Georgia House Bill HB494

Georgia 2025-2026 Regular Session

• Introduced: 2/18/25
• Report Pass: 2/28/25
• Engrossed: 3/6/25
• Refer: 3/10/25
• Report Pass: 3/13/25

Caption

Motor vehicles; require mopeds to be covered by a form of minimum financial responsibility for accident damages

Impact

The proposed changes will result in updates to the Official Code of Georgia Annotated, specifically within the section that governs moped operation. By mandating financial coverage, the bill aligns moped requirements more closely with those of other motor vehicles, which have similar liability insurance mandates. This unification in regulatory standards is expected to improve safety on the highways as it encourages responsible operation among moped users.

Summary

House Bill 494 seeks to amend existing legal provisions regarding mopeds under Georgia law. Specifically, the bill aims to require that all mopeds be covered by a form of minimum financial responsibility for accident damages. This provision is intended to ensure that moped operators can respond financially in the event of an accident, thereby promoting greater accountability among moped users. This legislative change addresses safety concerns associated with the increased use of mopeds on public roads.

Contention

While the bill aims to enhance accountability, there may be differing opinions regarding the potential impact on moped use. Some lawmakers and advocacy groups may argue that imposing insurance requirements could discourage individuals from using mopeds, particularly in urban areas where they serve as affordable transportation options. Conversely, supporters contend that the legislation is a necessary public safety measure, fostering a culture of responsibility among all road users.