1886 when preparing and submitting a written estimate of loss. Such 1887 requirements cannot be waived by the insured or the insurance 1888 company. 1889 (5) The department may adopt rules to implement this 1890 section. 1891 Section 45. Subsection (1) of section 626.927, Florida 1892 Statutes, is amended to read: 1893 626.927 Licensing of surplus lines agent. — 1894 (1) Any individual, while licensed as a general lines 1895 agent under this code, and who has a minimum of 1 year of 1896 experience working for a licensed surplus lines agent , who has 1897 received a degree in insurance from an accredited institution of 1898 higher learning approved by the department which included 3 1899 credit hours of instruction in surplus and excess lines, or who 1900 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 77 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S has successfully completed 60 class hours in surplus and excess 1901 lines in a course approved by the department, may, upon taking 1902 and successfully passing a written examination as to surplus 1903 lines, as given by the department, be licensed as a surplus 1904 lines agent solely for the purpose of placing with surplus lines 1905 insurers property, marine, casualty, or surety coverages 1906 originated by general lines agents. 1907 Section 46. Subsections (11), (12), and (13) are adde d to 1908 section 626.938, Florida Statutes, to read: 1909 626.938 Report and tax of independently procured 1910 coverages.— 1911 (11) Each insured who in this state procures or causes to 1912 be procured or continues or renews insurance from another state 1913 or country with an u nauthorized, foreign, or alien insurer 1914 legitimately licensed in that jurisdiction, or any self -insurer 1915 who in this state so procures or continues excess loss, 1916 catastrophe, or other insurance, upon a subject of insurance 1917 resident, located, or to be performe d within this state shall 1918 maintain in his or her office in this state for a period of 3 1919 years a full and true record of each insurance contract, 1920 including applications and all certificates, cover notes, and 1921 other forms of confirmation of insurance coverage and any 1922 substitutions or endorsements relative to the contract procured 1923 by the insured and showing any of the following items as may be 1924 applicable: 1925 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 78 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (a) Amount of the insurance and perils insured against. 1926 (b) Brief general description of property insur ed and 1927 where located. 1928 (c) Gross premium charged. 1929 (d) Return premium collected, if any. 1930 (e) Rate of premium charged upon the several items of 1931 property. 1932 (f) Effective date of the contract, and the terms of the 1933 contract. 1934 (g) Name and address of the insured. 1935 (h) Name and home office address of the insurer. 1936 (i) Amount paid to the insurer. 1937 (j) Other information as may be required by the department 1938 or the Florida Surplus Lines Service Office. 1939 (12) The records must at all times be available for 1940 examination by the department or the Florida Surplus Lines 1941 Service Office, without prior notice, and must be maintained as 1942 provided in subsection (11). 1943 (13) Each unauthorized, foreign, or alien insurer or 1944 captive insurance company receiving premiums under this section 1945 shall, in accordance with s. 626.931(3) and (4) or, if not 1946 applicable, on or before March 31 of each year, file with the 1947 Florida Surplus Lines Service Office in the manner and form 1948 directed by the Florida Surplus Lines Service Office a verifie d 1949 report of all insurance transacted by such entity for insurance 1950 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 79 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S risks located in this state during the preceding calendar year. 1951 Section 47. Paragraph (t) of subsection (1) of section 1952 626.9541, Florida Statutes, is amended to read: 1953 626.9541 Unfair methods of competition and unfair or 1954 deceptive acts or practices defined. — 1955 (1) UNFAIR METHODS OF COMPETITION AND UNFAIR OR DECEPTIVE 1956 ACTS.—The following are defined as unfair methods of competition 1957 and unfair or deceptive acts or practices: 1958 (t) Certain life insurance relations with funeral 1959 directors prohibited. — 1960 1. No life insurer shall permit any funeral director or 1961 direct disposer to act as its representative, adjuster, claim 1962 agent, special claim agent, or agent for such insurer in 1963 soliciting, negotiating, or effecting contracts of life 1964 insurance on any plan or of any nature issued by such insurer or 1965 in collecting premiums for holders of any such contracts except 1966 as prescribed in s. 626.785(2) s. 626.785(3). 1967 2. No life insurer shall: 1968 a. Affix, or permit to be affixed, advertising matter of 1969 any kind or character of any licensed funeral director or direct 1970 disposer to such policies of insurance. 1971 b. Circulate, or permit to be circulated, any such 1972 advertising matter with such insurance policies. 1973 c. Attempt in any manner or form to influence 1974 policyholders of the insurer to employ the services of any 1975 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 80 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S particular licensed funeral director or direct disposer. 1976 3. No such insurer shall maintain, or permit its agent to 1977 maintain, an office or place of business in the office, 1978 establishment, or place of business of any funeral director or 1979 direct disposer in this state. 1980 Section 48. Section 627.70151, Florida Statutes, is 1981 amended to read: 1982 627.70151 Appraisal; conflicts of interest. —An insurer 1983 that offers residential coverage as defined in s. 627.4025, or a 1984 policyholder that uses an appraisal clause in a property 1985 insurance contract to establish a process for estimating or 1986 evaluating the amount of loss through the use of an impartial 1987 appraiser or umpire, may challenge an appraiser's or umpire's 1988 impartiality and disquali fy the proposed appraiser or umpire 1989 only if: 1990 (1) A familial relationship within the third degree exists 1991 between the appraiser or umpire and a party or a representative 1992 of a party; 1993 (2) The appraiser or umpire has previously represented a 1994 party in a professional capacity in the same claim or matter 1995 involving the same property; 1996 (3) The appraiser or umpire has represented another person 1997 in a professional capacity on the same or a substantially 1998 related matter that includes the claim, the same property or a n 1999 adjacent property, and the other person's interests are 2000 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 81 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S materially adverse to the interests of a party; or 2001 (4) The appraiser or umpire has worked as an employer or 2002 employee of a party within the preceding 5 years. 2003 Section 49. Paragraphs (j), (k), a nd (l) of subsection (1) 2004 of section 627.776, Florida Statutes, are redesignated as 2005 paragraphs (k), (l), and (m), respectively, paragraph (a) of 2006 subsection (2) is amended, and a new paragraph (j) is added to 2007 subsection (1) of that section, to read: 2008 627.776 Applicability or inapplicability of Florida 2009 Insurance Code provisions to title insurers. — 2010 (1) In addition to any other provisions of law applicable 2011 to title insurers, title insurers are subject to the following 2012 provisions of this code: 2013 (j) Section 626.451. 2014 (2) The following provisions of this code do not apply to 2015 title insurance: 2016 (a) Part I of chapter 626 (insurance representatives; 2017 licensing procedures and general requirements) , except s. 2018 626.451. 2019 Section 50. Paragraphs (b) and (f) of subse ction (1) of 2020 section 631.271, Florida Statutes, are amended to read: 2021 631.271 Priority of claims. — 2022 (1) The priority of distribution of claims from the 2023 insurer's estate shall be in accordance with the order in which 2024 each class of claims is set forth in t his subsection. Every 2025 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 82 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S claim in each class shall be paid in full or adequate funds 2026 shall be retained for such payment before the members of the 2027 next class may receive any payment. No subclasses may be 2028 established within any class. The order of distribution of 2029 claims shall be: 2030 (b) Class 2.—All claims under policies for losses 2031 incurred, including third -party claims, all claims against the 2032 insurer for liability for bodily injury or for injury to or 2033 destruction of tangible property which claims are not under 2034 policies, all claims of a guaranty association or foreign 2035 guaranty association, and all claims related to a patient's 2036 health care coverage by physicians, hospitals, and other 2037 providers of a health insurer or health maintenance 2038 organization. All claims under life insurance and annuity 2039 policies, whether for death proceeds, annuity proceeds, or 2040 investment values, shall be treated as loss claims. That portion 2041 of any loss, indemnification for which is provided by other 2042 benefits or advantages recovered by the clai mant, may not be 2043 included in this class, other than benefits or advantages 2044 recovered or recoverable in discharge of familial obligations of 2045 support or by way of succession at death or as proceeds of life 2046 insurance, or as gratuities. No payment by an employ er to her or 2047 his employee may be treated as a gratuity. Notwithstanding any 2048 other provision of this part, the following claims are excluded 2049 from Class 2 priority and must be paid as claims in Class 6: 2050 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 83 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S 1. Obligations of the insolvent insurer arising out o f 2051 reinsurance contracts; and 2052 2. Claims against the insurer for bad faith or wrongful 2053 settlement practices. 2054 (f) Class 6.—Claims of general creditors , including claims 2055 under reinsurance contracts and claims of other unsecured 2056 creditors not included in Cl asses 1-5 or Classes 7-11. 2057 Section 51. Section 633.139, Florida Statutes, is created 2058 to read: 2059 633.139 Firefighter recruitment and retention bonus 2060 program.— 2061 (1) For the purposes of this section, the term: 2062 (a) "Division" means the Division of State Fire Marshal 2063 within the Department of Financial Services. 2064 (b) "Fire service provider" means a municipality or 2065 county, the state, the division, or any political subdivision of 2066 the state, including authorities and special districts, that 2067 employs firefighters to provide fire extinguishment or fire 2068 prevention services for the protection of life and property. The 2069 term includes any organization under contract or other agreement 2070 with such entity to provide such services. 2071 (c) "Firefighter" has the sam e meaning as provided in s. 2072 633.102. 2073 (d) "Newly employed firefighter" means a person who gains 2074 or is appointed to full -time employment as a certified 2075 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 84 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S firefighter with a fire service provider on or after July 1, 2076 2025, and who has never before been employe d as a firefighter in 2077 this state. 2078 (e) "Program" means the Florida Firefighter Recruitment 2079 Bonus Payment Program. 2080 (2) There is created within the department the Florida 2081 Firefighter Recruitment Bonus Payment Program to aid in the 2082 recruitment of firefight ers within this state. The purpose of 2083 the program is to administer one -time bonus payments of up to 2084 $5,000 to each newly employed firefighter within this state. 2085 Bonus payments provided to eligible newly employed firefighters 2086 are contingent upon legislative appropriations and must be 2087 prorated subject to the amount appropriated for the program. 2088 (3) Each bonus payment must be adjusted to include 7.65 2089 percent for the newly employed firefighter's share of Federal 2090 Insurance Contributions Act tax on the payment. 2091 (4) The department shall develop an annual plan for the 2092 administration of the program and distribution of bonus 2093 payments. Applicable employing fire service providers shall 2094 assist the department with the collection of any data necessary 2095 to determine bonus payment amounts and to distribute the bonus 2096 payments and shall otherwise provide the department with any 2097 information or assistance needed to fulfill the requirements of 2098 this section. At a minimum, the plan must include: 2099 (a) The method for determining t he estimated number of 2100 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 85 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S newly employed firefighters to gain or be appointed to full -time 2101 employment during the applicable fiscal year. 2102 (b) The minimum eligibility requirements that a newly 2103 employed firefighter must meet to receive and retain a bonus 2104 payment, which must include all of the following: 2105 1. Obtain certification for employment or appointment as a 2106 firefighter pursuant to s. 633.408. 2107 2. Gain full-time employment with a fire service provider. 2108 3. Maintain continuous full -time employment with a fire 2109 service provider for at least 2 years from the date on which the 2110 firefighter obtained certification. The required 2 -year 2111 employment period must be with the same employing fire service 2112 provider. 2113 (c) The method that will be used to determine the bonus 2114 payment amount to be distributed to each newly employed 2115 firefighter. 2116 (d) The method that will be used to distribute bonus 2117 payments to applicable employing fire service providers for 2118 distribution to eligible firefighters. Such method should 2119 prioritize distributing bonus payments to eligible firefighters 2120 in the most efficient and expedient manner possible. 2121 (e) The estimated cost to the department associated with 2122 developing and administering the program and distributing bonus 2123 payment funds. 2124 (f) The method by which a firefighter must reimburse the 2125 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 86 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S state if he or she receives a bonus payment under the program 2126 but fails to maintain continuous employment for the required 2 - 2127 year period. Reimbursement may not be required if a firefighter 2128 is discharged by his or her employing fire service provider for 2129 a reason other than misconduct. The department may establish 2130 other criteria deemed necessary to determine bonus payment 2131 eligibility and distribution. 2132 (5) The department shall consult quarterly with the 2133 division to verify the certification of newly employed 2134 firefighters and any separation from employment of newly 2135 employed firefighters submitted to the division. 2136 (6) The department shall submit the plan to the Executive 2137 Office of the Governor's Office of Policy an d Budget, the chair 2138 of the Senate Appropriations Committee, and the chair of the 2139 House Appropriations Committee by October 1 annually. The 2140 department is authorized to submit budget amendments pursuant to 2141 chapter 216 as necessary to release appropriated fun ds for 2142 distribution to applicable employing agencies under this 2143 program. 2144 (7) The funding allocation for the bonus payments must be 2145 used solely to comply with the requirements of this section, but 2146 applicable collective bargaining units are not otherwise 2147 precluded from wage negotiation. 2148 (8) The department shall adopt rules to implement this 2149 section. 2150 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 87 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (9) This section expires July 1, 2028. 2151 Section 52. Paragraph (b) of subsection (2) and 2152 subsections (3) and (7) of section 633.216, Florida Statutes, 2153 are amended to read: 2154 633.216 Inspection of buildings and equipment; orders; 2155 firesafety inspection training requirements; certification; 2156 disciplinary action. —The State Fire Marshal and her or his 2157 agents or persons authorized to enforce laws and rules of the 2158 State Fire Marshal shall, at any reasonable hour, when the State 2159 Fire Marshal has reasonable cause to believe that a violation of 2160 this chapter or s. 509.215, or a rule adopted thereunder, or a 2161 minimum firesafety code adopted by the State Fire Marshal or a 2162 local authority, may exist, inspect any and all buildings and 2163 structures which are subject to the requirements of this chapter 2164 or s. 509.215 and rules adopted thereunder. The authority to 2165 inspect shall extend to all equipment, vehicles, and chemicals 2166 which are located on or within the premises of any such building 2167 or structure. 2168 (2) Except as provided in s. 633.312(2), every firesafety 2169 inspection conducted pursuant to state or local firesafety 2170 requirements shall be by a person certified as having met the 2171 inspection training requirements set by the State Fire Marshal. 2172 Such person shall meet the requirements of s. 633.412(1) -(4), 2173 and: 2174 (b)1. Have satisfactorily completed, as determined by 2175 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 88 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S division rule, a firesafety inspector training program of at 2176 least 200 hours established by the department and administered 2177 by education or training providers approved by the department 2178 for the purpose of providing basic certification training for 2179 firesafety inspectors; or 2180 2. Have received training in another state which i s 2181 determined by the division to be at least equivalent to that 2182 required by the department for approved firesafety inspector 2183 education and training programs in this state. 2184 (3) A firefighter certified pursuant to s. 633.408 may 2185 conduct firesafety inspectio ns, under the supervision of a 2186 certified firesafety inspector, while on duty as a member of a 2187 fire department company conducting inservice firesafety 2188 inspections without being certified as a firesafety inspector, 2189 if such firefighter has satisfactorily comp leted an inservice 2190 fire department company inspector training program of at least 2191 24 hours' duration as provided by rule of the department. The 2192 inservice training does not allow a certified inspector whose 2193 certification has lapsed to continue serving as a firesafety 2194 inspector. 2195 (7) The State Fire Marshal shall develop by rule an 2196 advanced training and certification program for firesafety 2197 inspectors having fire code management responsibilities. The 2198 program must be consistent with the appropriate provisions o f 2199 NFPA 1030 1037, or similar standards adopted by rule, by the 2200 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 89 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S division, and establish minimum training, education, and 2201 experience levels for firesafety inspectors having fire code 2202 management responsibilities. 2203 Section 53. Subsection (3) of section 634.3077, Florida 2204 Statutes, is amended to read: 2205 634.3077 Financial requirements. — 2206 (3) An association may not be required to set up an 2207 unearned premium reserve if it has purchased contractual 2208 liability insurance which demonstrates to the satisfaction of 2209 the office that 100 percent of its claim exposure is covered by 2210 the liability insura nce policy such insurance. Such contractual 2211 liability insurance must shall be obtained from an insurer or 2212 insurers that hold a certificate of authority to do business 2213 within the state or from an insurer or insurers approved by the 2214 office as financially cap able of meeting the obligations 2215 incurred pursuant to the policy. For purposes of this 2216 subsection, the contractual liability policy must shall contain 2217 the following provisions: 2218 (a) In the event that the home warranty association is 2219 unable to fulfill its o bligation under its contracts issued in 2220 this state for any reason, including insolvency, bankruptcy, or 2221 dissolution, the contractual liability insurer will pay losses 2222 and unearned premiums under such plans directly to persons 2223 making claims under such contr acts. 2224 (b) The insurer issuing the policy shall assume full 2225 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 90 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S responsibility for the administration of claims in the event of 2226 the inability of the association to do so. 2227 (c) The policy may not be canceled or not renewed by the 2228 insurer or the association un less 60 days' written notice 2229 thereof has been given to the office by the insurer before the 2230 date of such cancellation or nonrenewal. 2231 (d) The contractual liability insurance policy must shall 2232 insure all covered home warranty contracts that were issued 2233 while the policy was in effect regardless of whether or not the 2234 premium has been remitted to the insurer. 2235 (e) The contractual liability insurance policy may either 2236 pay 100 percent of claims as they are incurred or pay 100 2237 percent of claims due in the event of the association's failure 2238 to pay such claims when due. 2239 Section 54. Paragraph (a) of subsection (3) of section 2240 634.406, Florida Statutes, is amended, and paragraph (g) is 2241 added to that subsection, to read: 2242 634.406 Financial requirements. — 2243 (3) An association will not be required to establish an 2244 unearned premium reserve if it has purchased contractual 2245 liability insurance which demonstrates to the satisfaction of 2246 the office that 100 percent of its claim exposure is covered by 2247 such policy. The contrac tual liability insurance shall be 2248 obtained from an insurer that holds a certificate of authority 2249 to do business within the state. For the purposes of this 2250 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 91 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S subsection, the contractual liability policy shall contain the 2251 following provisions: 2252 (a) In the event that the service warranty association 2253 does not fulfill its obligation under covered contracts issued 2254 in this state for any reason, including insolvency, bankruptcy, 2255 or dissolution, the contractual liability insurer will pay 2256 losses and unearned premium r efunds under such plans directly to 2257 the person making a claim under the contract. 2258 (g) The contractual liability insurance policy may either 2259 pay 100 percent of claims as they are incurred or pay 100 2260 percent of claims due in the event of the failure of the 2261 association to pay such claims when due. 2262 Section 55. Subsection (2) of section 648.33, Florida 2263 Statutes, is amended to read: 2264 648.33 Bail bond rates. — 2265 (2) It is unlawful for a bail bond agent to execute a bail 2266 bond without charging a premium theref or, and the premium rate 2267 may not exceed or be less than the premium rate as filed with 2268 and approved by the office. Bail bond agents may collect the 2269 exact amount of any discount, or other such fee charged by a 2270 credit card facility in connection with the use of a credit 2271 card, in addition to the premium required by the insurer. 2272 Section 56. Subsection (3) of section 791.013, Florida 2273 Statutes, is amended to read: 2274 791.013 Testing and approval of sparklers; penalties. — 2275 HB 1281 2025 CODING: Words stricken are deletions; words underlined are additions. hb1281-00 Page 92 of 92 F L O R I D A H O U S E O F R E P R E S E N T A T I V E S (3) For purposes of the testing requi rement by this 2276 section, the division shall perform such tests as are necessary 2277 to determine compliance with the performance standards in the 2278 definition of sparklers, pursuant to s. 791.01. The State Fire 2279 Marshal shall adopt, by rule, procedures for testing products to 2280 determine compliance with this chapter. The Division of 2281 Investigative and Forensic Services shall dispose of any samples 2282 which remain after testing. 2283 Section 57. Subsection (1) of section 1001.281, Florida 2284 Statutes, is amended to read: 2285 1001.281 Operating Trust Fund. — 2286 (1) The Operating Trust Fund , FLAIR number 48-2-510, is 2287 created within the Department of Education. 2288 Section 58. Subsection (1) of section 1001.282, Florida 2289 Statutes, is amended to read: 2290 1001.282 Administrative Trust Fu nd.— 2291 (1) The Administrative Trust Fund , FLAIR number 48-2-021, 2292 is created within the Department of Education. 2293 Section 59. This act shall take effect July 1, 2025. 2294