SESSION OF 2025
SUPPLEMENTAL NOTE ON HOUSE BILL NO. 2043
As Amended by House Committee on Insurance
Brief*
HB 2043, as amended, would allow the insurer or
producer to extend a pilot or testing program for a value-
added product or service beyond a one-year period for any
additional time needed to determine if the value-added
product or service meets the criteria in the case the insurer or
producer is unable to determine sufficient evidence within the
first year.
The bill would clarify the time period for an agent or
insurer to respond to an inquiry from the Insurance
Department (Department) to be within 14 calendar days.
The bill would add the failure of an insurer to respond to
an inquiry from the Department to the list of actions that could
lead the Commissioner to deny, suspend, revoke, or refuse a
new license or application for license.
The bill would also add defining headers and would
make other technical amendments.
Background
The bill was introduced by the House Committee on
Insurance at the request of a representative of the Kansas
Insurance Department. [Note: A companion bill, SB 23, has
been introduced in the Senate.]
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*Supplemental notes are prepared by the Legislative Research
Department and do not express legislative intent. The supplemental
note and fiscal note for this bill may be accessed on the Internet at
https://klrd.gov/ House Committee on Insurance
In the House Committee hearing on the bill, proponent
testimony was provided by a representative of the Kansas
Insurance Department. The proponent indicated the bill would
allow the Department to better respond to consumer
complaints received and would allow an extension beyond
the one-year period at the discretion of the Department to
obtain evidence pertaining to value-added products or
services mitigation.
Written-only neutral testimony was provided by a
representative of the Kansas Association of Property and
Casualty Insurance Companies, Inc.
No other testimony was provided.
The House Committee amended the bill to clarify the
time period for a response to the Department to be within 14
calendar days.
Fiscal Information
According to the fiscal note prepared by the Division of
the Budget, the Kansas Insurance Department indicates
enactment of the bill, as introduced, would not have a fiscal
effect.
Kansas insurance department; commissioner; inquiry response; rebate pilot
programs; value-added product; value-added service
2- 2043