Florida 2025 2025 Regular Session

Florida House Bill H7005 Analysis / Analysis

Filed 03/26/2025

                    STORAGE NAME: h7005c.SAC 
DATE: 3/26/2025 
 	1 
      
FLORIDA HOUSE OF REPRESENTATIVES 
BILL ANALYSIS 
This bill analysis was prepared by nonpartisan committee staff and does not constitute an official statement of legislative intent. 
BILL #: HB 7005          PCB  GOS 25-01 
TITLE: OGSR/Disaster Recovery Assistance 
SPONSOR(S): Nix 
COMPANION BILL: SB 7004 
LINKED BILLS: None 
RELATED BILLS: None 
Committee References 
 Orig. Comm.: Government 
Operations 
17 Y, 0 N 

Natural Resources & Disasters 
16 Y, 0 N 
State Affairs 
22 Y, 0 N 
 
SUMMARY 
 
Effect of the Bill: 
The bill saves from repeal the public record exemption for property photographs and personal identifying 
information of an applicant for or a participant in a federal, state, or local housing assistance program for the 
purpose of disaster recovery assistance for a presidentially declared disaster. The public record exemption will 
repeal on October 2, 2025, if the bill does not become a law. 
 
Fiscal or Economic Impact: 
None. 
 
  
JUMP TO SUMMARY 	ANALYSIS RELEVANT INFORMATION BILL HISTORY 
 
ANALYSIS 
EFFECT OF THE BILL: 
The bill removes the scheduled repeal, created pursuant to the Open Government Sunset Review Act, for the public 
record exemption for certain property photographs and personal identifying information of an applicant for or a 
participant in a federal, state, or local housing assistance program for the purpose of disaster recovery assistance 
for a presidentially declared disaster. The public record exemption for such records when held by the Department 
of Commerce, the Florida Housing Finance Corporation, a county, a municipality, or a local housing finance agency 
will repeal on October 2, 2025, if the bill does not become a law. (Section 1) 
 
The effective date of the bill is October 1, 2025. (Section 2) 
 
RELEVANT INFORMATION 
SUBJECT OVERVIEW: 
Open Government Sunset Review Act 
The Open Government Sunset Review Act (OGSR Act)
1 sets forth a legislative review process for newly created or 
substantially amended public record or public meeting exemptions. It requires an automatic repeal of the 
exemption on October 2
nd of the fifth year after creation or substantial amendment, unless the Legislature reenacts 
the exemption.
2 
 
The OGSR Act provides that a public record or public meeting exemption may be created or maintained only if it 
serves an identifiable public purpose. In addition, it may be no broader than is necessary to meet one of the 
following purposes: 
 Allow the state or its political subdivisions to effectively and efficiently administer a governmental 
program, which administration would be significantly impaired without the exemption. 
                                                            
1
 S. 119.15, F.S. 
2
 S. 119.15(3), F.S.  JUMP TO SUMMARY 	ANALYSIS RELEVANT INFORMATION BILL HISTORY 
 	2 
 Protect sensitive personal information that, if released, would be defamatory or would jeopardize an 
individual’s safety; however, only the identity of an individual may be exempted under this provision. 
 Protect trade or business secrets.
3 
 
If, and only if, in reenacting an exemption that will repeal, the exemption is expanded, then a public necessity 
statement and a two-thirds vote for passage are required. If the exemption is reenacted with grammatical or 
stylistic changes that do not expand the exemption, if the exemption is narrowed, or if an exception to the 
exemption is created, then a public necessity statement and a two-thirds vote are not required.
4 
  
Department of Commerce  
The Department of Commerce (Florida Commerce) assists the Governor in working with the Legislature, state 
agencies, business leaders, and economic development professionals to formulate and implement policies and 
strategies designed to promote economic opportunities for all Floridians.
5 Within Florida Commerce, the Office of 
Long-Term Resiliency supports communities following disasters by addressing long-term recovery needs for 
housing, infrastructure, and economic development.
6 Florida Commerce is also the state authority responsible for 
administering all United States Department of Housing and Urban Development (HUD) long-term disaster recovery 
funds awarded to the state.
7  
 
Florida Housing Finance Corporation  
The Florida Housing Finance Corporation (FHFC) is created within Florida Commerce and is a public corporation.
8 
The FHFC is responsible for increasing the amount of affordable housing available to individuals and families by 
stimulating investment of private capital and encouraging public and private sector housing partnerships. To 
accomplish this, the FHFC uses federal and state resources to finance the development of safe, affordable homes 
and rental housing and to assist first-time homebuyers.
9 After natural disasters, FHFC works with state and federal 
officials to provide information on disaster relief resources and information.
10  
 
Local Housing Finance Agencies  
Local Housing Finance Agencies (HFAs), also known as Local Housing Finance Authorities, are dependent special 
districts of a local government.
11 HFAs address affordable housing needs locally by stimulating construction and 
rehabilitation of housing through the use of public financing. Such authorities sell bonds to finance affordable 
apartments, provide loans with HFA funds for gap financing, sell bonds or administer other programs to provide 
low-rate mortgages, and provide down payment assistance to homebuyers.
12 
 
Federal, State, or Local Housing Assistance Program 
There are various federal,
13 state,
14 and local housing assistance programs that assist those who have been 
impacted by a disaster. One such program is the Community Development Block Grant – Disaster Recovery 
Program (CDBG-DR program). HUD administers this program at the federal level
15 and Florida Commerce 
administers this program at the state level. For Fiscal Year 2025-2026, Florida Commerce requested $607,888,065 
of nonrecurring federal grant trust fund authority in the CDBG-DR program in its Legislative Budget Request in 
                                                            
3
 S. 119.15(6)(b), F.S. 
4
  Art. I, s. 24(c), FLA. CONST.  
5
 S. 20.60(4), F.S.  
6
 Florida Commerce, Office of Long-term Resiliency (last visited Mar. 23, 2025).  
7
 Id.  
8
 S. 420.504(1), F.S.  
9
 Ss. 420.502 and 420.507, F.S.  
10
 FHFC, Disaster Relief Resources and Information (last visited Mar. 23, 2025).  
11
 Leon County, Housing Finance Authority (last visited Mar. 23, 2025).  
12
 Housing Finance Authority of Leon County, Annual Report FY 2022-2023(last visited Mar. 23, 2025).  
13
 Federal partners in disaster recovery and housing assistance include the Federal Emergency Management Agency (FEMA), 
the United States Department of Housing and Urban Development (HUD), and the United States Department of Agriculture 
(USDA). See FEMA, Federal Housing and Sheltering Resource Timeline (last visited Feb. 10, 2025).  
14
 Florida Commerce and the Florida Housing Finance Corporation (FHFC) are state entities that provide housing assistance 
options during disaster recovery. See Florida Commerce, Office of Long-Term Resiliency (last visited Feb. 10, 2025). See also 
FHFC, Disaster Relief Resources and Information (last visited Feb. 10, 2025).  
15
 HUD,  CDBG-DR Fact Sheet (last visited Feb. 10. 2025).   JUMP TO SUMMARY 	ANALYSIS RELEVANT INFORMATION BILL HISTORY 
 	3 
order to address long-term recovery efforts relating to housing, infrastructure, economic development, and 
mitigation needs that remain after presidentially declared disasters, such as Hurricanes Irma, Michael, Sally, and 
Ian.
16  
 
Housing assistance programs associated with disaster recovery often require an applicant to submit proof of 
damage, which is usually shown through photographs of damaged property. Additionally, housing assistance 
programs may assess damage and determine the estimated cost of rehabilitation through onsite or remote 
inspections.
17 Such programs also require applicants to submit personal identifying information, such as proof of 
residence status, proof of insurance covering the damaged property, and income documentation.
18  
 
Presidentially Declared Disaster 
In Florida, a disaster is defined as any natural, technological, or civil emergency that causes damage of sufficient 
severity and magnitude to result in a declaration of a state of emergency by a county, the Governor, or the 
President of the United States.
19 The process for obtaining a presidential disaster declaration begins when the 
Governor of the affected state requests that the President declare that an emergency exists. Such a request must be 
based on a finding that the situation is of such severity and magnitude that effective response is beyond the 
capabilities of the state and the affected local governments and that Federal assistance is necessary. As a part of 
such request, and as a prerequisite to Federal emergency assistance, the Governor must take appropriate action 
under state law and direct the execution of the state's emergency plan. The Governor must furnish information 
describing the state and local efforts and resources that have been or will be used to alleviate the emergency. 
Based upon such a request, the President may declare that an emergency exists.
20 
 
Recent presidentially declared disasters in Florida include Hurricanes Helene and Milton.
21  
 
Public Record Exemption under Review 
In 2020, the Legislature created a public record exemption for certain records held by Florida Commerce, the 
Florida Housing Finance Corporation (FHFC), a county, municipality, or a local housing financing agency. The 
records include property photographs and personal identifying information of an applicant for or a participant in a 
federal, state, or local housing assistance program for the purpose of disaster recovery assistance for a 
presidentially declared disaster.
22 
 
The 2020 public necessity statement
23 provided that the release of the protected information “could be used by 
fraudulent contractors, predatory lenders, thieves, or individuals seeking to impose the vulnerability of the 
distressed property owner or tenant following a disaster.”
24 The public necessity statement asserts that such 
information must “be protected to ensure that those affected by a disaster are not harassed, intimidated, or 
potentially defrauded.”
25 
 
Pursuant to the OGSR Act, the public record exemption will repeal on October 2, 2025, unless reviewed and saved 
from repeal by the Legislature.
26  
 
During the 2024 interim, House and Senate committee staff met jointly with staff from Florida Commerce and the 
FHFC to discuss the public record exemption under review. Staff from both agencies indicated that they were 
unaware of any litigation concerning the exemption and had not had any issues interpreting or applying the 
                                                            
16
 Florida Commerce, Exhibit D-3A: Expenditures by Issue and Appropriation Category (last visited Feb. 10, 2025).  
17
 FEMA,  Home Inspections (last visited Feb. 10, 2025). 
18
 Rebuild Florida, Eligibility Requirements (last visited Feb. 10, 2025). 
19
 S. 252.34(2), F.S.  
20
 42 U.S.C § 5191 
21
 United States Department of Homeland Security, FEMA, Disasters and other Declarations (last visited Feb. 10, 2025).  
22
 Ch. 2020-34, L.O.F. 
23
 Article I, s. 24(c), FLA. CONST., requires each public record exemption to “state with specificity the public necessity justifying 
exemption.” 
24
 Ch. 2020-34, L.O.F. 
25
 Id.  
26
 S. 119.071(5)(f)4, F.S.     JUMP TO SUMMARY 	ANALYSIS RELEVANT INFORMATION BILL HISTORY 
 	4 
exemption. Staff from both agencies recommended that the exemption be reenacted as is. House and Senate staff 
also distributed questionnaires regarding the public record exemption under review to counties, cities, and local 
housing finance authorities. The vast majority of respondents indicated that the exemption should be reenacted as 
is.  
BILL HISTORY 
COMMITTEE REFERENCE ACTION DATE 
STAFF 
DIRECTOR/ 
POLICY CHIEF 
ANALYSIS 
PREPARED BY 
Orig. Comm.: Government 
Operations Subcommittee 
17 Y, 0 N 2/18/2025 Toliver Walker 
Natural Resources & Disasters 
Subcommittee 
16 Y, 0 N 3/18/2025 Moore Weiss 
State Affairs Committee 	22 Y, 0 N 3/26/2025 Williamson Walker