25 LC 52 0603 House Bill 124 By: Representatives Scoggins of the 14 th , Hawkins of the 27 th , Hatchett of the 155 th , Clark of the 100 th , Newton of the 127 th , and others A BILL TO BE ENTITLED AN ACT To amend Article 1 of Chapter 24 of Title 33 and Article 1 of Chapter 18 of Title 45 of the 1 Official Code of Georgia Annotated, relating to general provisions relative to insurance and2 the state employees' health insurance plan and post-employment health benefit fund,3 respectively, so as to require coverage for healthcare services for pediatric autoimmune4 neuropsychiatric disorders associated with streptococcal infection (PANDAS) and pediatric5 acute onset neuropsychiatric syndrome (PANS) in accordance with nationally recognized6 clinical practice guidelines; to provide for definitions; to allow for deductibles; to prohibit7 special deductibles; to provide for rules and regulations; to provide for related matters; to8 repeal conflicting laws; and for other purposes.9 BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:10 SECTION 1.11 Article 1 of Chapter 24 of Title 33 of the Official Code of Georgia Annotated, relating to12 general provisions relative to insurance, is amended by adding a new Code section to read13 as follows:14 "33-24-59.34. 15 (a) As used in this Code section, the term:16 H. B. 124 - 1 - 25 LC 52 0603 (1) 'Health benefit policy' means any individual or group plan, policy, or contract for17 healthcare services issued, delivered, issued for delivery, or renewed in this state which18 provides major medical benefits, including those contracts executed by the State of19 Georgia on behalf of state employees under Article 1 of Chapter 18 of Title 45, by a20 health care corporation, health maintenance organization, preferred provider organization,21 accident and sickness insurer, fraternal benefit society, hospital service corporation,22 medical service corporation, or other insurer or similar entity. Such term shall not23 include any self-insured health benefit plan subject to the exclusive jurisdiction of the24 federal Employee Retirement Income Security Act of 1974, 29 U.S.C. Section 1001,25 et seq.26 (2) 'Nationally recognized clinical practice guidelines' means evidence based clinical27 practice guidelines developed by independent organizations or medical professional28 societies utilizing a transparent methodology and reporting structure and with a29 conflict-of-interest policy. Such guidelines establish standards of care informed by a30 systematic review of evidence and an assessment of the benefits and risks of alternative31 care options and include recommendations intended to optimize patient care.32 (3) 'Pediatric acute onset neuropsychiatric syndrome' or 'PANS' means a class of acute33 onset obsessive compulsive or tic disorders or other behavioral changes presenting in34 children and adolescents that are not otherwise explained by another known neurologic35 or medical disorder.36 (4) 'Pediatric autoimmune neuropsychiatric disorders associated with streptococcal37 infections' or 'PANDAS' means a condition in which a streptococcal infection in a child38 or adolescent causes the abrupt onset of clinically significant obsessions, compulsions,39 tics, or other neuropsychiatric symptoms or behavioral changes, or a relapsing and40 remitting course of symptom severity.41 H. B. 124 - 2 - 25 LC 52 0603 (b) All health benefit policies renewed or issued on or after July 1, 2025, shall include42 coverage for healthcare services for PANDAS or PANS for an individual covered under43 such policy as provided in this Code section.44 (c) Healthcare services for PANDAS or PANS for an individual covered under a health45 benefit policy shall be covered for the purposes of diagnosis, treatment, appropriate46 management, or ongoing monitoring of a covered person's disorder when such services are47 supported by nationally recognized clinical practice guidelines.48 (d) The benefits in a health benefit policy as provided for in this Code section shall be49 subject to the same deductibles, coinsurance, copayment provisions, and other limitations50 established for all covered benefits within such health benefit policy. Special deductibles,51 coinsurance, copayment, and other limitations that are not generally applicable to other52 healthcare services covered by a health benefit policy shall not be imposed on coverage for53 healthcare services for PANDAS or PANS.54 (e) The Commissioner shall promulgate rules and regulations necessary to implement the55 provisions of this Code section."56 SECTION 2.57 Article 1 of Chapter 18 of Title 45 of the Official Code of Georgia Annotated, relating to the58 state employees' insurance health insurance plan and post-employment health benefit fund,59 is amended by adding a new Code section to read as follows:60 "45-18-4.2.61 (a) As used in this Code section, the term:62 (1) 'Nationally recognized clinical practice guidelines' means evidence based clinical63 practice guidelines developed by independent organizations or medical professional64 societies utilizing a transparent methodology and reporting structure and with a65 conflict-of-interest policy. Such guidelines establish standards of care informed by a66 H. B. 124 - 3 - 25 LC 52 0603 systematic review of evidence and an assessment of the benefits and risks of alternative67 care options and include recommendations intended to optimize patient care.68 (2) 'Pediatric acute onset neuropsychiatric syndrome' or 'PANS' means a class of acute69 onset obsessive compulsive or tic disorders or other behavioral changes presenting in70 children and adolescents that are not otherwise explained by another known neurologic71 or medical disorder.72 (3) 'Pediatric autoimmune neuropsychiatric disorders associated with streptococcal73 infections' or 'PANDAS' means a condition in which a streptococcal infection in a child74 or adolescent causes the abrupt onset of clinically significant obsessions, compulsions,75 tics, or other neuropsychiatric symptoms or behavioral changes, or a relapsing and76 remitting course of symptom severity.77 (4) 'State health benefit plan' means the health insurance plan or plans established78 pursuant to this article and Part 6 of Article 17 of Chapter 2 of Title 20 for state and79 public employees, dependents, and retirees.80 (b) Beginning January 1, 2026, the state health benefit plan shall include coverage for81 healthcare services for PANDAS or PANS for an individual covered under such policy as82 provided in this Code section.83 (c) Healthcare services for PANDAS or PANS for an individual covered under the state84 health benefit plan shall be covered for the purposes of diagnosis, treatment, appropriate85 management, or ongoing monitoring of a covered person's disorder when such services are86 supported by nationally recognized clinical practice guidelines.87 (d) The benefits in the state health benefit plan as provided for in this Code section shall88 be subject to the same deductibles, coinsurance, copayment provisions, and other89 limitations established for all covered benefits within such plan. Special deductibles,90 coinsurance, copayment, and other limitations that are not generally applicable to91 healthcare services covered by such plan shall not be imposed on coverage for healthcare92 services for PANDAS or PANS."93 H. B. 124 - 4 - 25 LC 52 0603 SECTION 3. 94 All laws and parts of laws in conflict with this Act are repealed.95 H. B. 124 - 5 -