Introduced Version
SENATE BILL No. 295
_____
DIGEST OF INTRODUCED BILL
Citations Affected: IC 25-0.5; IC 25-30; IC 26-2-10;
IC 34-30-2.1-384.3; IC 35-52-25-52.5.
Synopsis: Licensing of collateral recovery services. Renames the
private investigator and security guard licensing board as the private
investigator, security guard, and collateral recovery agency licensing
board, and adds two additional members to the board. Establishes
licensure for a collateral recovery agency. Requires a person to be
licensed as a collateral recovery agency to repossess collateral, attempt
to repossess collateral, hold one's self out as being in the business of
repossessing collateral, or use license plate recognition. Provides
certain requirements: (1) for an applicant seeking licensure as a
collateral recovery agency; (2) for a licensee to maintain licensure; and
(3) for a legal owner when personal effects are in or on the collateral
at the time of repossession. Requires equipment used to repossess
collateral to meet certain criteria. Provides that threatening a collateral
recovery agency's employee is a crime under certain circumstances.
Makes conforming changes.
Effective: July 1, 2025.
Doriot, Zay
January 13, 2025, read first time and referred to Committee on Commerce and Technology.
2025 IN 295—LS 7046/DI 148 Introduced
First Regular Session of the 124th General Assembly (2025)
PRINTING CODE. Amendments: Whenever an existing statute (or a section of the Indiana
Constitution) is being amended, the text of the existing provision will appear in this style type,
additions will appear in this style type, and deletions will appear in this style type.
Additions: Whenever a new statutory provision is being enacted (or a new constitutional
provision adopted), the text of the new provision will appear in this style type. Also, the
word NEW will appear in that style type in the introductory clause of each SECTION that adds
a new provision to the Indiana Code or the Indiana Constitution.
Conflict reconciliation: Text in a statute in this style type or this style type reconciles conflicts
between statutes enacted by the 2024 Regular Session of the General Assembly.
SENATE BILL No. 295
A BILL FOR AN ACT to amend the Indiana Code concerning
professions and occupations.
Be it enacted by the General Assembly of the State of Indiana:
1 SECTION 1. IC 25-0.5-3-19, AS ADDED BY P.L.3-2014,
2 SECTION 5, IS AMENDED TO READ AS FOLLOWS [EFFECTIVE
3 JULY 1, 2025]: Sec. 19. IC 25-1-2-6(b) applies to the private
4 investigator, and security guard, and collateral recovery agency
5 licensing board.
6 SECTION 2. IC 25-0.5-4-26, AS ADDED BY P.L.3-2014,
7 SECTION 5, IS AMENDED TO READ AS FOLLOWS [EFFECTIVE
8 JULY 1, 2025]: Sec. 26. The private investigator, and security guard,
9 and collateral recovery agency licensing board (IC 25-30-1-5.2) is a
10 board under IC 25-1-4.
11 SECTION 3. IC 25-0.5-7-11, AS ADDED BY P.L.3-2014,
12 SECTION 5, IS AMENDED TO READ AS FOLLOWS [EFFECTIVE
13 JULY 1, 2025]: Sec. 11. The Indiana professional licensing agency
14 shall perform administrative functions, duties, and responsibilities for
15 the private investigator, and security guard, and collateral recovery
16 agency licensing board (IC 25-30-1-5.2) under IC 25-1-6-3(a).
17 SECTION 4. IC 25-0.5-8-23, AS ADDED BY P.L.3-2014,
2025 IN 295—LS 7046/DI 148 2
1 SECTION 5, IS AMENDED TO READ AS FOLLOWS [EFFECTIVE
2 JULY 1, 2025]: Sec. 23. An occupation for which a person is licensed,
3 certified, or registered by the private investigator, and security guard,
4 and collateral recovery agency licensing board (IC 25-30-1-5.2) is a
5 regulated occupation under IC 25-1-7.
6 SECTION 5. IC 25-0.5-9-24, AS ADDED BY P.L.3-2014,
7 SECTION 5, IS AMENDED TO READ AS FOLLOWS [EFFECTIVE
8 JULY 1, 2025]: Sec. 24. The private investigator, and security guard,
9 and collateral recovery agency licensing board (IC 25-30-1-5.2) is a
10 board under IC 25-1-8.
11 SECTION 6. IC 25-0.5-10-26, AS ADDED BY P.L.3-2014,
12 SECTION 5, IS AMENDED TO READ AS FOLLOWS [EFFECTIVE
13 JULY 1, 2025]: Sec. 26. The private investigator, and security guard,
14 and collateral recovery agency licensing board (IC 25-30-1-5.2) is a
15 board under IC 25-1-8-6.
16 SECTION 7. IC 25-0.5-12-12, AS ADDED BY P.L.3-2014,
17 SECTION 5, IS AMENDED TO READ AS FOLLOWS [EFFECTIVE
18 JULY 1, 2025]: Sec. 12. The private investigator, and security guard,
19 and collateral recovery agency licensing board (IC 25-30-1-5.2) is a
20 board under IC 25-1-11.
21 SECTION 8. IC 25-30-1-2, AS AMENDED BY P.L.3-2008,
22 SECTION 196, IS AMENDED TO READ AS FOLLOWS
23 [EFFECTIVE JULY 1, 2025]: Sec. 2. As used in this chapter:
24 (1) "Person" means an individual, a firm, a company, an
25 association, an organization, a partnership, or a corporation.
26 (2) "Licensee" means a person licensed under this chapter.
27 (3) "Private investigator firm" means the business of:
28 (A) making, for hire or reward, investigation or investigations
29 for the purpose of obtaining information with reference to:
30 (i) a crime against the state or wrongs done or threatened;
31 (ii) the habits, conduct, movements, whereabouts,
32 association, transactions, reputation, or character of a
33 person;
34 (iii) credibility of witnesses or other persons;
35 (iv) the location or recovery of lost, abandoned, unclaimed,
36 or stolen property;
37 (v) the causes, origin, or responsibility for fires or accidents
38 or injuries to real or personal property; or
39 (vi) the truth or falsity of a statement or representation;
40 (B) securing, for hire or reward, evidence to be used for
41 authorized investigation committees or boards of award or
42 arbitration or in the trial of civil or criminal cases; or
2025 IN 295—LS 7046/DI 148 3
1 (C) providing, for hire or reward, undercover investigators to
2 detect and prevent fraud and theft in the workplace or
3 elsewhere.
4 (4) "Board" refers to the private investigator, and security guard,
5 and collateral recovery agency licensing board established
6 under section 5.2 of this chapter.
7 (5) "Licensing agency" refers to the Indiana professional licensing
8 agency established under IC 25-1-5-3.
9 (6) "Business entity" means a firm, a company, an association, an
10 organization, a partnership, or a corporation.
11 (7) "Collateral recovery agency" refers to a person licensed
12 under IC 25-30-3.
13 SECTION 9. IC 25-30-1-5.2, AS AMENDED BY P.L.249-2019,
14 SECTION 123, IS AMENDED TO READ AS FOLLOWS
15 [EFFECTIVE JULY 1, 2025]: Sec. 5.2. (a) The private investigator,
16 and security guard, and collateral recovery agency licensing board is
17 established.
18 (b) The board consists of:
19 (1) the superintendent of the state police department or the
20 superintendent's designee; and
21 (2) subject to IC 25-1-6.5-3, the following four (4) six (6)
22 members appointed by the governor:
23 (A) One (1) individual who is associated with a private
24 investigator firm licensed under this article.
25 (B) One (1) individual who is associated with a security guard
26 agency licensed under this article.
27 (C) One (1) local law enforcement official.
28 (D) One (1) person who is not associated with the private
29 investigator firm or security guard agency other than as a
30 consumer.
31 (E) Two (2) individuals who are associated with a
32 collateral recovery agency.
33 (c) Each member of the board appointed by the governor shall serve
34 a term under IC 25-1-6.5.
35 (d) The governor may remove a board member appointed by the
36 governor under IC 25-1-6.5-4.
37 (e) A vacancy in the membership of the board shall be filled by
38 appointment by the governor under IC 25-1-6.5.
39 (f) Each member of the board is entitled to reimbursement for
40 traveling expenses and other expenses actually incurred in connection
41 with the member's duties, as provided in the state travel policies and
42 procedures established by the Indiana department of administration and
2025 IN 295—LS 7046/DI 148 4
1 approved by the budget agency.
2 SECTION 10. IC 25-30-1-6.5, AS AMENDED BY P.L.249-2019,
3 SECTION 124, IS AMENDED TO READ AS FOLLOWS
4 [EFFECTIVE JULY 1, 2025]: Sec. 6.5. (a) The board shall meet upon
5 the call of the board president.
6 (b) Three (3) Four (4) members of the board constitute a quorum.
7 SECTION 11. IC 25-30-1.3-1, AS ADDED BY P.L.185-2007,
8 SECTION 27, IS AMENDED TO READ AS FOLLOWS [EFFECTIVE
9 JULY 1, 2025]: Sec. 1. As used in this chapter, "board" refers to the
10 private investigator, and security guard, and collateral recovery
11 agency licensing board established under IC 25-30-1-5.2.
12 SECTION 12. IC 25-30-3 IS ADDED TO THE INDIANA CODE
13 AS A NEW CHAPTER TO READ AS FOLLOWS [EFFECTIVE
14 JULY 1, 2025]:
15 Chapter 3. Collateral Recovery Agency Licensing
16 Sec. 1. This chapter does not apply to the following persons
17 when engaged in an activity otherwise covered by this chapter:
18 (1) A financial institution or the employee of a financial
19 institution if the activity is conducted by the employee on
20 behalf of that financial institution.
21 (2) A towing company or towing operator when an employee
22 or agent of the financial institution is present at the site from
23 which a vehicle is towed.
24 (3) An automobile rental company or the employee of an
25 automobile rental company if the activity is conducted by the
26 employee on behalf of the automobile rental company.
27 (4) A towing company or towing operator when an employee
28 or agent of an automobile rental company is present at the site
29 from which a vehicle is towed.
30 (5) A retail seller of equipment (as defined in IC 26-1-9.1-102),
31 or an employee of a retail seller of equipment, if the activity
32 is limited to the repossession of the type of goods routinely
33 sold by the retail seller in the manner authorized by
34 IC 26-1-9.1-609 on behalf of the owner of a security interest
35 in that collateral.
36 (6) An entity or the employee of an entity that primarily
37 finances wholesale and retail transactions related to the
38 purchase or lease of equipment manufactured by the entity's
39 affiliate if the activity is limited to the repossession of the
40 equipment.
41 Sec. 2. For purposes of this chapter, the following definitions
42 apply:
2025 IN 295—LS 7046/DI 148 5
1 (1) "Assignment" means a written authorization by a legal
2 owner, lien holder, lessor, lessee, or licensed repossession
3 agency to locate or repossess, involuntarily or voluntarily, any
4 collateral that:
5 (A) is subject to a security agreement that contains a
6 repossession clause; or
7 (B) is the subject of a rental or lease agreement.
8 The term includes written authorization by an employer to
9 recover any collateral entrusted to an employee or former
10 employee if the possessor is wrongfully in possession of the
11 collateral. A photocopy, facsimile copy, or electronic copy of
12 an assignment has the same force and effect as an original
13 written assignment.
14 (2) "Automobile rental company" means a person whose
15 primary business is renting motor vehicles to the public for
16 thirty (30) days or less.
17 (3) "Board" refers to the private investigator, security guard,
18 and collateral recovery agency licensing board established by
19 IC 25-30-1-5.2.
20 (4) "Collateral" means any personal property that is subject
21 to a security, lease, or rental agreement. The term does not
22 include a recreational vehicle permanently attached to a
23 foundation and used as a primary residence.
24 (5) "Collateral recovery agency" means any person that, for
25 consideration:
26 (A) advertises as providing; or
27 (B) is engaged in the business of performing;
28 a repossession. The term includes a person that uses license
29 plate recognition for the purpose of performing a
30 repossession.
31 (6) "Conviction" means an adjudication of guilt by a federal
32 or state court resulting from plea or trial, regardless of
33 whether imposition of sentence was suspended.
34 (7) "Debtor" means any person obligated under a lease,
35 rental, or security agreement.
36 (8) "Felony" means a criminal conviction for which the
37 convicted person might have been imprisoned for more than
38 one (1) year.
39 (9) "Financial institution" has the meaning set forth in
40 IC 28-1-1-3.
41 (10) "Hazardous material" means a material or waste that
42 has been determined to be hazardous or potentially hazardous
2025 IN 295—LS 7046/DI 148 6
1 to human health, to property, or to the environment by:
2 (A) the United States:
3 (i) Environmental Protection Agency;
4 (ii) Nuclear Regulatory Commission;
5 (iii) Department of Transportation; or
6 (iv) Occupational Safety and Health Administration; or
7 (B) the environmental rules board established by
8 IC 13-13-8-3.
9 The term includes all of the hazardous materials identified in
10 49 CFR 172.101.
11 (11) "Indemnification" means any agreement that seeks to
12 indemnify and insure another against any type of claim, loss,
13 liability, recovery, or damages.
14 (12) "Legal owner" means a person holding:
15 (A) a security interest in any collateral that is subject to a
16 security agreement;
17 (B) a lien against any collateral; or
18 (C) an interest in any collateral that is subject to a lease or
19 rental agreement.
20 (13) "Licensee" means any person licensed as a collateral
21 recovery agency under this chapter.
22 (14) "License plate recognition" means a technology that uses
23 a camera and software to:
24 (A) identify and read a vehicle's license plate;
25 (B) compare images of license plates to a data base; and
26 (C) provide both live and historical data.
27 (15) "Person" means an individual, a firm, a company, an
28 agency, an organization, a partnership, or a corporation.
29 (16) "Personal effects" means:
30 (A) any property contained within or on the repossessed
31 collateral; or
32 (B) property that is not permanently affixed to the
33 repossessed collateral;
34 that is not the property of the legal owner, including
35 hazardous materials.
36 (17) "Personal information" means:
37 (A) information that identifies or reasonably can be used
38 to identify an individual, such as first and last name in
39 combination with the individual's:
40 (i) Social Security number or other government issued
41 number or identifier;
42 (ii) date of birth;
2025 IN 295—LS 7046/DI 148 7
1 (iii) home or physical address;
2 (iv) electronic mail address or other online contact
3 information or Internet provider address;
4 (v) financial account number or credit or debit card
5 number;
6 (vi) biometric data, health or medical data, or insurance
7 information; or
8 (vii) passwords or other credentials that permit access to
9 an online or other account;
10 (B) personally identifiable financial or insurance
11 information, including nonpublic personal information
12 defined by applicable federal law; and
13 (C) any combination of data that, if accessed, disclosed,
14 modified, or destroyed without authorization of the owner
15 of the data or if lost or misused, would require notice or
16 reporting under IC 4-1-11 and federal privacy and data
17 security law, whether or not the attorney general or the
18 attorney general's agent is subject to the law.
19 (18) "Principal officer" means an individual who holds the
20 office of owner, president, vice president, secretary, or
21 treasurer in a business.
22 (19) "Remote storage location" means a licensee's secured
23 storage facility that:
24 (A) is designated for the storage of collateral; and
25 (B) is either a secure building or has a perimeter that is
26 secured with a fencing construction that makes the area
27 not accessible to the public.
28 (20) "Repossession" means to take physical possession of
29 personal property that was used as collateral.
30 (21) "Towing company" refers to a business that moves a
31 vehicle by means of a tow truck or owns a storage lot. The
32 term includes a tow truck operator when acting on behalf of
33 a towing company.
34 Sec. 3. Unless licensed under this chapter, a person may not:
35 (1) repossess collateral in Indiana;
36 (2) attempt to repossess collateral in Indiana;
37 (3) hold one's self out to be a collateral recovery agency; or
38 (4) use license plate recognition to repossess collateral in
39 Indiana.
40 Sec. 4. (a) An application for licensure as a collateral recovery
41 agency must be on a form prescribed by the board accompanied by
42 the license fee established by the board under IC 25-1-8.
2025 IN 295—LS 7046/DI 148 8
1 (b) The application for licensure as a collateral recovery agency
2 must include the following:
3 (1) The applicant's full name and business's street address.
4 (2) The business name under which the applicant intends to do
5 business as a collateral recovery agency.
6 (3) The full name and residential address of each of the
7 collateral recovery agency's members, partners, directors,
8 and managers.
9 (4) The applicant's:
10 (A) Social Security number, if an individual; or
11 (B) federal Employer Identification Number.
12 (5) The following information concerning an owner or officer
13 in control or management of the collateral recovery agency:
14 (A) Name and any aliases.
15 (B) Age and date of birth.
16 (C) Place of birth.
17 (D) Social Security number or alien registration number,
18 whichever is applicable.
19 (E) Current residence address and mailing address.
20 (F) A statement of all criminal convictions, findings of
21 guilt, and pleas of guilty or nolo contendere, regardless of
22 adjudication of guilt.
23 (G) One passport type color photograph taken not more
24 than six (6) months immediately preceding submission of
25 the application.
26 (H) A personal inquiry waiver that allows the board to
27 conduct necessary investigations to satisfy the
28 requirements of this chapter.
29 (I) Any further facts as may be required by the board to
30 show that the individual signing the application is of good
31 moral character and qualified by experience and training
32 to satisfy the requirements of this chapter.
33 (6) Proof of certification and training from a nationally
34 recognized program, such as:
35 (A) the American Recovery Association's Certified
36 Collateral Recovery Specialist (CCRS) program; or
37 (B) the Recovery Industry Services Company's (RISC)
38 training program.
39 (7) Any other information required by the board.
40 Sec. 5. A licensee must maintain the following:
41 (1) A physical location with signage within Indiana.
42 (2) The ability to store a vehicle that has been repossessed.
2025 IN 295—LS 7046/DI 148 9
1 (3) The ability to store personal effects in a secured area out
2 of the elements.
3 (4) Reasonable hours that allow an individual ample
4 opportunity to retrieve the individual's personal effects or
5 collateral.
6 (5) Required insurance under section 6 of this chapter.
7 Sec. 6. (a) A licensee shall provide the board with a certification
8 of insurance evidencing coverage in the amount required under
9 this section.
10 (b) The coverage must:
11 (1) include the board as an additional insured for the purpose
12 of receiving all notices of any modification or cancellation of
13 the insurance;
14 (2) be written by an insurance company that is lawfully
15 engaged to provide insurance coverage in Indiana;
16 (3) provide for a combined single limit policy in the amount of
17 at least one million dollars ($1,000,000) per occurrence and a
18 three million dollar ($3,000,000) aggregate policy, which
19 must:
20 (A) include commercial general liability for wrongful
21 repossession, garage keepers, on hook, and drive away;
22 and
23 (B) be a direct primary policy.
24 (4) provide for a dishonesty bond policy in the amount of at
25 least one million dollars ($1,000,000); and
26 (5) insure for the liability of all employees licensed or
27 registered by the state while acting in the course of the
28 employee's employment.
29 (c) The licensee shall notify the board immediately upon
30 cancellation of the insurance policy, whether the cancellation was
31 initiated by the insurance company or the licensee.
32 (d) The board shall suspended the licensee's license on the date
33 of cancellation of the policy, unless new evidence of insurance is
34 provided to the board before the effective date of cancellation.
35 Sec. 7. An individual who has been convicted of a felony does not
36 qualify for a collateral recovery agency license under this chapter.
37 Sec. 8. This chapter does not preclude a domestic or foreign
38 limited liability company from being licensed as a collateral
39 recovery agency under this chapter.
40 Sec. 9. At all times, a licensee's license must be conspicuously
41 displayed at the licensee's location on record with the board.
42 Sec. 10. (a) Equipment used for repossessions must:
2025 IN 295—LS 7046/DI 148 10
1 (1) be registered in the state of Indiana;
2 (2) display the company name and Indiana department of
3 transportation number;
4 (3) bear a state licensing placard; and
5 (4) be inspected annually and maintain a valid Federal Motor
6 Carrier Safety Administration inspection.
7 (b) A licensee shall provide the board with evidence of
8 applicable insurance for the licensee's remote storage location that
9 specifies the licensee as the primary policy holder.
10 Sec. 11. (a) A licensee must store collateral in a secure location
11 within Indiana after repossession until the collateral is either:
12 (1) redeemed; or
13 (2) transferred to auction.
14 (b) The licensee may charge a reasonable fee for storing
15 collateral in the secure location. However, the licensee may charge
16 an additional fee for collateral that contains hazardous materials.
17 (c) The fee described in subsection (b) may be charged to either
18 the:
19 (1) debtor; or
20 (2) legal owner.
21 (d) If personal effects are contained in or on collateral at the
22 time of repossession, the licensee shall inventory and store the
23 personal effects until either:
24 (1) returned to the debtor; or
25 (2) disposed of in accordance with this section.
26 (e) If personal effects contained in or on collateral at the time of
27 repossession have an estimated value of at least ten dollars ($10),
28 the legal owner of the collateral shall provide the debtor with
29 written notice of the following:
30 (1) A list of each item of personal effects having an estimated
31 value of at least five dollars ($5).
32 (2) The estimated aggregate of all the items of personal
33 effects.
34 (3) A statement that if the debtor does not claim the property
35 within thirty (30) days after the notice was sent, the personal
36 effects will become the property of the licensee with no right
37 of redemption by the debtor.
38 The notice under this subsection must be sent by certified mail.
39 (f) If personal effects are not claimed by the debtor not more
40 than thirty (30) days after the legal owner sends notice under
41 subsection (e), the licensee may dispose of the personal effects.
42 However, the licensee shall:
2025 IN 295—LS 7046/DI 148 11
1 (1) surrender illegal items or contraband to local law
2 enforcement; and
3 (2) retain a receipt or other proof of surrender as part of the
4 licensee's records.
5 Sec. 12. (a) If the licensee has reason to believe that collateral
6 collects or stores personal information, the licensee shall eliminate
7 the personal information collected or stored in the collateral by
8 using a standardized electronic solution:
9 (1) as soon as practicable after repossession; and
10 (2) before releasing the collateral from the licensee's
11 possession.
12 (b) A licensee who complies with this section is not subject to
13 civil liability.
14 Sec. 13. (a) A person shall not threaten a collateral recovery
15 agency's employee, physically or verbally, during the course of a
16 repossession.
17 (b) A violation of subsection (a) is a Class A misdemeanor for
18 the person's first offense. However, any subsequent violation of
19 subsection (a) is a Level 6 felony.
20 SECTION 13. IC 26-2-10-0.5 IS ADDED TO THE INDIANA
21 CODE AS A NEW SECTION TO READ AS FOLLOWS
22 [EFFECTIVE JULY 1, 2025]: Sec. 0.5. As used in this chapter,
23 "collateral recovery agency" means a person licensed under
24 IC 25-30-3.
25 SECTION 14. IC 26-2-10-2 IS REPEALED [EFFECTIVE JULY 1,
26 2025]. Sec. 2. As used in this chapter, "motor vehicle repossession
27 agent" means a person who physically repossesses a motor vehicle or
28 watercraft on behalf of another person or on the person's own behalf.
29 SECTION 15. IC 26-2-10-6, AS ADDED BY P.L.38-2009,
30 SECTION 1, IS AMENDED TO READ AS FOLLOWS [EFFECTIVE
31 JULY 1, 2025]: Sec. 6. (a) A motor vehicle repossession agent who
32 collateral recovery agency that repossesses or intends to repossess a
33 motor vehicle or watercraft must provide the following information, if
34 available, to the sheriff's department of the county having jurisdiction
35 in the location where the motor vehicle repossession agent collateral
36 recovery agency believes that the motor vehicle or watercraft will be
37 found:
38 (1) The identity of the repossession company. collateral recovery
39 agency.
40 (2) A description of the motor vehicle or watercraft.
41 (3) The name and address of the person believed to be currently
42 in possession of the motor vehicle or watercraft (if the
2025 IN 295—LS 7046/DI 148 12
1 repossession has not yet occurred), or believed to have been in
2 possession of the motor vehicle (if the repossession has already
3 occurred).
4 (4) The address where the motor vehicle repossession agent
5 collateral recovery agency believes that the motor vehicle or
6 watercraft will be found (if the repossession has not yet occurred),
7 or the address where the motor vehicle was found when it was
8 repossessed.
9 (b) A motor vehicle repossession agent collateral recovery agency
10 must provide the information described in subsection (a):
11 (1) before the repossession occurs; or
12 (2) not later than two (2) hours after the repossession.
13 SECTION 16. IC 26-2-10-7, AS ADDED BY P.L.38-2009,
14 SECTION 1, IS AMENDED TO READ AS FOLLOWS [EFFECTIVE
15 JULY 1, 2025]: Sec. 7. A motor vehicle repossession agent who
16 collateral recovery agency that violates section 6 of this chapter
17 commits a Class C infraction.
18 SECTION 17. IC 34-30-2.1-384.3 IS ADDED TO THE INDIANA
19 CODE AS A NEW SECTION TO READ AS FOLLOWS
20 [EFFECTIVE JULY 1, 2025]: Sec. 384.3. IC 25-30-3-12 (Concerning
21 the elimination of personal information by a collateral recovery
22 agency).
23 SECTION 18. IC 35-52-25-52.5 IS ADDED TO THE INDIANA
24 CODE AS A NEW SECTION TO READ AS FOLLOWS
25 [EFFECTIVE JULY 1, 2025]: Sec. 52.5. IC 25-30-3-13 defines a
26 crime concerning collateral recovery agencies.
2025 IN 295—LS 7046/DI 148