25 LC 46 1057 House Bill 373 By: Representatives Glaize of the 67 th , Newton of the 127 th , Cooper of the 45 th , Mitchell of the 88 th , Paris of the 142 nd , and others A BILL TO BE ENTITLED AN ACT To amend Article 1 of Chapter 24 of Title 33 of the Official Code of Georgia Annotated, 1 relating to general provisions regarding insurance, so as to require major medical coverage2 for annual prostate cancer screenings for certain men; to amend Part 1 of Article 1 of3 Chapter 18 of Title 45 of the Official Code of Georgia Annotated, relating to state employees'4 health insurance plan, so as to require coverage for annual prostate cancer screenings for5 certain men; to amend Article 7 of Chapter 4 of Title 49 of the Official Code of Georgia6 Annotated, relating to medical assistance generally, so as to require coverage for annual7 prostate cancer screenings for certain men; to provide for a plan amendment when necessary;8 to provide for definitions; to provide for related matters; to provide for an effective date and9 applicability; to repeal conflicting laws; and for other purposes.10 BE IT ENACTED BY THE GENERAL ASSEMBLY OF GEORGIA:11 SECTION 1.12 Article 1 of Chapter 24 of Title 33 of the Official Code of Georgia Annotated, relating to13 general provisions regarding insurance, is amended by adding a new Code section to read as14 follows:15 H. B. 373 - 1 - 25 LC 46 1057 "33-24-59.34.16 (a) As used in this Code section, the term:17 (1) 'Cost sharing requirement' means a deductible, coinsurance, copayment, or a18 maximum limitation on the application of a deductible, coinsurance, copayment, or other19 out-of-pocket expense.20 (2) 'Health benefit policy' means any individual or group plan, policy, or contract for21 healthcare services issued, delivered, issued for delivery, or renewed in this state which22 provides major medical benefits by a healthcare corporation, health maintenance23 organization, preferred provider organization, accident and sickness insurer, fraternal24 benefit society, hospital service corporation, medical service corporation, or other insurer25 or similar entity.26 (3) 'Men with a family history of prostate cancer' means men who have a first-degree27 relative:28 (A) Who has been diagnosed with prostate cancer;29 (B) Who developed prostate cancer;30 (C) Whose death was a result of prostate cancer;31 (D) Who has been diagnosed with a cancer known to be associated with an increased32 risk of prostate cancer; or33 (E) Who has a genetic alteration known to be associated with an increased risk of34 prostate cancer.35 (4) 'Men with a high risk for prostate cancer' means:36 (A) Men who are 40 to 49 years of age with a family history of prostate cancer;37 (B) Men who are 50 years of age and older; and38 (C) Other men, as may be determined by a physician.39 (b) A health benefit policy shall provide coverage for annual prostate cancer screenings40 for men with a high risk for prostate cancer. Such coverage shall include a digital rectal41 examination and a prostate-specific antigen test.42 H. B. 373 - 2 - 25 LC 46 1057 (c)(1) Except as provided in paragraph (2) of this subsection, a health benefit policy that43 provides coverage for annual prostate cancer screenings shall provide such coverage44 without imposing a cost sharing requirement on the enrollee.45 (2) If compliance with paragraph (l) of this subsection would result in a high deductible46 health benefit policy with a health savings account becoming ineligible under Section 23347 of Title 26 of the Internal Revenue Code, then paragraph (l) of this subsection shall apply48 to such policy only after the policy enrollee has satisfied the minimum deductible49 required under such section of the Internal Revenue Code except with respect to items or50 services that are deemed preventive care pursuant to 26 U.S.C. Section 223(c)(2)(C) of51 the Internal Revenue Code, as such sections of Title 26 of the Internal Revenue Code are52 in effect on January 1, 2025, or as the Commissioner shall determine necessary."53 SECTION 2.54 Part 1 of Article 1 of Chapter 18 of Title 45 of the Official Code of Georgia Annotated,55 relating to state employees' health insurance plan, is amended by adding a new Code section56 to read as follows: 57 "45-18-4.2.58 (a) As used in this Code section, the term:59 (1) 'Cost sharing requirement' means a deductible, coinsurance, copayment, or a60 maximum limitation on the application of a deductible, coinsurance, copayment, or other61 out-of-pocket expense.62 (2) 'Men with a family history of prostate cancer' means men who have a first-degree63 relative:64 (A) Who has been diagnosed with prostate cancer;65 (B) Who developed prostate cancer;66 (C) Whose death was a result of prostate cancer;67 H. B. 373 - 3 - 25 LC 46 1057 (D) Who has been diagnosed with a cancer known to be associated with an increased68 risk of prostate cancer; or69 (E) Who has a genetic alteration known to be associated with an increased risk of70 prostate cancer.71 (3) 'Men with a high risk for prostate cancer' means:72 (A) Men who are 40 to 49 years of age with a family history of prostate cancer;73 (B) Men who are 50 years of age and older; and74 (C) Other men, as may be determined by a physician.75 (b) The health insurance plan established pursuant to this article shall include coverage for76 annual prostate cancer screenings for men with a high risk for prostate cancer. Such77 coverage shall include a digital rectal examination and a prostate-specific antigen test.78 (c)(1) Except as provided in paragraph (2) of this subsection, a health insurance plan that79 provides coverage for annual prostate cancer screenings shall provide such coverage80 without imposing a cost sharing requirement on the enrollee.81 (2) If compliance with paragraph (l) of this subsection would result in a high deductible82 health insurance plan established pursuant to this article with a health savings account83 becoming ineligible under Section 233 of Title 26 of the Internal Revenue Code, then84 paragraph (l) of this subsection shall apply to such plan only after the plan enrollee has85 satisfied the minimum deductible required under such section of the Internal Revenue86 Code except with respect to items or services that are deemed preventive care pursuant87 to 26 U.S.C. Section 223(c)(2)(C) of the Internal Revenue Code, as such sections of88 Title 26 of the Internal Revenue Code are in effect on January 1, 2025, or as the89 Commissioner of the Department of Community Health shall determine necessary."90 SECTION 3.91 Article 7 of Chapter 4 of Title 49 of the Official Code of Georgia Annotated, relating to92 medical assistance generally, is amended by adding a new Code section to read as follows:93 H. B. 373 - 4 - 25 LC 46 1057 "49-4-159.5.94 (a) As used in this Code section, the term:95 (1) 'Cost sharing requirement' means a deductible, coinsurance, copayment, or a96 maximum limitation on the application of a deductible, coinsurance, copayment, or other97 out-of-pocket expense.98 (2) 'Men with a family history of prostate cancer' means men who have a first-degree99 relative:100 (A) Who has been diagnosed with prostate cancer;101 (B) Who developed prostate cancer;102 (C) Whose death was a result of prostate cancer;103 (D) Who has been diagnosed with a cancer known to be associated with an increased104 risk of prostate cancer: or105 (E) Who has a genetic alteration known to be associated with an increased risk of106 prostate cancer.107 (3) 'Men with a high risk for prostate cancer' means:108 (A) Men who are 40 to 49 years of age with a family history of prostate cancer;109 (B) Men who are 50 years of age and older; and110 (C) Other men, as may be determined by a physician.111 (b) The department shall provide Medicaid recipients who are men with a high risk for112 prostate cancer with coverage for annual prostate screenings and do so without imposing113 a cost sharing requirement on the enrollee. Such coverage shall include a digital rectal114 examination and a prostate-specific antigen test.115 (c) To implement the provisions of this Code section, the department shall, when116 necessary, submit a Medicaid state plan amendment or waiver request to the United States117 Department of Health and Human Services."118 H. B. 373 - 5 - 25 LC 46 1057 SECTION 4. 119 This Act shall become effective upon its approval by the Governor or upon its becoming law120 without such approval and shall apply to all applicable insurance policies issued, delivered,121 issued for delivery, or renewed on or after January 1, 2026.122 SECTION 5.123 All laws and parts of laws in conflict with this Act are repealed.124 H. B. 373 - 6 -