Iowa House Bill HF2378

Iowa 2023-2024 Regular Session

• Introduced: 2/8/24
• Refer: 2/8/24

Caption

A bill for an act relating to enclosed structures on private docks and required insurance.

Impact

A significant aspect of HF2378 is the mandatory maintenance of dock liability insurance by owners of private docks where these enclosed structures are built. The bill requires a minimum coverage of one million dollars per occurrence, which underscores the legislative intent to protect the rights of those who may be affected by potential damages arising from these structures. Moreover, the bill holds dock owners accountable for any damages associated with the enclosed structures, reinforcing the need for responsible construction and maintenance practices on private docks.

Summary

House File 2378 introduces regulations concerning the construction of enclosed structures on private docks in Iowa. The bill specifies that individuals with a valid dock site permit and hoist or slip assignment can build an enclosed structure provided it meets certain criteria regarding size and construction materials. Notably, these structures must be made of rust-resistant materials and should not exceed thirty feet in width or twenty feet in height, thereby addressing safety and durability concerns associated with dock infrastructure.

Contention

While the bill aims to clarify regulations around dock structures, it may encounter contention from various stakeholders. Concerns could arise regarding the financial burden imposed on dock owners through mandatory insurance requirements, particularly among those who may not have previously needed such coverage. Additionally, there may be discussions surrounding how these regulations impact recreational activities associated with private docks, such as fishing and boating, which are integral to communities that rely on such water bodies for leisure and economic activities. Overall, the balance between safety, liability, and the interests of private dock owners may form the crux of debates surrounding HF2378.