103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 HB2613 Introduced , by Rep. Jed Davis SYNOPSIS AS INTRODUCED: 215 ILCS 190/10 Amends the Short-Term, Limited Duration Health Insurance Coverage Act. Provides that any short-term, limited duration health insurance coverage policy that is delivered or issued for delivery in the State must have an expiration date in the policy that is less than 181 days after the effective date or December 31 of the current year, whichever is later (rather than must have an expiration date in the policy that is less than 181 days after the effective date). LRB103 29383 BMS 55773 b A BILL FOR 103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 HB2613 Introduced , by Rep. Jed Davis SYNOPSIS AS INTRODUCED: 215 ILCS 190/10 215 ILCS 190/10 Amends the Short-Term, Limited Duration Health Insurance Coverage Act. Provides that any short-term, limited duration health insurance coverage policy that is delivered or issued for delivery in the State must have an expiration date in the policy that is less than 181 days after the effective date or December 31 of the current year, whichever is later (rather than must have an expiration date in the policy that is less than 181 days after the effective date). LRB103 29383 BMS 55773 b LRB103 29383 BMS 55773 b A BILL FOR 103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 HB2613 Introduced , by Rep. Jed Davis SYNOPSIS AS INTRODUCED: 215 ILCS 190/10 215 ILCS 190/10 215 ILCS 190/10 Amends the Short-Term, Limited Duration Health Insurance Coverage Act. Provides that any short-term, limited duration health insurance coverage policy that is delivered or issued for delivery in the State must have an expiration date in the policy that is less than 181 days after the effective date or December 31 of the current year, whichever is later (rather than must have an expiration date in the policy that is less than 181 days after the effective date). LRB103 29383 BMS 55773 b LRB103 29383 BMS 55773 b LRB103 29383 BMS 55773 b A BILL FOR HB2613LRB103 29383 BMS 55773 b HB2613 LRB103 29383 BMS 55773 b HB2613 LRB103 29383 BMS 55773 b 1 AN ACT concerning regulation. 2 Be it enacted by the People of the State of Illinois, 3 represented in the General Assembly: 4 Section 5. The Short-Term, Limited-Duration Health 5 Insurance Coverage Act is amended by changing Section 10 as 6 follows: 7 (215 ILCS 190/10) 8 Sec. 10. Application; scope; duration of coverage. 9 (a) This Act applies to health insurance issuers that 10 offer short-term, limited-duration health insurance coverage 11 to individuals in this State and to short-term, 12 limited-duration health insurance coverage that is delivered 13 or issued for delivery in this State, including coverage 14 issued outside of this State that covers individuals in this 15 State. 16 (b) A short-term, limited-duration health insurance 17 coverage policy may not be issued or delivered to any person 18 residing in this State unless the policy, when delivered or 19 issued for delivery in this State, complies with the 20 provisions of this Act. 21 (c) Any short-term, limited-duration health insurance 22 coverage policy that is delivered or issued for delivery in 23 this State must have an expiration date in the policy that is 103RD GENERAL ASSEMBLY State of Illinois 2023 and 2024 HB2613 Introduced , by Rep. Jed Davis SYNOPSIS AS INTRODUCED: 215 ILCS 190/10 215 ILCS 190/10 215 ILCS 190/10 Amends the Short-Term, Limited Duration Health Insurance Coverage Act. Provides that any short-term, limited duration health insurance coverage policy that is delivered or issued for delivery in the State must have an expiration date in the policy that is less than 181 days after the effective date or December 31 of the current year, whichever is later (rather than must have an expiration date in the policy that is less than 181 days after the effective date). LRB103 29383 BMS 55773 b LRB103 29383 BMS 55773 b LRB103 29383 BMS 55773 b A BILL FOR 215 ILCS 190/10 LRB103 29383 BMS 55773 b HB2613 LRB103 29383 BMS 55773 b HB2613- 2 -LRB103 29383 BMS 55773 b HB2613 - 2 - LRB103 29383 BMS 55773 b HB2613 - 2 - LRB103 29383 BMS 55773 b 1 less than 181 days after the effective date or December 31 of 2 the current year, whichever is later, and shall not be 3 renewable or extendable within a period of 365 days after the 4 individual's coverage under the policy ends, either at the 5 option of the issuer or the individual. Renewal of a 6 short-term, limited-duration health insurance coverage policy 7 includes the issuance of a new short-term, limited-duration 8 health insurance policy by an issuer to a policyholder within 9 60 days after the expiration of a policy previously issued by 10 the issuer to the policyholder. 11 (d) Any short-term, limited-duration health insurance 12 coverage policy that is delivered or issued for delivery in 13 this State may not be rescinded before the expiration date in 14 the policy, except in cases of nonpayment of premiums, fraud, 15 or as provided in subsection (e). 16 (e) Any short-term, limited-duration health insurance 17 coverage policy that is delivered or issued for delivery in 18 this State shall contain an option for an individual to cancel 19 coverage after any 30-day interval during the term of the 20 plan. 21 (Source: P.A. 100-1118, eff. 11-27-18.) HB2613 - 2 - LRB103 29383 BMS 55773 b