Kansas 2025 2025-2026 Regular Session

Kansas Senate Bill SB20 Amended / Bill

                    As Amended by House Committee
Session of 2025
SENATE BILL No. 20
By Committee on Financial Institutions and Insurance
1-16
AN ACT concerning insurance; reducing the number of board members 
appointed by the commissioner on certain insurance-related boards and 
the frequency of the meetings of the committee on surety bonds and 
insurance; amending K.S.A. 40-2102, 40-2109, 40-3116, 40-3413 and 
75-4101 and repealing the existing sections.
Be it enacted by the Legislature of the State of Kansas:
Section 1. K.S.A. 40-2102 is hereby amended to read as follows: 40-
2102. (a) Every insurer undertaking to transact in the state of Kansas the 
business of automobile and motor vehicle bodily injury and property 
damage liability insurance and every rating organization which that files 
rates for such insurance shall cooperate in the preparation and submission 
preparing and submitting a plan to the commissioner of insurance of a 
plan or plans for the equitable apportionment among insurers of applicants 
for insurance who are, in good faith, are entitled to, but who are unable to 
procure such insurance through ordinary methods, such insurance. Such 
plan or plans shall provide:
(a)(1) Reasonable rules governing the equitable distribution of risks 
by direct insurance, reinsurance or otherwise and their assignment to 
insurers, including provisions requiring, at the request of the applicant, an 
immediate assumption of the risk by an insurer or insurers upon 
completion of an application, payment of the specified premium and 
deposit the application and the premium in the United States mail, postage 
prepaid and addressed to the plan's office;
(b)(2) rates and rate modifications applicable to such risks which that 
shall be reasonable, adequate and not unfairly discriminatory;
(c)(3) the limits of liability which that the insurer shall be required to 
assume;
(d)(4) a method whereby by which applicants for insurance, insureds 
and insurers may have a hearing on grievances and the right of appeal to 
the commissioner;
(e) for every such plan or plans, there shall be (5) a governing board 
to be appointed by the commissioner of insurance which that shall meet at 
least annually to review and prescribe operating rules, and which shall 
consist of the following members:.
(1)(b) (1) Prior to January 1, 2026, such board shall consist of the 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36 SB 20—Am. by HC 2
following nine members:
(A) (i) Seven members who shall be appointed prior to December 31, 
2025, as follows: 
(a) Three of such members shall be representatives of foreign 
insurance companies,;
(b) two members shall be representatives of domestic insurance 
companies; and 
(c) two members shall be licensed independent insurance agents.; 
(ii) such seven members shall be appointed for a term of three years, 
except that the initial appointment shall include two members appointed 
for a two-year term and two members appointed for a one-year term as 
designated by the commissioner; and
(2)(B) two members representative shall be representatives of the 
general public interest with such members to be appointed for a term of 
two years.
(2) The terms of the members appointed and serving on the 
governing board as of July 1, 2025, shall expire on December 31, 2025.
(c) (1) The commissioner shall appoint a governing board for the 
plan that shall serve on and after January 1, 2026, and that shall have the 
same powers, duties and functions as its predecessor. On and after 
January 1, 2026, all members of such governing board shall serve three-
year terms, except that such members shall be removable by the 
commissioner for inefficiency, neglect of duty or malfeasance. Such 
governing board shall consist of five members to be appointed as follows:
(A) Three members shall be representatives of insurers;
(B) one member shall be a representative of independent insurance 
agents; and 
(C) one member shall be a representative of the general public.
(2) In making appointments to the governing board, the 
commissioner shall consider if foreign and domestic insurers are fairly 
represented.
(d) (1) The commissioner shall review the plan as soon as reasonably 
possible after filing in order to determine whether it meets the 
requirements set forth in (a), (b), (c) and (d) above subsections (a)(1) 
through (a)(4). As soon as reasonably possible after the plan has been filed 
the commissioner shall, in writing, approve or disapprove the same such 
plan. Any plan shall be deemed approved unless disapproved within 45 
days. Subsequent to the waiting period the commissioner may disapprove 
any plan on the ground grounds that it such plan does not meet the 
requirements set forth in (a), (b), (c) and (d) above subsections (a)(1) 
through (a)(4), but only after a hearing held upon not less than 10 days' 
written notice to every insurer and rating organization affected specifying 
the matter to be considered at such hearing, and only by an order 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43 SB 20—Am. by HC 3
specifying in what respect the commissioner finds that such plan fails to 
meet such requirements, and stating when within a reasonable period 
thereafter such plan shall be deemed no longer effective. Such order shall 
not affect any assignment made or policy issued or made prior to the 
expiration of the period set forth in such order. Amendments to such plan 
or plans shall be prepared, and filed and reviewed in the same manner as 
herein provided in this section  with respect to the original plan or plans.
(2) If no plan meeting the standards set forth in (a), (b), (c) and (d) 
subsections (a)(1) through (a)(4) is submitted to the commissioner within 
the period stated in any order disapproving an existing plan, the 
commissioner shall, if necessary to carry out the purpose of this section 
after hearing, prepare and promulgate a plan meeting such requirements. 
If, after a hearing conducted in accordance with the provisions of the 
Kansas administrative procedure act, the commissioner finds that any 
activity or practice of any insurer or rating organization in connection with 
the operation of such plan or plans is unfair or unreasonable or otherwise 
inconsistent with the provisions of this subsection, the commissioner may 
issue a written order specifying in what respects such activity or practice is 
unfair or unreasonable or otherwise inconsistent with the provisions of this 
subsection and requiring discontinuance of such activity or practice.
Sec. 2. K.S.A. 40-2109 is hereby amended to read as follows: 40-
2109. (a) Every insurer undertaking to transact in this state the business of 
either workers compensation or employer's liability insurance or both, and 
every rating organization which that files rates for such insurance shall 
cooperate in the preparation and submission preparing and submitting a 
plan  to the commissioner of insurance of a plan or plans, for the equitable 
apportionment among insurers of applicants for insurance who are, in good 
faith, are entitled to but who are unable to procure such insurance through 
ordinary methods, such insurance. Such plan or plans shall provide:
(a)(1) Reasonable rules governing the equitable distribution of risks 
by direct insurance, reinsurance or otherwise and their assignment to 
insurers;
(b)(2) rates and rate modifications applicable to such risks which that 
shall be reasonable, adequate and not unfairly discriminatory;
(c)(3) a method whereby by which applicants for insurance, insured 
and insurers may have a hearing on grievances and the right of appeal to 
the commissioner; and
(d) for every such plan or plans, there shall be (4) a governing 
board to be appointed by the commissioner of insurance which that shall 
meet at least annually to review and prescribe operating rules, and which 
shall consist of the following members:.
(b) (1) Prior to January 1, 2026, such board shall consist of the 
following nine members:
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43 SB 20—Am. by HC 4
(1)(A) (i) Seven members who shall be appointed prior to December 
31, 2025, as follows: 
(a) Three of such members shall be representatives of foreign 
insurance companies,; 
(b) two members shall be representatives of domestic insurance 
companies; and 
(c) two members shall be licensed independent insurance agents. 
(ii) Such seven members shall be appointed for a term of three years, 
except that the initial appointment shall include two members appointed 
for a two-year term and two members appointed for a one-year term, as 
designated by the commissioner; and
(2)(B) two members representative of the general public interest with 
such members to be appointed for a term of two years.
(2) The terms of the members appointed and serving on the 
governing board as of July 1, 2025, shall expire on December 31, 2025.
(c) (1) The commissioner shall appoint a governing board for the 
plan that shall serve on and after January 1, 2026, and that shall have the 
same powers, duties and functions as its predecessor. On and after 
January 1, 2026, all members of such governing board shall serve three-
year terms, except that such members shall be removable by the 
commissioner for inefficiency, neglect of duty or malfeasance. Such 
governing board shall consist of seven members to be appointed as 
follows:
(A) Four members shall be representatives of insurance companies;
(B) two members shall be licensed insurance agents; and 
(C) one member shall be a representative of the general public 
interest.
(2) In selecting the members who shall be representatives of insurers, 
the commissioner shall consider if foreign and domestic insurers are fairly 
represented.
(d) (1) The commissioner shall review the plan as soon as reasonably 
possible after filing in order to determine whether it meets the 
requirements set forth in subsections (a) and (c) above(1) through (a)(3). 
As soon as reasonably possible after the plan has been filed the 
commissioner shall in writing approve or disapprove the same such plan, 
except that any plan shall be deemed approved unless disapproved within 
45 days. Subsequent to the waiting period the commissioner may 
disapprove any plan on the ground that it does not meet the requirements 
set forth in subsections (a), (b) and (c) above(1) through (a)(3), but only 
after a hearing held upon not less than 10 days' written notice to every 
insurer and rating organization affected specifying the matter to be 
considered at such hearing, and only by an order specifying in what 
respect the commissioner finds that such plan fails to meet such 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43 SB 20—Am. by HC 5
requirements and stating when within a reasonable period thereafter such 
plan shall be deemed no longer effective. Such order shall not affect any 
assignment made or policy issued or made prior to the expiration of the 
period set forth in such order. Amendments to such plan or plans shall be 
prepared, and filed and reviewed in the same manner as herein provided in 
this section with respect to the original plan or plans.
(2) If no plan meeting the standards set forth in subsections (a), (b) 
and (c)(1) through (a)(3) is submitted to the commissioner within the 
period stated in any order, disapproving an existing plan the commissioner 
shall, if necessary to carry out the purpose of this section after hearing, 
prepare and promulgate a plan meeting such requirements. When such 
plan or plans or amendments thereto have been approved or promulgated, 
no insurer shall thereafter issue a policy of workers compensation or 
employer's liability insurance or undertake to transact such business in this 
state unless such insurer shall participate in such an approved or 
promulgated plan. If, after a hearing conducted in accordance with the 
provisions of the Kansas administrative procedure act, the commissioner 
finds that any activity or practice of any insurer or rating organization in 
connection with the operation of such plan or plans is unfair or 
unreasonable or otherwise inconsistent with the provisions of this section, 
the commissioner may issue a written order specifying in what respects 
such activity or practice is unfair or unreasonable or otherwise inconsistent 
with the provisions of this section and requiring discontinuance of such 
activity or practice.
(e) The commissioner shall approve rates and rate modifications for 
each plan that provides workers compensation insurance. This provision 
shall not prohibit the application of surcharges, experience modifications 
or other rating variables.
Sec. 3. K.S.A. 40-3116 is hereby amended to read as follows: 40-
3116. (a) Insurers and self-insurers are hereby directed to organize and 
maintain an assigned claims plan to provide that any person, who suffers 
injury in this state may obtain personal injury protection benefits through 
such plan if:
(1) Personal injury protection benefits are not available to the injured 
person, except that personal injury protection benefits shall not be deemed 
unavailable to any person suffering injury while such person was the 
operator of a motorcycle or motor-driven cycle, for which the owner 
thereof has rejected personal injury protection benefits pursuant to 
subsection (f) of K.S.A. 40-3107, and amendments thereto;
(2) Motor vehicle liability insurance or self-insurance applicable to 
the injury cannot be identified;
(3) Personal injury protection benefits applicable to the injury are 
inadequate to provide the contracted-for benefits because of financial 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43 SB 20—Am. by HC 6
inability of an insurer or self-insurer to fulfill its obligation; however, 
except that benefits available through the assigned claims plan shall be 
excess over any benefits paid or payable through the Kansas insurance 
guaranty association. If the personal injury protection benefits are not paid 
by the Kansas insurance guaranty association within the limitation of time 
specified in this act, such benefits shall be paid by the assigned claims 
plan. Payments made by the assigned claims plan pursuant to this section 
shall constitute covered claims under K.S.A. 40-2901et seq., and 
amendments thereto.
(b) If a claim qualifies for assignment under this section, the assigned 
claims plan or any insurer or self-insurer to whom the claim is assigned 
shall be subrogated to all of the rights of the claimant against any insurer 
or self-insurer, its successor in interest or substitute, legally obligated to 
provide personal injury protection benefits to the claimant, for any of such 
benefits provided by the assignment.
(c) A person shall not be entitled to personal injury protection 
benefits through the assigned claims plan with respect to injury which that 
such person has sustained if, at the time of such injury, such person was 
the owner of a motor vehicle for which a policy of motor vehicle liability 
insurance is required under this act and such person failed to have such 
policy in effect.
(d) The assigned claims plan shall be governed by such rules and 
regulations as are necessary for its operation and for the assessment of 
costs, which shall be approved by the commissioner. Any claim brought 
through said plan shall be assigned to an insurer or self-insurer, in 
accordance with the approved regulations of operation, and such insurer or 
self-insurer, after the assignment, shall have the same rights and 
obligations as it would have if, prior to such assignment, it had issued a 
motor vehicle liability insurance policy providing personal injury 
protection benefits applicable to the loss or expenses incurred or was a 
self-insurer providing such benefits. Any party accepting benefits 
hereunder under this section shall have such rights and obligations as such 
person would have if a motor vehicle liability insurance policy providing 
personal injury protection benefits were issued to such person.
(e) No insurer shall write any motor vehicle liability insurance policy 
in this state unless the insurer participates in the assigned claims plan 
organized pursuant to this section, nor shall any person qualify as a self-
insurer pursuant to subsection (f) of K.S.A. 40-3104, and amendments 
thereto, unless such person agrees to participate in such assigned claims 
plan. Any insurer or self-insurer required to participate in the assigned 
claims plan who violates this subsection shall be assessed a civil penalty of 
not more than $5,000 for each policy issued or self-insurance certificate 
obtained in violation thereof.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43 SB 20—Am. by HC 7
(f) (1) On and after January 1, 2026, the governing committee of the 
assigned claims plan shall consist of five members, who shall be 
removable by the commissioner for inefficiency, neglect of duty or 
malfeasance. Members shall be appointed as follows:
(A) Three members shall be representatives of insurers;
(B) one member shall be a representative of independent insurance 
agents; and
(C) one member shall be a representative of the general public.
(2) In selecting the members who shall be representatives of insurers, 
the commissioner shall consider whether foreign and domestic insurers 
are fairly represented.
Sec. 4. K.S.A. 40-3413 is hereby amended to read as follows: 40-
3413. (a) Every insurer and every rating organization shall cooperate in the 
preparation of preparing a plan or plans for the equitable apportionment 
among such insurers of applicants for professional liability insurance and 
such other liability insurance as may be included in or added to the plan, 
who are,  in good faith, are entitled to such insurance but are unable to 
procure the same through ordinary methods. Such plan or plans shall be 
prepared and filed with the commissioner and the board of governors 
within a reasonable time but not exceeding 60 calendar days from the 
effective date of this act. Such plan or plans shall provide:
(1) Reasonable rules governing the equitable distribution of risks by 
direct insurance, reinsurance or otherwise including the authority to make 
assessments against the insurers participating in the plan or plans;
(2) rates and rate modifications applicable to such risks which that 
shall be reasonable, adequate and not unfairly discriminatory;
(3) a method whereby periodically the plan shall compare the 
premiums earned to the losses and expenses sustained by the plan. If there 
is any surplus of premiums over losses and expenses received for that year 
such surplus shall be transferred to the fund. If there is any excess of losses 
and expenses over premiums earned such losses shall be transferred from 
the fund, however except that such transfers shall not occur more often 
than once each three months;
(4) the limits of liability which that the plan shall be required to 
provide, but in no event shall except that such limits shall not be less than 
those limits provided for in subsection (a) of K.S.A. 40-3402, and 
amendments thereto; and
(5) a method whereby by which applicants for insurance, insureds and 
insurers may have a hearing on grievances and the right of appeal to the 
commissioner.
(b) (1) For every such plan or plans, there shall be a governing board 
which that shall meet at least annually to review and prescribe operating 
rules. Prior to December 31, 2025, such board of directors shall consist of 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43 SB 20—Am. by HC 8
nine members to be appointed, for terms of four years, by the 
commissioner as follows:
(1)(A) Two members who shall be representatives of foreign insurers;
(2)(B) two members who shall be representatives of domestic 
insurers;
(3)(C) two members who shall be health care healthcare providers;
(4)(D) one member who shall be a licensed insurance agent actively 
engaged in the solicitation of casualty insurance;
(5)(E) one member who shall be the chairperson of the board of 
governors or the chairperson's designee; and
(6)(F) one member who shall be a representative of the general 
public.
(2) The members of the governing board appointed on or before July 
1, 2025, shall serve their current terms that shall expire on December 31, 
2025. On and after January 1, 2026, the governing board shall consist of 
five members who shall be appointed for a term of four years except that 
such members shall be removable by the commissioner for inefficiency, 
neglect of duty or malfeasance as follows:
(i) One member who shall be a representative of foreign insurers;
(ii) one member who shall be a representative of domestic insurers;
(iii) one member shall be a healthcare provider;
(iv) one member who shall be a licensed insurance agent engaged in 
the solicitation of casualty insurance; and
(v) one member who shall be chairperson of the board or the 
chairperson's designee.
(c) The commissioner and board of directors governing board shall 
review the plan as soon as reasonably possible after filing in order to 
determine whether it if such plan meets the requirements set forth in 
subsection (a). As soon as reasonably possible after the plan has been 
filed, the commissioner, consistent with the recommendations of the board 
of directors governing board, shall in writing approve or disapprove the 
plan in writing. Any plan shall be deemed approved unless disapproved 
within 30 days. Subsequent to the waiting period the commissioner may 
disapprove any plan on the ground grounds that it such plan does not meet 
the requirements set forth in subsection (a), but only after a hearing held 
upon not less than 10 days' written notice to every insurer and rating 
organization affected specifying in what respect the commissioner finds 
that such plan fails to meet such requirements, and stating when, within a 
reasonable period thereafter, such plan shall be deemed no longer 
effective. Such order shall not affect any assignment made or policy issued 
or made prior to the expiration of the period set forth in the order. 
Amendments to such plan or plans shall be prepared, and filed and 
reviewed in the same manner as herein provided in this section with 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43 SB 20—Am. by HC 9
respect to the original plan or plans.
(d) If no plan meeting the standards set forth in subsection (a) is 
submitted to the commissioner and board of directors within 60 calendar 
days from the effective date of this act July 1, 1982, or within the period 
stated in any order disapproving an existing plan, the commissioner with 
the assistance of the board of directors shall after a hearing, if necessary to 
carry out the purpose of this act, prepare and promulgate a plan meeting 
such requirements.
(e) If, after a hearing conducted in accordance with the provisions of 
the Kansas administrative procedure act, the commissioner and board of 
directors find that any activity or practice of any insurer or rating 
organization in connection with the operation of such plan or plans is 
unfair or unreasonable or otherwise inconsistent with the provisions of this 
act, the commissioner and board of directors may issue a written order 
specifying in what respects such activity or practice is unfair or 
unreasonable or otherwise inconsistent with the provisions of this act and 
requiring discontinuance of such activity or practice.
(f) An insurer participating in the plan approved by the commissioner 
may pay a commission with respect to insurance written under the plan to 
an insurance agent licensed for any other insurer participating in the plan 
or to any insurer participating in the plan. Such commission shall be 
reasonably equivalent to the usual customary commission paid on similar 
types of policies issued in the voluntary market.
(g) Notwithstanding the provisions of K.S.A. 40-3402, and 
amendments thereto, the plan shall make available policies of professional 
liability insurance covering prior acts. Such professional liability insurance 
policies shall have limits of coverage not exceeding $1,000,000 per claim, 
subject to not more than $3,000,000 annual aggregate liability for all 
claims made as a result of personal injury or death arising out of the 
rendering of or the failure to render professional services within this state 
on or before December 31, 2014. Such professional liability insurance 
policies shall be made available only to physician assistants licensed by 
the state board of healing arts, licensed advanced practice registered nurses 
authorized by the state board of nursing to practice as an advanced practice 
registered nurse in the classification of a nurse-midwife, nursing facilities 
licensed by the state of Kansas, assisted living facilities licensed by the 
state of Kansas and residential health care facilities licensed by the state of 
Kansas that will be in compliance with K.S.A. 40-3402, and amendments 
thereto, on January 1, 2015. The premiums for such professional liability 
insurance policies shall be based upon reasonably prudent actuarial 
principles. The provisions of this subsection shall expire on January 1, 
2016.
Sec. 5. K.S.A. 75-4101 is hereby amended to read as follows: 75-
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43 SB 20—Am. by HC 10
4101. (a) There is hereby created a committee on surety bonds and 
insurance, which shall consist of the state treasurer, the attorney general 
and the commissioner of insurance or their respective designees. The 
commissioner of insurance shall be the chairperson of the committee and 
the director of purchases or the director's designee shall be the ex officio 
secretary. The committee shall meet upon the call of the chairperson and at 
such other times as the committee shall determine but at least once each 
month on the second Monday in each month. Meetings shall be held in the 
office of the commissioner of insurance. The members of the committee 
shall serve without compensation. The secretary shall be the custodian of 
all property, records and proceedings of the committee. Except as provided 
in this section and K.S.A. 74-4925, 74-4927, 75-6501 through 75-6511 
and 76-749, and amendments thereto, no state agency shall purchase any 
insurance of any kind or nature or any surety bonds upon state officers or 
employees, except as provided in this act. Except as otherwise provided in 
this section, health care healthcare coverage and health care healthcare 
services of a health maintenance organization for state officers and 
employees designated under K.S.A. 75-6501(c), and amendments thereto, 
shall be provided in accordance with the provisions of K.S.A. 75-6501 
through 75-6511, and amendments thereto.
(b) The Kansas turnpike authority may purchase group life, health 
and accident insurance or health care services of a health maintenance 
organization for its employees or members of the highway patrol assigned, 
by contract or agreement entered pursuant to K.S.A. 68-2025, and 
amendments thereto, to police toll or turnpike facilities, independent of the 
committee on surety bonds and insurance and of the provisions of K.S.A. 
75-6501 through 75-6511, and amendments thereto. Such authority may 
purchase liability insurance covering all or any part of its operations and 
may purchase liability and related insurance upon all vehicles owned or 
operated by the authority independent of the committee on surety bonds 
and insurance and such insurance may be purchased without complying 
with K.S.A. 75-3738 through 75-3744, and amendments thereto. Any 
board of county commissioners may purchase such insurance or health 
care healthcare services, independent of such committee, for district court 
officers and employees any part of whose total salary is payable by the 
county. Nothing in any other provision of the laws of this state shall be 
construed as prohibiting members of the highway patrol so assigned to 
police toll or turnpike facilities from receiving compensation in the form 
of insurance or health maintenance organization coverage as herein 
authorized.
(c) The agencies of the state sponsoring a foster grandparent or senior 
companion program, or both, shall procure a policy of accident, personal 
liability and excess automobile liability insurance insuring volunteers 
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43 SB 20—Am. by HC 11
participating in such programs against loss in accordance with 
specifications of federal grant guidelines. Such agencies may purchase 
such policy of insurance independent of the committee on surety bonds 
and insurance and without complying with K.S.A. 75-3738 through 75-
3744, and amendments thereto.
(d) Any state educational institution as defined by K.S.A. 76-711, and 
amendments thereto, may purchase insurance of any kind or nature except 
employee health insurance. Such insurance shall be purchased on a 
competitively bid or competitively negotiated basis in accordance with 
procedures prescribed by the state board of regents. Such insurance may 
be purchased independent of the committee on surety bonds and insurance 
and without complying with K.S.A. 75-3738 through 75-3744, and 
amendments thereto.
(e) (1) The state board of regents may enter into one or more group 
insurance contracts to provide health and accident insurance coverage or 
health care healthcare services of a health maintenance organization for all 
students attending a state educational institution as defined in K.S.A. 76-
711, and amendments thereto, and such students' dependents, except that 
such insurance shall not provide coverage for elective procedures that are 
not medically necessary as determined by a treating physician. The 
participation by a student in such coverage shall be voluntary. In the case 
of students who are employed by a state educational institution in a student 
position, the level of employer contributions toward such coverage shall be 
determined by the board of regents.
(2) The state board of regents is hereby authorized to independently 
provide, through self-insurance or the purchase of insurance contracts, 
health care healthcare benefits for employees of a state educational 
institution, as such term is defined in K.S.A. 76-711, and amendments 
thereto, when the state health care healthcare benefits program is 
insufficient to satisfy the requirements of 22 C.F.R. § 62.14, as in effect 
upon the effective date of this section April 13, 2017. Such healthcare 
benefits shall be limited to only those for whom the state health care 
healthcare benefits program does not meet federal requirements.
(3) The state board of regents may purchase cybersecurity insurance 
as it deems necessary to protect student records, labor information and 
other statutorily protected data that the board maintains, independent of the 
committee on surety bonds and insurance and without complying with the 
provisions of K.S.A. 75-3738 through 75-3744, and amendments thereto. 
As used in this paragraph, "cybersecurity insurance" includes, but is not 
limited to, first-party coverage against losses such as data destruction, 
denial of service attacks, theft, hacking and liability coverage guaranteeing 
compensation for damages from errors such as the failure to safeguard 
data.
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43 SB 20—Am. by HC 12
(4) The state board of regents may adopt rules and regulations 
necessary to administer and implement the provisions of this section.
Sec. 6. K.S.A. 40-2102, 40-2109, 40-3116, 40-3413 and 75-4101 are 
hereby repealed.
Sec. 7. This act shall take effect and be in force from and after its 
publication in the statute book Kansas register.
1
2
3
4
5
6