Florida 2025 2025 Regular Session

Florida Senate Bill S0916 Analysis / Analysis

Filed 03/18/2025

                    The Florida Senate 
BILL ANALYSIS AND FISCAL IMPACT STATEMENT 
(This document is based on the provisions contained in the legislation as of the latest date listed below.) 
Prepared By: The Professional Staff of the Committee on Transportation  
 
BILL: SB 916 
INTRODUCER:  Senator Rodriguez 
SUBJECT:  Indemnification of Commuter Rail Transportation Providers 
DATE: March 18, 2025 
 
 ANALYST STAFF DIRECTOR  REFERENCE  	ACTION 
1. Johnson Vickers TR Pre-meeting 
2.     JU  
3.     FP  
 
I. Summary: 
SB 916 provides for the indemnification of commuter rail transportation providers on the Coastal 
Link Corridor. The bill creates the Coastal Link Commuter Rail Service Act and establishes 
parameters related to the indemnification of and insurance related to an agency providing 
commuter rail service on the corridor. The bill: 
• Defines the terms: agency, authority, Brightline, Brightline station, coastal link corridor, 
coastal link corridor invitee, coastal link corridor limited covered accident, commuter rail 
service, Florida East Coast Railway, intercity passenger rail service, joint infrastructure, 
operator, passenger, proportionate share, and self-insurance retention amount. 
• Names Brightline, Florida East Coast Railway (FECR), South Florida Regional 
Transportation Authority (SFRTA), and an agency as parties operating rail service the coastal 
link corridor. 
• Authorizes an agency to assume certain obligations regarding rail liability on the coastal link 
corridor, subject to specified limitations. 
• Provides parameters for which an agency’s assumption of liability may not exceed. 
• Provides an insurance coverage limit of $323 million per occurrence, to be adjusted, without 
prior legislative approval, to changes in federal law. 
• Requires an agency to establish a self-insurance retention amount of $5 million. 
• Provides for the allocation of liability on the rail corridor under various scenarios. 
• Provides that the assumption of liability, the purchase of insurance, or the establishment of a 
self-insurance retention fund is not a waiver of sovereign immunity, nor does it increase an 
agency’s limits on liability under sovereign immunity. 
• Provides that FECR and Brightline are not entitled to sovereign immunity. 
 
An agency associated with the Coastal Link Commuter Rail Corridor may incur costs associated 
with the purchase of liability insurance and the establishment of a self-insurance retention fund. 
See Section V., Fiscal Impact Statement for details. 
REVISED:   BILL: SB 916   	Page 2 
 
 
This bill takes effect July 1, 2025. 
II. Present Situation: 
Rail Service in Florida 
The Florida Department of Transportation (FDOT) is required to develop and implement a rail 
program designed to ensure its proper maintenance, safety, revitalization, and expansion to 
assure its continued and increased availability, and to respond to statewide mobility needs. 
DOT’s statutory rail requirements include: 
• Providing the overall leadership, coordination, and financial and technical assistance 
necessary to assure the effective responses of the state’s rail system to mobility needs. 
• Promoting and facilitating the implementation of advanced rail systems. 
• Developing and administering state standards concerning the safety and performance of rail 
systems.
1
 
 
Most of Florida’s rail mileage is owned by private freight railroad companies. Roughly 60 
percent of this rail mileage is owned by CSX Transportation, Inc. (CSX), and Florida East Coast 
Railway (FECR). The remaining rail mileage is owned by Norfolk Southern Railway, short lines 
railroads, and the state of Florida.
2
 
 
In 1988, FDOT and CSX entered into an agreement whereby FDOT purchased approximately 81 
miles of CSX track and right-of-way
3
 in order to operate commuter rail in South Florida.
4
 The 
commuter rail system, known as Tri-Rail, operates in Miami-Dade, Broward, and Palm Beach 
counties.
5
 
 
In November 2011, FDOT acquired the Central Florida Rail Corridor from CSX in order to 
provide commuter rail service on that corridor, known as SunRail. SunRail operates in Volusia, 
Seminole, Orange, and Osceola counties.
6
 
 
Brightline 
Brightline Trains Florida (Brightline) is the only privately owned and operated intercity railroad 
in the United States.
7
 Brightline operates intercity passenger rail service on a 235-mile corridor 
 
1
 Section 341.302, F.S. 
2
 Florida Department of Transportation (FDOT), Florida Rail System Plan, Executive Summary, November 2023 at 3. 
Available at: https://fdotwww.blob.core.windows.net/sitefinity/docs/default-source/rail/plans/rail/rail-system-plan-2023/rsp-
october-version/fdot_rsp_ch-1_ada-(nov).pdf?sfvrsn=606135b_4 (last visited March 12, 2025) 
3
 This is commonly known as the South Florida Rail Corridor. FDOT Florida Freight & Passenger Rail Plan, 2-1 n. 1. 
Available at: https://fdotwww.blob.core.windows.net/sitefinity/docs/default-
source/rail/publications/plans/rail/06visionplan/flrail06.pdf?sfvrsn=ce111160_0 (last visited March 12, 2025). 
4
 Id. at 5-34. 
5
 Tri-Rail System Map; available at: https://www.tri-rail.com/ (last visited March 12, 2025)  
6
 SunRail, Transit Asset Management Plan, May 2023, section 1.1. SunRail History, https://www.r2ctpo.org/wp-
content/uploads/SunRail-TAM-Plan-R2_2023.pdf (last visited March 12, 2025) SunRail, About SunRail, 
https://sunrail.com/agency-information/about-sunrail/, (last visited March 12, 2025). 
7
 Brightline, About Us, https://www.gobrightline.com/about (last visited March 12, 2025).  BILL: SB 916   	Page 3 
 
between Miami and Orlando.
8
 Brightline is planning a further extension from Orlando to 
Tampa.
9
 As of July 2024, Brightline offers 16 daily round trips between Miami and the Orlando 
International Airport, with stops in West Palm Beach, Boca Raton, Fort Lauderdale, and 
Aventura.
10
 
 
Florida East Coast Railway 
Florida East Coast Railway (FECR) is a regional railroad owning the 351-mile mainline track 
between Jacksonville and Miami. In Jacksonville, the railway connects to the national railway 
system, allowing FECR to provide rail service to and from Georgia, Tennessee, South Carolina, 
and North Carolina. FECR is the exclusive rail provider for PortMiami, Port Everglades, and 
Port of Palm Beach.
11
 
 
Florida Rail Liability Provisions 
Florida law authorizes FDOT to implement a statewide rail program.
12
 In the event of an 
accident in a FDOT-owned rail corridor, FDOT may assume detailed obligations to specific 
parties who may be involved.
13
 These provisions relate to FDOT trains, the National Railroad 
Passenger Corporation (AMTRAK) trains, and freight trains. FDOT may agree to assume the 
obligations to indemnify and insure, pursuant to s. 343.545, F.S.,
14
 freight rail service, intercity 
passenger rail service, and commuter rail service on a FDOT-owned rail corridor, whether the 
ownership is in fee or by easement, or on a rail corridor where FDOT has the right to operate.
15
 
 
Florida law caps FDOT's duty to indemnify a freight rail operator or Amtrak at $200 million.
16
 
FDOT is required to purchase up to $200 million in liability insurance and establish a self-
insurance retention fund to cover any deductible, provided that any parties covered under the 
insurance must pay a reasonable monetary contribution to cover the cost of the insurance.
17
 The 
self-insurance retention fund or insurance deductible is capped at $10 million.
18
 Neither the 
purchase of insurance nor the establishment of a self-insurance retention fund constitutes a 
waiver of sovereign immunity.
19
 
 
This indemnification relates to FDOT’s acquisition of the Central Florida Rail Corridor from 
CSX for the purpose of SunRail operations.
20
 In 2017, the South Florida Regional Transportation 
Authority (SFRTA) received similar indemnification for Tri-Rail, with a railroad liability 
 
8
 Supra note 2 at 5. 
9
 Id. at 6. 
10
 Megan Dubois, Taking the Brightline Train from Orlando to Boca Raton: Here's What It's Like, Condé Nast Traveler (July 
18, 2024), available at https://www.cntraveler.com/story/brightline-train-orlando-to-boca-raton  (last visited March 12, 2025). 
11
 Florida East Coast Railway, Who We Are, available at: https://fecrwy.com/ (last visited March 12, 2025). 
12
 Section 341.302, F.S. 
13
 Section 341.302(17), F.S. 
14
 Section 343.545, F.S., is the indemnification statute for the South Florida Reginal Transportation Authority. 
15
 Section 341.302(17)(d), F.S. 
16
 Section 341.302(17)(a)6., F.S. 
17
 Id. 
18
 Section 341.302(17)(b), F.S. 
19
 Section 341.302(17), F.S. 
20
 SunRail, Transit Asset Management Plan, May 2023, section 1.1 SunRail History, https://www.r2ctpo.org/wp-
content/uploads/SunRail-TAM-Plan-R2_2023.pdf (last visited March 3, 2025)  BILL: SB 916   	Page 4 
 
insurance with a limit of $295 million per occurrence, which amount is adjusted in accordance 
with applicable law, and a self-insurance retention fund of $5 million.
21
 
 
Sovereign Immunity 
Sovereign immunity is a principle under which a government cannot be sued without its 
consent.
22
 Article X, section 13 of the Florida Constitution allows the Legislature to waive this 
immunity. In accordance with Article X, section 13 of the Florida Constitution, Florida law 
allows for suits in tort against the state and its agencies and subdivisions for damages resulting 
from the negligence of government employees acting in the scope of employment.
23
 This liability 
exists only where a private person would be liable for the same conduct. The waiver of sovereign 
immunity provided under s. 768.28, F.S., applies only to “injury or loss of property, personal 
injury, or death caused by the negligent or wrongful act or omission of any employee of the 
agency or subdivision while acting within the scope of the employee’s office or employment.”
24
 
 
Section 768.28(5), F.S., caps tort recovery from a governmental entity at $200,000 per person 
and $300,000 per incident.
25
 Although a court may enter an excess judgment, a claimant may not 
collect more than the caps provide, absent a claim bill passed by the Legislature.
26
 
 
Individual government employees, officers, or agents are immune from suit or liability for 
damages caused by any action taken in the scope of employment, unless the damages result from 
the employee’s acting in bad faith, with malicious purpose, or in a manner exhibiting wanton and 
willful disregard for human rights, safety, or property.
27
 A government entity is not liable for any 
damages resulting from actions by an employee outside the scope of his or her employment and 
is not liable for damages resulting from actions committed by the employee in bad faith, with 
malicious purpose, or in a manner exhibiting wanton and willful disregard for human rights, 
safety, or property.
28
 
 
Federal Limitation on Rail Passenger Transportation Liability 
In the event of conduct giving rise to a claim for damages or liability arising from or in 
connection with the provision of rail passenger transportation, federal law provides a monetary 
cap on awards to all rail passengers. Under federal law, the aggregate allowable award to all rail 
passengers, against all defendants, for all claims, including punitive damages, arising from a 
 
21
 Chapter 2007-138, Laws of Fla. Section 343.545, F.S. 
22
 Cornell Law School, Legal Information Institute, Sovereign immunity. available at: 
https://www.law.cornell.edu/wex/sovereign_immunity (last visited March 12, 2025). 
23
 Section 768.28(1), F.S. 
24
 City of Pembroke Pines v. Corrections Corp. of America, Inc., 274 So. 3d 1105, 1112 (Fla. 4th DCA 2019) (quoting s. 
768.28(1), F.S.) (internal punctuation omitted). 
25
 Section 768.28(5), F.S.+ 
26
 Breaux v. City of Miami Beach, 899 So. 2d 1059 (Fla. 2005). 
27
 Section 768.28(9), F.S. 
28
 Id.  BILL: SB 916   	Page 5 
 
single accident or incident may not exceed $200,000,00.
29
 In 2021, this cap was adjusted in 
accordance with inflation to $322,864,228.
30
 
 
Coastal Link Commuter Rail Service 
Since 2021, FDOT and Broward County Transit have been evaluating the implementation of 
commuter rail along the FECR corridor from Aventura in Miami-Dade County into Broward 
County. This evaluation is a direct result of a previous study known as the “Coastal Link” that 
evaluated 85 miles of commuter rail in Miami-Dade, Broward, and Palm Beach counties.
31
 
 
In August 2022, the Broward County Commission adopted a Locally Preferred Alternative  for 
Broward Commuter Rail South (BCR South) to extend commuter rail service on the FECR 
corridor from Aventura north to Fort Lauderdale. The Broward County Commission directed its 
staff to pursue federal and state grant funding to support the project, and to coordinate, as 
appropriate, with other organizations in seeking grant funding.
32
 
 
In December 2022, the Federal Transit Administration (FTA) announced that the BCR South 
project was accepted into the Project Development phase, making it eligible for federal funding 
and allows funds expended by Broward County Transit to be used towards local match 
requirements
.33
 
 
In February 2023, the Broward Metropolitan Planning Organization voted to amend its 
Metropolitan Transportation Plan to include BCR South as a Priority I project within the fiscally 
constrained portion of the plan, with project development funding programmed and approved by 
both Broward County and FDOT in 2022.
34
 
 
Miami-Dade County is also studying the implementation of commuter rail service in the FECR 
corridor from Downtown Miami to Aventura, known as the Northeast Corridor. The Northeast 
Corridor is in the Project Development phase with the FTA, which makes it eligible to compete 
for federal funding.
35
 
 
The Northeast Corridor will establish a new rapid transit route from Miami Central Station in 
downtown Miami to West Aventura Station, utilizing the existing railroad corridor shared with 
Brightline and freight rail services. This project will utilize Brightline’s existing stations and add 
five additional stations.
36
 
 
29
 49 U.S.C. § 28103 (1997). 
30
 Adjustment to Rail Passenger Transportation Liability Cap, 86 Fed. Reg. 11571 (Feb. 22, 2021) (amending 49 U.S.C. § 
28103). available at https://www.federalregister.gov/documents/2021/02/25/2021-03886/adjustment-to-rail-passenger-
transportation-liability-cap (last visited March 5, 2025) 
31
 Florida Department of Transportation, Broward Commuter Rail South, available at: 
https://www.fdot.gov/projects/broward-commuter-rail-south/home (last visited March 11, 2025)
 
32
 Id. 
33
 Id. 
34
 Id. 
35
 Id. 
36
 Miami-Dade County, Northeast Corridor, available at: https://www.miamidade.gov/global/transportation/smart-plan-
northeast-corridor.page (last visited March 11, 2025).  BILL: SB 916   	Page 6 
 
III. Effect of Proposed Changes: 
Short Title (Sections 1 and 2) 
The bill the creates “Coastal Link Commuter Rail Service Act” as part III of ch. 343, F.S., 
authorizing indemnification and insurance for the Coastal Link Commuter Rail Corridor.  
 
The bill creates s. 343.711, F.S., providing the short title of the “Coastal Link Commuter Rail 
Service Act.” 
 
Powers to Assume Indemnification and Insurance Obligations (Section 3) 
The bill creates s. 343.712, F.S., which authorizes the indemnification and insurance obligations 
on the Coastal Link Corridor. These obligations are similar to what is currently in place for 
SunRail and Tri-Rail. 
 
Definitions 
For purposes of this act, the bill defines the following terms: 
• Agency - any state agency, county, municipality, district, authority, or other separate unit of 
government created or established by law which has entered into an agreement with 
Brightline which authorizes the agency, or a third party selected by the agency, to operate 
commuter rail service on the coastal link corridor. 
• Authority - the South Florida Regional Transportation Authority. 
• Brightline - Brightline Trains Florida LLC, or its successors or assigns, or any affiliate that is 
a party to an agreement with an agency in connection with the coastal link corridor.
37
  
• Brightline station - any intercity passenger rail service station owned and operated by 
Brightline in the cities of Miami, Fort Lauderdale, Boca Raton, or West Palm Beach or near 
Aventura, as well as any future station developed by Brightline in connection with its 
intercity passenger rail service. 
• Coastal link corridor - the rail transit system, including the intercity passenger rail service 
stations and vehicle maintenance facilities, located on or adjacent to a Brightline or Florida 
East Coast Railway corridor in Miami-Dade County, Broward County, or Palm Beach 
County
38
. 
• Coastal link corridor invitee - any person who is on or about the coastal link corridor and 
who is a passenger or is otherwise present on the coastal link corridor at the request of, 
pursuant to a contract with, or otherwise for the purpose of doing business with or at the 
behest of, an operator.
39
 
 
37
 For purposes of its Brightline’s as indemnitee, the term “Brightline” includes Florida East Coast Dispatch, LLC, or its 
successors or assigns. 
38
 The term ‘coastal link corridor” includes structures essential to railroad operations, including the land, structures, 
improvements, rights-of-way, easements, rail lines, rail beds, guideway structures, switches, yards, parking facilities, power 
relays, switching houses, rail stations, ancillary developments, and any other facilities or equipment used for the purposes of 
construction, operation, or maintenance of a railroad that provides rail service 
39
 The term “coastal link corridor invitee” does not include patrons at any station, except those patrons who are also the 
operator’s passengers; commercial or residential tenants at any station or the developments in and around the stations, or their 
invitees; or third parties performing work at a station or in the coastal link corridor, including any utilities or fiber optic 
companies.  BILL: SB 916   	Page 7 
 
• Coastal link corridor limited covered accident - a collision directly between the trains, 
locomotives, rail cars, or rail equipment of more than one operator on the coastal link 
corridor, where the collision is caused by or arising from the willful misconduct of one of the 
operators, as adjudicated pursuant to a final and unappealable court order, or, if punitive 
damages or exemplary damages are awarded due to the conduct of such operator, as 
adjudicated pursuant to a final and unappealable court order. 
• Commuter rail service - the operation of an agency’s trains transporting passengers and 
making frequent stops within urban areas and their immediate suburbs along the coastal link 
corridor for the purpose of passenger boarding and alighting, and the nonrevenue movement 
of passenger trains for storage, maintenance, or repairs.
40
  
• Florida East Coast Railway or FECR - Florida East Coast Railway, LLC, or its successors 
and assigns.
41
 
• Intercity passenger rail service - all passenger service on the rail corridor or coastal link 
corridor, as applicable, other than commuter rail service which is characterized by trains 
making less frequent stops along the rail corridor than are made by the commuter rail service. 
• Joint infrastructure - any portion or segment of the coastal link corridor, except that the term 
does not include tracks or infrastructure designated for the exclusive use of an agency, the 
authority, Brightline, or FECR or portions of any Brightline station used by Brightline, the 
authority, or an agency, as applicable, including, but not limited to, pedestrian bridges, stairs, 
elevators, and escalators. 
• Operator - Brightline, including any passenger rail operators that access the coastal link 
corridor pursuant to a contract with Brightline, other than an agency; FECR, including 
Amtrak or any freight rail operators that access the coastal link corridor pursuant to a 
contract with FECR; the authority, with respect to its operations contemplated under s. 
343.545, F.S.; or an agency. 
• Passenger - with respect to intercity passenger rail service or commuter rail service, any 
person, ticketed or unticketed, using the intercity passenger rail service or commuter rail 
service on the coastal link corridor: 
o On board trains, locomotives, rail cars, or rail equipment employed in such intercity 
passenger rail service or commuter rail service, or boarding or alighting therefrom; 
o On or about the coastal link corridor for any purpose related to such intercity passenger 
rail service or commuter rail service, including parking or purchasing tickets therefor and 
coming to, waiting for, and leaving from locomotives, rail cars, or rail equipment; or 
o Meeting, assisting, or in the company of any person described above. 
• Proportionate share - with respect to any loss, injury, or damage for which operators share 
responsibility, a percentage in proportion to the number of operators involved in the relevant 
incident. When one or more agencies are jointly operating a commuter rail service, such 
agencies are considered a single operator for purposes of computing and assessing the 
proportionate share of such loss, injury, or damage. 
• Self-insurance retention amount - an amount equal to $5 million. 
 
 
40
 The term “commuter rail service” does not include the operation of trains by Brightline at Brightline stations in connection 
with Brightline’s intercity passenger rail service. 
41
 For purposes of its status as indemnitee, the term “FECR” includes Florida East Coast Dispatch, LLC, or its successors or 
assigns.  BILL: SB 916   	Page 8 
 
Assumption of Obligations 
The bill authorizes any agency, in conjunction with the development or operation of a commuter 
rail service on the coastal link corridor, to assume the obligation by contract to protect, defend, 
indemnify, and hold harmless, FECR, Brightline, and either entity’s officers, agents, employees, 
and successors and assigns from and against: 
• Any liability, cost, and expense, regardless of whether the loss, damage, destruction, injury, 
or death giving rise to such liability, cost, or expense is caused in whole or in part by the 
fault, failure, negligence, misconduct, nonfeasance, or misfeasance of FECR or Brightline, its 
successors and assigns, or its officers, agents, and employees, or any other person; and 
• Any loss, injury, or damage incurred by FECR or Brightline, or allocated to FECR or 
Brightline, up to $5 million with respect to coastal link corridor limited covered accidents 
caused by an agency. 
 
The bill provides that an agency’s assumption of liability by contract, as provided above, may 
not exceed the following parameters regarding its allocation of risk: 
• An agency may assume sole responsibility for any liability, loss, or expense to its passengers, 
or rail corridor invitees, third parties, or trespassers, regardless of circumstance or cause. 
• If FECR or Brightline, including either of their officers, agents, employees, or successors and 
assigns, causes a limited covered accident, an agency may not protect, defend, and indemnify 
FECR or Brightline for any liability, cost, or expense, including punitive or exemplary 
damages, in excess of the $5 million self-insurance retention amount unless FECR or 
Brightline, agrees, with respect to the limited covered accident, to protect, defend, and 
indemnify an agency for the self-insurance retention amount. 
 
When an incident occurs and only an agency train is involved, including an incident with a 
trespasser or an at-grade crossing, an agency may agree to be solely responsible for any loss, 
injury, or damage. 
 
When an incident occurs with only an authority train involved, including an incident with a 
trespasser or an at-grade crossing, an agency is solely responsible for any loss of, or injury or 
damage to, the agency’s property, passengers, and coastal link corridor invitees. 
 
When an incident occurs and only an FECR train or a Brightline train is involved, including an 
incident with a trespasser or an at-grade crossing, FECR or Brightline, whichever train is 
involved, is solely responsible for any loss, injury, or damage, except that: 
• An agency is responsible for any loss of, or injury or damage to, the agency’s passengers and 
coastal link corridor invitees; and 
• FECR or Brightline, whichever entity’s train is not involved, is responsible for any loss of, or 
injury or damage to, Brightline’s passengers and coastal link corridor invitees. 
 
When an incident occurs involving two or more operators, the bill provides that each operator is 
responsible for all of the following, subject to the limits provided above: 
• Its own property; 
• Its own passengers, employees, excluding employees who are, at the time of the incident, 
coastal link corridor invitees of another operator; and other coastal link corridor invitees. 
• Its proportionate share of any loss or damage to joint infrastructure; and  BILL: SB 916   	Page 9 
 
• Its proportionate share of any loss of, or injury or damage to, coastal link corridor invitees 
who are not coastal link corridor invitees of such operator and trespassers or third parties 
outside the coastal link corridor as a result of the incident, provided that an agency is 
responsible for its passengers and its coastal link corridor invitees regardless of whether the 
agency was involved in the incident. 
 
The contractual duty, individually or jointly with another agency to the extent such agencies are 
jointly operating a commuter rail service, to protect, defend, indemnify, and hold harmless 
Brightline or FECR with respect to claims by rail passengers must expressly include a limitation 
on the amount of the contractual duty, which may not exceed $323 million per occurrence. 
 
However, this $323 million limitation on liability must be adjusted so that the per occurrence 
insurance requirement is equal to the aggregate allowable awards in accordance with federal 
regulations,
42
 without the agency receiving prior legislative approval. 
 
The bill provides that an operator’s employee is not considered to be an operator’s coastal link 
corridor invitee when the employee is a passenger or is otherwise present on the coastal link 
corridor at the request of, or pursuant to a contract with, or otherwise for the purpose of doing 
business with or at the behest of, another operator. A passenger transferring from one operator’s 
service (original operator), to another operator’s service (connecting operator), is the original 
operator’s coastal link corridor invitee until the passenger has left the original operator’s 
platform. Once the passenger leaves the original operator’s platform, the passenger is the 
connecting operator’s coastal link corridor invitee. 
 
However, any allocation of liability between an agency and any other agency of the state must be 
allocated as is agreed to by such agencies and limited by s. 768.28(19), F.S.
43
 This does not limit 
an agency’s authority to indemnify FECR or Brightline. 
 
Purchase of Insurance 
The bill authorizes an agency to purchase, either individually or jointly when operating with 
another agency, liability insurance in an amount of up to $323 million per occurrence. However, 
this amount must be adjusted so that the per occurrence insurance requirement is equal to the 
aggregate allowable awards arising from a single accident or incident in accordance with federal 
regulations. 
 
The bill authorizes an agency to establish a self-insurance retention fund to pay the deductible 
limits established in its insurance policies, including coverage for a county agency, a freight rail 
operator, Brightline, commuter rail service providers, governmental entities, or any ancillary 
development. This self-insurance retention fund or deductible may not exceed $5 million. 
 
The bill authorizes the agency’s insurance and self-insurance retention fund cover all damages, 
including, but not limited to, compensatory, special, and exemplary, and be maintained to 
 
42
 49 U.S.C. s. 28103, or any successor provision. 
43
 Section 768.28(19), F.S., provides that neither the state nor any agency or subdivision of the state waives any defense of 
sovereign immunity, or increases the limits of its liability, upon entering into a contractual relationship with another agency 
or subdivision of the state and provides requirements for certain contracts.  BILL: SB 916   	Page 10 
 
provide an adequate fund to cover claims and liabilities for loss, injury, or damage arising out of 
or connected with the ownership, operation, maintenance, and management of the coastal link 
corridor. Any self-insured retention fund must be held in a segregated account and is subject to 
the same conditions, restrictions, exclusions, obligations, and duties included in any of the 
railroad liability insurance policies. 
 
Sovereign Immunity 
The bill provides that the assumption by contract to protect, defend, indemnify, and hold 
harmless; the purchase of insurance; or the establishment of a self-insurance retention fund is not 
a waiver of any defense of sovereign immunity for tort claims and does not increase an agency’s 
limits of liability for tort claims under sovereign immunity.
44
 
 
The bill provides that unless otherwise specifically provided by law, FECR and Brightline and 
their respective officers, agents, and employees may not be construed to be officers, agents, 
employees, or subdivisions of the state and are not entitled to sovereign immunity. 
 
Effective Date (Section 4) 
The bill takes effect July 1, 2025. 
IV. Constitutional Issues: 
A. Municipality/County Mandates Restrictions: 
None. 
B. Public Records/Open Meetings Issues: 
None. 
C. Trust Funds Restrictions: 
None. 
D. State Tax or Fee Increases: 
None. 
E. Other Constitutional Issues: 
None. 
V. Fiscal Impact Statement: 
A. Tax/Fee Issues: 
None. 
 
44
 Sovereign immunity is codified in s. 768.28, F.S.  BILL: SB 916   	Page 11 
 
B. Private Sector Impact: 
None. 
C. Government Sector Impact: 
The bill authorizes an agency to purchase liability insurance and establish a self-
insurance retention fund of $5 million. The agency will incur costs associated with the 
purchase of such insurance and establish a self-insurance retention fund. 
VI. Technical Deficiencies: 
The bill has a few inconsistencies in the use of terms. 
VII. Related Issues: 
The bill creates the “Coastal Link Commuter Rail Service Act” as part III of ch. 343, F.S. 
Chapter 343, F.S., relates to regional transportation.
45
 Various other Florida Statutes include 
references to authorities created in s. 343, F.S. Based on these provisions, the agency may be: 
• Subject to performance monitoring by the Florida Transportation Commission;
46
 
• Required to have members of its governing body file Form 6 financial disclosures;
47
  
• Required to provide fare discounts for disabled veterans;
48
 
• Eligible for state funding for public transportation projects;
49
 
• Eligible for certain fixed-guideway transportation funding;
50
 and 
• Considered a public transit provider for purposes of the Florida Public Transit Act.
51
 
VIII. Statutes Affected: 
This bill creates the following sections of the Florida Statutes: 343.711 and 343.712. 
IX. Additional Information: 
A. Committee Substitute – Statement of Changes: 
(Summarizing differences between the Committee Substitute and the prior version of the bill.) 
None. 
B. Amendments: 
None. 
 
45
 Entities created in ch. 343, F.S., are the South Florida Regional Transportation Authority (part I) and the Center Florida 
Regional Transportation Authority (part II). 
46
 Section 20.23(2)(b)8., F.S. 
47
 Section 112.3144(1)(b), F.S. These are the more detailed financial disclosures filed by certain elected officials. 
48
 Section 163.58, F.S. 
49
 Section 206.46(3), F.S. 
50
 Section 215.615, F.S. 
51
 Section 341.031(1), F.S. The Florida Public Transit Act is codified in ss. 341.011-341.061, F.S.  BILL: SB 916   	Page 12 
 
This Senate Bill Analysis does not reflect the intent or official position of the bill’s introducer or the Florida Senate.